Chii chinoitika kana musingadi kubhadhara chikwereti?

chikwereti hurongwa zvino zvakanaka zvakakwana kwakatanga uye kwakakurumbira zvose pakati vemo uye pakati nemasangano. Kugadzirwa vanachiremba kuti mabhanga mari chikwereti Zvirongwa kufukidza dzinenge dzose nyaya dzinomuka pamusika uyu. Parizvino vakabayira yakawanda siyana zvirongwa: mutengi, chikwereti, dzidzo uye nevamwe vakawanda.

Asi chii chinoitika kana musingadi kubhadhara chikwereti uye kutyora chibvumirano ne pamahombekombe? Zviito kubhangi chii, uye sei nokukurumidza Izvi zvichaitika? Kana izvi kuchaita kuti kugumiswa sungano kana kuti kurasikirwa anondibatsira? Migumisiro chaivo angava, kana nguva asingadi kubhadhara pamwedzi yechikoro? Tichaedza funga zvokusarudza kuti pave nemamiriro ezvinhu akadaro.

Defaults pamusoro zvikwereti, zvinosuwisa zvikuru zvakajairika. Zvaitika nezvikonzero zvakasiyana siyana: anokwereta yapera mari, kana akango- vakakanganwa kuti uchatamisa inodiwa mari kubhengi. It chingaitwe yakakanganiswa kuchinjwa mari nokusaziva, kana akakwereta nemaune yakasarudza kuputsa chibvumirano pamwe kubhengi. Mumwe Mhosva munyaya Pakuurayiwa musungwa chibvumirano kubhengi. Pane zvakajeka chinyatsotsanangurwa zvaizoitika kana musingadi kubhadhara chikwereti. The matanho achitorwa pamahombekombe pachinhu vasiri Vanobhadhara, Vanonzvenga anonzi rakabva akapedzisa kondirakiti.

Kubhangi anonyatsoziva chii chichaitika kana musingadi kubhadhara chikwereti, uye kazhinji awane runovimbisa dzosera. Kazhinji, zvinoda rubatso, rakazaruka riri chete bhengi. Kana vimbiso kungava chinjwa kana usingazungunuke enzvimbo anokwereta. For masangano kuti wana midziyo kuburikidza mubhengi runovimbisa mutsividzo of chikwereti chingava magadzirirwo pachayo. Pane zvibvumirano kuti zvakagadzirirwa nenzira kuti kana kukundikana kubhadhara mari, mubhengi akaisa mberi kutaura kuti co-anokwereta kana guarantors pamusoro chikwereti.

Zvakaratidza, haugoni kudzorera mari, asi pachinzvimbo kurasikirwa chero pfuma - ndiyo chete chokwadi nzira pamutemo haana kubhadhara chikwereti.

Asi kana uri kuva pfupi matambudziko emari, zvino pane mukana chaiye kuwana deferment kuti muripo. Somuenzaniso, unogona kugadzira rakanyorwa chikumbiro kuna kurapa pamahombekombe ane chikumbiro kushandura mashoko mutsividzo pamusoro chikwereti, zvichiratidza zvikonzero izvo haagoni kubhadharwa nenguva. Chisarudzo kuchaenderana pamahombekombe wokuti vakatevera pachinhu vasiri payers.

Kana uchinyatsoda usina mano kubhadhara chikwereti kunyange munguva yemberi iri kure, uye tinofanira kuita maererano nomutemo. Kana kuwanda chikwereti akapfuudza zvachose kukosha rubatso, kubhangi achaita kunokumbira kukuvadzwa achaedza yokunonotsa napo yakareba tonotora vanofarira zvikuru. Asi yakarebesa nokuongorora vanoti haina vanobatanidzwa Bank zvirongwa, nekuti pashure pemakore matatu, zvose kutaura zvemari nemi kurega.

Edza kuita pamwedzi mari pamwero unoenderana wako mari - nokuti dare uye chinokosha pamahombekombe ndicho chokwadi kuti murege kuramba kubhadhara, asi havangagoni. Zvino dare anosarudza zvichaitika kana musingadi kubhadhara chikwereti.

Kutungamirira pamutemo matsamba, kana pane kudiwa kuzokurukura chichemo. Kuteerera vateresi, kupfuura kuti vanogona - zviri kukunetsa pafoni, izvo zvinogona vachangoona adzima. Kana musingadi zvamatonga pamusoro pfuma yenyu, uye kunokumbira iwe hapana, chete zvazvinosarira kumirira chisarudzo mudare.