Ndiani asingadi kuziva zvakawanda, kana chii kubhangi asingadi tarisa chikwereti nhoroondo

Nokuti munhu ane chinhu kuvanza, zvakakosha kuwana izvo kubhengi asingadi kutarisa chikwereti nhoroondo. Zvatinosiita nzira zvokuongorora zvikumbiro chero chikwereti zvinosanganisira matanho akadai scoring tinyatsonzwisisa solvency uye rakavimbika dzingangoitika anokwereta, chivimbo chakasimba magwaro, uye vachiongorora padanho rakavimbika uye mukurumbira. Saka, akavimbika kubhengi zvakakwana, uye vokutanga mumatanho maviri - nhoroondo ukama hwako nevamwe masangano zvemari, aisazova kufarira.

Munhu iwe chete regai kupa mari pamwe tagovera chikwereti nhoroondo?

The undisputed mutungamiri kwenhamba yezvikanganiso ndiro Sberbank. Anopedza nguva yakawanda kuti dzinobvisa vangangozova vatengi, saka kuongorora kunoitwa zvakasiyana-siyana, kusanganisira chiitiko nokukwereta.

Zvinonzi dzaiwanzofungidzira kuti mabhanga, pasina kuongorora chikwereti kare - a "Russian Standard" uye "Renaissance Credit" uye "Home Credit". Zvisinei, havasi vose nyore. Izvi zvemari uye zvikwereti masangano, pasinei inflated nokukwereta mari vanowanzotevedzera kurerutsa ngozi. Panzira, kuti ape mari vachida vatengi vane makore 21-27 chete rakanyorwawo yakatsiga zvemari chinzvimbo. Izvi ndipo Wauya batsira, akadai Help nebepa, uyewo kana kushandisa kuna Sberbank.

Where kuwana mari iri chikwereti matambudziko ari chikwereti faira?

Kana uri kunetseka chii kubhangi asingadi kutarisa chikwereti history, une chinhu kutya kwavo yapfuura aiita pamwe chikwereti. The Zvakanyanya Kunaka Panguva Yepamuviri nzira yokudzivisa tichichera tsvina yakarukwa - kudanwa ichi kuti nokukurumidza chikwereti. Kana achibudisa zvinhu zvakadaro kazhinji havasi kufarira chero mashoko, uye nguva kunyoresa kwakadaro kunoitika zvishoma - kunaka mashoko kungoti haana nguva yokuita mumiririri abhadhara. Quick zvikwereti anogona kugadzirisa matambudziko mari kunyange "wakabirwa" mutengi yarwo.

Asi chii bhangi hakuiti tarisa chikwereti kare? Kwakadaro hanya chikwereti zvinosanganisira avo masangano anoshanda zvakananga nehoro kupa minamato yavo "nokukurumidza." Gadzirira kuva kuti iwe aibhadharwa zvakawanda, uye hapana nevimbiso yakavamba havafaniri kukutsausa.

Yeuka kuti chinonyanya akavimbika mbiri nhoroondo mabhanga - ndivo apo uri mutengi. Your kare haafariri masangano iwayo zvemari, uye zvichingodaro kuti munoziva kwazvo zvakawanda. Saka, kazhinji zvinogona Lenders havateereri pamusoro nechikwereti nhoroondo muhoro uye mudyandigere nemakasitoma, vanoita, vaimbova anokwereta.

Unofanira chete kuratidza pacharo zvakanaka kamwe, zvino iwe haugoni Vanonetseka kubhangi asingadi kuongorora chikwereti nhoroondo uye vari kurifarira. mubhengi "Your" chero zvazvingava achakutora nemaoko. Yeuka kuti chinonyanya kukosha - kwete kukwereta mari, uye kuvabata kwekugadzikana ezvinhu.

Akanaka zvikwereti nyore kudzoka, izvo zvinoreva kuti yako chikwereti nhoroondo haasi kuenda kuipa. Hongu, uye bhajeti yenyu haazobvumira kubva unobtrusive overpayment. Saka, zvakawanda vakavimbika kwavari nokungwarira kwete nemabhengi mari iripo uye kuwana zvikwereti pamwe shoma chimbadzo uye mutengo-zvinobudirira.