Banking kure Nokuraramisa - kushandiswa uye kukura

The chikuru Vavariro nerimwe bhengi ndiko maximize purofiti. For Zvakanyanya Kunaka Panguva Yepamuviri zvabuda, zvakakodzera akwezve uye kuchengeta zvimwe vatengi. Uyewo, kuti nemhosva pakati yose akagadzirwa mabhanga vanosarudza kupfuura kusununguka kuzvipedza. Mumwe zvinokosha zvinodiwa Pakusarudza ano nzira. Kure Nokuraramisa kunobatanidzwa yemabasa pamazita 80% kuti mabhanga Russian. Nyaya ino kutarira zviri kure rwezvemabhengi maitiro uye chii mirayiridzo yaro kukura.

Pfungwa RBS

Banking kure Nokuraramisa - mumwe zvemichina rikamuka uchikumbira kure basa pamwe kubhengi. DBS kunosanganisira Comprehensive vatengi mubhangi pasina kuvapo pachavo.

DBS maitiro yagara akashandiswa Europe uye United States. MuRussia, kwakadaro hurongwa yave revatema zvikuru achangobva. Zvisinei, rimwe gore pane mudanga Kugadzirwa RBS. Gore negore kuwedzera nhamba vatengi vachishingaira kushandisa rakapotsa rwezvemabhengi.

Musimboti kubhangi kure basa kunoratidzwa kuti vakawanda rwezvemabhengi kwema - kubhadhara zvikwereti, kugamuchira nhoroondo mashoko, kunyoresa zvikumbiro, kunyoresa mubhadharo magwaro, etc. - zvinogona kuitwa tsamba muoti, pasina kuvapo pauzima.

Banking Remote Services dzinosanganisira:

• "Bank-nemhosva".

• "Internet-Client".

• System "Phone-nemhosva".

• ATM-rwezvemabhengi kuzvipatara uye kushandisa rwezvemabhengi mano.

Kwegadziriro "kubhengi-nemhosva" kana "mafuta nemhosva"

The Hurongwa vanoshanda kure yeGmail.END_STRONG mapindire Via purogiramu yekombiyuta. Nokuti ichi mhando basa unofanira kuonana kubhangi kuti rwokugadzirwa utungamiriri uye kuisa program. kure rwezvemabhengi Hurongwa anewo yechipiri zita - "gobvu nemhosva". Zvinonzi revatema kubva kunze kwenyika (kure rwezvemabhengi, musha rwezvemabhengi). Specialised chirongwa anochengeta munhu mutengi ruzivo nenhoroondo kwema pamwe kubhengi. On Munhu kubatana chirongwa yeGmail.END_STRONG rinobatanidza kubhengi. Nokuti kuramba mashandiro, mutengi anofanirwa kuramba zvachose kubatana Via munhu Modem kana pafoni Internet.

Nhamba huru vanoshandisa "Bank-Client" gadziriro iri kuchengetwa pakati pamutemo masangano. Nyore kushanda ndechokuti risiti mashoko, kuratidza kuitika mamiriro nhoroondo uye aurayiwe remapazi zhinji anoitwa ari kure.

Zvakanaka-kutoitwa hurongwa yakawiriranwa pamwe rinonzi "Client-Bank" rinoshandiswa emakambani makuru akawanda. Banking chirongwa anopa kusikwa muripo magwaro uye rizere njanji nemafambiro zvose mari zviri munhoroondo.

"Internet-Client" ezvinhu kana "mutete nemhosva"

Panguva iyoyo, mashoko paIndaneti basa kure rwezvemabhengi mabasa kushandiswa zvinopfuura 50% vemo. Vazhinji mabhanga Russian vava kushandisa ino. Chinenge bhangi ose ane website yayo apo unogona kudzidza zvose zvakafanira mashoko.

Kwegadziriro "Internet-Client" kana "Mutete Client" (Internet rwezvemabhengi, Web-rwezvemabhengi), hakudi kugadzwa okuwedzera software. Kuti kushandisa hurongwa zvokutova Indaneti. In rako pachako nhoroondo, mumwe yeGmail.END_STRONG anokwanisa kuona mashoko nezvenhoroondo yavo, vanopiwa mashoko, kubhadhara mabasa, uyewo zvandakatonga mafomu avo kana mamwe rwezvemabhengi mabasa.

Zvivanakire, kuumba pafoni shanduro, iyo inodzidzisa anogona kuita zvakafanana akavhiyiwa kubva smartphone.

"Phone-nemhosva" mamiriro

The nyore mhando, unosanganisira pamahombekombe kure basa - riri kupa uye processing mashoko pafoni. "Phone-nemhosva" zvinosanganisira foni-rwezvemabhengi uye SMS-rwezvemabhengi.

Banking rubatsiro presupposes kuvapo kudanwa centre, apo unogona kutaura mumiririri kubhengi.

Scheme kugadzira uye yedzimudzangara ane dzakawanda mikana:

• asi waari kuitira basa anotaura nemashoko opareta;

• asi waari kuitira basa anogamuchira mashoko uchishandisa inzwi Muterere;

• mutengi anogamuchira mashoko Via SMS-rwezvemabhengi;

The pamazita mabasa yakabva nemhosva, iri shoma: pafoni unogona chete kugamuchira mashoko ichifarirwa uye kusuma mhando wandei mafomu. Zvisinei, mamwe akavhiyiwa kuti Cash kana kuchinjwa mari zvinoda kuzivikanwa uye kuvapo pachavo.

ATM-rwezvemabhengi kuzvipatara uye kushandisa rwezvemabhengi michina

Chimwe chezvinhu dzakabudirira "ATM-rwezvemabhengi" RBS Network muRussia uye vaiona kushandiswa rwezvemabhengi mano - Izvi zvinosanganisira richikurukura zviteshi uye ATMs. The pamwero yakajairika uye kucherechedzwa masangano vakaverengwa matavi uye ATMs, Sberbank munhare, kure rwezvemabhengi basa anonzi imwe yenzvimbo dzakabudirira.

Development pamusoro RBS mu Russia

Munyika iri pedyo kunze kwenyika RBS ndiyo nhanho shomanana kupfuura muRussia. Panguva iyoyo, kuvandudzwa kure rwezvemabhengi mabasa ari mashoma nechando. Dambudziko nderokuti kana rwezvemabhengi hurongwa kana vanhu vasina kugadzirira kuchinja kwakadaro kuchikosha. Mashomanana aomerwe zvemari wokunzwa dzibvise upfumi vari mapenzi. Vakawanda mumisha kushaya mukana wokushandisa indaneti, tisingatauri padanho kombiyuta vanoshandisa vakuru.

Zvakagadzirwa zvakadai vhidhiyo kubva pamahombekombe mukuru kana kuchinja paIndaneti rwezvemabhengi, tichaona munguva yemberi iri pedyo, kunze muMoscow uye zvikuru emunharaunda nzvimbo. Panguva iyoyo, kushandiswa e-rwezvemabhengi enyika muna Russia nechinangwa kuvandudza kuchengeteka wegadziriro uye vabudirire LEVEL basa.

payakaipira RBS

Sezvaiitwa dzimwe nyika, kuRussia rwezvemabhengi kure basa ane nemhinganidzo yakakura: chokumbofanobata hurongwa. Hijacking uye kuba mari kubva pachake nhoroondo upi anoishandisa kuti ruzivo programmer anonzi nyore purofiti. Pasinei chokwadi kuti mabhanga vari kuramba kuvandudzika hurongwa hwavo, asi pane mbavha anogona Hack kupinda chero kuchengeteka hurongwa.

Chinonyanya kukosha ndechokuti pamahombekombe iri bhizimisi mari yakakwana kudzivirira mashoko avo kubva mvumo, asi panguva imwe chete, mari vatengi vari pasi kurwiswa. Izvi imhaka yokuti kuchengetedzwa kwemararamiro yeGmail.END_STRONG wacho gadziriro migero kupedza zvishoma nzira, nokuti izvi mari uye kuwira pamusoro pamafudzi nemhosva.