"Gazprombank", Mutual Fund (yakawiriranwa mari) kunyanya mupiro mwero uye prices

vari kupi kupfuura kunobatsira kupedza mari? Zvichida ichi ndicho chinhu chinokosha nyaya inonetsa makambani ose. Financial zviridzwa zvakawanda kubva kumusoro-ngozi PAMM-Nhoroondo umo kwemari zviri 100-110%, kuti bhengi deposits kubudikidza 4-5%, asi vimbiso uye inishuwarenzi zvikwereti. Pezvatinotaura mari mubhizimisi mudziyo kuti anopa "Gazprombank" - yakawiriranwa mari, kana yakawiriranwa mari. Mamwe mashoko pamusoro chii, uye napamusoro mazwi chii, vanoita zviri bhizimisi mairi.

UIF: History uye pfungwa

End mari Fund - pamwe kwavanoita kuti makambani avo zvipe mari yavo vanopedzisira mari zviridzwa siyana: mumatanda, zvisungo, Real Estate, nesimbi dzinokosha, simba, uye naizvozvo, nezvikonzero zvakasiyana-siyana havagoni kuzviita ... Vamwe havana ruzivo uye ruzivo, mune dzimwe nguva, wechitatu - vaviri.

Asi sezvo vachiti, mari inofanira kushanda, uye vanosarudza kuvapa panguva kurasa nekambani twa zvakanaka. Iyewo, anogamuchira basa, uye invests navo zviridzwa siyana. Chinetso ndechokuti hapana munhu anopa chivimbiso chakasimba chekuchengetedzwa mari, uye kana nemari makambani "Kubatanidza kupinda mutopota," kuti hapana dzosera inopiwa.

Mari Mutual pakutanga akazviratidza muUnited States, shure muna 1924. Asi munguva zvoupfumi uye zvemari kusadzidza pamusoro American vemo vane hapana vakatenda. The Kufunga kwevanhu kwakanga nyore: "Tine mamaneja izvi handizivi kwavakamuradzika uchaiswa - usafungidzira." Tinobvumirana kuti vakawanda nhasi kutaura saizvozvo, asi mashoko zera zvose zvaunogona kuti muedze uye chamber zvose.

Ngatimbotaura pamusoro "Gazprombank", Mutual Fund rinova kumiririrwa zvakanaka. Next nayo.

A zvishoma pamusoro pedu

Bank "Gazprombank" - nhasi rimwe inozivikanwa zvikuru chikwereti masangano Russia. A gumi vakabudirira basa akamutendera kuti awane yakawanda yakanaka inofambiswa basa. Asi mipiro nayo yakaderera, sezvo zvimwe zvikwereti masangano - hapana kupfuura 5-7% pa annum. Akapa mitengo muna 2015 panguva 12%, zvinganzi vakagumisa kuti yakareba vanhu kuchengeta mari mubhangi nyaya, ndipo pariri anorasikirwa navo nemashoko chaiwo.

Kubvira 2004, zvakanga akavhura chikamu - "MC Gazprombank". Mukomana kambani nokukurumidza akatanga kukura yaro inivhesitimendi pamusika. Muna 2015, akakunda mubayiro nokuda kubaya guru zvakanaka. Nhasi tinogona kusarudza zvinhu zvakasiyana kuti mari :. mari Mutual "Gazprombank", zvisungo, mumatanda, etc. We nyora zvishoma kwavari.

"Gazprombank": yakawiriranwa mari 'zvisungo pamwe "

Mutual Fund rakagadzirirwa makambani vanoda kuderedza ngozi dzavo kushoma. Chinangwa - kupa mari kupfuura mubhanga deposits uye mitengo. Kudzora shareholders vanopedzisira zvisungo dzakakwirira chivimbo rating, kusanganisira yeUnited chikwereti zvisungo (OFZ). Zvisinei, Chokwadi, mari kubva akavhiyiwa izvi dererei pane kuti vamwe mubhizimisi zviridzwa, guta Kuchengetedzwa chinhu chokutanga. Pano nheyo "nani shiri muruoko".

Goho Mutual Fund "zvisungo pamwe"

Kana kuongorora girafu kukura, "Bonds ndinoiitawo" kubva "Gazprombank", kubva July 2013th (inception musi) uye kusvika June 2015, goho inenge 35%. Pahwaro chegore negore izvi vanenge 12%. Percentage, tinogona kutaura zvakanaka kuenzaniswa kubhengi deposits 5-10%.

Chokwadi, kukura haisi nguva dzose yakawiriranwa mari - kubva December 2014 kusvika March 2015 akanga chaizvo "vakanyika" kubvira 10% kusvika 5%, izvo chaizvo kwakavhundutsa vanoita zhinji vari pamusoro colour zvoupfumi zvirango vakatanga kudzidzinga dzinodzora mari yavo kutya kurasikirwa nezvose. Asi pashure March Mutual Fund nokushingaira ari kukura pasina mikuru nokufamba.

Nokuti vaya vasinganamati zvikuru kunzwisisa chii yakawiriranwa mari Somuenzaniso, kuti hakuna garandi "Gazprombank" - PIF ukoshi anogona zvose zvikure uende kubvisa. Shareholders vanosanganawo kubva kusauka, mukusiyana kune deposits imwe chete bhengi.

"Gazprombank": PIF "Gold"

Avo akafanotaura zvirango uye kuderedza pamusoro Ruble uye paakapiwa mu dzekuno mari "Gold", handizvidyi moyo wangu sarudzo. Mari yendarama, uye chiri ichi simbi anokosha ari paakapiwa chete mari, zviri akasungirirwa dhora. Yeuka kuti kuderedza uye, sezvo zvakaguma kuwa Ruble muna 2014 vawa anenge kaviri. Izvi zvinoreva kuti anawo Ruble akarasikirwa vanoita zvose, kunze vaya vane deposits vakanga vatorwa mari uye simbi dzinokosha.

Kubva pakutanga ivepo, kubva July 2013, Mutual Fund, sezvo vachiti, fivha. Kusvikira September 2014 goho indekisi akawira kubvisa 20%, asi achiri akaenda razero. Toti kuti kunyange 1% yevanhu kudzoka nokuti gore mari hazvikubatsiriyi, sezvo iyi, zviri nani pane kuchengeta mari kumba pasi pamutsago.

Mitengo yaiitwa pachiyero 12%, izvo depreciated mari nenzira chaiyo. Asi ichi hachisi mhosva "Gazprombank" - yakawiriranwa mari, asi mari yendarama hakunei pake. Asi kuziva mutengo kuti kambani kuti Rinotarisira upfumi vanofanira kunosanganisira zvose musika kuwa. Kana iye haazivi sei kuita, zvino, chokwadi, nei zvichikosha? Asi isu hatingazvirumbidzi kupinda gakava pamusoro kubudirira nzira, uye endai mberi Kuongorora yakawiriranwa mari "Gold".

Sezvo October 2014, uye ipapo rwairwa Russia akatanga kuisa zvirango, uye National mari kudzikisa ukoshi zvinhu akatanga kuratidza kukura. Chete kubva October 2014 kusvika pakati-February 2015 yakasvika anenge 90%.

shareholders vaya "doterpel" vakagamuchira muripo nguva vakatuka "Gazprombank", Mutual Fund, uye vakawanda yose capitalism sezvo nehurongwa. Izvi anobvuma kuti chikamu regai kupa kunyange ane ngozi zvavo zvakasiyana-siyana PAMM-Nhoroondo apo mukana yokurasikirwa guru rose chaizvo.

Mushure yakadaro nokukurumidza kuwa muna yakawiriranwa mari akanyura, uye yose mari July 2013 kusvika July 2016 yairema zvishoma kupfuura 60%, chokwadi, iri 20% pa annum.

matambudziko zvinowanzovapo makambani

Zvinokosha kucherechedza kuti Ruble upfumi akarasikirwa hafu nokuda kwoupfumi zvirango uye kuderedza National mari. chikamu muzana Chero asingasviki 100, chokwadi, hazvikubatsiriyi makambani.

Paaiva currency pakati oupfumi kusvikira 2014 vakachengeta ukoshi chaihwo guru kufambidzana, pasinei nokuti mari kwavari ndiko razero.

General mhedziso

Vanopedzisira itirana mari kana kwete - ndiwo munhu nyaya. Uti chimwe chinhu: kana kambani invests mari yako, izvozvo hazvirevi kuti munhu pachake ndiye "avete pachitofu," uye musafunga kutarisira purofiti yakakura.

Mutoro purofiti kana kurasikirwa hunogara chete chete investor. Naizvozvo zvakafanira kuti nokuyera zvose zvakanaka, funga pamusoro mari chaiyo apo mari dzavo. Mari Mutual Chokwadi, ichapa mari pamusoro rubatso pamahombekombe, asi musakanganwa kuti chiitiko kurasikirwa mumwe asingadi aripire nemari zvakaoma-yakawanikwa.

Pasinei chokwadi chokuti "Gazprombank" Bank - wakatsiga chikwereti sangano, izvozvo hakurevi muripo pakuparwa nokurasikirwa makambani makuru paakapiwa mu yakawiriranwa mari yacho.