MuThe risiti chikwereti kuburikidza matare

Enough zvakafanana mamiriro ezvinhu apo kukumbira mhuri, shamwari, basa vashandi kukwereta mari. Tichifunga ezvinhu, hapana nzira yokuramba. Kuva munhu wakachenjera, iwe vanoumba risiti uye kupa mari.

Asi pashure penguva yakati kunouya kunzwisisa kuti kudzoka chikwereti hapana ari kuenda. Foni haipindurwi, pamukova hapana anovhura ... Chimwe kuedza kutaura kudzoka chikwereti pasina kutungamirira. nomusoro wako inotanga kubvira panguva ino. How kudzorera mari?

Pane zvingaitwa maviri. Kana imi muri pamwe nokugutsikana kugutsikana, kuti kubatsira shamwari mumamiriro ezvinhu akaoma, vanokanganwa ravo basa uye kuita chaicho mhedziso, uchirarama. Kana kudare vaienda kuyananisa.

Saka, kana uine zvinosimbisa kuchinjwa mari kunyorwa, dzosera iri nyore zvikuru, sezvo kuzoita risiti chikwereti yakavakirwa gwaro iri. Asi kusvetuka kuti kungangova kuti mari yavo shure haangavi zvichikwanisika kana akadaro kutengeserana, iwe chete chete yoku chibvumirano.

Zvakanaka, kana risiti chinoitwa vose mitemo: kuona mari, musi kutengeserana, mazwi chokudzoka. Asi hazvina basa kana chinhu zvakanyorwa zvakaipa. Muchiitiko chino, unofanira kutumira munhu vakanyorwa tsamba kuti chikwereti zita, apo kuzoita risiti chikwereti zvakajeka. Hazvina kubva risiti ari kutaura muka kubva nokubatira akakwereta kubhadhara chikwereti.

Hedzino dzimwe mitemo nyore achigadzirira munhu rakanyorwa gwaro kuna kuzoita risiti muzvikwereti hakurevi kuva dambudziko guru:

1. Risiti zvakanyorwa pachake anokwereta, pfungwa riri chokwadi wokugamuchira mari.
2. Zvakajeka anoratidza pasipoti Data zvose anokwereta uye womunhu anomukweretesa.
3. Vanosungirwa chinoratidza musi nyaya mari.
4. The chikwereti Huwandu nemifananidzo uye mashoko (uye mune mari wakabudiswa).
5. Percentage, kana paiva pakubvumirana.
6. Musi dzosera.
7. anokwereta wacho siginicha.

Kana uchiri havasi kuenda mudzorere ratorwa, akabva sungisa kudare kuti adzikunure chikwereti pamusoro risiti hakusi zvakakodzera. Tapota ziva kuti kupedza mutemo zvausingakwanisi, kusanganisira panyaya dzakadaro, haasi makore anopfuura matatu. Uye anotanga kuonekwa kubva musi apo mari yaifanira vadzoka.

Zvikwereti muunganidzwa pamusoro chionekeso kunosanganisira kodzero chikwereti kufarira pamusoro inogarwa uwandu. Kana pakukura kwavo kusingajekeswi, zviri pakutsvaga nzvimbo dzokugara pamusoro akakweretesa maererano kubhengi chimbadzo (the refinancing mwero). Kufarira inofanira kubhadharwa pamwedzi vanoshandisa mari kusvikira musi nokuripira.

MuThe risiti chikwereti kubva chikwereti inopa muunganidzwa kufarira pamusoro rakumbirwa dzemari. Uye vanotanga kumhanya mazuva 30 mushure akakweretesa kudare kutaura kuti dzosera.

Zvikwereti kupora iri kure nokuva nyore nzira dzevagari zviitiko umo mune subtleties uye nuances, saka izvi zviri nani kupa mumaoko ruzivo magweta. Vanokwanisa kubatsira kunyora zvakanaka kutaura kupindura mibvunzo yose uye basa kugadzira kwacho.