"RosDengi": wongororo. "RosDengi" - MFI

Mabasa zvitsva zvokukweretesa masangano Russia nechinangwa kupa rokukurumidzira zvemari rubatsiro vagari Russian ari gadziriro shoma mari kwenguva pfupi. Kazhinji, kushanda kuti microloan muna MFIs regai kujaira kana baba namai sezvo mukuru chimbadzo zvaizopedza zvachose zvisingafanoonekwi kunonoka pamusoro zvikwereti. Mumwe mabasa aya ari kambani zvikwereti "RosDengi". Customer ongororo dzinoratidza dambudziko isina issuance yemutoo wezvikwereti pfupi yenguva, uye akavimbika kuna ezvinhu achibvumira vagari kunyoresa micro chikwereti nezvakaipa chikwereti nhoroondo.

Chii chinonzi zvitsva zvokukweretesa urongwa

Shoko rokuti "zvitsva zvokukweretesa mamiriro" akaonekwa pamusika emari yanhasi yakareba. The MFI yokutanga yakavambwa muna 1944. Panguva iyoyo, mashoko profitability kuti Zvikwereti zvakaita zvidiki anokwereta akanga dzinoongororwa uye akagamuchira munzanga. To musi, zvitsva zvokukweretesa zvikoro kushandisa basa vakawanda vemo. Maererano MFI yokunyoresa, iyo yakarongwa neShumiro Finance, masangano aya, pane anenge 350. Services kuti Zvikwereti zvakaita zvidiki zviri padariro ndichibvunza kukura, uye kusvikira pakupera kwegore nhamba yavo aigona kumuka 450.

Yakakwirira pamwero kudiwa Vagari Russian nokuda vakavimbika Pakuurayiwa chikwereti kunyoresa uye mukana kutora rokuti chikwereti asina kutaurwa mari uye kukwezva rubatso. Kazhinji, Zvikwereti zvakaita zvidiki zviri kuitwa paIndaneti rudzi, kureva pasina kudikanwa kushanyira pachake hofisi. Naizvozvo, kuti nemhosva nechigadziko pamusoro MFIs inongogara kuwedzera pamwe vanoshandisa itsva, iyo pave yemakwikwi utano mune zvikwereti makuru rwezvemabhengi masangano.

The zvakafanana. kubhangi chikwereti pamwe zvikwereti pfupi-izwi

Vose Mhando zvikwereti vari kuwana vakakwereta mari kugadzirisa mamiriro ezvemari uye yokupedza zvinetso zvemari kukurumidzirwa. On kutambira mari anokwereta ane sangano dzimwe mitoro chikwereti kuti anofanira kuita mushure wava. The achirumbidza nguva raanotaura kondirakiti. Pamwe chikuru huwandu chikwereti yeGmail.END_STRONG vanosungirwa kubhadhara yakamisirwa chimbadzo mhosva nokuda kushandisa mari.

chikwereti Mutsindo chikwereti kubhengi kana MFI kungaita kuti migumisiro, kusvikira mhosva kuita. Accrual pamusoro Zvirango uye yechimbadzo yakawanda chikwereti ariwo chakajairika kuchiitwa nevasina mhando anomukweretesa. Musafunga kuti zvitsva zvokukweretesa wayo itsanangudzo ezvinhu zvakagadzirwa chinhu zvoufuza maonero anomukweretesa. Uyewo guru zvemari masangano, MFIs kutora matanho uye undoraira chikwereti kubva anokwereta saizvozvo sezvo mabhanga.

Chikwereti kana microloan - chii mutsauko?

Maererano anokwereta ayo, chikwereti uye Micro-zvikwereti akasiyana zvikuru kubva mumwe.

• Pakutanga, kuti ape microloans panguva MFI zviri nyore zvikuru uye dzichimhanya kupfuura kubhengi chikwereti. Kubhangi zvichaita ukanyatsoongorora nemhosva, unhu kukwanisa kubhadhara, uye, sezvo mutemo, 50% kuti mafomu vanorambwa. Zvitsva zvokukweretesa zvivako zvakawanda vakavimbika vatengi vavo uye kupa mari, kunyange kuvapo zvakaipa chikwereti nhoroondo. 9 kubva 10 mafomu vanotenderwa chikwereti basa.
• Kukura chikwereti uwandu mubhangi kakawanda mari inobvira microloan. MFI nemakasitoma hadzina rakapa zvinopfuura 30 000 rubles, uye kubhengi anokwanisa vanokweretesawo vanhu mamiriyoni.
• The kukura kwakaita kuti chikwereti chikwereti ane makore mashoma okuberekwa. Micro chikwereti anofanira kudzokera nenzira pfupi. Sezvinoratidzwa wongororo, "RosDengi" kunoda anokwereta mumwe dzosera mukati memazuva 17.
• Nokuti chikwereti anofanira kuunganidza voluminous pasuru magwaro: pasipoti, taxpayer zvitupa nhamba, chitupa basa, gwaro avhareji pamwedzi mari, inishuwarenzi utano, mudyandigere chitupa, uto ID kadhi, mapepa, pfuma kana motokari, nezvimwewo Zvikwereti zvakaita zvidiki iri rakapa chete pamusoro pasipoti yacho mugari wenyika Russian Federation .. .
• Ngaateme mbiri inogona chete kuva mubhangi bazi. Zvitsva zvokukweretesa rinoitwa nokutamisa mari zvakumbirwa pamusoro mutengi yarwo kadhi. nezvezvisikwa anokwereta iri achiongorora pamusoro tarisa kopi pasipoti.
• Most guru rwezvemabhengi masangano kupa chikwereti mumazuva 5-7 kubva musi pasi chikumbiro. Wana zvikwereti izwi rinogona kuva mangwanani sezvo iwoyo.
• Mukati izwi Zvikwereti zvakaita zvidiki zvinogoneka chero nguva yezuva sezvo zvikwereti mabasa anoshanda siku nesikati. Chikwereti kugadzira rinoitwa mubhengi uye chete panguva kushanda maawa.

Kufarira dziine MFIs: ngano uye chokwadi

Pakati zvakataurwa vaya vanoshandisa kuminamato zvitsva zvokukweretesa masangano akadai "RosDengi" wongororo pamusoro kufarira prices vari zvimiro nezuva. Annual chimbadzo pamusoro zvikwereti rakanyatsojeka ukashingairira kusanganiswa mashoko uye tichienzanisa mubhengi mari mhosva, haisi mari. The kambani akagadza wakaiswa chimbadzo 2% of chikwereti uwandu pazuva. Kureva, nokuti rimwe zuva kushandiswa mari mukwereti anofanira kuripa sangano chikamu mari. The maduku ari chikwereti rokuti, mari shoma achapiwa overpaid.

Zvisinei, kana tiri kuongorora uye enzanisa wegore mubereko dziine nemabhengi MFIs, zvinoitika kuti pane kushanda hapana musiyano. High rapera zvazvingava zviri ndanyarara hangu tichiregeredza pfupi-rokuti anomukweretesa nezviduku chikwereti uwandu. Instant kumabhanga kuti masangano zvemari rakapa iwoyo, vane chimbadzo haana kudzika zvikuru pane Micro-zvikwereti kuna MFIs. Comments pamusoro kambani "RosDengi" pfungwa yokuti kukwereta mari chikwereti kuna muhoro kana mudyandigere anonzwisisa kuti kubhadhara yechimbadzo chikwereti. Asi usakanganwa kuti chiitiko vachangobva mutsividzo muzvikwereti kuti mukwereti ose zuva chinoparira mubereko pamwero 2% hunonyanya uwandu.

RosDengi: kasitoma wongororo

The kambani unyanzvi pakupa izwi microloans kuti vagari Russia uye rinopa mari nokuda iwoyo. MFI "RosDengi 'wongororo yemabasa anogona kuva kwechokwadi kukurumbira kwayo pakati anokwereta, rakaumbwa muna 2010 kuSt Petersburg. Nhasi ndiro vaitungamirira yeUnited zvitsva zvokukweretesa Network anomirirwa muna 33 kumatunhu munyika uye ane anenge 300 mahofisi. Kuburikidza mabasa vashandi chekambani, vanhu vanopfuura miriyoni imwe vatowana nechimbichimbi mari kubva "RosDengi". Anodzokorora MFI vashandi munguva kambani chete zvinobatsira divi. Vashandi vanoramba kufara kushumira vatengi.

Zviri zvikwereti izwi mu "RosDengah" anopa mukana mukuru zvose vagari Russia vane vachiwana mari. Akavimbika ezvinhu kunyoresa anobvumira kambani kungoramba kuwedzera mutengi chawo uye nokudaro anopa mumwe zvirongwa basa nekusimba vatengi.

Conditions nokuti kuwana microloan

Company "RosDengi" chinopa mukana pakarepo chikwereti mari pasina zvitupa mari, uye pasina kunobatanidza guarantors uye emura rubatso. Mukati microloan zvinogona anotevera ezvinhu:

• chikwereti wakabudiswa pamwero inobva 1 000 kusvika 30 000 rubles;
• kunonyanyisa chikwereti izwi - kubva 7 mazuva 17;
• kuti chimbadzo ndiyo 2% chete zuva nhamba.

Kuva Micro-chikwereti uye asingakwanisi nenguva kuita zvizere chitsama chikwereti, anokwereta anekodzero kushandisa basa kuwedzera chikwereti nokuripira mubereko chete chaiko chitsama chikwereti makapiwa kambani "RosDengi". Reviews dzakawanda nemakasitoma dzinotaura kuti zvivanakire basa iri nokuti simba majeure hapana angati.

Zvinoenderana Nenguva kubhadhara iri kwenguva pfupi chikwereti inopikira kuti vatengi pamwe murombo chikwereti nhoroondo mukana kuvandudza nayo. Maererano nenhamba, ruzhinji delinquencies pamusoro zvikwereti chakaitika isiri mhosva mukwereti. Zvinogona kungoerekana chirwere kana muhoro kunonoka nokuda mhosva maneja. Naizvozvo, kuti CI zvakaipa havagoni chinangwa munguva munhu sezvo sauka vatengi. Zvitsva zvokukweretesa Masangano vari kuenda kunosangana vatengi ayo uye kupa zvikwereti kuti 96% nyaya. Saka, vachibatsirwa Micro-chikwereti mabasa havagoni chete kuvandudza mamiriro mari, asi kuchinja chikwereti nhoroondo nani.

Zvinodiwa anokwereta

Mukati izwi Zvikwereti zvakaita zvidiki nderimwe solvency yeGmail.END_STRONG kuti sezvarayirwa zvinokosha zvinodiwa kambani:

• makore mukwereti inofanira kusanganisirwa mune imwe siyana (kwete asingasviki 18 uye kwete anopfuura 70 years);
• asi waari kuitira basa anofanira kuva mugari wenyika Russian Federation;
• dzingangoitika anokwereta inofanira kuva zvachose kunyoresa pamusoro munharaunda imwe nyika kumatunhu;
• kuvapo mudanga mari fanira zvimiso Zvikwereti zvakaita zvidiki "RosDengi".

Reviews pamusoro anokwereta vakagamuchira mari kubva kambani, maererano kuvimbika zvinodiwa, nekuti haana zvitsva zvokukweretesa zvose masangano vanokweretesawo vanhu nemakore 18. Izvi anotibvumira kutora njodzi chikwereti kune vadzidzi vanogamuchira bhezari asi havasi kukwanisa kuwana basa uye pamutemo pasi mari mutsara asi. Kazhinji, mukuru vagari Russian Federation vasati shure hapana chikwereti ruzivo, uye nokudaro, kuzivikanwa kwavo haigoni achasimbiswa pamahombekombe kuvapo yakajeka chikwereti nhoroondo. MFI "RosDengi" kwete pasi chikumbiro kuna Central Catalog pamusoro Credit Rine Naizvozvo, nyaya kukurumidza microloan vanogona vagari zvaisanganisira ari mazita anokwereta zvakaipa. Panguva Chaiyo anotsiva chikwereti, mutengi angachinja mbiri nhoroondo nani mune ramangwana kuchaita kuti kutora zvikuru zvikwereti (chikwereti kana motokari chikwereti).

"RosDengi": kunonoka, Customer Reviews

Ltd. "RosDengi" chikwereti wongororo izvo zvinoratidza kukomba matambudziko zvakadyiwa asiri kubhadhara chikwereti, anovamba wakanaka kukundikana kubhadhara chikwereti ari uwandu 2% chaiko uwandu pazuva. Kana ezvinhu mukwereti dzaikodzera sezvo simba majeure, kambani ingangowedzera shoko pamusoro chikwereti kubudikidza muripo chete mubereko nezuva. Kana munhu anoda kubetserwa haatori zvakakodzera kunyevera MFI nezvomukana chokunyora muripo, ipapo kwenguva duku chikwereti mari anogona kuunganidza ane chikwereti anoyevedza. Somuenzaniso, haana akadzima 5000 rubles vanogona kukura kupinda 70 000-80 000, iyo akakwereta vachafanira kudzokera "RosDengi" kambani.

Kunonoka, nhoroondo uye tsamba kubva kambani, uyewo zvisingafadzi kukurukurirana vateresi - izvi zvose angatarisirwa iri zvinoitirwawo chikwereti asiri kuripwa mari apedza. Kazhinji, kambani hakuiti pakarepo kushandisa zvakakomba zviito pamusoro anokwereta. Kusvikira litigation uye chikwereti kuunganidza masangano nokubata mutengi iwane runhare vanopfuura mumwe kana nyevero yakanyorwa kubva MFI netsvimbo.

MFI "RosDengi" mumaguta akasiyana pamusoro Russian Federation

• "RosDengi" (Moscow). Customer inofambiswa akagamuchira vainyanya akanaka. In guru, rine 12 mapazi iri munzvimbo dzakasiyana-siyana muguta. MFI mumwe wevatatu masangano kupfuura kupa zvikwereti pfupi-izwi kune vagari kuMoscow.
• "RosDengi" (St. Petersburg). Vashandi vanogamuchira kugara dzinovaka. Mapazi muSt Petersburg, zvinopa mabasa kuvagari zhinji. Vashandi inogutswa basa uye mubayiro.
• "RosDengi" (Saratov). Customer anodzokorora kunyanya akanaka. Anokwereta munoti Saratov zvitsva zvokukweretesa centre riri 6 nzvimbo uye kunyoresa chikwereti mamiriro inobvumira kutora rokuti chikwereti anosvika 30 000 rubles.
• "RosDengi" (Ulyanovsk). Customer inofambiswa zvinoraira zvivanakire nzvimbo webazi panguva Moscow Highway 47B, ichipa mukana kukwereta mari kubhadhara pensions, kana iri kuhofisi zvitsva zvokukweretesa masangano.
• "RosDengi" (Samara). Reviews kuti anokwereta, sezvinoita mutemo, hazvina kuipa. The zvitsva zvokukweretesa Center iri Samara riri tikaenda kunoita Metallurgists, 96.

Online chikumbiro yokunyoresa kukurumidza chikwereti

Urgent kuwana rubatsiro rwemari OOO "RosDengi" rinogona kuva kwete chete nomumwe mapazi kambani, asiwo online, pasina pamba. Official nzvimbo anomhanya kumativi wachi, saka kutumira kadhi kushanda chero imwe nguva. Application anofanira kutaridzwa pachavo mashoko ari anokwereta, pamwe rakarurama mashoko ndeimwe zvinodiwa kambani. The remibvunzo inofanira anoratidza kunobva yakagadzikana mari. ruzivo Izvi zvakakodzera, sezvo akakweretesa vanofanira kuva nechivimbo mutengi wacho solvency. Kugovera mari mashoko haasi zvakakodzera, izvo anobvumira haana kutambisa nguva achiunganidza magwaro. MFI angakumbira kutumira tarisa kopi pasipoti yacho anokwereta. Scan anofanira kuva hwakanaka, pikicha uye pachavo mashoko ari nemhosva vanofanira kuonekwa zvakajeka.

Anokwereta cherechedza chokwadi kuti chikumbiro rutsigiro rwemari vanoonekwa pakarepo. Kazhinji, nzira iyi haatori kupfuura paawa. Response mhinduro akakweretesa anotumira e-mail kana runharembozha muchimiro SMS mashoko. Tikadzivisa chikwereti raanotaura remibvunzo iri anokwereta. Zvichienderana nemashoko, vashandi anogona kuderedza ukuru akakumbira rakumbirwa mari. Kuti tiwane chikwereti unofanira kugovera akaundi nhamba kana kadhi mukwereti wacho. Kana kutsvakwa, unogona kuwana mari chikwereti muna rimwe basa "RosDengi" kambani.

How kubhadhara Zvikwereti zvakaita zvidiki kwavo

Vatengi vakaona kuti nenguva mutsividzo muzvikwereti microloan achashandisa zvemari "RosDengi" chekambani mabasa nyore. Vateresi, wongororo iyo zvinoratidza kukomba chikwereti chikwereti kuna MFIs dzimwe nguva vanoshandisa matanho utsinye pamusoro chikwereti, kusvikira tyisidzira uye kutyisidzira, unofanira kuitira zvinokoshesa sezvinobvira kuti kubhadhara chikwereti uye kudzivisa vanyanye kunonoka. Pakapera mazuva 17, akakwereta vanosungirwa kubhadhara chikwereti zvizere: mutumbi chikwereti uye mubereko rimwe zuva kushandisa mari. Kubhadhara vachigamuchirwa microlending chero yakakunakira nzira mutengi;

• mune chero mabasa MFIs;
• kuburikidza zvemagetsi mubhadharo enyika;
• nokutamisa anodiwa chitsama chikwereti munhu anokwereta ine kadhi iri chekambani ehupfumi;
• achibatsirwa basa nzvimbo Mobile dzaishandisa.

Force majeure zvinogona kuitika kuna ani. Anonoswa muhoro kana mudyandigere, kwete nguva kutsigira chikwereti kana zvimwe chero mamiriro ezvinhu, mukwereti abate romuromo. Kana panopera chikwereti nguva wandei zvikonzero mutengi havagoni kubhadhara chikwereti, asi IFIs 'RosDengi "(kutenga wongororo mumaguta ose munyika zvinoratidza kuti zvivanakire basa iri) rinopa kukwanisa kufamba pamusoro chikwereti kwenguva mazuva 3-5. Panguva iyi, mukwereti anogona kubhadhara chete yechimbadzo chikwereti, asina kubhadhara chaiko chikwereti uwandu.

Zvikwereti zvakaita zvidiki zvayakanakira

• The chikuru mukana zvitsva zvokukweretesa Zvechokwadi, kukwanisa kukwereta mari nokukurumidza.
• Hapana kwokuunganidza magwaro voluminous uye kushanyira hofisi chekambani mune munhu.
• All nzira chikwereti chinogona kuitwa chete pamusoro tarisa kopi pasipoti yacho anokwereta.
• Company "RosDengi" hakurevi kuvapo vatengi ane vakabuditsa chikwereti nhoroondo. Zvinokoshawo zvitsva zvokukweretesa nani sezvo guru rwezvemabhengi zvikoro regai vanokweretesawo vanhu vari pandandanda sauka vatengi.
• On pokukurukura chikumbiro kwakakwanira maminitsi 10, pashure izvo anokwereta kuwana mari iri pakadhi upi bhengi.

nezvayakaipira

• The chikwereti unozvipiwa kwenguva pfupi nguva (mazuva 17), saka unofanira kuziva chaizvoizvo kuti vanozova nemukana kudzokera chikwereti zvemari mukwereti wacho kambani muna 2 weeks.
• chikwereti Mutsindo kungakonzera zvinetso zvakakomba: yakawanda chikwereti, litigation uye kunyange mhosva kuita. Mukuwedzera, kambani anekodzero kunyima mukwereti chepfuma akaenzana chitsama chikwereti.
• Kana chikwereti iri resold kuti muunganidzwa masangano, ipapo tinogona kutarisira usiku hwoga hwoga zvinoda vane nokutyisidzirwa uye tyisidzira, uye nezvimwe unzenza.

Saka, usati tora chikwereti muna MFI vanofanira kunyatsoongorora kuongorora mamiriro ezvemari uye kwete kuita mapundu zviito. Yeuka kuti chikwereti chikwereti kubhengi, kamwe kuumbwa, ane tsika nokukurumidza.