Kudzoka inishuwarenzi pamusoro chikwereti. Kudzoka inishuwarenzi pamusoro mogeji yako

Kuwana bhanga chikwereti - imwe nzira umo anokwereta dzimwe nguva zvakakodzera kuti kubhadhara zvimwe makomisheni, uyewo kupinda chibvumirano rweinishuwarenzi chikwereti. Kana rose chitsama chikwereti achatsiviwa mberi purogiramu, anokwereta ane mukana kugamuchira dzosera rweinishuwarenzi pamusoro chikwereti. Unogona kuita izvi munzira dzakawanda.

Mamiriro ari mamiriro

Kwete kare, anenge zvose nemabhangi akasuma sungiro itsva anokwereta muchimiro inishuwarenzi utano, upenyu, uye pfuma. Zvino, zvichiita panze chikwereti kana zvikwereti, kubhangi mutengi anofanira kusaina chibvumirano yeinishuwarenzi. Nokuda kwaizvozvi, panodikanwa kuti mamwe mari. Asi nekodzero inishuwarenzi rokumanikidzirwa dzimwe nguva nemibvunzo. Uye kana uchiziva izvi, ipapo tinogona kuwana dzosera rweinishuwarenzi pamusoro chikwereti. Mutemo kushanda panguva, izvozvo kunoita kuti uite izvi.

chikwereti kudzivirirwa

Banking Masangano inishuwarenzi kuti chikwereti mari kuitira kuwana pachavo uye idzokere mari yakapiwa vatengi nguva dzose. The mitemo razvino rinoti utano uye upenyu inishuwarenzi ari yokuzvidira, asi rubatso inofanira kuchengetedzwa hazvo. Kutaura zvazviri, mabhanga akawanda kwakaitwa vatengi zvachose mhando dzose inishuwarenzi, asi kune imwe motokari kana pfuma iyo vashumire rubatso pamahombekombe kubudikidza anokwereta, nzira iyi zvakare zvikuru zvinobatsira. Kana paine zviitiko zvisingafanoonekwi muchimiro kuparadzwa zvishomanana kana kuparadzwa kwakakwana weimba, zvimwe chikwereti achafanira kuvhara kambani inishuwarenzi. Zvisinei, kazhinji muripo ichi chinoshanda dzinodhura uye zvisina basa kusarudza, uye havasi kuwanika kudzorera inishuwarenzi pamusoro chikwereti nguva dzose.

Kana anokwereta nechokwadi chokuti nokukurumidza kukwanisa kubhadhara chikwereti, ipapo ichi mamwe basa chete kutora mari yake. Zvinofanira vanobvumirana kupinda chibvumirano ne kambani yeinishuwarenzi chete vaya ezvinhu umo chikwereti chinobviswa kwenguva refu uye rakakwirira pangozi nokurasikirwa solvency iri chiitiko kwokurasikirwa nebasa nokuda basa Nokurasikirwa kana kurasikirwa utano. inishuwarenzi ichi anoti, saka tinogona kutarisira kuti kambani achapiwa reimbursed nokuda mari.

rongeka chibvumirano

Pamusoro okutambirwa chikwereti chacho anokwereta zvinowanzooneka vaibhadhara siyana makomisheni, izvo kare haana nezvokudzokera. Kakawanda anofanira kuita, uye anonzi pakuverengwa insured. Kana chibvumirano akadaro akanga asipo, zvinokwanisika kuti kuonana tsika zvemari ane chikumbiro zvakanyorwa kuti dzosera rweinishuwarenzi pamusoro chikwereti. Kana kubhangi anobvumirana, ipapo anokwereta achawana mari yavo. Kana usingabvumirani, unogona ikwidzwe kudare. Kudzoka inishuwarenzi pamusoro chikwereti vachaitwa ari kupedza yacho iri nyasha mukwereti.

"Ngozi"

Kana mutengi akasarudza kupinda Agreement kuti Credit Insurance, zvinokosha kudzidza Nachiremba zvose ezvinhu ari kuti sezvo kwazvo sezvinobvira. Inoratidza chitsama mutemo, uye rinodonongodza zvinhu chokuita kudzoka mikana pakati Verengai insured mumamiriro ezvinhu akasiyana, kunyanya kana chibvumirano iri wakagumiswa. Anokwereta anekodzero kupa akananga uye zvakakosha kuti chibvumirano chibvumirano, yaakanga agadzirira apfuudzire mitoro.

musoro chibvumirano

1. utano Human uye upenyu, zvakabuda borrowings.
2. Property kuti watengwa pamusoro chirongwa chikwereti, uye ipapo anoshumira rubatso chikwereti. Zvinofanira kucherechedzwa kuti kudzoka inishuwarenzi pamusoro chikwereti chikwereti ane zvimwe, izvo zvichaita kutsanangurwa pashure.
3. The motokari, iyo inogona kuwanwa zvikwereti motokari mari.

Mhando idzi inishuwarenzi vari zvipe mutengi mukana abhadhare chikwereti chikwereti mumamiriro ezvinhu umo chiitiko insured kunoitika.

nzira Overview

Sezvo zvakanaka siyana kumatunhu nyika yedu, unogona kuwana dzosera rweinishuwarenzi pamusoro chikwereti? Ufa Somuenzaniso - ndiro guta iro zvinokwanisika kuwana mu masangano akadai "Renaissance" Sberbank uye Bank. Muchiitiko chimwe nechimwe, zvinhu runoonekwa nyanzvi. Kana prepaid rose chikwereti mari, kana chibvumirano inishuwarenzi ichiri kushanda, unogona kuwana kambani mari vatopa inishuwarenzi. Chinangwa ichi, zvinokosha kutaura chikumbiro zvakanyorwa nokuda dzosera mari yakanga overpaid. Panguva zvakanakisisa, vashandi eungano vachaitwa kuti Masvomhu, zvino unogona kuvimba kudzoka inishuwarenzi pamusoro nevatengi nechikwereti. Akaipisisa, iwe uchava kuramba kubhadhara, uye ipapo unogona pasi kutaura kuti kutonga zviremera. Maererano pedare yeGmail.END_STRONG zvakasara akabhadhara mari zvichabviswa kubhadharwa, uye zvose dare mari zvichabviswa vaibhadhara insurer kambani.

Mune zvimwe zviitiko, mashoko ari chibvumirano kungasanganisira kudiwa kubhadhara ive inishuwarenzi pagore. Panyaya iyi, kana chikwereti iri mubayiro uzere, mutengi anogona kumisa kubhadhara zvavo pasi chibvumirano inishuwarenzi, zvinobudirira kusiya mabasa chekambani mune ramangwana. Kana chibvumirano pane mamiriro ezvinhu chaiwo, zvichaita runyangarike kwaita.

Kana tikaramba nezvazvo apo zviri mune dzimwe nzvimbo ukadzokera inishuwarenzi pamusoro chikwereti, Krasnoyarsk - guta iro zvinokwanisika kuwana mu masangano akadai Sberbank uye "Renaissance."

The mari kuti refunded

Kana kambani yeinishuwarenzi anobvumirana kudzima chibvumirano uye kudzorera mari yacho nemhosva, kazhinji nayo ndehwokuti kubhadhara mutengi shoma chitsama akaisa, izvozvo kunoderedza nokuti kuti zvinosanganisira dzemaitirwe avo mari. Kudzoka inishuwarenzi pamusoro chikwereti kusvikira voitakura kunze kuita zvimwe zvikuru yakagadzirwa uye aifarirwa uwandu kukarukureta nzira. Panguva chiitiko mangwanani kugumiswa chibvumirano chinonzi chete nzvimbo kuti unobvumira chengetedzo mari tichiregeredza esangano mari yacho chibvumirano basa panguva yayo ukoshi. The yeGmail.END_STRONG ane kodzero nourongwa mutengo inofungidzirwa Chokwadi panguva ino. Hwaro dzemaitirwe inofanira vakaisa chete basa kuti mushandi wekambani, nokuti Akaperekedzwa imwe kondirakiti.

Kuramba kubhadhara inishuwarenzi

The Company anogona kuramba yeGmail.END_STRONG kubhadhara inishuwarenzi mari nokuda kwaari, kureva chaizvo ezvinhu:

- Enda nguva kushanda. Kazhinji ndiwo mwedzi kubva panowanikwa insured chiitiko, kana zvimwe raanotaura kondirakiti. Kana ukanyora fomu zvikonzero hazvibviri, zvakakodzera kuzivisa mushandi wekambani.

- In mashoko, hapana zvaida date: kondirakiti nhamba uye musi mhedziso yayo, mashoko pamusoro insured munhu, uye hapana musi panowanikwa insured chiitiko kana ezvinhu.

- haina pamwe zvinyorwa pamusoro chokwadi ari kuuya tsaona inodiwa kubhadhara.

The pasuru magwaro anogona kuva nziyo dzakasiyana zvichienderana insured chiitiko:

• tsamwisa urema kunosanganisira urongwa yezvokurapa murwere kadhi zvitupa uye atakatora;
• ari insured munhu afa zvinoda Urongwa yakakodzera chitupa kubva Civil yokunyoresa Office.

Mukupera zvakafamba achapiwa refunded inishuwarenzi pamusoro chikwereti. "Renaissance" - mubhengi, umo kudzoka ndiye munhu anoyamurika raanotaura chibvumirano, kana kuti mugari wenhaka. Kuwana mari iri mubhengi "Renaissance" haasi kunyanya kuoma kana uchasangana mamiriro chesungano. Kuti aite izvi, chete vanofanira kupa pasuru rakazara zvaida magwaro.

Ziva kodzero dzako!

Maererano mutemo "On inishuwarenzi nomunhu deposits mune mabhanga Russian 'chikwereti chikumbiro kwacho haibvumiri mari zvikoro zvinoda anokwereta kuti inishuwarenzi utano hwavo kana upenyu. Zvisinei, dzakawanda masangano aya kuwana zvimwe zvinobatsira, vatengi vanonakidzwa kusaziva mitemo vavo kodzero. Kakawanda, vatengi regai proofreads kwazvo mashoko zvibvumirano, uye kubvumirana magadzirirwe inishuwarenzi, nekuti tine chokwadi chokuti iri fanira zvimiso anomukweretesa.

Zvisinei, anokwereta anekodzero kuramba inishuwarenzi kunyange mushure ndarisaina. Kudzokera mari kuti mari nokuti, akakwereta kunodiwa kunyora yakakodzera kushanda, uye ipapo ngaatore kubhengi kana inishuwarenzi kambani. Kana kuramba chikumbiro anogona kuenda kudare uye CPS pamwe kunyunyuta. Zvisinei, muchiitiko ichi zvose zviri pamutemo mari yacho yeGmail.END_STRONG achava kubhadhara pachako.

Terms of chikwereti chibvumirano

Usati kushandisa Somuenzaniso, mumari Bank, dzosera rweinishuwarenzi pamusoro chikwereti umo uchida kubvunza, unofanira kudzidza chikwereti chibvumirano kunyatsoongorora. Kana rinotaura kuti okutanga mutsividzo ane dzosera hazvibviri, ipapo vanoti vachange nekurambwa dare, nekuti kubhangi asina kodzero chero anokwereta vaizotapwa chibharo.

View nemamwe maonero

Inishuwarenzi inogona kuonekwa kubva mhiri. Inzira kunobatsira chaizvo kuti bhizimisi mari, uyewo mukana kudzokera mari dzavo chiitiko chipi zvaipa.

Anokwereta, kana kutsvakwa, anogona kuchengeta ukama boka rako inishuwarenzi, asi pashure zvichazadziswa zvikwereti mitoro, kunodiwa kuti vadzokorore chibvumirano kuti munhu anoyamurika razova kana anokwereta kana hama dzake, uye kwete kubhangi, apo worongedza chikwereti Somuenzaniso, mumari Bank.

Kudzoka inishuwarenzi pamusoro chikwereti ari kukura kwakaita chikwereti kana motokari chikwereti mangwanani

Inishuwarenzi uye motokari - chinhu chinodiwa kuti vanyorwa chikwereti. Kazhinji ichi mubhengi Chishandiso kudzivirira zvichibvira nengozi, sezvo akatenga motokari kana zvivako vakazviita rubatso. Asi kana ari mangwanani mutsividzo yacho chikwereti rakanga, uye anoramba inishuwarenzi kushanda, anokwereta anekodzero kudzokera mwero. Kuti aite izvi, nyora kushanda nayo kuonana kambani inishuwarenzi.

Mamiriro pamwe mari Bank, uyewo vamwe vose, zvose zvichava zvakanaka. Kana mukati mwedzi pashure vanyorwa chikwereti anokwereta yakumbira kudzoka inishuwarenzi shoma uye kubhangi, chikumbiro chake chakabvumwa, yose mari achagamuchira zvakazara.

Kana kubva chikwereti kubudiswa yasvika yakareba nguva, mukwereti anogona kutarisira dzosera chete shoma. Kuti aite izvi, anofanira kutaura kuhofisi mumari Bank pamwe pasipoti yako uye kushanda. On pokukurukura mamiriro ezvinhu kazhinji zvinotora inenge mwedzi. Kana Bank pakugutsikana chikumbiro mukwereti wacho, mari richabva wake kubhengi kadhi kana pachako nhoroondo. Saizvozvowo, kushanda uye "Sovcombank". Kudzoka inishuwarenzi pamusoro chikwereti hauna chete zvinoitirwa ezvinhu pamusoro apa.

zvakawanikwa

Usati kusaina chibvumirano rweinishuwarenzi chikwereti, unofanira kuva nokungwarira uye vanyatsoongorora zvose zvatinopiwa zvayo, uye kuti kusanganisa ndima pamusoro mukana kugumiswa uye taurira mamiriro nekuda kudzoka inishuwarenzi. Zvinokurudzirwa kuti kupinda chibvumirano chakadaro kana ukawana chikwereti kwenguva refu uye havana chokwadi chokuti uchakwanisa prepay. Kana usingakwanisi kuiripa mberi nguva, wakasununguka kunyorera kushanda kuti dzosera rweinishuwarenzi pamusoro chikwereti.