Mudyandigere kurasikirwa wemufi mudzimai pakuriritira mhuri, kushandisa? Saizi Penns

Saka, nhasi tiri kufarira imwe mudyandigere kurasikirwa wemufi nemukadzi pakuriritira mhuri. Vanhu havafaniri nokusingaperi. Uye kazhinji varume vavo kufa, vachisiya madzimai avo pasina nechouviri. State of Russian Federation rinopa rubatsiro kune vakaroorana vari mumamiriro ezvinhu akafanana. Asi sei kuronga akapona kuti mudyandigere? Zvaunofanira kuziva pamusoro vachibhadhara izvi? Zvaunofanira kuteerera pakutanga? Zvose zviri pensions kuti kurasikirwa rimwe akapona vanofanira kuziva pachine. Hazvina chete mukadzi kodzero mari iyi.

vamhan'ari

Saka, ndiani anokwanisa kuwana kwedu aripo mhando rutsigiro? The ndechokuti vazhinji Mapato evanhu akwanise vachibhadhara izvi. Pakati Vakwikwidzi nokuda akapona kuti mudyandigere kusunungurwa:

• vakadzi;
• vana;
• varume;
• vabereki;
• vakadzi yevashandi vechiuto;
• vamwe vanhu vari novimba vashakabvu.

Ungacherechedza kuti ndandanda iwayo yakakura. In tsika, kazhinji aibhadhara mudyandigere kurasikirwa wemufi mudzimai pakuriritira mhuri, uyewo vana. Kuva akatendeseka, pane mhando dzakawanda rutsigiro ano muRussia.

Mhando mudyandigere akapona

Sezvambotaurwa, kune apona kuti mudyandigere kunogona kuva akasiyana. Zvichienderana kwayo mhando uye vachaitwa zvakananga kubhadharwa kana kuti mari kubva mamiriro. MuRussia, kusunungurwa mudyandigere:

• mumagariro;
• hurumende;
• inishuwarenzi.

Zvisinei, zvinokosha kuziva kuti havasi vose Mapato vanhu vaikwanisa mamwe rutsigiro voruzhinji rufu sepasi awane mari mumhuri. Usati ukaswedera vakasimudza zvinyorwa pamusoro kuMudzidzisi kubhadhara, zvinokosha kuziva umo zviitiko mudzimai kodzero kwavari.

inishuwarenzi mudyandigere

Inishuwarenzi mudyandigere - muripo kubva mamiriro, izvo kuurawa vakaremara zvose nhengo dzemhuri wemufi. The inonyanya Muchiitiko. Vakadzi vane kodzero rubatsiro ichi nemari. Asi ivo chete kana vanonzi vakaremara. Hazvinei nokuti chii chikonzero zvaitika kurasikirwa nomukana yokugutsikana.

Kana mukadzi ari pamusoro pemakore vakaziva urema, iye ndiye inishuwarenzi akagadzwa mudyandigere akapona. nzira dziri munyaya iyo muripo ichi akarambwa vakaremara. Kukosha: mugari anofanira kuva paanofa. Zvisinei, pane dzimwe anosiyiwa.

Kunze inishuwarenzi mudyandigere

Mudyandigere kurasikirwa wemufi mudzimai mutsigiri Musadzinga chete kana munhu incapacitated. On mumainishuwarenzi, zvadai, vane kodzero vakaroorana, pasinei vakanga kubatsirwa kana kwete.

Modern mitemo Russian kutaura kuti kupiwa zvinhu rutsigiro kunomhangara kuti mumwe, dzinoita kutarisira mwana kuti yevana, hama nehanzvadzi yemufi. Mitemo aya raanotaura Federal Mutemo № 400 "On Insurance Pensions".

Zvakakosha kurangarira - rutsigiro mhando iyi kubva kuhurumende kuitira kure kuisa chete muduku, vari kutarisirwa, kwakasvika makore 14. Mushure inishuwarenzi mudyandigere kuti kurasikirwa pakuriritira mhuri mukadzi haanganditeveri kubhadharwa.

hurumende kubhadhara

Zvinotevera hakuitiki chaizvo kashoma. Tiri kutaura mhando hurumende mari. Kazhinji, izvi muripo vakaisa vakadzi uye nehama, paanofa mhando, kana vashakabvu akabata vamwe nechinzvimbo chepamusoro nzvimbo. More zvakananga kuti:

• mumwe mudyandigere nokuti kurasikirwa mudzimai murwi ari pakuriritira mhuri iri akaripa ehurumende;
• akaisa mari kune vagari vanoitirwa nevanhu kana mwaranzi tsaona;
• madzimai muchadenga kunoongorora vakarasikirwa noupenyu hwavo vari kuita mabasa avo kana vachigadzirira yokutizira.

Uyewo kucherechedza ndechokuti vachibhadhara ava vanekodzero kune mumwe ane pakuriritira mhuri akashanda mumazuva ake Muushumiri pamusoro Affairs Internal. Ndizvo kwete zvose zvinoitwa ehurumende pensions. Pasinei muchiuto urema wake vakodzera rutsigiro rwemari, kana varume vavo vakafa somugumisiro muchiuto nokuda kuhondo. Asi chete kana chirikadzi vakaroorwazve. Mumamiriro ezvinhu akadaro, kodzero muripo iri rakaramba kusvikira mukadzi nemakore 55. Kana chero chirikadzi asingadi kuroorwazve.

Sezvineiwo, mashoko apona wacho mudyandigere wake wemufi musoja rakaiswa kunyange kana kutarisira mwana, hama, hanzvadzi yomufi, kana dziri nhengo dzemhuri pasi makore 14. Hazvina basa kana mukadzi akagwinya kana kwete.

vatsigirane

Inotevera mhando mudyandigere kuti kurasikirwa rimwe pakuriritira mhuri - vari munzanga zvazvakanakira. Ndivo muduku nevakawanda Russia. Paid kana mushakabvu haasi pensionable basa.

Uyewo, magariro mudyandigere kuti kurasikirwa pakuriritira mhuri mukadzi wemufi mupurisa kana mumwe kushanda mugari rakaiswa, kana ari mukadzi kwave kuchizivikanwa urema. mutemo uyu unoshanda kuvanhu vose vakaremara vemumhuri yemufi.

Cherechedza: hurumende mudyandigere uye inishuwarenzi akaisa chete kana totaura hama (kana ichi vakadzi) vasina mhosva chinyorwa.

gadziriro magwaro

Uri kuda munhu mudyandigere kurasikirwa wemufi nemukadzi pakuriritira mhuri? The mashoko kugadzwa chokuita zvinobatsira pachena. Zvino zvakafanira kuti ateerere zvinhu magwaro anofanira kuuya mukadzi hurumende rutsigiro yake yakatarwa zvimwe mhando. Nyaya dzemapepa kuva akakura. Asi, sezvo tsika inoratidza kazhinji pamwe kuunganidzwa magwaro hapana dambudziko. Pakati fanira kuchengetedzeka akasiyanisa:

• kushanda kuti mudyandigere (chaiyo muripo mhando);
• kuziva wacho (pasipoti);
• uchapupu mugari (pasipoti kune dzimwe kuchengetedzeka haisi zvakakodzera);
• chitupa wake afa;
• zvinyorwa achisimbisa urefu basa wemufi naye (mudyandigere inishuwarenzi);
• chitupa inotaridza zera wemufi (nani kuunza pasipoti yake);
• muchato;
• SNILS munhu akanyorera;
• Mashoko nhoroondo yokuti uchatamisa mari;
• kushanda Nhoroondo wemufi;
• Simba Gweta (kana mukadzi haazi kuteterera akakodzera masimba).

Ichi fanira list, iyo inodiwa kuti kunyoresa edu iyezvino kubhadhara. Zvisinei, mune zvimwe zviitiko, kusangana zvimwe mamwe mapepa. Vari vasiyana application pamwechete makopi.

Muchiuto uye Interior Ushumiri

Mudyandigere kurasikirwa wemufi mudzimai pakuriritira mhuri (Ministry of Affairs Internal - nzvimbo mushandi, mitemo chokuita vashandi) kusvika pamusoro pamazita haina basa. Shure kwaizvozvo zvose hazvina kukwana. chirikadzi yakadaro inofanira inodiwa kuuya:

• uto ID murume;
• Chero rubatsiro kuti anogona kusimbisa kuvapo wemufi ari kuita (mu mamiriro mupurisa, mupurisa kana zvechiuto).
• magwaro achisimbisa uye kuvagadza chokwadi uye chinokonzera rufu;
• kugumisa pamwe Matambudziko-chokuita norufu zvakananga nokuda kukuvara kana njodzi, izvo akatambura wako pachiitwa.
• chitupa kusava chirikadzi itsva formalized ukama.

mamwe Help

mudyandigere apona kuna wake wemufi pamudyandigere MVD (uye kwete chete) achaisa hurumende. Kuwedzera yambotaurwa magwaro, chirikadzi anofanira kuuya, zvichienderana nemamiriro ezvinhu, imwe pasi magwaro uye mashoko. Izvi zvinofanira kusanganisira:

• mudyandigere tsamba (murume, panyaya pensioners);
• kubatsira pane kuwana zvaanoda akaremara naye;
• chero zvinyorwa zvinoratidza kurasikirwa bedzi kunobva mari.

shaiwa

How kuwana mudyandigere kurasikirwa wemufi nemukadzi pakuriritira mhuri? Zvinyorwa pamusoro apa, zvakakodzera kuunganidza, kuti makopi uye kuisa application kuti kugadzwa nehurumende rutsigiro. Asi zviri zvose nyaya umo mugari afa, asi chokwadi rufu rwake hwakagadzwa.

Chete zvinoitika kuti vanhu vaende. Kana kufa kana achiri pabasa, asi mitumbi yevakafa uye haagoni kuonekwa. Panyaya iyi, kuti mudyandigere kubhadhara kune madzimai nemamwe paanofa haana chikwereti. Just kumirira zvishoma uye kuisa application pamusoro runoenzanirana kuripwa zvimwe zvinyorwa.

Chii pamusoro? Kana chete awane mari mumhuri vakanyangarika, mukadzi wake anofanira mudare kubvuma mumwe wevakaroorana kana asipo kana akafa. Kana aita izvi, ane pamutemo pfungwa zvakakodzera. A kopi chirikadzi chepakutanga vanosungirwa kupa panguva kunyoresa mudyandigere kubhadhara.

apo kuenda

Mudyandigere nekuti kurasikirwa mudzimai pakuriritira mhuri uye vana wemufi, uyewo dzimwe paanofa, akapiwa mune dzimwe nhengo dzomuviri. Where zvakakodzera kuti kero vanoda mashoko? Zvino achipa pezviitiko shoma. Vagari kubva pamusoro pamazita magwaro vanofanira kushanda kuti:

• Mudyandigere Fund nharaunda, riri kumba kuti kuzvimiririra.
• Mudyandigere Fund kweRussia.
• FSS.
• MFC.

Chaizvo apo kushandisa, hapana kunyanya musiyano. Asi zvakaita mashoko uye magwaro kuti vauye FIU. Imomo muchachera ari uchitsanya payouts. Uyewo kufadza mudyandigere mari ndiyo nzira inoita chokuwana uye achisvinudza pensions.

kukarukureta mitemo

Ndizvo kwete zvose features, unofanira kuziva. Chii mudyandigere kurasikirwa wemufi nemukadzi pakuriritira mhuri? The chaiyo rakaoma kuzodana. Zvechokwadi, zvikuru pakuti pakureba basa wemufi "getter". Pane rinokosha inonyatsoita kuti kukarukureta kuti kuwana. Rine zvinotevera chimiro: S = K / (M * N) / BR + CL, sezvamakaropafadzwa:

• S - kukura muripo.
• K - nhamba mari iri mudyandigere nhoroondo wemufi panguva yorufu.
• M - mwedzi, iro raizova kuripwa pensions akanga akatakurwa achiburitswa kunze (228 mwedzi kubvira 2013, kana munhu asina asvika mudyandigere zera).
• N - mari yaunganidzwa kupatsanura Mipiro zvose kuna RPF 180.
• CN - uwandu paanofa.
• BR - chikuru yakawanda akapona kuti mudyandigere.

Sezvaunogona kuona, yakazvimirira nzvimbo kuverenga mari kubhadhara chakaoma. Saka, mashoko akarurama inofanira kuwanikwa mudyandigere Fund. Zvakawanda zvinoenderana mudunhu yaunogara. The ndechokuti nzvimbo kukura vachibhadhara haagoni kuva zvishoma pane shoma subsistence pamwero neimwe nzvimbo. Ichi chimwe chinhu chinokonzera dambudziko iri Masvomhu.

Masvomhu nokuti inishuwarenzi mudyandigere

A rakakura basa nokuti vachibhadhara zvose zviri kunzi mudyandigere inishuwarenzi yacho. Naizvozvo, zvinokosha kuti kukwanisa kuverenga mberi. Yourself kuita zviri matambudziko chaizvo. Kunyanya kana musingadi kutevera matsva kuchinja mutemo. Chii akaisa akapona kuti mudyandigere wemufi mukadzi kweuto retiree? kukarukureta fomura muripo vakaisa inishuwarenzi iri sezvinotevera: PS = PC * UK apo:

• PS - inishuwarenzi mari.
• PC - mudyandigere akapona unodiwa.
• SC - kukosha imwe coefficient.

muripo uyu zvemari wakaisirwa neimwe mhuri nhengo vakaremara ane mugari. The chikuru Dambudziko - iri zvachose kuchinja kukosha basa zvinhu. Unofanira kuwana ruzivo pamusoro chakarurama ichi muguta rako rwetende kushandisa accrual wehurumende rutsigiro. Zvikasadaro, unogona nyore kuita chikanganiso ari Masvomhu.

For madzimai muchiuto

Special nzeve kunoda akapona wacho mudyandigere wake wemufi musoja. Nyaya iripo ndeyokuti ari kukura muripo mune iyi kuchaita kuvimba chikonzero nei murume akafa chirikadzi.

Kana totaura nyaya umo maiva Kukuvara hondo, mari muripo kuchaita kwakafanana 200% kwemarongerwe evanhu zvikomborero. Kana rufu kwakakonzerwa kurwara, vakawana panguva chokupika vemauto mitoro, mari yake mukadzi akaisa uwandu 150%.

Uyewo kucherechedza kuti inishuwarenzi kuti pensions vakadzi akaisa chaicho bhonasi. Zviri muna 2016 kubva 1 February 2279 rubles zvose uye 47 kopecks. muripo iyi kupfeka neimwe vakaremara nhengo yemhuri wemufi. Kwakapiwa vamhan'ari zvose nokuda kuripwa pamusoro rufu bedzi "pakuriritira mhuri".

Social mudyandigere

miniti Last - ndizvozvo pasocial mudyandigere kurasikirwa wemufi mudzimai mutsigiri akaisa. It inotaurwa wakaiswa mari uye akapiwa iri pamwedzi hwaro. muripo uyu zvemari angasava zvishoma pane shoma subsistence pamwero pensioners.

Muna 2016 paavhareji vanhu kuti nharaunda iri wakaiswa evanhu kwokuripirwa akapona mukati 8 500-8 600 rubles. Mashoko chaiwo unofanira kuziva vekwaunogara nenguva accrual mari. Zvino ndinonzwisisa zviri kuisa kurasikirwa mudyandigere wemufi pakuriritira mhuri mukadzi. How kuripa ichi? Izviwo, hachisisiri chakavanzika. Shandura pfungwa zviitike kunogona tichitsanya chaizvo, anongoti unganidza mumwe mazita magwaro.