Munobhangi ipi yekutora chikwereti - mitemo yekusarudza

Paanosarudza chikwereti chemari, vanhu vanofunga kutanga nezvebhengi rekubhadhara chikwereti zviri nani. Izvi zvinogona kuonekwa kubva pane zvakasiyana zvemaonero. Mumwe munhu anokosha kuti zvinodiwa ndezvokuvimbika sezvinobvira, vamwe vanofarira kubhadhara mari yechikwereti, chikwereti uye zvikwereti, uye kune chechitatu, unoda kutenga chikwereti nokukurumidza uye pasina nguva.

Chisarudzo chinofanira kutanga chichiitwa kwete zvakanyanya kune imwe nzvimbo yezvemari, kuti yakawanda sei kusarudza pamusoro pemhando yechikwereti zvachose. Mamiriro ezvinhu anokwanisa kugoverwa muzvikamu zvakasiyana:

• Vashandi vechikwereti. Izvo zviri nyore, zvakajeka uye zvakakurumbira zvikwereti zvemiti yemakore mashanu apfuura. Kunyoresa kwenyaya uye kutendeseka kumunhu anotengesa kunowedzera kwaari chikwereti chiduku chekukwereta uye yepamusoro yemari yemari;
• Target loans. Saizvozvowo, sechinhu chaicho, kumutengesi, asi anopiwa kunze kwepasi pezvinodiwa, pamwe nekubvumirana kwebasa ravo. Bhengi inogona kudikanwa uchapupu hwekushandiswa kwemari zvakananga nekuda kwechinangwa ichi;
• Kweretesa yemotokari, zvikwereti zvakachengetedzwa neimba, zvikwereti. Zvikwereti, zvakakomba zvikwereti zvinodikanwa kugadzirira kunyatsogadzirira, uye nzira yekubudisa iyo yakareba uye yakaoma.
• Bhizimusi mari. Nhaurirano yakasiyana, zvikuru capacious uye yakaoma.

Ngatitii iyi ndiyo mhando yakaderera yezvikwereti - zvikwereti zvevatengi. Iye zvino zvakakosha kusarudza mubhengi ripi kuti utore mari yechikwereti ichave yakabhadhara uye iri nani. Kuti uite izvi, zvakakosha kuti uite kuderedzwa kwechikwata chezvikwereti zvezvikwata zvakasiyana-siyana zvemari uye kuenzanisa mamiriro avo uye zvinoda.

Zvichemo uye zvinhu zvinokosha zvezvikwereti zvekwereti emabhanga akasiyana

Chokutanga, vatengi vanoenda kumabhangi ayo anozivikanwa uye anozivikanwa munyika yose kana kunyange kune imwe nyika, uye maitiro avo anogadzirwa uye makuru. Pane chimwe chirevo mune izvi. Chokutanga, chisarudzo chebhengi chinotora chikwereti, chinokanganisa mukurumbira wechirongwa. Chechipiri, matavi mazhinji nemaATM anoita kuti zvive nyore kugadzirisa dambudziko pamwedzi kana kubhadhara mari kubva pakadhi. Kuparidzira kunobatsirawo, masangano akadaro haatauri pamavhidhiyo akanaka.

Kune rumwe rutivi, kuva nehuwandu hwevatengi, mabhanhire haanyari kuisa mamiriro ezvinhu akaoma kune zvikwereti - mumwe haazoiti, saka inotevera ichava. Panyaya iyi, madhigirii emadhora emunharaunda anopa maitiro akavimbika kune vakwereta uye mutero unobatsira.

Pakati pese, pane mazano ezvokutengesa kune vashandi, ayo mabhengi ose anonamatira. Pane zvimwe zvipingamupinyi zvinotarisana nemutengi we solvency, makore uye chikwereti. Somuenzaniso, hazvisi nyore kuwana mubhengi iwe unogona kukwereta kubva kune makore makumi maviri-masangano mazhinji anoshanda chete navatengi vakwegura.

Zvinhu zvinokosha zvinofanira kuonekwa kana uchisarudza:

• Nharaunda yekutora uye kutengesa kwemashumiro;
• Mari yechiyero chikamu;
• Mitsara yekubhadhara chikwereti, zvinokwanisika zvitsva nemakomisheni;
• Chikwata chezvinyorwa zvakakosha kuti zvinyorwa zvebvumirano.

Mukuwedzera, chisarudzo chebhengi chinotora chikwereti, chinokanganisa nhamba dzayo. Inofanira kunge iri nyore kusvika uye inowanikwa pachena pawebsite yebindu. Ndezvipi zvikwereti zvinokweretesa kune zvikwereti zvizere, nhamba yekuramba mukushanda, chiyero chekubhadhara chikwereti - izvi zvose zvinopa zvimwe zvokudya zvekuongorora uye kusarudzwa.