Nzira yekuita sei kadhi reBanki rekuchengetedza? Iyo nzira yekugadzirisa uye mapoka emaroto

Hauzivi kuti ungaita sei kadhi reSberbank, asi kwenguva refu wave uchirota kuva muchengeti webhangi rinotungamirira renyika? Hapana chinhu chakareruka kupfuura kungouya kuhofisi, kutora pamwe chete navo mapepa mapepa. Izvo zvakakosha kuva nenguva yekuchengetedza nguva, asi kwete kudarika hafu yeawa.

Sberbank kadi inopa vashandi nguva dzose uye vatsva

Bhengi inopa huwandu hwakawanda hwemakadhi emakadhi kune vatengi, izvo zviripo mune yemari yemusika webmasiti: debit, chikwereti, hutano, chipo, magetsi uye virtual. Machenda anoda kuziva kuti angagadzira sei kadhi reSberbank.

Saka, kugadzira chero bhizimusi rebhangi, uyo anenge ari muchengeti anofanira kunge ane makore anenge 14 (pamakadhi akawanda - makore gumi nematanhatu). Pasina mubvunzo, bhangi richakwanisa kupa chigadzirwa chete kune vagari vomuRussia vane ruzivo rwekusingaperi munharaunda yehurumende.

Nzira yekuita sei kadhi rechikwereti reSberbank?

Marikiti yemakadhi yakabuda pamusika webasa rebhangi makore anodarika gumi akapfuura. Pakutanga, makadhi emakwereti akabudiswa zvikurukuru maererano nekubhadhara mari. Maererano nehuwandu, zvinopfuura hafu yevatengi vakaramba kuzvinyora, nokuti chigadzirwa chacho hachina kukonzera kuvimba. Zvishoma nezvishoma, vatengi vakaongorora zvikomborero zvose zvekushandisa kadhi rechikwereti kubva kuSberbank. Kwemakore mazhinji, vatengi vasingagamuchiri mubhadha vanogonawo kugadzira kadhi kuti vawane chikwereti (chikwereti). Kukurukurwa kwekadhi makadhi ekirasi yakasiyana-siyana inopiwa: classical, instant and gold. Tinocherechedza kuti bhangi rinoisa mberi zvakakosha zvinodiwa pakugadzira kadhi rechikwereti rechikwereti :

- mudiki wezera rekwereti ndewe 21 (bhangi haigoni kupa kadhi rechikwereti kumunhu anenge apfuura makore makumi matanhatu nemashanu);

- Muteereri anofanira kunge ane basa rakakodzera pamwedzi mitanhatu yekupedzisira.

Kadhi inobudiswa pakarepo. Izvozvo zvinogona kukwana pairi hazvikwanisi kudarika mabhiriyoni zana emabhururi. Nditende, iyi ndiyo nzira yakanakisisa.

Kuisa kadhi rechikwereti chekare kana chegoridhe, mutengi anofanira kupa mamwe mabhuku anosimbisa huzivi uye basa:

- pasipoti yekufambira kunze kwenyika kana tikiti yeuto;

- kopi yebhuku rebasa, rinopupurirwa maererano nemitemo yakagadzwa nemutemo;

- chiremba chebhadharo chinoratidza chaicho chaicho pamusoro pebhizimisi.

Mutengi achabvuma kadhi yemutambo wepamusoro wekubhadhara pasi mukati memavhiki maviri. Zvinokwanisika kuisa chikwereti chekwereti kusvika kumabhiriyoni zviuru makumi matanhatu, uye chikwereti chekufarira hachizopfuuriri 25.9% pagore.

Makadhi ekubhadhara mari eWaving Bank

Izvo zvikwereti zvebhengi debit debit zvinowedzera kupfuura chikwereti. Zvinhu zvakawanda zvinokonzera izvi. Kutanga, iyo inoitwa kune vatengi vezera remakore gumi nemana. Vashandi vaduku havana kuwana chikwereti, asi vane mukana wakanaka kwazvo wekuchengetedza mari yavo pamakadhi ebhadhiki anotendeseka.

Nzira yekuita kadi yebhadha yeSberbank? Ingotora pasipoti yako, uya kubhangi rebazi, taura neunyanzvi chaiye. Murengeti achakumbira muchengeti kuti azadze magwaro uye anopa chibvumirano pamusoro penyaya yekadhi.

Munhu wacho achakutaurira kuti ungagadzira sei kadhi yeBanki Bank (debit, chikwereti). Inonyanya kufadza uye inowanzosarudzwa ndeyekadhi yekadhikiti yekare. Ichokwadi, vechidiki venyika yedu havagoni kutora kadhi rino, asi ... Kadhi inogamuchirwa neATM dzose muRussia uye kune dzimwe nyika. Inoshanda kwemakore matatu. Chiitiko chinoratidza kuti vashandi vekushandisa chigadzirwa ichi ndiwo "mahara" vatengi vebhangi. Vatori vemadhidhi vane ropafadzo dzinofanira kushandiswa:

- kubudiswa kwemari muATM kumativi ose enyika kunopomerwa zvakafanana;

- mahomwe makuru ekubhadhara anopa zvikwereti zvekadhi servicing;

- mukana wekupa makadhi anowedzera (hama dzichakwanisa kubvisa uye kuisa mari kuakaunti yako neruzivo rwako).

Kuwana mibairo kuburikidza neBanki yeAvanesti

Mari inoshandiswa kuburikidza nebhangi inogona kugamuchirwa chete nevatengi vanoshanda mumabhizimisi avo vakaita chibvumirano naSberbank. Iko chaizvoizvo mubhadharo weprojekti. Nzira yekuita sei kadhi rebhadhiro reSberbank? Ngatitii mutengi akawana basa. Kunyora muDhipatimendi revashandi kwapera, ikozvino mubvunzo weyo nzira yekuverenga nekubhadhara miriwo. An accountant anogona kupa mikana yakawanda kumabhizimisi kuti awane mari. Mushandi anofanira kusarudza bhangi rakanakisisa kwaari. Ndezvipi zvinosarudzwa zvinodiwa?

- munhu wacho atobvumirana nebhangi;

- maererano nemhinduro dzehama.

Ngatitii mutengi akasarudza Sberbank. Nokunyorwa kwekadhi rebhadhiro kunokosha kushanda kubhangi rebazi, iro rinoshandiswa nebhizimisi, neyakakodzera mapepa. Kadhi yacho inotorwa muzvirongwa uye inoendeswa kumuteresi anenge mavhiki maviri gare gare. Nhamba dzinoratidza kuti kazhinji kacho, vatengi-vatengi vanoita kadhi yekadhidhi debit.

Makadhi anowanikwa Virtual Savings Bank

Kuverenga kuburikidza neInternet nhasi kwakazara. Kunyangwe anenge makore gumi nemashanu apfuura vashomanana vanogona kufungidzira kukwanisa kwezvinhu zvakadaro. Chii chaunoda kushanda muInternet banking? Hapana chakakosha. Tinogona kukuudza kuti ungagadzira sei kadhi yakakwana yeSberbank. Ndiyo chete mutengi webhangi anenge atoshandisa zvakanakisisa zvigadzirwa zvake anogona kupa kadhi rakadaro. Chinhu chisingawanzozivikanwi nezvechigadzirwa ichi ndechokuti hazvizokwanisi kubata mepu mumuviri, sezvo inonzi yakakwana. Nzira yekuita sei kadhi reBanki rekuchengetedza? Iwe unogona kudana nhamba ye hotline yebhangi. Munhu anofambisa achazivisa muteresi kune imwe nzvimbo iri kure yekadhi yemakadhi kubva pamakumi gumi nemaviri uye nhamba mbiri. Zvechokwadi, unogona kutaura nebazi rebazi, uko iwe unogara uchifara kubatsira vatengi nguva dzose.

Mhedziso

Chero vanhu vose vezera rekushanda, pamwe nehombe yezana yevahedheni, ikozvino iko kushandisa mapepa ebhengi epurasitiki . Sberbank inopa mikana yakawanda inobatsira pamakadhi emakadhi ayo inofanira kushandiswa - ndeye chikwereti, debit uye kunyange makadhi.