"Loko-Bank": kuongorora, kero, nhamba dzefoni

"Loko-Bank" (iyo yatinoronga kurondedzera munyaya ino) isangano rekutengeserana rose. Inosanganiswa mu TOP-100 yemabhanhire ekuRussia akanakisisa maererano nehupfumi. Kuvimbika kwacho kwaiwanzosimbiswa nemasangano epamba uye emarudzi akawanda Fitch Ratings uye Moody's Investors Service. Parizvino, bhangi inowanikwa muTAT-20 kuvimbika kwehutano maererano neNational Rating Agency version. Zvimwe pamusoro pe "Loko-Bank" uye mukurumbira wayo pakati pevagari vomuRussia, tinotaura zvakare.

Nhoroondo yepfupi yakaitika pamusoro pebhangi

"Loko-Bank" (kuongororwa pamusoro pazvo kunogona kunzwika zvakasiyana zvakasiyana-siyana) - sangano rega rega, rakagadzirwa muna 1994 nemabhizimisi akawanda akabudirira. Pakutanga, basa guru rekambani nderokupa kushanda kwakakodzera kwekutengeserana nemabhizimisi emabhizimisi, pamwe nevatungamiriri vepamusoro nevaridzi veboka iri revanoshambadziri.

Mune mamwe mazwi, kubvira pakatanga, iyi sangano rezvemari raisungirwa kugadzirisa matambudziko ose emari ayo varidzi ve "mafekitari, mapepanhau uye steamships", vashandi vavo uye VIP makambani ivo vaiva.

Shanduro yekutengesa uye kuumbwa kwemitemo mitsva yemari

Pakutanga kwa2003, pakanga pane kuchinja kwakasimba mumatongerwo emari uye kutengesa kwesangano rakadai saLoko-Bank. Mhinduro pamusoro pehutano hutsva hwekugadzira chikwereti chekwereti inokubvumira kudzorera mufananidzo wakazara wechikoro chekuchinja. Somuenzaniso, vamwe vatengi vanyorera kuti mushure me2003 vakakwanisa kuwana chikwereti chekuvandudzwa kwebhizimisi ravo. Vamwe vanotaura nezvekutenda kwakagamuchirwa mushure mekuita kwemari inotevera, nezvimwewo.

Sezvaunogona kuona, mushure memakore 9, vatungamiri veLoko-Bank vakashandura mutemo wavo zvinoshamisa. Vasina hanya nekutanga kwavo, kambani yakasarudza kuwedzera nhamba yevanokwanisa kutenga. Nokuda kweizvi, akave nehuwandu hwezvirongwa zvinotarisirwa kukwezva kutarisa kwevanhu nemasangano emutemo. Panguva ino, bhizimusi guru rezvemari rakakweretesa mabhizimisi maduku uye mashoma.

Pedyo ne2007, chikwereti muLoko-Bank chinogona kutorwa kwete chete nevadzidzisi vezvemabhizimisi uye masangano epamutemo, asiwo nevevanhuwo zvavo. Ndezvipi masangano ebhengi nhasi? Uye chii iye, reLoko-Bank yemazuva ano?

Loko-Bank ikozvino

Panguva iyo bhangi ine unhu hunoshamisa hwekutengesa, iyo ine mahofisi makumi mashanu nemahofisi. Zvose zvavo zviri munzvimbo 21 dzeRussian Federation. Maererano nehupfumi hwemashoko, kune vanhu vanopfuura 120 000 venyama mukati mevashandi vesangano, pamwe nemamwe masangano 25 000 emitemo. Vose vavo vatove vachishandisa masangano ehurumende yemari Loko-Bank. Moscow ndiro guta umo ofisi huru yebhangi iripo. Iko pano iyo vanhu vose, vatengi vemakambani, uyewo vamiririri vemabhizimisi maduku nevashoma vanogona kuwana rubatsiro rwakakodzera kubva kuvashandi vesangano. Ihofisi yekambani inogona kuwanikwa pakero: Moscow, Gospitalnaya Street, 14. Kunze kwake, kune mapazi 14 uye nhamba yakafanana yeATM mumusoro. Imwe yezvivako iri iri pedyo nechiteshi chemasitima "Babushkinskaya", paMenzhinsky St. 38, kuvaka 1, kuvaka 2.

Kune davi rebhangi muYekaterinburg. Iko iri paLenin Street, 38 / a. MuArkhangelsk, Volgograd, Irkutsk munewo mapazi ehurumende yekutengeserana "Loko-Bank". St. Petersburg imwezve guta guru reRussia, uko mana maATM uye mahofisi aripo kamwechete. Somuenzaniso, imwe yemahofisi ehurumende yezvemari iri pedyo nechiteshi chemasitiriti "Moskovskaya" (mu BC "Piramidi"), pamusoro peBumbiro reMitemo, 3, rakavhenekerwa. A.

Kune mahofisi maviri uye ATM muUfa. Imwe yamahofisi inogona kuonekwa paLenin Street, 44/46, uye yechipiri - paParkhomenko, 156/3. MuNovosibirsk pane rimwe chete rinoshanda bazi, riri paLenin Street, 52, 1 pasi. Iri pedyo nechiteshi chemasitima "Garina-Mikhailovskogo Square."

Vagari vemuSamara vanogonawo kuuya kune imwe yematunhu gumi nematatu anomiririra sangano "Loko-Bank". Mazita emahofisi ari pedyo anogona kuwanikwa nekuenda kunzvimbo yepamutemo ye lockobank.ru uye nekusarudza pane chikamu "matavi nemaATM."

Ndezvipi zvinogona kuitwa naLoko-Bank kuvanhu?

Pakati pemishando inopiwa kuvanhu vega, tinokwanisa kusiyanisa zvinotevera:

• Cash chikwereti;
• Auto loan;
• Mortgage loans;
• Kuwana ruzivo nezvekodzero yekwereti pakukumbira kwewakwereta;
• Kubhadhara mari uye makadhi emakadhi;
• Inishuwarenzi;
• Kuitwa kwekubhadhara mari, kusanganisira zvinokurumidza;
• Mari yebhenji masero uye safesheni.

Mukuwedzera, Loko-Bank inopa mari muhomwe yenyika uye yekunze. Uyezve, iyi inzvimbo yezvemari inopa mari yekubhadhara mari yeAA "Bank for Development of Technologies".

Dhipatimendi yemapurogiramu anobva kuLoko-Bank

Pakati pezvirongwa zvebhangi zvinogona kuonekwa zvinotevera:

• "Inobatsira nzira";
• "Golden Autumn";
• "Kutarisa kushandiswa";
• "Kufarira kwakanaka".

Zvose izvi zvinobudiswa mumari yemari uye yekunze kwemazuva 300-400. Kukura kwechikwata chekufarira kunowirirana zvichienderana nesangano rekuisa uye kune 1-12% pagore. Iko mari shoma mu rubles panguva imwe chete kubva pa10 000 kusvika ku100 000 rubles, uye mari - 200-300 $.

Chikwereti kubva kuLoko-Bank

Mumwe nomumwe wevatengi vebhangi anogona kuwana mari yechikwereti pano. Semuenzaniso, chikwereti chemotokari mu "Loko-Bank" inowanika kune makore anomwe. Mutengo wacho uchava kubva pa7,4% pagore. Mari yemari yakabhadharwa inobudiswa kwenguva yakafanana. Icho chete chiyero cheyero munyaya iyi inotanga pa 15.4% pagore. Mari yemitengo yemabhengi iri mubhengi inobudiswa pa 14.5% pagore kusvika makore 25.

Zvirongwa zvevashandi vakuru nevaduku

Vamiriri vebhizimisi muLoko-Bank vanofara kwazvo. Ndiwo mabhizinesi avo vave vachigara vari ivo vanodiwa zvikuru kune ino yechikwereti chekwereti. Nokudaro, anogara achishanda pakuvandudza mapurogiramu akange aripo uye mapeji emitambo inogona kufarira vadzidzisi vezvematongerwo enyika. Somuenzaniso, vashandi vemabhizimisi maduku uye makuru vanogona kuita zvikwereti zvakasiyana-siyana zvekukweretesa (kusanganisira terenda) pano, vanoita mupiro unobatsira, uyewo vanobatanidza kune purogiramu yemari uye yekutengesa kana Indaneti kuwana maitiro.

Mukuwedzera, vezvemabhizimisi vanogona kushandisa basa remazuva ano remabasa ekutarisira mari uye, semuenzaniso, shandisai kota muminiti imwe chete. Mabasa akadaro anopiwa kune mabhizinesi naLoko-Bank. Telefoni hotline: 8 (800) 250-50-50.

Bhengi inopa chii kuvashandi vekambani?

Kana iwe uchitenda kuongororwa kwakawanda, ipapo pakati pemhando dzakasiyana-siyana dzevashandi vekambani vanogona kuonekwa sezvizvi:

• Nzvimbo yekutarisa nemari yemari;
• Kuiswa kwemari yepfuma pasina mari (mari uye mari);
• Kuitwa kwezvikwereti;
• Kugadzwa kwemichina nemichina pasi pesungano yekubvumirana;
• Kushandiswa kwemari yezvemari;
• Mutsigiro mukugadzirisa kadhi yemakadhi;
• Kushandiswa kwekushandura kune dzimwe nyika;
• Kubatanidza kwebhengi rekufambisa;
• Kuwirirana kwebhizimisi neIndaneti kuwana, nezvimwewo.

Mukuwedzera, bhangi inoshanda izvo zvinonzi mari yekudzora mari, iyo inobvumira kuita shanduro yakachengetedzwa -kune dzimwe nyika kushandiswa kwemabasa (chete kuburikidza nevanopa mvumo yemari). Zvose izvi zvinoshandiswa nevatengi vekambani vanogona kurongeka nyore nekukurukura neLoko-Bank. Ongororo pamusoro pesangano iri rauchaona pasi apa.

Vanhu vanoti chii nezvebasa reLoko-Bank?

Pamusoro peLoko-Bank unogona kunzwa zvakawanda zvekuongororwa uye zvinyorwa, zvizhinji zvazvo zvinodzidzisa. Semuenzaniso, maererano neumwe wevatengi avo vakasarudza kutora chikwereti kubva kubhangi iri, akafadzwa nemari yakaderera pachikwereti uye kuvimbika kwevashandi. Nezvikonzero zvikonzero, aisakwanisa kubhadhara chikwereti, uye mameneja emakambani akakurumidza kuwana nzira yekubuda nayo, achiita purogiramu itsva yekubhadhara nemari yakakwana yeiri. Yakanga iri iyo mhinduro yemakero yakanyorerwa "Loko-Bank". St. Petersburg - guta iro iye, chaizvoizvo, akatora chikwereti chebhengi.

Vamwe vatengi vaifarira mazwi ekudha. Vanofara kutaurira nezvekubudirira kugamuchira mupiro wakavimbiswa uye chirongwa chekuwedzera nguva yebhadhiro.

Vamwe vatengi, pane zvinopesana, vanotsanangura maitiro avo akaipa ekushandisa kuLoko-Bank. Saka, pakati pemashoko akadaro pane zvakawanda zvevaya vanotaura pamusoro pekusashandira basa.

Maererano nenyaya yavo, zvinova pachena kuti havana kupiwa zvakakodzera, kunyengera kana kusvibiswa nekuda kwekusanzwisisa. Zvisinei, pane zvakawanda zvekutengesa kubva pamashoko akadaro. Somuenzaniso, nerubatsiro rwavo, vamiririri vesangano vanogona kudzora huwandu hwebasa mumatavi avo ose. Vanokurumidza kutora matanho uye kutarisisa hutano hwebasa revatengi musangano "Loko-Bank." Nizhny Novgorod ndeimwe yemaguta umo bhangi rakarongedza mukati mevashandi vekambani. Zvinoshamisika kuti chikonzero chekuenderera mberi kwaiva nemakumi akawanda emhinduro dzakatsamwa kubva kune vashandi, avo vakatsamwiswa nekurapwa kwepamutemo kwevashandi vebazi.

Ndezvipi zvakakosha zvekushandisa kuLoko-Bank?

Maererano nevatengi vakawanda, iyi yezvemari inobatsira zvikuru. Somuenzaniso, mvumo yekubhadhara kune mumwe mutengi inosarudzwa mumwe nomumwe. Paunosarudza purogiramu yekuisa mari, kuverenga nokukurumidza kwebatsiro remangwana kunogoneka. Uye kune vanotengesa nguva dzose, bhagheni inoshandura honhesheni dzakasiyana-siyana mumhando yemikomborero yemakomborero anokosha uye zvikamu, huwandu hwebhonasi zvirongwa, uyewo zvinofanirwa paunenge uchiita zvikwereti uye kuita mamwe mabasa.

Izvo zvisinganzwisisiki kubatsirwa ndezvekuwanikwa kweIndaneti mazano. Semuenzaniso, vanhu vanogona kushandisa michina yebhanhire rekuInternet kana kuunganidza shanduro yemazuva ano. Vashandi vekodzero vane kodzero yekushandisa maitiro akafanana, pamwe chete neakazarura maakaiti muInternet mode uye kuita zvikwereti zvakasiyana-siyana zvekubhadhara uchishanda nehutori hwebhandi (pamabhadharo ebhengi).

Muchidimbu, apo iwe unosangana nevamiriri vebhangi iri, vezvemabhizimisi uye vanhu pachavo vachatora nyore basa ravanoda zvikuru.