Muridzi Sberbank kweRussia? Ndiani muridzi mari Bank of Russia?

Nhoroondo yacho guru kubhengi - Sberbank - ane makore anenge 170. Mutungamiri Russian rwezvemabhengi hurongwa yave mugamuchiri iri mari mabhanga, nhoroondo iyo anoenda hwaro muna 1841. Yakadzikama kushanda nemasangano zvemari nebumbiro hurumende pachayo, sezvo akanga ane nokudzora danda riri pamberi Central Bank of Russian Federation.

Wakafara zvezvinotaurwa mabasa

Sberbank kweRussia kwakatangwa mari yakasiyana kuti inopa rubatsiro ayo munyika. matavi bhangi dziri kwete chete dzinenge guta ose ehurumende, asi kuti vabudirire kushanda ari Kishi nyika, Germany, Switzerland, China, Turkey uye India. Mabasa anoitwa mari kwazvo kwazvo, iyo inogona kunzi pakagadzwa muchikwata nokudenga. The Kudyidzana inopa siyana zvetsika deposits uye zvikwereti, makadhi uye mari kutamiswa, inishuwarenzi, uye kunyange brokerage. Kare muna 2013, mugove makambani zvemari dzinamatire anenge 43,3% kubva deposits zvose. Maererano Vhoriyamu chikwereti Portfolio wenyika, ipapo chakaita kuti 32.7% uye 32,1% (zvikwereti kuvanhu uye zviri pamutemo). Vagari vaida pamwe kambani uye regai kunyange kufunga nezvomubvunzo nokuti pamahombekombe iri Sberbank kweRussia.

Innovation mune zvemari nemasangano

Sberbank agara achiedza kufambirana nguva chekunatsiridza vatengi uye kuedza vazvibayire itsva zvigadzirwa. sangano zvemari zvakanaka vakaedza, achipa vatengi zvayo mukana ari kure dzichengete nhoroondo dzavo. Nemhaka kure migero, zvakadai paIndaneti rwezvemabhengi, "Sberbank Online" uye SMS-basa "Mobile Banking", kuti vape mari yavo uye kuongorora mari Rwako yava nyore zvikuru. It Sberbank ndiye muridzi guru samambure ATMs uye Pos zviteshi munyika. Achiona kutora mukana kuti masangano ari siyana evanhu mapurogiramu kuti inoita kuti pave nesayenzi National uye tsika. Nokuti vazhinji hazviwirirani basa muridzi mumari Bank of Russia, sezvo ayo utariri uye varidzi makuru kutsungirira mabasa ose.

Chindingindingi kana mugumisiro dzose masimba?

Sberbank ndohwaJehovha muchikwata ezvokutengeserana mari masangano uye panguva imwecheteyo ndiyo chikuru bhengi Russia. Maererano zvichangobva kudzidzwa, kugadzwa yokuwana nayo mamiriro tsika dzakawanda kutsvaka-pashure uye rakavimbika Russian zvemari. Maererano nenhamba, Contributor ose dzimwe nyika - ndiye yeGmail.END_STRONG urongwa. Saizvozvowo, pane mamiriro ezvinhu chete Credits. Vanopfuura 30% yemutoo wezvikwereti rehurumende yakange yakashongedzwa nokuda Russian Security Council. Taura nezvokuti kubhangi ari kuita somunhu monopolist, kwakarasika. Nhoroondo kukura zvemari sangano mumakumi emakore anotevera ruchasveerera mucherechedzo makore 200. Own guru Institute anenge 1,6 tiririyoni rubles. Uchifunga mubvunzo muridzi mumari Bank of Russia, tinogona kutaura kuti haana chimwe muridzi, uyezve, kuti vave anogoverana makuru zvemari mamiriro anogona anenge munhu munhu.

Anotaura nezita muridzi pamahombekombe?

The chikuru Muridzi tsika zvemari ndiye Central Bank of Russia, Chokwadi hurumende anopfuyiwa. mugove yayo yechinangwa kubhangi kuti guta mvumo ndiyo 50%, asi pamwe chete kuvhota mugove. Kana isu kufungidzira chikamu varidzi vari dzokuvhota migove, zvichaita kwakafanana 52,32%. Isingasviki hafu migove vaiva ne 270 zviuru zvakasiyana vanhu. Imwe chegumi migove iri vaiva oga vanhu. A kota anogoverana ose urongwa zvemari iri vaiva ne dzimwe makambani. Uti nokuti chokwadi ndiani muridzi mari Bank of Russia, ndiyo matambudziko chaizvo, sezvo Zvakaitwa Institute aigara kutengwa pamusoro MICEX uye RTS Nehunde exchanges kubvira 1996. In wokutanga kota 2007, bhengi racho utariri akaita chisarudzo musi dzokuwedzera nyaya kuchengetedzeka okisheni, izvo akabvumira kuwedzera mvumo guru boka kuburikidza 12%. In mari mashoko, mufananidzo uyu unoenderana mabhiriyoni 230 rubles. Zvinogona kucherechedzwa kuti vanenge 40% kubva kwema vose MICEX vari chokuita anogoverana kuti sangano rakakura zvemari munyika zvakananga.

Nei zvakaoma kupindura mubvunzo pamusoro ndiani muridzi mumari Bank?

Nokuti kuti isingasviki hafu Sberbank migove vari vakasununguka ichiyangarara, zviri matambudziko chaizvo yakavimbika zvinoratidza mazita varidzi vahwo. ruzivo urwu zvinogona inopiwa kune vashandi mari masangano, uye kunyange panguva iyoyo chete mumamiriro ezvinhu, kana zvinodiwa munhu uye mashoko pachayo anoda kutenga migove dzesangano. The mazita avo aiva Sberbank kweRussia ari zvakanyatsorongwa dzaisiyana kunyange nokuti kutenga migove mukupera, mumamiriro ezvinhu akawanda, rinoitwa nechinangwa mari. Izvi zvinotisvitsa kuramba kuchinja vanatenzi. Nhasi, ari inokosha uye operative kurapa Institute rinoitwa panguva vatatu simba: The shareholders 'musangano, kuti Supervisory Board uye Management Board. Sachigaro bhodhi ndezvaJehovha Germanu Grefu.

Zvinoreva mutemo batana?

By amire November 1, 2014 Central Bank of Russian Federation ndiye muridzi 52.32% of dzokuvhota anogoverana pakati Sberbank. Kana zvakadzama funga muridzi Russian Central Bank, izvozvo zvinogona kucherechedzwa "kuitarisira" mamiriro mumari Bank. In pachena nyaya nhasi anenge 47,68% of mugove. Maererano yeUnited mutemo nhamba 86, iyo rutapudzo kana kuzvibvisa kuti Bank of Russia iri guru mvumo kubva mumari Bank, iro kuchaderedza padanda kuti asingasviki 50% pamwe chete kuvhota mugove, rinogona kuitwa chete pahwaro yeUnited mutemo. Chakandibatsira kuderedza mugove Central Bank muna mugove guru, chisingafaniri kutungamirira zvinoderedza nhamba migove kuna asingasviki 50% pamwe chete kuvhota mugove. Chisarudzo ichi chinogona kuitwa chete pashure risati chibvumirano nehurumende yeRussia.

Shanduko zvakarurama rokutanga

Kusvikira chisarudzo pamusoro yavakatengesa anogoverana pakati Sberbank kweRussia muna 2012, Central Bank akanga vanenge 60,25% uridzi. The paruzhinji kuparadzirwa vaiva 39,75 chete% of mugove. Pasinei Kuchinja chikamu varidzi chevanorwara zvemari, kuita zvakarurama uye zvisingarevi zvakawanda kumubvunzo muridzi mumari Bank of Russia, ndiyo matambudziko. Tinogona kutaura kuti zvinokosha kusarudza dzinoitwa uye anogamuchira mamiriro vachimiririra Central Bank. Vamwe migove haina zvainanga kuparadzana muridzi, rinoshanda kuwedzera profitability pakati chevanorwara zvemari.

How kutenga migove of mari Bank?

Sberbank kweRussia shareholders, sezvataurwa pamusoro apa, kutenga padanda iri zvarinoroora makurusa urongwa zvemari munyika kubva 2006 ari mumhuri wemari exchanges MICEX uye RTS. Nhasi, zvokutengeserana securities iri kuitwa musi Moscow Stock Exchange uye London Stock Exchange wokutengesera paburiro. Unogona kuva mukutsirani, tapota nyorera chero bhengi webazi, riri munzvimbo dzokugara. Kunyoresa muridzi kodzero rinoitwa pamberi gwaro arikuti ndivanaani mugari Russia. Kana kutenga migove pamusoro Stock Exchange vanofanira kuziva kuti kukosha kwavo kunogona zvachinja, kwete chete kwamazuva mashoma, vakawanda kuchinja mutengo vanogona wakaiswa mukati pazuva. Uchifunga mubvunzo muridzi anogoverana pamusoro Sberbank kweRussia, tinogona kutaura pamusoro dzakawanda nhamba yevanhu, pasi riri dzichichinja. Vanhu vanoona chiito kwete sezvo vaiva sangano rakakura zvemari munyika, asi zvikuru somunhu zvokutengeserana mudziyo, kuburikidza kutengeswa uye kutenga zvinogona kugamuchira yakagadzikana mari.