Bhizimisi, Entrepreneurship
"Nhepfenyuro yenyika yose" - chii ichocho? OOO "NSV". Nzira yekugadzirisa nayo "NSW"
"National basa kupora" - chii? Nyaya iri yokuti ichi kunogona chete muenzaniso vanoremekedzwa handyman kana anokwereta kubhadhara zvikwereti zvavo nenguva.
Professional chikwereti muunganidzwa, zvichireva outsourcing, hwava mumunda asiri muripo. With kuunganidza kambani, iro rine zita, vanotarisana pamutemo uye panyama masangano kuti vaunze receivables. Ndivanaani vari "mawadhi" tiri kufunga repamutemo pakutevedzera kodzero vanoti? pachena Contingent raznoshersty kubva vanoteerera mutemo kana mabhizimisi kubiridzirwa, achihwanda chikwereti.
Kazhinji akamutsa nyaya rokurwisa kollektorstvom. Zvingaitika here izvozvo? Kunhonga sangano, zvichireva kuti basa - kuunganidzwa receivables, ipapo zvose dzakabudirira. mabasa avo nokudzorwa mitemo. (Next, tinofanira kuongorora dzimwe zvokuongorora kollektorstva pamutemo sangano muUnited States, Britain, France). Haafaniri kurwa kollektorstvom, uye kutyorwa munhu vateresi pamutemo dzemunharaunda.
Internal kicheni kollektorstva
Ayakashino muunganidzwa mabasa anoitwa nenzira mbiri.
Chokutanga - inoshandiswa zano, umo "PDR" ( "National basa kupora"), anotungamirirwa Article 52 of Civil Code of Russia, akagamuchira kubva chikuru mazita contractual chikwereti. Uyezve, nokushanda kubhadhara chikwereti chikwereti muunganidzwa kambani kushumira iyi, pomutumwa anogamuchira kubva ayo mukuru Agency Fee, izvo zviri Russian muunganidzwa pamusika ndiyo 20 kusvika 25% uwandu achidzorerwezve receivables. Zvisinei, mumiriri zano, inobva munyika ruzivo, anopa anenge 20% of kwemari muunganidzwa Enterprises.
Huru mirayiridzo umo basa "NSV" ( "National basa kupora") ndirwo ruregerero chikwereti.
Pari, yezvokutengeserana mabhanga nezvimwe vadyidzani kuti vateresi achida kuenda zvakadaro makava. Saka, vari, chokutanga, vasunungurwe "nomusoro" pamusoro nonoka receivables vanokwanisa kuramba pfungwa zvaro dzevanhu uye zvemari pamusoro paro mabasa. Chechipiri, izvozvo vachangoerekana kuvandudza munyaya dzemari mabhanga, kuwedzera kwavo musika mutengo kana kutengesa bhizimisi.
Banks tengesa chikwereti vateresi nemigove mumabhizimisi dzavo, kureva. E. yokunyoresa chikwereti kuti zviuru zvakawanda vanhu. Yepamutemo yokuti ichi ndicho rwokuyera chibvumirano pamwe mutengi, achipa kubhengi kodzero uchatamisa chikwereti kuti yaunganidzwa kumapati rechitatu. Portfolios kazhinji music. Somuenzaniso, zvikwereti kadhi, unsecured zvikwereti, chikwereti zvikwereti, mogeji. Collection masangano kutenga Mabhokisi izvi kuti mumwe chikamu (mutengo). Pari mutengo pasuru akadaro 0.5 2% of vanosvika nhoroondo receivable.
Ukoshi Pricing pasuru ane yakwegura yacho receivable. Pashure pezvose, kana ichangobva chikwereti vateresi vanokwanisa kubhadhara 60-80%, asi nonoka dzimwe nguva hazvibviri kuunganidza uye 5%.
Saka, ngava Rosters anowira vateresi, ngava vane runhare marin'i, uye zvakanaka izwi sokuti: "National basa kupora ..." "Chii" - uyewo, anobvunza nechikwereti?. Rinova kunyengetedza uye nhaurirano achishivirira zvokudya kusvikira chisarudzo chakarurama - achiri kubhadhara chikwereti.
Zvinofanira kucherechedzwa kuti munhu arege "kumhanya" basa rake chokukuripa nacho padariro muunganidzwa. Kuti aite izvi, chete kuenda kubhengi chikumbiro chikwereti kugadzirisa, chokunyora mubhadharo. In shoko, haumanikidzwi kuregeredza zvinhu.
Kana "zvinhu zvose zviri kumhanya", kurukurirano ine muteresi kwakaitika, iva nechokwadi kuti kushandisa foni yako vandine ID, uye izwi wezvaiitika. Uyewo, unogona kukumbira kubva muunganidzwa sangano kuti tumira iwe akatuma kubhangi sangano chibvumirano uye kopi sangano raMwari nesimba gweta. Kudiwa kuti muteresi, Chokwadi, akatanga pachake uye akazivisa zita pokuunganidzira Dzepasi raanoshanda.
Pane unopfuura mumwe pakuenzanisa zvido. Kana nemuteresi ari kuenda newe mashoko rokuzvigadzira imi pachenyu mutsividzo purogiramu chikwereti, ndizvo - yakarurama kusvika. Hazvifaniri kuva mugari akanaka kuzvidza kushaya mutemo pamusoro chikwereti muunganidzwa mabasa uye "uende kuramba". Gwaro murairo, musakanganwa nezvazvo.
Chimwe chinhu, kana uchinzwa tsika kumanikidzwa. By mutemo, kuti vateresi havabvumirwi kuudza pamusoro basa rako dzepedyo, co-workers kuvati, kuputsa mumba mako. Kana ane yepamutemo rehondo "rinotyisa nyaya" pamusoro kushanda Art. 159 yemutemo weCriminal Code, izvo anosarudza kuti kuita kuti chitsotsi, kana waita kanenge chete yakarongwa muripo. Kwete 'akanyengedza' uye Art. 177 - "nemaune kuramba" rinoshandiswa zviri zvisinganyanyi kuitika. Kana, zvisinei, nokuti matora zvakare nechido, kukurukura pamwe vateresi kuburikidza gweta.
Uye ikozvino tarira chete mamiriro ezvinhu kubva mhiri. Sei zvakakwana kuitisa kumbokurukura chikwereti nomuteresi - hapana chete yokubika. Zvisinei, hapana mukuru urongwa zviito: ane ruzivo nomuteresi kunodiwa kutakura pamusoro kukurukura pamwe nemhosva zvokuti akachitora kuzvikoshesa. aimbova dunhu - kazhinji nevanhu vane nani netsvimbo basa.
Sei paanoona hwokufananidzira chikwereti Director General "NSV" Arthur Aleksandrovich? Uyu murume akapa 50 zviuru rubles, vakwira pamwe "inopenya pfungwa" kutora chikwereti sechipo. Saka anobva kuMoscow, kugara zana nemakumi mashanu chete kubva kwaari, kwete kunyange kufunga kubhadhara. Panyaya iyi, chikwereti anofunga kuti ake "hapana anoona."
Federal yakati basa muunganidzwa Makambani
Maererano nenhamba, nhasi kupfuura 80% wokuRussia rwezvemabhengi masangano outsource ayo chikwereti muunganidzwa makambani nokuda kwezvikwereti. Clients vari zvakare vateresi uye ngava utilities, uye chikwereti kwavo 2013, maererano Bazi Regional Development kweRussia akasvika pasina zvishoma - mabhiriyoni 736 rubles. With vateresi massively vaidyidzana uye Mobile dzaishandisa kuti vatengi fraudsters (pokuziva kuti profitability kuti outsourcing kwakadaro).
The kwakaita basa iri zvinoratidza Somuenzaniso, chokwadi chokuti "NSV" LLC ( "Zvirango National Service") akanga achitaurwa nevanopinda kuunganidzwa mabasa 83 kumatunhu Russia, achiva, chaizvoizvo, panguva yeUnited chechetere ikozvino.
Payment kurangwa uye kollektorstvo
Chinangwa ndechokuti ari mudambudziko mubhizimisi, izvo rakamuka "nguva yakanaka" sezvo doping, chakagadzirwa, anotanga kuwa, kuunganidza nhoroondo receivable. Ukuwo, vanhu vanenge vave shure-nokuputsa mitoro yemari ari zvikwereti uyewo havagoni kushumira nokuripira yavo. receivables kunotangira navo anoita somunhu mhando ropa clots iri mari ino. Kuripwa kuti hutano upfumi hwayo. Naizvozvo, muunganidzwa mabasa, achiumba muripo kurangwa, chinangwa zvinodiwa noruzhinji. Kana munhu kana kambani kurega kushandisa contractual kubhadhara vateresi kusangana navo uye tsanangura kuti nei uchifanira kubhadhara.
Yakabudirira musika kuti muunganidzwa mabasa
Sei anoremekedzwa "National basa kupora" vamwe? Chii chiri - nyanzvi bumbiro kwetsika zviri zvipo? Kambani akapinda kodzero unozotevera kudzora mabasa vashandi vavo - vateresi. Discipline kuchengetwa kodzero chikwereti kunokwanisika nokurovedza intra-zvakananga uye coaching, uye mune zvimwe zviitiko (pachena kutyora) - Hard Kutarisirwa mhinduro "NSV". Uyezve, nzvimbo pacharo ndiro muunganidzwa kambani ngava akatsanangura kodzero dzavo ukama vateresi. Uyezve, pane "inopisa mutsetse" of Association vateresi dzakasvikwa nechikwereti kunogona kudana uye kunyunyuta pamusoro unprofessional nezviito mushandi-nomuteresi akaita mitemo.
Ethics yokushanda nemakasitoma
Management wekambani akaramba uye zvakanyatsorongwa kwomwoyo uye rakatangwa munyika basa mitemo inodzora "National basa kupora". Anodzokorora vaimbova chikwereti here kupupurira ichi.
Zvikurukuru, pane muganhu, kana chikwereti anogona kudana (kubvira 8,00 kusvika 21.00), uye haina kutyora. Mushandi wekambani, nguva dzose nokunenge interlocutor anomupa yepamutemo muunganidzwa kambani nhamba dzorunhare. Telephone kukurukura chikwereti hachiwanzotaurwi anogadzirwa, pane kamwe pamazuva 2-3. The chikuru basa mushandi "NCW" mamota pasi, kunzwisisa mamiriro ezvinhu evanhu akasika chikwereti, kuziva kana iye achava pakutengeserana, uye pamwe chete navo kuti kuronga mari, uye, chokwadi, kuti akuteerere Implementation yavo.
The chikuru nharo pamusoro vateresi - kuwedzera mari nokuda chikwereti pakuparwa kuchinjwa chikwereti yaro zvokutonga ndege. Saka, zvikuru kuitisa pachena avo ezuva nezuva kuunganidza receivables "National basa kupora". foni yake (+7 (495) 363-13-30) anogara kuwanikwa vatengi kana vaine mibvunzo kana mazano nokuripira murayiro.
Uyewo, pane mamiriro ezvinhu unokosha vasingabvumirani mukweretesi pamusoro nechikwereti pamusoro contractual chikwereti. Panyaya iyi, iyo nomuteresi inova murevereri, achibatsira kusimbisa chokwadi.
Kudiwa zvemitemo murau kollektorstva
Ko kusavapo gangaidzo mumurayiro shoko "nomuteresi"? Uye zviri pamusoro pamusika, vashandi vanopfuura chiuru muunganidzwa makambani, vane mabasa chikwata NAPCA (National assotsitsiya nyanzvi muunganidzwa masangano)?
The mubvunzo unomuka pamusoro yakakodzera yokungotaura nharo idzi uye chakagadzirwa Kumbomira zvemitemo mutemo panguva apo pokuunganidzira musika kunowedzera pagore nehafu. Zvichida tinofanira kuteerera mashoko akataurwa rezvemitemo Konovalov panguva II St. Petersburg pamutemo Forum riri dzinonetsa kunonoka iri pamutemo repamutemo chiito, izvo kunotadzisa kutarisira kuunganidza mabasa mu "isingazivikanwi, opaque uye chin'a zvikamu."
Sei "NSV" riri kumirira zvemitemo mutemo kumusika kollektorstva
Zvakawanda muunganidzwa makambani pamwe kushaya wehurumende mutemo kunotungamirira dzakasiyana-siyana mubhizimisi, kusanganisira anonyengera vanamuzvinabhizimisi. Shure kwokutaura navo uye muchizadzwa Kuziva nzira dzavo basa, nechikwereti vanomanikidzwa kuenda kuhofisi muchuchisi wacho pamwe zvichemo neupambi timuteerere rokuita vehurumende kondirakiti.
Dambudziko zvemitemo murau kollektorstva
Inozivikanwa "kuramba tichishanda" ndiwo gwaro mutemo "On kuunganidza basa". The hurongwa chakakurukurwa panguva hurumende dhigiri May 2012, asi atova tsika kutumira ichi "zvakavaomera" bhiri shure nokuda dzokororo. Dambudziko iri kuti panguva apo Supreme Administrative Court anoziva chirongwa kuMudzidzisi mutemo vehurumende, iyo General Muchuchisi Hofisi uye Rospotrebnadzor tenda pamutemo kuti vaite basa kutenda, pasina sungano yacho nechikwereti. Pano, kuti "kutonga Varume" haasi kunyanya kunetsa kutora sezvikonzero "homespun tsika" anobudirira zvikuru basa muunganidzwa makambani muRussia, akadai LLC "PDR" ( "National Service Zvirango").
Lawyers munyaya kwegadziriro mutemo, nokuti zvizere läpinäkyvä bhizimisi - kiyi kubudirira kwayo ramangwana. Iye zvino, Russian muunganidzwa musika yakaoma, asi ari kupinda chehupenyu murau pamutemo.
Somuenzaniso, akatamira mberi nyaya inishuwarenzi yemabasa nyanzvi kuti vateresi, uyewo kutyora unyanzvi kudzivirira zvakavanzika mashoko. Izvi kamwe zvakare zvinopupurira chokwadi chokuti upfumi Russian hakuchina mu sanduko, kuwana maitiro dzigadzikane. Zviri munzvimbo iyi vachishanda "NSV" LLC ( "Zvirango National Service") kubhadhara zvikwereti pamusoro dzimba chikwereti, chemhosva nokuda receivables pamutemo masangano. Uyezve, ichi kambani zvinoratidza zvemitemo uye sangano danho, anoronga rakakura nyanzvi pamwe siyana masangano ose pamusika wokuRussia.
History: ari kusangana National upfumi
Kambani hwakagadzwa kutora chikamu vemamwe guru August 31, 2005. Registrar - Moscow Interdistrict Inspectorate of Federal Mutero Service № 46 muMoscow. Zvino akatumidza "chikonzi" chikwereti sangano. Zvino LLC "PDR" rinogona kunzi Russian musika mutungamiri mubasa basa nenhoroondo receivable panguva yayo mumatanho siyana: pre-tichiedzwa, panguva kufunga muchikepe, uyewo Executive pachikuva. Chokwadi chokuti kambani hwakada revatema kupinda National upfumi, achisimbisa nhengo dzaro dziri BDA (Association of Banks Russian) uye dzakavamba mashandiro ari nyanzvi nokushamwaridzana NAPCA vateresi. Nenzira, kutaura pave twokuwadzana navo basa "NSV".
The Russian mutungamiri muunganidzwa musika anoshanda kusanganisira nhoroondo receivable kunze. Izvi akwanise ne nhengo "National basa kupora" iri CSA shamwari dzakawanda, ACA International, GCS, FENCA.
The inokosha zvebasa wekambani
Zviri pachena, boka iro regai kushandisa munhu chakakurisa zvinangwa inokosha, nechinangwa hakungagoni kukwanisika kwaro kukura panguva batana chechetere. Kune zvimwe zvinangwa uye "OFS". Ivo zvakajeka pamusoro pamutemo Website wekambani:
- nenyanzvi kushanda autosorsingu receivables kuramba kutsvaka basa kudarika kushandiswa madhipatimendi finuchrezhdleny;
- "National basa kupora" (chikwereti) ayo kunyatsoshanda inokurudzira pamutemo nenhoroondo receivable masangano pachavo, mukumbire kuti outsourcing;
- tichingotama kudzora mamaneja "NSV" vari zvemukati zvemari zviratidzi: rutapudzo kutora outsourcing kuti chikwereti uye nokudaro nokuwedzera profitability kuti muunganidzwa basa.
Management anosarudza nzira basa
Sachigaro Board "NSV" Devid Dzhons haana chete dhigirii mari uye US upfumi, asiwo njanji chinyorwa eutungamiri iri simba zvekutepfenyura uye zvinobudisa nhau, nheyo private, mari Makambani muUnited States uye Russia. The Director-General Artur Aleksandrovich ane ruzivo mune zvemitemo basa, nhengo nekambani pamahombekombe, bhizimisi kubhangi kuti muEurope. Mamaneja ava vatsigiri zvemberi uye yakabudirira nzira basa.
Chambotaurwa nezvacho pamusoro mamaneja kuti pakudzidza utariri wekambani "National basa kupora". Chii - ichi muunganidzwa kambani akuitira nayo kune vamwe ayo? Izvi multi-danho muitiro.
Chekutanga, kambani kunobatsira kuona suitability dzinongoitika kana pamutemo munhu kuti basa mukwereti. Nyanzvi "NSV", achishandisa ruzivo vaunganidza unyanzvi, inoita ongororo wekuda kuwana chikwereti, monitors ayo kuvimbika, solvency.
Senzira pre-kutongwa chikwereti muunganidzwa anobudiswa kuzivisa chikwereti Via SMS tsamba, kusangana navo, foni.
Panguva padariro nezvakatongwa ongororo "NSV" chikwereti anogadzirira zvinyorwa kwaari, anoita Tracking, anowana maoko ake pamusoro muchikepe chitupa.
With varikutonga kugadzirwa kambani iri muna pamutemo munda zvichatevera zvinangwa zvayo, apo mupiro muchikepe bailiffs mubasa ravo.
Feedback kubva nomudonzvo
Vose rikurumidze zvemari nhume, liquidated receivables mabasa "National basa kupora", mudonzvo wongororo zvipupurire ichi. We waongorora kuti nepose patinogona napo kuti nezveupenyu kuti ichi kambani. Panguva iyoyowo, Chokwadi, vakaendeswa nhoroondo, hazvingaiti kuti chero vanhu tsitsi kune vateresi. Zvisinei, imwe vavariro nzira kuchiri kukosha. Kudivi rimwe, vashandi Kazhinji kugutsikana mubayiro, seboka. Vakabhadhara mutero mu-imba zvidzidzo. Vakawanda yekudyidzana vakawedzera ruzivo yavo masangano uye mhosva romutemo.
Zvisinei, anoona mushandi kuti "NCW" nehunhu, yomukati core. Hazvina basa apo iye anoshanda: "National basa kupora", Moscow kana zvimwe remunharaunda chikwata - zvakakosha kurudziro uye kudzikama, nokuti basa iri hakusi simba.
Nzira dzekuziva nadzo pachake bhizimisi ari muteresi: mupfungwa kushivirira nokutsungirira tsika - kunyange akapikisana. Asi, zvichida, zvinofanira inobva muitiro kuunganidzwa basa, mune zvimwe zviitiko mutemo wekutaura chinokosha hwoudzvinyiriri kubhadhara chikwereti. Pashure pezvose, tarisai dambudziko kubva mukati zvichida kollektorstva atevere zvemitemo kuti nokukurumidza kugadzirisa bhizimisi, kuti tiuye nazvo ezvinhu rakatsiga yevashandi, kana pane basa ravo dzose. Izvi uchapisika kuguma kuwedzera kodzero dzevashandi, avo vaita.
Uyewo, dzimwe nguva, zvinofanira kutaurwa rutsigiro hurumende nevarombo mumagariro anokwereta rakabatwa imwe mamiriro ezvemari hazviiti nokuda chirwere.
"NSW" ( "National basa kupora"): ngava wongororo
Kunyange aimbova nechikwereti anobvuma pachena uye predictability basa kuti kunoratidza "National basa kupora". The pamutemo Website pamusoro sangano (nrservice.ru) rine mashoko runobatsira chikwereti kubhadhara, mu pamwe ne "NSV" ayo receivables.
Zvikurukuru, pano vanogona kuwana mazano mberi sei, kana ivo vakagamuchira kubva kambani kuzivisa SMS, zvii zvinofanira kutorwa mushure bhero noMuteresi, chii dzinokosha zvinhu zvinofanira Aizvirumbidza mumusangano pachavo naye. Une mukana kukurukura dzomunyika murayiro mutsividzo chikwereti nemuteresi.
Vanobvuma kuti ndiwo chete kunzwisisa muteresi uye chikwereti nhoroondo receivable mutsividzo zvichiitika Zvakanyanya Kunaka Panguva Yepamuviri. Saka mubvunzo: "sei kukurira" NCW "" - hapana ramangwana. The chikwereti, asi, vanofanira kushandira pamwe ichi kambani.
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