Nokusimudza vaduku nenyanzvi. Kukura uye kodzero kugamuchira

Ndapedza chikoro, vadzidzi tatarisana dambudziko yokuwana akakodzera basa iri dzakagadzirirwa yavo. Kazhinji, makuru makambani, mabhizimisi uye yemakambani vanosarudza kutora wayo tsvimbo nenyanzvi pamwe ruzivo. Nokuda kwaizvozvi, vechiduku nenyanzvi kutsvaga rimwe basa uye akaronga kwete dzakagadzirirwa.

Kukurudzira vadzidzi kuti kushanda basa ravo, vanofanira kubatsirwa kuwana basa. Rubatsiro uye chinokurudzira akamurairawo hurumende yakatanga nokusimudza vaduku nenyanzvi. Ndiani kodzera kugamuchira mamwe mari (Lift), ndedzipi zvakanakira hukuru, uye sei kuswedera hurumende rubatsiro - zvose izvi uye zvakawanda chinorondedzerwa munyaya ino.

Anonzi wechiduku nyanzvi

MuRussia, panguva yeUnited pachiyero, vechiduku kodzero rwenyanzvi vari yaidzorwa chete zviri pamutemo chiito Art. 70 TC. Maererano Act ichi, mushandirwi arege kutora internship kudzidza. Mukomana nyanzvi pakarepo zvikanzi hurumende pasina kutongwa nguva.

Tsanangudzo "jaya nyanzvi" haina rinorondedzerwa muna TC, hazvina haapo mune dzimwe mitemo. Chiito yepamutemo chete kunobatsira kuziva zvinodiwa kuti chinzvimbo ichi:

• musarudzo zera hakufaniri kuva makore anopfuura makumi matatu namashanu;
• Yakakwirira kana yechipiri yekosi kudzidzisa, iyo yakawanikwa iri outpatient chivako accreditation;
• kuwana basa mukati mitatu pashure chikoro.

Vachabatsirwa vaduku nyanzvi uye bundu-mari kubhadhara unosimbiswa nokudzorwa sectoral zvibvumirano akakodzera madhipatimendi. On the private emakambani vatsigirane kunoitika pamusana mabasa wepamutemo tsika. Saka, nenguva basa kubasa uye kusaina chesungano anofanira kuverenga nokungwarira ane seboka vachida chibvumirano. Pane zvaitaurwa ose ezvinhu kuti pakuwana zvikomborero vaduku nenyanzvi.

The kunonyanyisa zera vechidiki nyanzvi

Kusvikira zera chii wakwanisa Kusimudzira vaduku nyanzvi? Zvichienderana nharaunda, makore mushandi pasina ruzivo vanofanira kuva 30 - 35 makore. chinzvimbo ichi akapiwa kamwe uye wakaiswa kwemakore matatu mushure kusaina ari mabasa kondirakiti. Pane zviitiko apo chinzvimbo inogona kuwedzerwa makore matanhatu:

• kana mushandi ari maternity pazororo;
• kana paiva kukurumidza kudanwa kuti basa;
• kana mushandi akanyoresa paChikoro yakazara post-akapedza dhipatimendi.

munzanga rubatsiro zvinhu vadzidzisi

Batsirai vechiduku nyanzvi uye muripo Kusimudzira dzidzo kunoenderana nzvimbo basa uye chinzvimbo. Bundu Verengai kubhadhara munyika iyoyo. The chikuru ezvinhu kugamuchirwa kwayo;

• makore wacho hachisisiri 30-35 makore;
• chitupa, iyo rwaiwanikwa pamutemo abvumirwa sangano;
• kusaina ane basa chibvumirano mukati mitatu pashure chikoro.

Marudzi mubhadharo

hoisting vaduku Nyanzvi zvingani anogona kuongororwa, uye chii vari mhando rubatsiro rwemari? Monies zvinogona vanobhadharwa zvinotevera siyana:

1. Kuripwa bundu chitsama. Rakapa kamwe panguva mudziyo rehurumende. saizi yayo - .. From 20 zviuru zviuru 100 vadzidzisi guru kuisa kubatsirwa chimwe namazana rubles, uye vadzidzisi kubva St. Petersburg, rubatsiro urwu akaenzana 50 zviuru rubles ..
2. Added okuwedzera mubayiro. rubatsiro kwakadaro vakaverenga chikamu yacho muhoro. In guru chimbadzo ndiyo 40%, uye nokuda nyanzvi vane chinokudza - 50%.
3. Nyaya zvaunoda mogeji. vaduku Nyanzvi kubatsira vari kutenga redzimba riri matatu muzana nhamba.

Rubatsiro rwemari vanofanira kunyora kushanda uye zvinosanganisira miganhu muviri munzanga kudzivirirwa panzvimbo basa.

Mukomana nyanzvi mune dzidzo. zvinobatsira ayo uye kubhadhara muenzaniso maguta maviri

Mukomana nyanzvi mune dzidzo anogamuchira zvemagariro mari, uwandu guta rimwe nerimwe riri akasiyana. Somuenzaniso, mamiriro achaiswa kudzokororwa pamwe mhosva mumaguta maviri:

1. Moscow. Kuwedzera mukanyiwa-Verengai kubhadhara, mudzidzisi wokuwedzera kwomugove 40% of kushanda zvazvingava, kana 50% - nokuti nyanzvi pamwe kukuru mukati 3 makore basa basa. Uyewo guru, mudzidzisi wechiduku akapiwa 15% uwandu muripo yokufamba. Kana mudzidzisi anoshanda pa hafu zvazvingava, ipapo kutsivira zvichaita kuwana chete.

2. St. Petersburg. Ngaabvumire kuti mari haina inopiwa, asi vadzidzisi vari kodzero bundu chitsama muripo. Uwandu vachibhadhara pangoro unit (1 kusvika 2015 nechimwe chikwata akaenzana 8 zviuru 432 rubles ..):

• Nyanzvi vane mamiriro dhipuroma, vanogamuchira 6 vakaisvoipa dzakabatana;
• Kudzidza vanenge vapedza kudzidzisa pamwe kukuru tiri 8 dzinokosha dzakabatana.

Nekuda 3 years vadzidzisi vaduku usapera pamwedzi muripo yokufamba ari uwandu 50% of mari. Kuti vabatsirwe evanhu vanofanira kunyora kushanda uye tora mumagakava vakachengeteka masimba St. Petersburg.

Mhando zvemari kubatsira kumaruwa

Young Nyanzvi kumaruwa anogona kuvimba rubatsiro rwemari pasi purogiramu inokosha. Muna 2017, purogiramu "Young nenyanzvi kumaruwa" akaramba basa rayo. Chinangwa charo chikuru: kukwezva vadzidzi mune zvokurima. Kuti mbiri kuti vakurukurirane Kusimudzira mari vechidiki nenyanzvi. Nokuti vaida, pane zvimwe zvinhu:

• zera haafaniri kupfuudza makore makumi matatu namashanu;
• dhigirii kana kuwana nayo pfupi;
• kushaya pokugara;
• kana dzimba asingadi kusangana dzimba mitemo;
• Musarudzo achagara mumusha kana kuda vatame.

Akamurairawo amusimudze vaduku nyanzvi, kana ivo yakakodzera zvose zvinodiwa. Kukura zvadzinoshayiwa siyana nokuda mudunhu. Nokuti mari mushandi anobvuma kushanda mumaruwa masangano haasi asingasviki 5 years. Kana mushandi unomushandira asingasviki 5 makore uye akanyora mashoko pamusoro kudzingwa, anofanira kudzokera hurumende rubatsiro rwemari kuti konekwa kwemakore.

Kuwedzera vachisimudza, vaduku nenyanzvi kumaruwa anogona kuwana kunobatsirei mogeji. Uyewo, mune dzimwe nzvimbo dziri dzimwe kubhadhara mhosva asi.

Zvinobatsira chikwereti muna 2017

Apedza, vanachiremba vaduku, vadzidzisi uye dzimwe nyanzvi haagoni mari kutora chikwereti chikwereti kubva pamahombekombe, kana kutenga imba mari yavo. Kukurudzira hurumende inopa kwete chete vachisimudza vaduku nenyanzvi, asi rinopawo kubatsira mogeji. chirongwa ichi anonzi "Mortgage kuti vaduku nenyanzvi." Muna 2017, hurumende inopa mari dzimba ekare vadzidzi. Mortgage ruyamuro anogona ipiwe:

• maererano yeUnited chirongwa "Housing";
• maererano remunharaunda chirongwa pasi basa racho Municipality;
• Corporate chirongwa kuti chinokwezva vashandi kuti basa-refu.

In gwaro rinokosha rinofanira rakapa pasi chirongwa. Kunoitawo kuti kugamuchira mamwe Rutsigiro:

• munguva pakuunganidza redzimba riri akabhadhara matatu muzana zvachose mutengo;
• musarudzo anogamuchira chimbadzo pamusoro chikwereti;
• Zvinoita kuti tikwanise kuita kwokutanga kubhadhara 10% of subsidy mari.

Kana mushandi runoita kuti Kumaruwa, rine pokugara uye kupa nyika kuvakwa.

Ndiani anogona kushandisa iri kubatsira kuti mogeji

Chirongwa mukana chete nevashandi uyo achangobva kudzidza. Huru dzekuziva kuti mumiriri:

• zera haasi kupfuura makumi matatu nemashanu, nokuti mutsvakurudzi - kwete makore anopfuura makumi mana;
• pashure chikoro haana mwedzi kupfuura 12;
• wacho akadzidza pane zuva muchipatara;
• mudziyo chikuru kushanda ari dzakagadzirirwa iri bhajeti sangano.

Special mamiriro uyewo kutsivana nzvimbo imwe neimwe. Mudzidzisi kuti zvinobatsira kwedzimba, unofanira kunge akashandira kuti dzinenge 1 gore. Muongorori of zvakafanira basa ruzivo vanenge 5 makore chevanorwara nesayenzi. Doctors dzinopiwa incentives apo kutamira Kumaruwa uye kusaina ane basa nechibvumirano 5 years.