Sei kuwana mudyandigere? Ndezvipi marudzi akasiyana pensions?

Sei kuwana mudyandigere? With mubvunzo uyu gore negore inotarisana vazhinji vane zera iri pedyo pamudyandigere. Kuronga mudyandigere, zvinokosha kusvika zvinotevera zera mitemo nokuti vanhu kwemakore 60, vakadzi - makore 55.

Mudyandigere accrual rinotanga kubva musi chikumbiro kuna mudyandigere Fund, asi kwete pamberi mudyandigere zera. Nokuti pensions nguva zvakakodzera kusvikira mudyandigere zera kuunza vose magwaro kuitira.

Kuverenga mudyandigere uye kushandisa mashoko akawanda, kureva kukura mudyandigere kunoenderana urefu basa uye muhoro murume. Uyewo anofunga premiums akanyorwa muna mudyandigere Fund.

Sei kuwana mudyandigere mudyandigere?

Kusvikira mudyandigere zera vanofanira kuongorora magwaro avo, kureva zvakarurama akapinda pachavo mashoko ari workbook, uye kana ivo kuenzaniswa pasipoti. With yaivapo yakabvumira kugadziriswa kwemutemo wekuita uye padzimwe, uyewo damerau akanyorwa uye nezvisimbiso vari akakumbira nomutsa kuzivisa akakodzera zviremera.

Kuti kudzidza kudhirowa mudyandigere, unofanira kwerubwinyo rwakagara rwuripo anoshanda kuMudzidzisi zviremera panzvimbo yokugara ine akagadzirira pasuru magwaro.

Sei kuwana mudyandigere, kana pasina kunyoresa dzokugara? Muchiitiko chino, unofanira kushandisa kuti mudyandigere achishandisa mumiririri, iyo Marshal achaita mirayiridzo runoenzanirana.

The pasuru magwaro

Kunze chikumbiro, unofanira kugadzirira zvinotevera magwaro: basa zvinyorwa bhuku, pasipoti, chitupa mudyandigere inishuwarenzi. Mune zvimwe zviitiko, zvingada yokuwedzera magwaro.

Kana asina kukwana vamwe vavo, ipapo mudyandigere Fund inopa mwedzi mitatu-nguva kuitira kuti kupa navo pasi magwaro. Dzimwe nguva, pamwe mvumo yacho mugari, mudyandigere mudyandigere inogona dzakava nokupa pasuru, uye ipapo, pashure risiti of zvisipo zvinyorwa, uwandu vakarasika pensions vanobhadharwa pamusoro nguva dzose mudyandigere.

Sei kuwana mudyandigere nokuda muchikwata neropafadzo? Kuita zvaunoda pensions kutora nguva yakawanda nesimba kana ichienzaniswa akaitwa mudyandigere zera. Chekutanga, zvinokosha kuvaka wakakwana akagadzirwa zvinyorwa chokuita makomborero: kubvunzurudza, mirairo uye zvichingodaro.

Zvadaro, pashure vaiunganidza yaidiwa mapepa anofanira kuzviisa pamwechete chikumbiro kuti kuongorora Commission kuti mudyandigere Fund. Pashure pokutarira ose data, izvozvo ibasa munhu zvaunoda mudyandigere.

Vanhu vanogona kuvimba zvaunoda mudyandigere - ndiwo vaya vakashanda Far North; avo vane basa hwakabatana ne chaiwo ezvinhu (Moe tsvimbo uye vamwe.); vane vabereki vane urema; vanaamai nevana vakawanda; vadzidzisi.

How kuzochera urema mudyandigere? Izvi rworudzi mudyandigere chinoitwa pasinei zvikonzero zvakazoita kuti vakaremara. The mudyandigere haagoni kupiwa chete kana akuvara munhu akabhadhara pachake nevavariro dzoudyire, uye chokwadi ichi kwave vaudzewo mudare. Nokuti kukarukureta kwayo, magwaro anotevera: pasipoti, chitupa kuremara, uchapupu mari yose nguva nebasa, chitupa inishuwarenzi mudyandigere.