Sei refinance panguva yakaderera kufarira prices: Tendeukai instrkutsiya

Kuita kubuda mubhengi chikwereti, kwete anokwereta ose anogona kufanotaura zvakaoma dzavo ramangwana. Panguva mbiri chesungano anogona kuitika zviitiko zvakasiyana, nzira imwe kana mumwe sei mari chinhanho uye solvency wezvizvarwa. Pashure imwe kana maviri apfuura, rendi mukwereti ringaita zvakanyanya mukuru, uye zvimwe kubhadhara pasi chikwereti kungava anokanganisa mhuri bhajeti. Kubva izvi pane pokubuda napo; kuti refinance pa yakaderera mubereko prices.

Kutsunga anomukweretesa

Refinancing kana refinancing - basa kushandura zvinhu zvagara zviripo chibvumirano pamwe kubhengi. Zviri:

• achideredza chimbadzo;
• kuwedzera chikwereti izwi;
• kuderedza rendi.

Nemamwe mashoko, kana panguva vachibhadhara pamusoro chikwereti anokwereta ari kuzviona kuti mune mamwe mabhanga akabudisa zvikwereti panguva yakaderera, unogona refinance panguva yakaderera mubereko prices. basa iri rinopa vakawanda mabhanga, asi nekuti pane mukana kusarudza chinonyanya kukwezva ezvinhu.

Mhando zvikwereti dziripo refinancing

Refinancing anowanikwa hunenge chero chikwereti:

• mutengi;
• motokari zvikwereti;
• mogeji.

Nokuda kwezvikwereti izvi pane mukana refinance panguva yakaderera kufarira for mumari Bank nemamwe masangano makuru rwezvemabhengi.

mabhanga Most havabvumirwi refinance kadhi rokubhengi. Izvi imhaka yokuti mari shure yakajeka deadlines kwavari haako. The zvezvinotaurwa kukweretesa kuwa zvikwereti chete avo vane muchinyatsochenjerera mutsividzo purogiramu yakatarwa panguva kusaina yacho chikwereti chibvumirano.

zvikonzero anomukweretesa

Refinance panguva yakaderera mubereko hunogona kunge nokuda zvinenge zvikonzero, kuti vasimbise kuti zvakakosha kuzviisa pasi waiti magwaro. zvikonzero izvi zvinosanganisira:

• zvinoderedza ukuru pamutemo muhoro panguva huru panzvimbo basa;
• liquidation, nokubatanidzwazve ari webasa kambani;
• rutapudzo pemudonzvo;
• kudzingwa nomushandi kubudikidza mushandirwi;
• maternity hanya.

Unogonawo kushandisa kuti achiposa rine chokuita zvimwe zvikonzero:

• goho kubva rubatso mutoro (mu iyi angava chikamu maduku refinancing mogeji);
• tichibatanidza zvikwereti wandei mu rimwe;
• changed mari chikwereti;
• kusagutsikana uno ezvinhu aripo kwezvikwereti.

refinancing nzira

Kuita anomukweretesa kunosanganisira matanho akawanda:

• Mutongo mukwereti, iyo mari mubhengi kuti refinance panguva yakaderera mubereko prices;
• Urongwa magwaro anodiwa;
• kugadzirira bhangi nechibvumirano refinancing;
• kutapurirana mari mutsividzo of chikwereti;
• nokuvhara aripo chikwereti chibvumirano;
• vawane mashoko chinosimbisa kuvhara kwayo;
• rendi pasi idzva nokuripira purogiramu.

The initiators pakati anomukweretesa

Refinance panguva yakaderera mubereko prices zvichibvira nokutanga ari anokwereta kana kubhengi kuti pfungwa. Muchiitiko chokutanga, munhu ari kutsvaka kwavo achiposa sangano, icho anounganidza magwaro anodiwa uye anoita kuti zvinowanikwa muna yasarudzwa mubhangi. Kana yechipiri, kadhi kuitwa pachishandiswa yakasiyana ziviso inopa vatengi pamwe chikwereti nyaya chikwereti chitsva nhoroondo ano.

Kana anokwereta anosarudza kutendeukira nenzira kubhangi, ekupedzisira achamutsiva vane chikwereti uye anogadzira zvinhu zvitsva rumwe. Pamusoro okutambirwa ari refinancing kwemutongo urongwa umo epakutanga chikwereti yakazaruka, ayo mutsividzo kunoitika pamahombekombe.

Documents zvaidiwa anomukweretesa pa kutanga pamusoro anokwereta

Kuti vakazvimirira kushanda refinancing nenzira kubhangi vanofanira kupa magwaro anotevera:

• pasipoti;
• mari statement;
• kuti chikwereti sungano chemhosva papurogiramu;
• kubvunza pamusoro kusavapo chikwereti uye nokunonoka kubhadhara.

The Bank anogona kugamuchira chikumbiro mutengi wacho kana kuti kuramba kuti ape mari. Zvose zvinoenderana mukwereti ndechokuti nhoroondo, solvency uyewo mazita magwaro vakabvuma. Kuti tiwane zvakanakisisa mukana kuwana refinancing, unofanira kupa mamwe magwaro mazhinji. Izvi zvinogona kusanganisira:

• mamwe mashoko pamusoro zvakaoma (kwete nzvimbo huru yokutengeserana);
• kuti rugwaro pamusoro zvarinoroora chaiyo wakare
• chikwereti kare.

Refinance panguva yakaderera kufarira for Raiffeisenbank kunobvira zvakananga pamusoro mukuru Website yacho kubhangi, pasina pamba. Ndakapedza chimiro kunoitika "paIndaneti" nzira. Kana chikumbiro akatendeka, kuti dhipatimendi vanofanira kuuya pamwe mazita magwaro akagadzirirwa negashiro mari.

Refinancing kuti bhangi zvinowanika

In Kana apo kubhengi anopa mutengi vakazvimiririra kuronga refinancing, vachada zvishoma nyaya dzemapepa, sezvo chikwereti ratova kwerubwinyo rwakagara rwuripo vanotenderwa. Saka, unogona refinance nyore panguva yakaderera kufarira rates, VTB nemamwe mabhanga. Kana anokwereta ane chikonzero zvikwereti uye kuita mari pamusoro nguva dzose, kubhangi inotiudzawo nayo pamusoro chikwereti kupa nenzira dzinotevera:

• shoko nhamba dzorunhare;
• Service inopisa mutsetse;
• imwe ATM panguva kadhi kwema;
• toga.

Kana anokwereta kwave nezvokudzokera nokuda pamusoro nzira, kuti vawane chikwereti vanofanira kuonana kubhengi bazi. With kudiwa kutora magwaro anodiwa, kusanganisira:

• pasipoti;
• mari statement.

Kazhinji Lenders refinance chete kuti kunze pasipoti vatengi vaya:

• vane mari kubhengi kadhi;
• nokutendeka achidzorerwezve zvikwereti vanoverengeka chikwereti mapenzi.

Kuvhara of chikwereti chibvumirano

Pashure pakuwana zvinyorwa zvose zvakafanira akambochera chibvumirano chitsva. Kana paine kubhengi-anomukweretesa ari kutanga vanyorwa chikwereti, kuti chikwereti itsva rwunoverengerwa kuti imwe nyaya. Mari ichange riwanikwe nemhosva pazuva rakatevera kufarirwa kubhangi chikumbiro, uye mune zvimwe zviitiko, uye pazuva kunyoresa. Nenguva musi wacho debit kunoitika mutsividzo pamusoro chikwereti. Kubvira mari iri kushandiswa mukwereti. Anogona kuipedzera pamusoro zvinangwa zvavo pachavo uye anogona kuripa vamwe huripo kwezvikwereti.

Kana refinancing kunyoresa mune rimwe bhengi nzira zvikuru nguva-pakuzadza. A chikwereti sangano Transfers mari munhoroondo chikwereti. Panongotanga mari uchaenda kwaari, mutengi anofanira mashoko pamusoro zvizere mangwanani nokuripira. Zuva rakatevera, iro chikwereti achatsiviwa, kuti vasimbise kuti zvakakosha kutora rubatsiro zvizere mangwanani nokuripira. Anokwereta vanofanira kuvhara nyaya uye tora pakutanga chitupa achisimbisa.

Kuwana magwaro anogona kutumwa kubhengi achiita refinancing. Mushure nezvavo achava zvakaongororwa ukoshi, kubhangi anozivisa chikwereti chibvumirano mutsva nokuripira purogiramu.

Zvinokosha zviri anomukweretesa

Kana anokwereta achida kushandisa refinancing abhadhare zvikwereti akawanda, kunoguma mari kuti kuparadzirwa pakati aivapo kwezvikwereti. Saka, unogona kuvhara-siyana zvikwereti, kusanganisira makadhi. Nzira iyi zviri nyore chaizvo, sezvo rinobvumira dzinoverengeka zvikwereti kubva nyaya imwe. Izvi anobvisa kuvhiringidza rekuregererwa, sezvo zvino kuva chete rokuti, uye muripo anofanira kuitwa kamwe chete pamwedzi.

Chero mubhengi anosarudza sei kuti refinance panguva yakaderera chikamu chimwe anokwereta. Nokuti nemakasitoma akawanda akasiyana ezvinhu zvichienderana nokureba basa pazuva rokupedzisira basa, zvakaoma, akauyisa zvinyorwa. The zvakawanda anokwereta mashoko pamusoro pachavo, kwakondiko kugamuchira zvikuru mamiriro ezvinhu akanaka. Izvi huchachinja chimbadzo uye chikwereti izwi. Kana mubhengi yave kuzivikanwa mutengi wacho solvency somupristi, ipapo kubva muzana achava usingashandi, uye nguva anogona kuwedzerwa.

Refinancing anogona kuita kubva kakati panguva izwi iri chikwereti chibvumirano. Panyaya iyi, iyo refinancing kuti zviripo zvikwereti zvinogona rakapa bedzi mumwe pamahombekombe uye chete zvawo. Refinancing chikwereti mune mabhanga dzakasiyana haabvumirwi somunhu rushoma kuzopiwawo aripo Bank chikwereti.

Check out chikwereti chitsva yokutsiva aivapo - ndizvo zvazvinoreva refinance panguva yakaderera mubereko prices. Izvi rwezvemabhengi basa kuti unobvumira anokwereta kuderedza zvavo pamwedzi zvekushandisa. Nokuda kuwedzera chibvumirano rokuti uye kuderedza mubereko kwakanyanya pane rutapudzo pamusoro rendi unokubvumira kutarisira nyore mhuri bhajeti. Refinancing ari kuramba dzakakurumbira, uye uwandu mabhanga nechipiriso riri kukura zvishoma nezvishoma.

Kuita refinancing hazvirevi kukanganisa mbiri nhoroondo anokwereta, uye yakanaka nokutenda kugarwa chinowedzera zvakare kuwana chikwereti zvakawanda zvakanaka mashoko.

Chero chikwereti - inzira kuvandudza mamiriro avo emari pamwe kunonoka zvizere mubhadharo. Kuti varege sembura wavo wakare, iwe unofanira kusarudza kupfuura akanaka ezvinhu nokuda kwezvikwereti, dzimwe nguva kuchinja pavo.