"Visa" uye "Mastercard". "Mastercard" uye "Visa" muRussia. Visa uye Mastercard

"Visa" uye "Mastercard" - muripo hurongwa kuti mabhanga akawanda munyika yose inoshandiswa Masvomhu neSvondo kuva vose vanhu uye dzepamutemo masangano. Kuti uwane mamwe mashoko pamusoro hurongwa, nezvenhoroondo dzakavapo, kuti ivo vakasiyana, ichakurukurwa munyaya yedu. Tinewo tipindure mubvunzo zvokuita kana kadhi rako iri "Visa" uye "Mastercard" yavharwa.

A Nhoroondo shoma

Zvakatanga nepfungwa yokuti muna 1958 imwe US pamahombekombe, kureva Bank of America, rakapa muripo kadhi, nenzira, chinhu chitsva nokuti nguva. Pashure norwizi vatengi vanoda kuwana "chimedu mari Mapurasitiki kuti" yakura zvokuti taifanira kuita kambani basa vakaparadzana, rinonzi Bank Americard Service Corporation - waiva kumumvuri of Visa muripo hurongwa. zita rake risingakanganwiki iye akagamuchira gare gare. Uye hachisi Acronym, asi chaiyo yeshoko - "Visa", pfupi uye nyore iiswe nezita ndangariro. First kadhi inopenya yebhuruu Logo dzakabudiswa muna 1976. Kana Tenzi Card, kwayo zvishoma pashure (kuzvitutumadza nechepasi gore kuti "Visa" 1958 ndipo), kureva muna 1966. A shoma, zvakare, US nemabhangi dzakasaina chibvumirano pamusoro kusunungurwa chete muripo hurongwa, raiva zita Interbank Card Association. Gare gare paro achinja dzakawanda capacious uye laconic - Master Card.

The musika mugove mubhadharo nehurongwa

Sezvo "Visa" uye "Mastercard" vari zvikuru dzakakurumbira gadziriro, mumwe wezviratidziro izvi zvinogona kuwanika 83% kuti mubhadharo makadhi muUnited States nedzimwe dzakabudirira. Chaizvoizvo, "vhiza" yakakurumbira kupfuura ayo somukwikwidzi, ine pose musika mugove kweinenge 57%, izvo chinoita chikamu chikuru chacho. Kana "Mastercard", pane nhamba dziri zvishoma kupfuura mwero - 26%. Nhasi Makadhi kuti atakure mumwe Logos izvi vanogamuchirwa munyika dzinopfuura 200 pasi pose. Ona kuti "Visa" uye "Mastercard" - muripo gadziriro, iyo pakutanga yaidzambira dhora. Hazvishamisi, nokuti musha kuUnited States. Asi, zvakadaro, kuti mapurasitiki kunogona kuve chero mari yenyika, mabhengi vakawanda anoshanda navo.

The akasiyana chaizvo makadhi "Mastercard" uye "Visa"?

Chaizvoizvo, kana uri mu Russia uye vanobvunza mukuru wehurumende kana private pamahombekombe, ipapo iwe kashoma kuwana mhinduro chaiwo. Nokuti Russia, nouchapupu kusiyana zvinogona kukanganisa pakusarudza ezvinhu, kwete. Banks pachavo dzimwe nguva kuronga kushambadza uye kushambadza rutsigiro kusarudza mumwe kana mamwe maitiro, asi, panzvimbo paizvozvo, zvinoreva kuti avo pamwe zvinhu zvakawanda zvakanaka. Hatigoni kutaura muripo hurongwa, "Visa" uye "Mastercard" zvakasiyana mumwe. Chokutanga, kugarwa mari nokuti Visa kwava chete dhora, uye zvinoreva kuti vachibhadhara zvose zvinoda mari kutendeuka (somuenzaniso, iwe mari kadhi "Visa" kutenga TV muna China), vachaitwa kubudikidza dhora. The "Mastercard" mamiriro pane sarudzo, nokuti anoshanda kwete chete kune dhora asiwo euro. Mune zvimwe zviitiko, zvingava zvinobatsira. Uyezve, muRussia Masvomhu vakadaro vaishandisa dzomupepanhau Nhoroondo iri euros.

Sei kusarudza kadhi: ne "Visa" kana "Mastercard"?

Hatigoni kutaura kuti chigamba epurasitiki - bhangi kadhi - haisi mari, asi nzira, kiyi pazviri. Zvino, kubudikidza, muRussia angave rubles, euros kana US mari - dollars. Kazhinji, sezvo kare ambotaurwa, pakusarudza makadhi rakasungirirwa imwe mari gadziriro kuteerera kana iwe kazhinji kuenda kunze kwenyika kana kuti kutenga dzimwe paIndaneti muzvitoro. Kana uchida kushandisa "Mapurasitiki" chete kumusha, kwegadziriro "Visa" uye "Mastercard" vari nerokuti. Asi chero vafambi shopaholic vane chimwe chinhu chokufunga nezvacho. Heino mimwe mienzaniso: Ngatiti uri muAmsterdam uye vanoda kubhadhara hotera, uye ane kadhi akasungirirwa Ruble nyaya. Kana kubhadhara ne kadhi "Visa" Currency kutendeuka achaenda sezvinotevera: ari Ruble emadhora, euro, uye hapana mumwe. Kana ukashandisa kadhi pamwe Logo kuti "Mastercard" kurongerana Yokudzidza: Ruble-Euro. Tichifunga kuti miviri-katatu mari kutendeuka - ndiyo imwe kubva muzana, zvisinei diki, wakatorwa nhoroondo yako, kakawanda nzendo kuEurope munyika kuti mari "Euro" uye mumwe achiri nani kupa zvinodiwa makadhi "Mastercard". Uyewo achienda kuUnited States zviri nani kushandisa nokusungwa negadziriro, "Visa".

Rusununguko rwokusarudza: zvishoma pamusoro zviri mepu pasi kufunga muripo mugadziriro, izvo zvinogona kukanganisa zvaunofarira

Zvinotevera mazita anoratidza zvimwe zviri hurongwa "Mastercard" uye "Visa" muRussia uye dzimwe nyika zvenyika;

• Nokuda kwayo kupararira muripo hurongwa "Visa" rine zvakawanda ATMs yokubva mari munyika uye kuRussia pane ayo mukwikwidzi - the opareta "Mastercard". Izvi zvinogona kuva zvinokosha kushandisa vachida pakusarudza makadhi "Visa" iri chiitiko yawakajaira kuenda zvekumwe uye kwete chaizvo yakabudirira nyika. In Cambodia, Somuenzaniso, ATMs mashoma chaizvo, saka mikana yokuona rebhuruu Logo pane wakakwirira zvikuru kupfuura mamwe.
• Zvinokosha kuziva kuti mune zvose hurongwa, hapana miganhu Kuregedzesa mari kubva ATMs vaiva ne wechitatu-party enyika. Inogona kuita kuti upenyu nyore uye rwendo kuenda China, apo vakawanda mubhadharo opareta ndiyo veko China UnionPay.
• Tapota cherechedza, mubhadharo makadhi, "Visa" uye "Mastercard" paIndaneti kunotenga chinhu nuance. Vanonzi "kodhi yekubvuma", kana pane ayo rokuti akasiyana enyika. Saka, kadhi "Visa" akabvuma chidimbu nokuda CVV2, uye nokuda "Mastercard" yakasiyana - CVC2.

Ndivo kusiyana, asi zviri kunyanya mubvunzo yokutendeutsa mari paaifamba kwose. Yeuka mutemo nyore: Kana uri parwendo kuenda Europe, sarudza rimwe kadhi "Mastercard" kana iri US - Visa, muRussia - chii zvakanyanya saizvozvo, kana kuti kubhengi inopiwa.

Cards "Visa" uye "Mastercard" Sberbank kweRussia

Munyika chikuru bhengi okudenha makadhi kuti chinogona kubatanidzwa nerimwe vaiona muripo hurongwa. Unogona kuita sarudzo yako. Uyewo, bhengi pamwe makuru Russian uye dzimwe nemakambani kupa bhonasi siyana zvirongwa, iyo zvino inogona dzikwanise dzokuwedzera kurudziro iri pakuunganidza vakasununguka matikiti uye zvichingodaro. Usati kushandisa kazhinji kuti pave mepu, funga pamusoro pemhando mararamiro iwe uchida uye chii mabasa. Somuenzaniso, kana basa rako kana bhizimisi chokuita kakawanda ndege, kana iwe uri waingova kufamba oga kana nemhuri yako, izvozvo kunobatsira kusarudza kwegadziriro "Visa" uye kubatanidza kadhi kuti mari Bank of kwemajoini chirongwa uye kambani "Aeroflot" - "Aeroflot bhonasi". Pakutevedzera kubhadhara "mapurasitiki", iwe kuunganidza rakapotsa makiromita kuti pashure zvingabudirira mudzoke kunyika makiromita chaiye - unogona kuvadzikunura tikiti kuti chero munyika kana nyika. Details purogiramu izvi zvinogona kuwanikwa chero bazi uye bazi "Sberbank". Ndizvo kushandisa makadhi hakusi nyore chete, asiwo kunobatsira.

Zvakadini kana kadhi yavharwa? Typical zvinokonzera shutdown of kadhi hurongwa

Ndicho rwaityisa upi mufambi - kana kubhadhara zvinhu kunze kwenyika pakarepo kuona kuti kadhi rake "Visa" uye "Mastercard" kuvharidzirwa. Zvokuita nyaya dzakadaro? Chekutanga, musavhunduka. Chokwadi kuti mabhanga vari kumbobvira akagura kadhi rako "zvakananga", kunyanya zvinoita kuti maitiro Kurongwa kuti zviri pamutemo vamwe nzira kuverenga enhema kushandiswa kadhi (semuenzaniso, izvozvo iwe vaba, uye mumwe anoda kuita nezvazvo kutenga). Pakati zviratidzi aya:

• Kwema akaita kunze, apo iwe kare akaenda kunze kwenyika kwete. Izvi zvinogona inofananidza kuti kujairika mutengi maitiro uye anonamata ichivharira yacho kadhi.
• Amount kuvhiya. Somuenzaniso, kana uri "pakarepo" aida kuita guru kutenga, vachipedza pasi nhoroondo yose mari zviri bhiri, uye kunyange kunze pamusoro - ndiye anenge zvachose mukushanda, chikamu boka ainzi ngozi.
• It inocherechedza yako zvemo kutengwa. Kwekutanga muzvitoro une pamusoro mepu iri kunyanya zvipfeko, zvokudya uye zvizoro, uye ipapo pakarepo vaida kutenga zvikuru ano kombiyuta kana tablet, kana, muti, skis neshangu, kungaitawo kuti ichivharira pamusoro kadhi.

Uyewo, kuti hurongwa pakarepo akavhara mapurasitiki yenyu hanya Provider kana une awa akaita kare nokutengeserana muna Omsk, uye pashure maminitsi 60, akaedza kubvisa mari yake iri US ATM. Bvumiranai, zviri mumuviri hazviiti. Asi akarondedzera nyaya - chaiwo kadhi kubiridzira kuti mabhanga zvakadzidza chamber kwazvo. Kazhinji, unogona vakagumisa kuti mari kumasangano tiite ichivharira zvitinakire. Kuti zvimwe kudzivisa risinganakidzi zvinoshamisa vari kushanda kuti kadhi, unogona zvakare kutaura iyo nyika iwe vanoshanyira kazhinji, kuaisa pangozi, uye kuona kubhengi panguva imwe rwendo kunze. Kazhinji ichi hunobatsira kuchengeta wako "nokuda kiyi" iri kushanda kuti kwete kuva pakati Paris kana New York pamwe asingabatsiri piece epurasitiki mumaoko ake. Asi ichi ndicho chete kudzivirira, pazasi Takatambanudzira anoperekedza pane zvokuita apo "Visa" uye "Mastercard" makadhi kuvharidzirwa pfupi.

Quick Guide dzokuzarura kadhi mubhadharo hurongwa anozivikanwa

Kana uri Russia, nyore nzira iri kuenda pedyo bazi rokubhengi unyore mashoko dzokuzarura kadhi. Kazhinji zvakare zvinosanganisira basa zvakananga nemi. Individual masangano zvemari, zvikurukuru private, foni kadhi Kuzarura mabasa. Muchiitiko chino, unogona dana multi-mutsetse uye kunofambidzana imwe opareta uye kudana kadhi nhamba, bumbiro shoko, uye pamwe kupindura mibvunzo mishomanana pamusoro wako pachako data, uye vachibhadhara aita, kiinura kadhi rako. Inokosha - pakugadzirira mapurasitiki bvunza, uye kana zvichiita kuna disconnection kuti "Kiyi nhoroondo" yenyu kuzodzosera Activate basa rayo pafoni. mabhanga mazhinji zvinopa basa rakadai, uye vazhinji - kwete. Naizvozvo, kana imi ndasiyiwa aine rakakiyiwa kadhi "Visa" kana "Mastercard", iro dzakabudisa masangano Russian, uye kubhengi haritsigiri kadhi Kuzarura mashandiro pasina pachako yeko mune imwe awo, hwaizodai dzokuzarura.

Summary uye Akaafungisisa

Zvinosuruvarisa, zvose mitemo yakanyorwa mundima kumusoro, anoshandawo nemakadhi dzimwe mabhanga, nekuti awo inozviisa Russian chaizvo. Somuenzaniso, kana kadhi rako Royal Bank of Scotland mahofisi kunze makavhara, haugoni ipapo, kunze, kiinura nayo pabazi. Tinotofanira nendege kudzokera Russia. Imwe nzira kana mumwe, pamwe kakawanda nzendo kunze, unofanira kujekesa mukana anokiyinura kadhi, uyewo chero zvazvingava regai "akarara" mazai mune mudengu rimwe, asi kuva "Mapurasitiki" kuti mabhanga akawanda. Asi kumwe hauna pangozi kuramba pasina mari.