"Welfare" (NPF): mutengi wongororo uye vashandi

Chii "Welfare" (NPF)? Patinoongorora sangano anogona kusiya munhu. Opinion pamusoro boka iro richaparadzwa kudzidzwa mberi, kazhinji akasiya kune siyana "otzovikah". Naizvozvo, unofanira kuteerera kwavari. The ndechokuti, chii inofambiswa rinobatsira kuumba zvinonyatsorehwa pfungwa imwe repamutemo. hazvifaniri kutishamisa kana pane maonero diverge. zvikumbiro zvavo zvose kune private mudyandigere mari. Saka, chokwadi kuti mumwe munhu anofarira, vamwe havadi zvachose. Saka ndinofunga vatengi uye vashandi pamusoro NPF "Welfare"? Chii zvayakanakira nezvayakaipira dzesangano vanofanira kuteerera pakutanga?

The mabasa

Somuenzaniso, pane kuti, pfungwa, anodzidzwa nesangano. Chii "Welfare" (NPF)? Inofambiswa ichi kambani anokwanisa kusiya vose, saka kutenda zvose zvakanyorwa hazvisi zviripo. Asi chimwe chinhu mafungiro zvose wekuita - iri rondedzero sangano.

"Prosperity" - mumwe mudyandigere mari. Rinopa vagari kuti mipiro kuti paumbwe ramangwana mudyandigere. Kana pane kuti mari chikamu. Vamwe chitoro mari waizoitwa pamudyandigere.

Hapana chinoshamisa ichi. Ndokusaka "Welfare" (NPF) anogamuchira zvakanaka vatengi wongororo. Asi ichi ndicho chete kutanga. Zvakakodzera kuongorora sangano kubva kumativi ose. Pashure pezvose, iye achava nemhosva mudyandigere nemari! Izvi zvinokosha nguva upenyu wese.

Rating

Zvinokosha kucherechedza kuti "zvakanaka" - zviri zvikuru yakakura mudyandigere mari. Maererano nenhamba, ndiyo imwe gumi akabudirira zvikuru SPC muRussia. Izvi zvinoreva kuti unogona kuvimbwa.

Kunan'anura wakananga nzvimbo iri matambudziko chaizvo. Kwose kwose akaratidza mashoko akasiyana. Chingorangarirai kuti "Zvakanaka-kuva" ndicho chikamu chikuru, mumwe vaitungamirira mari iri Russian Federation.

Chimwe chinhu kuti zvinofanira kufungwa - ichi chinhu kuti sangano Yakazopiwa zita rokuti muna 2015. Zvino inowanzotaurwa nezvayo se "ramangwana". Saka, zvinofanira kucherechedzwa kuti mazita aya anoreva sangano. Zvakakosha kurangarira kusabatanidzwa ndarasika kudzokorora.

Customer ruvimbo

"Welfare" (NPF) mutengi wongororo anowana-siyana. Asi panguva imwe chete zvinogona vanoita vachiri nokunyatsodzidza iri nhamba. Mumwe chakarurama zvikuru rinokosha padanho kuvimbana. Inoratidza sei vanoita kuvimba musangano. chikamu ichi vachishoropodza kuti paumbwe Rating.

Uye hapana kunyunyuta munzvimbo iyi. The ndechokuti NPF "Welfare" ane soro nenhanho kuvimbana. Zvisinei, kufanana nezvimwe vasiri hurumende mudyandigere mari kubva vakawanda Vatungamiriri Russia. Panguva iyi kuvimba vatengi yavose sezvavakatarirwa sezvo A ++.

On hwaro uyu anogona kugumisa kuti mudyandigere Fund akatsiga uye hwakavimbika. Kureva, zviri akavharwa kuti chikonzero. Uye haugoni asi kufara. Saka, vakawanda vari kutarisa ichi kambani. Kunenge kuti aifanira kupa mudyandigere dzavo nemari.

profitability

NPF "RZD-Welfare" mhinduro vakagamuchira hazvisi zvakanaka kudzoka kwake. Vazhinji zvinogona vanoita zviri pamusoro chakarurama ichi kusarudza zvavo mudyandigere Fund. The chikuru chinoratidza chimwe SPC chaizvo anonzi kudzoka. Mari, iyo kuchengetwerwa munhoroondo depositor, yakawedzera imwe ndivo rimwe gore. Akadana zvibereko.

Izvi paakati mu "Fortune" hakusi-soro. Hazvina nhasi zviri 8-8.5% pagore. Zvinonzi kuzivikanwa kuti profitability kuti chekambani Executives pakutanga vanovimbisa yepamusorosoro - kusvika 12-15%. Ndokusaka vakawanda vanonzwa vanyengedzwa.

Zvisinei, kusiyana kwakadaro panowanikwa zvichinzwisisika. Vose mhosva - mitengo. Nokuda kwayo goho kudzidzwa mudyandigere Fund ipfupi. Naizvozvo, unofanira kuriteerera. Vaipomera "Welfare" zviri pachena kwete zvakakodzera nhema. At 8-8.5% mari vacharamba wedzera. Hazvina zvikuru, asi kupfuura zvavangapa zvimwe mari woga pamusoro gumi munyika.

Ndokuwarira pamusoro Russia

Changing zita boka vamwe zvinogona vanoita kwakaita pfungwa yokuti "zvakanaka" - ichi mbavha. Chokwadi hachisi. The ndechokuti vadzidza mudyandigere Fund unoshanda zvinobudirira kwemakore anopfuura 16. It chakatasanurwa zvose pamusoro Russia. Saka, unofanira kuvimba sangano yakadaro.

Kutaura zvazviri, nhoroondo dzakawanda dzinoratidza kuti ndicho chikero dzesangano vari dzechokwadi. NPF "Welfare" wongororo revashandi uye vatengi anowana zvakanaka ndechokuti sangano mapazi vazhinji muguta rimwe nerimwe. Izvi zvinoreva kuti kambani hakusi kwokunyengera. Kunyanya kana iwe funga kuti iye anga achishanda kwemakore akawanda.

chatingatevedzera basa

Chii chingataurwa pamusoro basa sangano rose? Sei zvakanaka vari kushumira vatengi? City, iyo dzimba mumwe Regional vamapoka NPF "Welfare", - Ufa. Anodzokorora izvozvo anogamuchira siyana. Uyezve, zvinofanira kucherechedzwa kuti mamiriro ezvinhu munharaunda iyi anenge zvakafanana mune zvose kumatunhu munyika.

Nekuti wose basa pasina kugunun'una. Chinhu bedzi anosimbisa wongororo zhinji - iri kunonoka basa vashandi. Pamwe izvi, vose mhinduro yakapiwa vashandi vacharamba kuwanikwa. Mabasa vari akadzidza uye ruzivo netsvimbo. Kwete nguva dzose ushamwari, asi unhu basa, caveat izvi hazvina chokuita zvokutamba.

anofadzwa kwazvo pamberi vazhinji rakapotsa basa. More chaizvo, kuti "Personal Account". Zvinobatsira hapana matambudziko kutevera mamiriro yezvinotaurwa, uyewo hurongwa Kuwanikwa atakatora uye certificate.

On the "Dashboard"

Chiizve vanofanira kuteerera? Mumwe guta, iro anewo bazi NPF "Welfare", - Voronezh. Reviews of "Personal Account" investor vanofanira kufunga, zvisinei iyo nedunhu Russia muna mubvunzo. Pashure pezvose, nzira iyi yokuwana mashoko pamusoro nyaya yavo anosarudzwa Vatengi vakawanda.

Munzvimbo iyi, hazvina kudaro nyore sezvo zvinoita. Chokwadi, "Fortune" "wangu Account" mashandiro nevamwe kukundikana. Naizvozvo, vatengi ichi mukana akasaita zvakanaka. Nyaya iripo ndeyokuti kuti mvumo munyika hazvibviri nguva dzose. Chinowanzoonekwa akadzokorora Login kuedza. Rayirai mushoma kubva pachako nhoroondo, iwe unogona, asi vachafanira kumirira kwenguva refu. Naizvozvo inokurudzirwa kuuya pachavo bazi avo vasiri nehurumende mudyandigere Fund, kuti vawane ruzivo pamusoro iripo mari.

Ndivo chete zvainovhiringidzawo, izvo zvinofanira kufungwa nezvazvo. Mamwe, apo pasina kukundikana kunoitika, "Account wangu" kubva "Fortune" iri kushanda zvakanaka. Kwete chete unogona kuwana mashoko nyaya, asi kuti kuwana mhinduro dzemibvunzo yose chokuita kwerunyararo uye kuripwa pensions.

About mubhadharo

NPF "Welfare Ops" inofambiswa wakagamuchira kwave yakawandisa akanaka. Zvisinei, nokuti chacho hachichinji uye rakavimbika. Zvisinei, unofanira kubhadhara ngwariro chaiyo chikamu ichi chive mari muripo.

Sei? nzvimbo iyi haagamuchiri chinhu inonzwisisika tinyatsonzwisisa vatengi. Vamwe vanoti mari "Welfare" haisi kubhadhara. Vanofanira kumirira zvikuru refu, kuti kubhadhara hazviiti. Dzimwe nhoroondo vanoti chaiyo pakatarisana. Izvi zvinoreva kuti "zvakanaka" mudyandigere Fund inobhadhara pensions nenguva. No sokunonoka kana zvimwe zvinoshamisa.

Uye chii kutenda, zvechokwadi? Zvinokurudzirwa kutora kwazvakarerekera pfungwa maonero. The ndechokuti "zvakanaka" anotsvaka kuti mari yose iri nguva zvakarurama. Asi vamwe sokunonoka munzvimbo iyi ichiri kuchengetwa. Naizvozvo, haufaniri kushamisika kana mudyandigere kubhadhara havana kuuya nguva. matambudziko aya regai kuitika saka kashoma, asi vanokosha kuziva. Pashure pezvose, munhu kunonoka - ichi haisi drawback. Kunyange kana zvaitika ose gore. Chero zvazvingava, vose mari vachange mhosva kune depositor.

zvinoshamisa

Uyewo, vamwe kunaka, sezvo mutemo, nokuti kuti kazhinji vanoita vanoziva kuti mari yavo rakavanda hwakatamisirwa NPF "Welfare". Hazvina kunyanya kufara. Vamwe chiwanzo chokudavira kuti kambani iri mumvuri mutemo uye kuti ayo nezviito pamutemo.

The guta iro kazhinji kusiya mashoko asina kunaka pamusoro pamusoro NPF "Welfare", - Yekaterinburg. Reviews zvakasikwa ichi iripo mune dzimwe nzvimbo. Zvechokwadi, ivo ziviso hwomukova asingadi kutumira mudyandigere Fund mupiro. Izvi, Chokwadi, kuvamirira. Asi panguva imwecheteyo isu tinofanira kuteerera mumwe nuance.

kuronga nezviito zvakakwana pamutemo. Pashure pezvose, sezvo tsika inoratidza "Welfare" (NPF), kuti wongororo zvatiri zvino kudzidza, unopinda makondirakiti pamwe vashandirwi zvakasiyana. Rwoga, vashandi vose vava vatori akadzidza mudyandigere Fund. A nehanya kuchinjwa mudyandigere mari, uyewo Kufambisa ari Implementation hwokushanda - ndiye mukuru hanya. Kwete "zvakanaka." Saka, zvose kutaura vanofanira kuunza Vakuru.

Panzira, kana uchitenda wongororo, ipapo vagari pamutemo basa Hwakazara mhando ichi regai kuitika. Vari voga vanogona kutanga kuumba zvavo tinofanira kugara chikamu mudyandigere iri kambani. Hapana ari kumanikidza rakazaruka nhoroondo, zvirokwazvo haana kudaro pasina nezvokupindira imwe investor.

pamutemo pfungwa

Uye zvavanofunga pamusoro kudzidza nheyo magweta? Izvi, pfungwa akawandisa akateerera. Nyanzvi mune mutemo, sezvo mutemo, regai kutaura zvakajeka akaipa kuti kambani. Rave uchishanda pemurairo. Hapana ari kubiridzira, uwane chibvumirano mabasa. Apo zvakakodzera, vashandi vane zano. Chinhu bedzi achaudzwa kuteerera - ichi uri ezvinhu ayo yakataurwa chibvumirano. Kunyanya panyaya Nokurasikirwa kutarisirwa zvinogona investor, kana iye anosarudza uchatamisa mari chikamu mudyandigere ari mudyandigere mari.

kare kutaurwa zvose NPF "Welfare" akaongororazve Lawyers anowana kunyanya akanaka. Unogona kuva nechokwadi chokuti depositors kodzero kuti kutyorwa.

nepfungwa mudonzvo

Kazhinji maonero pasi vakakwanisa kuratidza zvinokanganiswa ichi kana sangano iroro. Hazvinei worudzii kambani iri mubvunzo. Chii NRF "Welfare" inofambiswa kubva mudonzvo ane?

Havagoni kunzi inonzwisisika pfungwa. The ndechokuti yakawanda kunobva mudunhu mubvunzo. Pashure zvose chakarurama izvi zvinoenderana zvakaoma pasi. Ndicho chokuratidza vanonyanya wayo.

Kumboda hapana chinokosha zvichemo ikoko. Sezvo mushandirwi NPF "Welfare" akanaka. Rinopa hwomutambarakede kushanda ezvinhu, uzere evanhu pasuru, uyewo nguva aibhadhara zororo pagore. Plus yakagadzikana basa. Kazhinji, hazvisi kukwirira - vanenge zviuru 15-20 rubles, asi kutaura nezvazvo panguva padariro uchibvunzurudzwa. No kunyengera kana kubiridzira. Hatigoni kutaura kuti "zvakanaka" - ndiyo yakanaka kambani. Asi kana pane chido kushanda ari mudyandigere mugadziriro, ipapo funga sangano sezvo Waungazoshandira mari.

urongwa

"Welfare" uye (NPF) wongororo mudonzvo anogamuchira zvakanaka panyaya nenguva inopiwa. Kugadzikana, muchichinjana. Uye zvinomufadza. Dzimwe nguva unofanira kugara nguva kubasa, asi zvinoitika kudaro kakawanda.

The girafu yainyatsotaura zvakajeka mune basa kondirakiti. Kazhinji basa akapa kubva 9 am kusvika 8 pm. Zvose zvinoenderana ya kwebasa bazi mudyandigere Fund. Asi pane simba makakatanwa. Uye zvinomufadza.

zvabuda

Ndezvipi zvi- inogona kuwanikwa kubva apa? "Welfare" (NPF), izvo akaongororazve zvinofarirwa mugari wose anofunga nezveramangwana mudyandigere - mumwe vatungamiriri private mudyandigere mari. The Russian munhu akatsiga uye yakavimbika. Kukanganisa kwavo. Asi vanoita vanogona kuva nechivimbo chokuti sangano haangavi kuvhara pakarepo.

Izvi zvinokurudzira chaizvo. Sezvo mushandirwi, kambani akadzidzawo yakasiyana pakusimba. Hazvifaniri kuregwa NPF "Welfare". Kunyange zvazvo, kana zvinokosha kusarudza chokuratidza kuchengeta mudyandigere kuwanda nzvimbo iri goho, Zvinokurudzirwa kuti atsvake zvakasiyana nzvimbo zvakabatanidzwa. The inodzoka kubva mudyandigere Fund hakusi kungorotawo.