Settlement uye mari mabasa rokutengesa bhengi masangano sehwaro ano zvemari hurongwa. Pakadaro, kana emakambani vari dzaona zvakananga kare. Zvino kuti kuedza kuita mabasa akadai, mune zvimwe zviitiko kunyange anopa mhosva mirango.
Vhuṱanzi
Chokutanga, ngationei chii yokugara uye mari basa pamutemo masangano mubhangi. Pasi iri kunzwisisa mabasa kuti zvinopa mari masangano uye izvo chinangwa nechokwadi tichiwana mari masangano pamwe vatambi zvakasiyana. Nzira wokupa nokudzorwa mutemo "On nemabhengi rwezvemabhengi basa", iro Civil Code of Russian Federation uye pamutemo kuumbwa reCentral Bank of Russian Federation. Special kutarisirwa inofanira kubhadharwa kune zvokudya pamusoro asiri mari muripo, murayiro mari kwema uye mamwe magwaro pamutemo. Zvinokoshawo kuti chibvumirano pakati nemhosva uye tsika zvemari. Zvinofanira kucherechedzwa kuti aitwe kugarwa uye mari mabasa dzinongoitika uye pamutemo vanhu, uye kwete yokupedzisira.
Basic mabasa RKO
Mushure chibvumirano yakanga yapera, sangano vanofanira kuwana chequebook they. It vanofanira kuwana mari nokuti mudonzvo mari uye vachida zvinodiwa. Kune zvinhu uye yokuwedzera mabasa. Aimbova dzinosanganisira:
- Issuance Nhoroondo mashoko, iyo kuchengeta mashoko pamusoro apedza kwema.
- Cashless kubhadhara.
- pamwe mari kwema (kunan'anura zvakawanda "mari mabasa" Mutsara zvinogona kushandiswa).
Basic mabasa kazhinji pachena, kana kutakura akavabudisa rakundwa chokufananidzira Commission. Kuti aite chimwe remapazi izvi, unofanira kushandisa rakabatana chimiro. Pretty mari yakanaka kubhengi anogamuchira kuti urongwa mamwe mabasa. Vamwe masangano vane maitiro avo. Ngatitorei muenzaniso, funga mumari Bank. Settlement uye mari basa pamutemo masangano ari mapenzi zvemari anopa mukana kuvhura account, kwete chete rubles, asi mune zvimwe dzimwe mari.
pamutemo chengetedzo
Mitemo ipi nemirayiro vanoshumira sepokutangira ukama hatina kare kukurukurwa. Asi mitemo chete yose uye zvinonyatsorehwa. Kuwedzera zvemitemo kuumbwa, kuwedzera pane chibvumirano pamusoro mari kugarwa pakati sangano uye kubhengi. Kurambidzwa zvarinoroora kupinda noukama hwakadaro ikoko. Apo vose chokungoitawo vari vagara uye mumusha macho nhoroondo kuzarurwa, kambani vanogona kushandisa zvinhu zvavo kuti kuitisa chero basa kuti haasi zvinopesana nemurairo. Kana izvi zviri kuitwa kekutanga, kuti vainyatsotarisirwa chipiwe chibvumirano zvinotevera:
- Kugamuchira uye akadzika mari.
- Nechokwadi yakakodzera uye anotsvedzerera aibuda mari.
- Kukwanisa kuitisa mashandiro pamwe mari.
Ungada kubatanidza, uye mamwe mabasa, asi zvinoenderana nezvido uye zvinodiwa ebhizimusi pachayo. Kana isu kutaura pamwe, nzira mbiri inoshandiswa chinangwa ichi, chimwe nechimwe anosarudza kuti zviri nyore:
- Classic. It anopa kuchinjwa zvarairwa ari munhu papepa kana kuburikidza Marshal. Pakati kunaka pfungwa dzinofanira kucherechedzwa kudiwa kupedza nguva parwendo kuenda kuhofisi kubhangi, saka nenzira iyi inoshandisa emakambani vashoma.
- Online rwezvemabhengi. Muchiitiko chino, utariri zvemari rinoitwa ari kure. Payment mirayiridzo zvinodiwa chinopfuudzwa Indaneti. Nokuda pakukurumidza, mukana wokushandiswa uye nyore, nzira iyi zvikuru kushandiswa nemasangano akawanda.
Izvi inofungidzirwa?
Kana mubhengi anogamuchira murayiro kubva kambani (zvisinei nenzira ipi, chero bedzi rwukasimbiswa kuti gwaro wakatumwa mvumo munhu), izvozvo anoita nayo chibvumirano. Chinangwa ichi, yava tsika ndiko kushandisa BESP. chidimbu ichi chinomirira nebhengi zvemagetsi okukurumidzira kubhadhara. Kuburikidza BESP mari kuchinjirwa mumaminitsi. Kunyange zvazvo pasi pemurairo muripo kunofanira kuitwa mukati kushanda mazuva matatu. Izvi zvinoitwa kana kamwe uye nezviitiko kuti akaisa hurongwa kubva chiito. Kunyange zvakadaro nokukurumidza kuurayiwa hurongwa anogona kutora chimwezve kubhadhara. Shanduro, kunyange kushandisa BESP achaenda matatu chete kushanda mazuva. Kana Bank anoita zvirongwa zvakadaro, zvinokosha kufunga kuti arambe achishumira sangano zvemari ichi. Sezvineiwo, akakodzera vakwikwidzi kushayiwa. Get kanenge chivakwa akadai Alfa Bank, Sberbank, VTB 24. Settlement uye mari basa pamutemo masangano kana hariguti mutengi - unogona kushandura tsika zvemari. Yeuka kuti tiri vanogona kuvhota pamwe wallets dzavo.
kuwana
Makambani zvose dziri CSC urongwa zvemari zvakananga vanogona, mushure kusaina imwe yoga chibvumirano, kuti zvibvire kubhadhara zvinhu pasina kusiya pfungwa kutengeswa. Zvisinei, mune zviitiko zvakadaro zvakakodzera kwete chete kuti tibu- Kuwanikwa ose anodiwa zvokushandisa, asi nguva kupedzera yakawanda rokudzora matanho (zvikurukuru ichi inoti kwakachengeteka). Saizvozvowo chingataurwa pamusoro negashiro muripo nokuda mubhadharo makadhi Munyika Wide Web. Muzviitiko izvi, zviteshi inotsiviwa chaiyo siyana kuti uzadzwe nomudzimu mutengi.
Cash kwema
Nokuti chinangwa ichi, uye kushandisa yambotaurwa chequebook they. Akanyorwa kunze rubatsiro yayo, mari kuenda mari upfumi divi zvebhizimisi, kuti ape Payroll uye kubhadhara bhizimisi. A yorudzii analogue of chequebook they achangobva kuva yemakambani bhengi kadhi. Kana magadzirirwo ayo uvhure nyaya inokosha achibatsirwa iyo sangano zvemari uye anoitisa uwandu pamusoro kwema zvose yapera, achipa kubuda kuti mari pachiyero uye mari. Funga muenzaniso VTB. Settlement uye mari basa pamutemo masangano maererano muhoro vashandi rinoitwa nokutamisa mumwe mari pamahombekombe kadhi. Asi vamwe vanhu, izvi hazvisi nyore, sezvo vaimbova vatengi kwete VTB uye Sberbank. Pakadaro mberi kunogona akatumira kubhangi akaundendi ari kare ikoko achibatsirwa chequebook they kuwana zvakakodzera uwandu. Sezvaunogona kuona, pane zvakanaka kuitika, asi saka kure kuti michina zvakazara gadziriro kuchinjwa mari kazhinji zvimwe zvipingamupinyi. Kana uine kufamba inokosha mari, vakawanda zvikuru mari zvikoro kupa muunganidzwa mabasa. Inowanika pashure pokunge chasainwa magetsi nhoroondo uye unoenderana mamwe chibvumirano.
Kuvhura nhoroondo
basa iri zvinogona zvose kubhadharwa uye vakasununguka. Zvose zvinoenderana pamahombekombe wokuti. Asi mari iyi haisi chinokuremera, kunyange mabhizimisi matsva - kuzvifadza kwakadaro kuchaita kubhadhara "chete" kuchitsauko zviuru. zvimwe zana Several inofanira kupiwa kuti magetsi nhoroondo mabasa. akamurairawo masangano mari zhinji vachibhadharisa pakuchinja kushandiswa chete mumwedzi kana paine zvinenge imwe mutengapwe. Vamwe zvarakasiya kubva tsika izvi zvingava nyaya kana asingadi kuvhura Ruble nyaya uye dzimwe exchange. Kunze, ukuwo, vamwe prices mabasa aya, izvo zvinosiyana zvichienderana nemamiriro ezvinhu emo.
Kudyidzana pamwe Internal Revenue Service
ruzivo urwu vachava kubatsira vaya chete kufunga kuvhura account. Chokwadi kuti, maererano mitemo wokuRussia, nomutemo munhu kana kuvhura nyaya kuitika anofanira kuzivisa yemutero hapana paya pane 5 Mazuva mushure kunyoresa rapera. Kana mukasandizivisa nenguva, izvozvo vakaisa rakanaka. Pasina chido kunzwisisa zvose nuances, unogona akamurairawo mibvunzo zvose kushandisa ichi zvakasimba. The anofungidzirwa mutengo basa iri richava zvuru 2-3 rubles.
mhedziso
Unogona kuudza zvakawanda nezvokuti sei kuvaka kwegadziriro mari zvakanaka mabasa, kugadzirisa nuances siyana uye zvinhu. Kazhinji, kana munhu entrepreneur kana maneja dzinenge pfungwa mukuru CSC, zvichaita kumubvumira kuti kunzwisisa nyaya nani pasi wenharaunda yaitongwa boka, izvo, hapana mubvunzo, chinhu chinokosha zvinobatsira.