Reviews pamusoro Bank "Finance uye Credit" Customer Comments

Kutanga kudzidza wongororo pakati kubhengi "Mari uye Credit", tinofanira kutanga zvishoma background. Financial sangano raivapo June 19, 1990. Pakutanga tsika yacho pamutemo muna USSR State Bank sezvo wokuUkraine Commercial Bank of Business Cooperation. Makore mashanu akazotevera, October 13, 1995, tsika akawana zita rayo kuitika uye akava zvokutenga pamahombekombe, "Finance uye Credit."

History basa

The guru mvumo pamusoro bhengi 2006 yakanga yakaenzana mabhiriyoni maviri Hryvnia. Muna 2007, sangano awana itsva muchimiro muridzi uye akava mashoma kuita kambani. Muna July 2011, kwakasarudzwa kuwedzera mvumo guru zvemari masangano mamiriyoni 200 Hryvnia. Muna 2009, tsika yakanga mamiriro kudanda kambani pamwe, uye rakanga inotungamirirwa Vladimir Khlyvnyuk, aizivikanwa somunhu aitungamirira pamusoro-Musoro wokuUkraine rwezvemabhengi zvekutepfenyura.

Mumazana refu nhoroondo wongororo kuti "Finance uye Credit" Bank akasiya vakanaka pamusoro kupfungwa, sezvo zvakanaka kuzadzikisa ayo mitoro. The akakwana humbowo - tinyatsonzwisisa muna 2011 maererano Rating sangano "Credit-kureva" riri basa pakagadzwa padanho mari kugiredhi uaBBB. The kushurudzira yakanga yakatsiga. By February 2012 Vhoriyamu Institute yesangano akamira mabhiriyoni 22,877,292 Hryvnia.

Anokudzwa nhoroondo uye kupindurawo nevanhu pose

Kare nechepakati-2014 kuti wakanaka wayo anogona kudada tsika zvemari, "Finance uye Credit." Banking vakaroorana vaitsigira bhururu wake, sezvazvakaita wakanaka, uye chinhu chikuru nenyanzvi uye zvakanyatsorongwa kuitwa ayo mitoro. Kupa rubatsiro kune vanhu uye dzepamutemo masangano, airidza nhengo Association of Ukrainian mabhanga uye aiva nhengo Ukrainian Stock Exchange PFTS uye Kyiv Bank Union.

Pakave nhengo inozivikanwa dzomunyika gadziriro akadai Visa International uye Mastercard International, Western Union, PARD uye AVERS. On ukuru pamutemo guru tsika hanya kuti boka mabhanga rokutanga. The shareholders of kupfungwa sapakutanga, uye ikozvino vakasara "Ascania" (45.92%) uye PJSC «F & C Realty» (41,58% mugove). The huru vanobatsirwa ndivo Ukrainian muzvinabhizimisi uye wemitemo Konstantin Valentinovich Zhevago.

Nharaunda zvemari mubhangi

Pasinei chokwadi kuti tsika zvemari kuramba ishande, wongororo pamusoro Bank "Finance uye Credit", izvo zviri uye kakawanda aine kunaka mumvuri, anoratidza zvakasiyana mamiriro ezvinhu. Maererano zvemari chokupika sangano iri March 2015 zvinhu zvayo akaenzana 41,470,386 Hryvnia. Musha kuzvipira vakaenzana 39183614 Hryvnia uye Equity vakamira dimikira 2.286.773 Hryvnia. Funga zvinoita chete uwandu mambure purofiti, riri maererano azvino mashoko akanga kubvisa 715.777 Hryvnia.

The harbingers rokutambudzika rokutanga

The wongororo yacho kubhangi, "Finance uye Credit", iro akaridza mashoko kuramba chokupika chevanorwara zvemari nezvinhu zvayo mitoro pasi Deposit Agreement rokutanga, akatanga kuonekwa pakutanga 2015. Vatengi kuti bhangi haana pakarepo sei kuti rikwanise ezvinhu, kuvimba ndechokuti dhora, rinooneka yakawedzera panguva, waitwa nemasangano akawanda kubva nemauto zvemari kuongorora ayo itsika mabasa.

By February 2015 nhamba yevanhu vasingagutsikane basa kubhengi yakawedzera vemakumi uye kunyange kane mazana. Lone zviitiko kuva hurongwa chinoshamisa. Kana pakutanga vanhu vakati kuti bhanga nyore kunonoka kuripwa deposits kwemwedzi inoverengeka, kana kupa prolongation pasi akanaka ezvinhu, nhasi kubhadharwa yakagwamba nechando, uye mari sangano machinda vanoti kushaya mari.

Chii kunzwisisa kwakaita zvinhu?

Hazvina chakavanzika zvimwe zvinetso nokuda nyika mamiriro ezvinhu mune zvoupfumi nezvakaonekwa masangano akawanda zvemari rweUkraine. Vamwe vavo vari pamutemo akazivisa kusauka, apo vamwe vakanga nyore kunyimwa rezinesi. Panyaya iyi ezvinhu, tinogona kutaura kuti dhipatimendi kuti "Finance uye Credit" zvishoma yakavharwa munyika. A sangano zvemari somugumisiro kunetsana pamwe Russia varasikirwa zvikuru mari yakawanda nokuda atsamwira pakati kudyidzana pamwe makambani kubva Moscow uye Moscow nharaunda.

mupiro wake kuti mamiriro ezvinhu akaita chikuru guta water drainage nokuda tidzikame pakati vatengi vanenge vakaedza nokukurumidza sezvinobvira kuti dzinodzora mari dzavo kubva sangano. Panguva iyoyo, kunyange kubhangi asingadi kuzadzisa ayo vaite shoma mari, ayo utariri akati kuti zvinhu zvichaita dzikamisa nokukurumidza. Zvino National Bank mu hapana kukurumidza kuti akatumira mufambisi sangano, sezvo mari inotsigira kugadzwa.

Misangano mikuru uye vakawanda Kusagutsikana

The kusauka yacho kubhangi, "Finance uye Credit", maererano vakawanda vatengi zvayo, haasi kure. A guru chikamu vanhu vanoti chinoramba kubva mwedzi mitanhatu kusvikira gore rimwe asati pakutanga liquidation nzira. kuti munhu anoyamurika masangano uye Ukrainian nemutevedzeri Zhevago pachayo anozivisa pachena kuti tsika zvemari haasi kutambudzwa chero matambudziko uye ngozi kusingarapiki migumisiro ikoko. Chii anoramba kugutswa vatengi, uye anoramba ari chakavanzika. Vanhu havaoni mipiro yavo nguva zvibvumirano, unganidza uye kuronga Misangano mikuru uye kuratidzira. Zvinoitika pamwe kunobatanidza nhau , kwete chete pedyo NBU muKiev, asi uye zvose pamusoro Ukraine.

zvisati kutsvinyirwa

Kunze kwokuti vose deposits ose kubhangi, "Finance uye zvikwereti" vakanga yakagwamba nechando uye dzisingambosvikiki pavanatenzi vavo, vanhu vazhinji vanotaura pamusoro kutsvinyirwa pamusoro chikamu chesangano. Zvakanyatsorongwa pane mishumo kuti mahofisi havagoni kupa mhinduro yakarurama kuti chero nyaya chokuita vachibhadhara. Pane mashoko pamusoro pemvura noruremekedzo vanhu vari kuedza kuwanazve zvavaida deposits. Complete kuzvidza vatengi - hazvisi zvakaipisisa, maererano dzakawanda wongororo.

Translations musapfuura

Kunze nokuti NBU haasati pamutemo vakaziva kusauka yacho kubhangi, "Finance uye Credit" uye haana akapinda zvokungoitawo yaitonga haana kuti nzira iyi kugadzirisa mamiriro ezvinhu pamwe vanoita maererano vatengi, pamwe Institute zvinowanikwa mamwe zvivi. Saka, maererano vanopfuura gumi nevaviri pakati kubiridzirwa vagari vanosiya wongororo yavo paIndaneti, kubhangi kunotora mari kutamiswa, asi hazvirevi kuti vave. Vamwe vatengi vanoti hazvina vakanaka achimhanya nesangano zvakadaro, kufanana mubhengi, "Finance uye Credit." Translations zvebhizimisi vadiwa zvamatonga, asi mari yacho wacho vamwe chikonzero havana kusvika. Uyezve, havana kudzokera wayo. Somugumisiro - kurasikirwa akanaka yokumwe vamwe uye Nokurasikirwa mubhizimisi rake.

Chii chinoitika kuti Internet kubhengi?

Sezvo neimwe mahombe zvemari kuUkraine, mukati yechinangwa kambani vakavhura Internet Bank "Finance uye Credit". Kare, aiva inobatsira kugoverwa mari Rwako neimwe nemhosva. Kuchinjirwa mari, mubhadharo kuti Magetsi nemvura, club mamiriro nhoroondo, uye zvakawanda zvaiva dziripo basa. Nhasi zvose hwachinja, uye nyaya dzinovaka pamusoro basa zvachose yakatsiva kushatirwa vatengi.

Maererano dzakawanda mhinduro, online bhengi "Finance uye Credit" zvino anenge asingadi kushanda. Kana asingakwanisi danda kuti kwako nhoroondo, richiwanika pashure inodzokororwa kuedza. Vanhu vanoti nhasi, basa iri zvachose maturo, sezvo zvose dzichipfekeka vari inoperative. Vatengi kunyora pamusoro kuti paIndaneti basa hazvibviri kunyange kuongorora nengaidzo iri pakadhi, sezvo pasina ruzivo pamusoro pavo hakuna akaratidza.

Ko Zhevago uye sei mashoko ake ndeechokwadi?

Zhevago pamutemo kutaura, yakasvika pakuzivikanwa kuti nzvimbo kubhangi, "Finance uye Credit" zvino inogutsa. Iye pachena kuti matambudziko haagoni kuva kunze mubvunzo, nekusiyana, tsika zvemari iri kukura zvinobudirira. Main mukutsirani achisimbirira kuti sangano zvino kunopa rubatsiro kune vakawanda nokuwanda flagship Mazinga, izvo zvave zvishoma nezvishoma kuwedzera kugadzirwa kwayo. hwaro ichi zvoupfumi inova nhangaruvanze kuti kukura mune ramangwana.

Bank «Finance uye Credit» Muridzi anotaura pachena nezvokuti tsika mari nguva kunoshamisa mupiro vatengi ayo pasi zvinorambidzwa vakanga rinorambidzwa NBU. Sei akatsanangura mutevedzeri Zhevago mashoko ichokwadi, zvakaoma chaizvo kuti kutonga, sezvo vakawanda mutengi wongororo vakatsamwa zvinoratidza kudaro. Kutaura zvakawanda, vamwe vezvenhau leaked mashoko kuti chinokosha pane mutevedzeri havasi kuenda mumabhizimisi saka zvakanaka, anoti. Maererano odhita mushumo kambani «Ferrexpo», bondholders vakagamuchira panyaya kuti chikwereti kugadzirisa. It chete rinoratidza refu ndingangokuvara default kuUkraine oligarch.

Regai kuponesa kunyange refinancing

News mushumo kuti Institute of "Finance uye zvikwereti" shamwari mabhanga rakadzika nokuuya matambudziko okutanga. Vamwe zvinetso kana kuedza kuti refinancing kubva NBU. matambudziko Liquidity zvakaitika munguva kubva December 2014 kusvika January 2015, chete anoramba. rutsigiro First kubva kubhengi Gontareva dhipatimendi wakapiwa chete pakati February mu uwandu mamiriyoni 700 Hryvnia. In March 2015 vakagamuchira mashoko rakatevera refinancing iri uwandu mamiriyoni 276 Hryvnia, uye gare gare - mamiriyoni 750 Hryvnia.

Kudzokororwa majekiseni guta haana kuuya zvinozoita nokuda makuru inofashukira. The Portfolio pakati deposits kubva nguva panowanikwa matambudziko okutanga uye wokutanga Kudzikamiswa chikwereti kubva NBU, yakaderera nezvikamu bhiriyoni 18.5 Hryvnia, uye mugumo June tsika zvemari akatora mumwe mabhiriyoni 16.5 Hryvnia. Maererano mashoko inopiwa magazini «Forbes», kusvika kumagumo June, vanoita vakakwanisa kukunda anenge 400 maruramiro pamusoro kubhangi, maererano aakataura vanosungirwa kubhadhara mari kuti vatengi vavo.

An Zvisingatarisirwi Zvinoitika uye nokupfupikisa

Pasinei chokwadi kuti vatengi vazhinji bhanga iri mumaoko chisarudzo dare, maererano iyo tsika zvemari iri kubhadhara chikwereti waida, vachiri havagoni kuwana deposits dzavo. Dambudziko iri kuti varikutonga basa vanoramba kutora chero chinhu chokuita Mutongo Kiev District Administrative Court. Yeuka kuti Balaklitsky mutongi akapa chikumbiro, maererano izvo varikutonga basa, uye chero masangano avo, kodzero dzibate ari chiso NBU dzaro miganhu kuzvidzora, kusanganisira mari masangano akadai "Ukreximbank", "Pravex-Bank", "Uksotsbank" uye "Citibank", kunyimwa kodzero kuita chero chinhu pamusoro nokuiswa uye aurayiwe kusungwa kubva munhoroondo kubhangi, "Finance uye zvikwereti."

Vatengi vakawanda vanofunga kuti muridzi kubhangi, "Finance uye Credit" ari kuedza kuramba iye yerera pazvinhu zvose, kusanganisira tichiregeredza makambani. Pane ruzivo kuti vamwe varidzi deposits vakagamuchira vaitaura, vanoda kupa mumaoko 50 muzana dhipoziti pasi iyo, asi musi ezvinhu kuti yechipiri hafu achagara mukati tsika zvemari. Judge uye hurukuro pamusoro ruzivo sei chokwadi kubva vezvenhau uye mutengi ongororo, matambudziko. Zvazvinosarira kuongorora mamiriro ezvinhu uye kuti mhedziso zvakakodzera pamusoro chokwadi chacho.