Mirayiridzo inokosha kukweretesa Bank dzinongoerekana vanhu

More uye akakurumbira zvikuru pakati vemo vari kutanga kushandisa zvikwereti zvinodikanwa siyana. Panyaya iyi, mushure tendero candidature ake pamahombekombe, vanhu havafungi, sei zvavo kunze anomukweretesa muitiro, uye ndedzipi inopikira uye zvakanakira ane mubhengi. Asi ichi ndicho akarondedzera chemhosva Pakuurayiwa chikwereti zvakananga.

Kana tichidana mirayiridzo inokosha achiposa ndiyo - kukurumidza muripo, serviceability.

Anokosha izvi chemhosva, kureva kudzokera chikwereti chikwereti chake. Kakawanda, chibvumirano iri ushandiswe pachine inishuwarenzi kuti chikwereti ngozi. Chinonyanya yakavimbika semaonero iyi maonero, zvikwereti zvinopiwa kune chinangwa chaicho (kutenga Apartments, motokari, uye zvichingodaro. D.), Sezvo zviitiko vakadaro yakatengwa chinhu chichaitwa wakanyengwa sangano sokuvapo chikwereti haina kubhadharwa.

Recovery kubva zvakanaka anotevera zvinotevera nheyo - kukurumidza. Iye inoratidza kuti chikwereti anofanira mubayiro zvachose yakajeka nguva iri waiti pachine. The chikwereti chibvumirano rakagadzirirwa purogiramu iyo mutengi vachafanira kubhadhara pamwedzi Yakabudiswa kusanganisira mubereko. Mune zvimwe zviitiko, mabhengi kupa mukana mangwanani mutsividzo of chikwereti. Zvisinei, muna chibvumirano anofanira akafanotaurawo zvakajeka sei zvichaitika, nokuti dzimwe nguva kupikisa Lenders dzimwe vachibhadharisa pakuchinja nzira iyi.

muripo nheyo, kutaura zvakawanda nyore, zvinoreva kuripwa yechimbadzo chikwereti. Ndicho chikuru zvimiso rabvuma chikwereti, sezvo saka chevanorwara zvemari anogamuchira yayo huru mari.

Other Misimboti anomukweretesa - munhu Kusiyanisa kuti zvikwereti, ayo kuchengeteka uye chinangwa dzidziso.

Kusiyanisa chikwereti musimboti chinopa munhu nzira vatengi, zvichienderana kwaniso yavo yekubhadhara. Conventionally vokubhengi vagovane anokwereta mumapoka maviri: vomuzana kirasi uye negakava. Uyezve, mumwe nomumwe mapoka aya kusiyaniswa muzvikwata anoverengeka, zvichienderana nechikwereti rating, rinosanganisira kubhadhara vatengi. Mitemo anomukweretesa kwakadaro zvinokosha anokwereta kweinenge mabhanga, somunhu akavimbika mafungiro, uye nokutsanya chokuendesa chikwereti chacho anoenderana yapfuura nechikwereti nhoroondo.

Chikwereti kuchengeteka hakusi nguva dzose, asi kazhinji kacho. Chinoreva pfungwa rabvuma chikwereti pasi chero urongwa. Izvi zvinogona kuva rubatso vawana pfuma uye rubatso, izvo nyaya default kubudikidza chikwereti mari kubhadhara chikwereti dzichavakwazve inodiwa. Vamwe mabhanga kupa vatengi vavo ngaateme inishuwarenzi chinodzivirira chikwereti kubva asiri muripo, uye zvadaro kubvumira kanenge aoma kubhadhara chikwereti kurasikirwa. Izvi uye zvimwe nenheyo anomukweretesa rwezvemabhengi sangano rinopa vachiwana mari kubva basa munzvimbo iyi.

Kukanganiswa mari kunokosha vose zvikanzi uye urongwa zvemari. Zvinokanganisawo chimbadzo, nekanzuru uwandu uye nguva kushandisa mari. Somuenzaniso, imwe chikwereti kana motokari zvikwereti zvinowa- wakabudiswa kwenguva yakareba uye yakawanda, achienzaniswa nevasiri chipfuro nevatengi kwezvikwereti. Izvi zvinotsanangurwa maererano mukana rubatso, iyo inowedzera mikana kubhangi kudzokera chikwereti chako.

Zvinokosha kucherechedza kuti kukweretesa nhungamiro vakasiyana nemitemo kupa zvikwereti, asi pfungwa mbiri idzi dziri titsigire. Zvinofanira kufungawo musimboti achiposa kukura mashandiro, izvo zvinoita kuti kufamba uye vave zvikwereti mari, kusiyanisa kufarira prices kana zvichiita kupfuura vakavimbika kune dzimwe ezvinhu.

Saka, zviga kuti bhangi anomukweretesa vari kufungwa kana nemhosva kupfungwa nokuda chikwereti, ivo sezvo dzinoratidza anenge ose musimboti chikwereti.