Motokari inishuwarenzi pasina inishuwarenzi youpenyu. motokari inishuwarenzi rokumanikidzirwa

Zviri pachena kuti, kubvira 2013, kuti ape MTPL gwara rava dambudziko guru. Makambani All inishuwarenzi kupa kana iwe kuita mamwe kutenga MTPL inishuwarenzi zvigadzirwa akadai inishuwarenzi youpenyu, utano kana pfuma. Asi chii kana uchida inishuwarenzi motokari pasina chibatiso upenyu uye pfuma? Panguva ino, nyaya mutemo unokwanisa, chete vanofanira kumirira zvishoma.

Zvakadini kana yaida kuti kurovererwa

MTPL - Car inishuwarenzi zvairayirwa. Gwaro iri vanofanira kutenga ose muridzi motokari. Chokwadi, kana sungano iri kudiwa uye hapana chido nharo nomumiririri kambani yacho inishuwarenzi, zvinokwanisika kuti kubvumirana pane zvemupiro boka uye kutenga zvose Extras.

Kana usingade kuenda overpay, unogona kushandisa zvinotevera algorithm. Mirayiridzo iyi chete kutenga mutemo pamusoro inishuwarenzi zvairayirwa.

Kutenga mutemo asina mamwe mabasa

Chokutanga unofanira kuzadza fomu kuti inishuwarenzi. Chikumbiro fomu kunogona kuwanikwa chero hofisi kambani yacho inishuwarenzi kana kukopa padandemutande. Mashoko anofanira kunge yakavimbika zadza muminda yose.

Kana chikumbiro izere, zvinokosha kuziva kukosha chibvumirano chako. Unogona kushandisa paIndaneti karukureta, iyo anoratidzwa pamusoro pamutemo Website yekambani neimwe inishuwarenzi. Kuti uzive zvakawanda sei inishuwarenzi pamusoro motokari, unofanira kutaridzwa mhando uye anokwanisa muridzi wemotokari kunyoresa uye vatyairi vachapiwa kubvumirwa kudzora. Tapinda zvose ruzivo runodiwa dzaona kwaita kunotangira.

Documents nokuti Chikumbiro

Chikumbiro inofanira batanidza makopi magwaro: muridzi uye insurer pasipoti, chitupa chokutyaira uye PTSD. Kana motokari iri makore vakuru matatu, kudiwa kupa yokuongororwa chati.

Zvinyorwa zvose zvinofanira kupiwa mumiririri wekambani iri inishuwarenzi. Zvakakodzera kukumbira kunyoresa magwaro uye kupa kopi chikumbiro chechipiri ane chiratidzo kugamuchirwa.

Maererano nomutemo, mushure mekugamuchira application kambani anosungirwa kuti ape kondirakiti mukati memazuva 30. The insurer angakumbira kutarisana vakaongorora muchina pamusoro (wakachena). Iva nechokwadi chokuti pashure zviito izvi unenge kutengeswa inishuwarenzi motokari pasina upenyu inishuwarenzi nezvimwe mamwe mabasa.

Quick kutenga MTPL

Nhasi, kuti vatenge MTPL mitemo, kwete kuenda pachake kuti kambani yacho inishuwarenzi, nekuti unogona kutenga nayo pamusoro paIndaneti. basa iri rinopa kuchengeteka mutungamiri - kambani "Rosgosstrakh". Kutenga mutemo, unofanira kuenda yepamutemo yepaIndaneti uye kushanyira "CTP" chikamu.

inishuwarenzi rokutanga motokari rinowanikwa. Mari pakuti: mhando motokari, yakagara muridzi, vanokwanisa, zera uye uchityaira ruzivo. Uyewo usakanganwa pamusoro discounts kuti mumwe mutyairi anowana mune dambudziko-isina chokufambisa. Under mutemo ano, mumwe mutyairi anogamuchira 5% dhisikaundi nerimwe gore pasina tsaona. Tinofanira kugara dhisikaundi, uye kana zvasvika 50% haina ichiwedzerwa.

Mushure kukarukureta zvakafanira kuti zadza ose zvaida mashoko, kutaridzwa nguva uye kuti muripo. Muchiitiko chino, izvozvo vakaita inishuwarenzi motokari pasina inishuwarenzi youpenyu. Kana kutsvakwa, mutemo uyu anogonawo kutengwa pamusoro Nzvombo zvimwe mutengo.

"Rosgosstrakh" OSAGO mu kambani inishuwarenzi

Kana usingagoni kutenga MTPL mutemo kuburikidza World Wide Web, unogona kutaura chero bazi kambani yacho inishuwarenzi "Rosgosstrakh" uye kutenga mutemo. Ndicho chete insurer kuti ane hombe bazi network, saka pakusarudza hofisi havazovi matambudziko.

kana rakapa inishuwarenzi "Rosgosstrakh" motokari oga anotevera magwaro:

• Original pasipoti of insured uye muridzi;

• zvinyorwa pamusoro motokari: Vehicle Registration kana chitupa kunyoresa;

• chitupa chokutyaira kwavatariri zvose (vatyairi vanobvumirwa kupinda 5 muna MTPL inishuwarenzi itsika);

• dzokuchibata kadhi, kana makore motokari anopfuura matatu.

On hwaro magwaro mumiririri wekambani iri inishuwarenzi achaita chinhu rokutanga kukarukureta uye achazivisa kukura inishuwarenzi shoma. Chete mushure mvumo yacho insured achapiwa rakapa MTPL itsika.

mamwe inishuwarenzi

Kana achiita rokumanikidzirwa inishuwarenzi mitemo CTP makambani ose inishuwarenzi vari sezvariri kumanikidzwa kutenga inishuwarenzi youpenyu. Kana uchifunga nokungwarira, ndiko kunobatsira chaizvo mhando inishuwarenzi kuti usingashandi kubhadhara. Nemhaka mutemo uyu, unogona kuverenga rimwe rakanaka muripo kana insured chiitiko.

Paavhareji, 8-13 zviuru rubles kurasikirwa inishuwarenzi motokari. Mari inishuwarenzi okuwedzera utano - zviuru chete 1-2 rubles. Saka, mutyairi ose anotenga ane mutemo anokosha uye kutya vamwe vatori yacho tsaona, asi havana hanya utano hwavo. kana mamwe chigadzirwa inishuwarenzi kuti uzvidzivirire tsaona unofanira saka kufunga chaizvo kunyatsoongorora wana.

Makambani mazano inishuwarenzi

Makambani akawanda inishuwarenzi kuti atore inishuwarenzi Zvimwe mabasa, kuenda zvishoma anonyengera. Mumwe wavo - kuramba nguva imwe zvakagadzirwa. Vatengi vanenge vasingadi overpay, vanofanira kuzviisa pasi kuti kutarisana vaongo- mumotokari wobatanidza tungamidzana nokuda kunyoresa.

Zvakakosha kutsanangura kuti pane dhipatimendi inishuwarenzi motokari chete inishuwarenzi youpenyu, zvose zvakaitwa umo mune urongwa, uye pane dhipatimendi MTPL inishuwarenzi chete, kuti anokwevera vaunganidze zvinyorwa.

Mamwe makambani chete kupa izwi kuti yeGmail.END_STRONG kuti magadzirirwo kuchangoita okuwedzera mabasa. Kana mutengi anoramba, mumiririri wekambani iri inishuwarenzi anoti uye kuzivisa kuti discounts vari zvikasadzorwa pachishandiswa rimwe X-ray diffraction, uye saka havagoni kuuraya chibvumirano.

Zvakaratidza, kwete nyore saka rakapa MTPL itsika. Car inishuwarenzi - chiri chinhu, yakasimbiswa panguva zvemitemo vanochiva inoita vatyairi vakawanda kuburikidza yakaoma mutoo rokunyoreswa.

inishuwarenzi zvakakodzera

Zvakaratidza, kuti ape MTPL mutemo pasina mamwe mabasa zvichiita, asi zvakaoma. Kuti aponese mari, unofanira kuita pre-inishuwarenzi, mwedzi kuguma nguva yacho inishuwarenzi pamberi.

To iyi kushanda uye zvaida zvinyorwa kuti kambani yacho inishuwarenzi uye kumirira kusvikira iwe vanokokwa inishuwarenzi uye motokari kuongorora.

motokari inishuwarenzi pasina inishuwarenzi youpenyu zvichabviswa rwakanga rwuchibuda uchakwanisa kuenda kumativi motokari yako insured.

Kana zvichiita, zvakanaka kuti kushandisa inishuwarenzi paIndaneti uye kutenga electronic rweinishuwarenzi zvairayirwa. Izvi haaponesi chete nguva asiwo mari.