MTPL inishuwarenzi pasina zvimwe inishuwarenzi

MTPL Gwaro anofanira kuwanikwa vatyairi zvose zvinokundika. Asi kuti, hazvina zvakaoma. The forum kuonekwa zuva User zvichemo pamusoro insurers. Recent vanoramba kutengesa mutemo, dzichishandisa kushaya siyana, uye kupa kuti ape mumwe basa. Asi vaongorori vanoti hakuna matambudziko pamwe nemagwaro pane kusada kupinda zvibvumirano pamutemo. Saka, sei uye kupi kuronga MTPL pasina dzimwe inishuwarenzi?

mamiriro ezvinhu

Kubvira 2003, Russia akarambidza kutyaira pasina inishuwarenzi CTP. Chirango nokuputsa mitemo - 800 rubles. Kwenguva refu nguva matambudziko motokari inishuwarenzi akanga asiri. Pashure runhare pomutumwa yakagadzirira kuenda chero nzvimbo muguta. Asi makei, zvinhu zvakachinja. Makambani akatanga kuramba kuti ape MTPL, dzichishandisa kushaya siyana, kana refu rokumirira tungamidzana. Kunyange zvazvo matambudziko akanga kunyange adarika. Federal Antimonopoly Service, ivo Federal Service, RSA uye dzimwe Regional hurumende yakatanga imwe odhita pamusoro sangano, asi hapana mugumisiro. MTPL inishuwarenzi pasina upenyu inishuwarenzi kana mamwe mabasa anenge vaurayiwa. Vatyairi achafanira kubhadhara mutemo kana chiuru shoma, kana kunyora mashoko rokuramba mabasa uye kumirira mhinduro mamwe mazuva 30. Vakawanda wasarudza wokutanga kuzvipedza. In Makambani inishuwarenzi (IC) vanochera magwaro pasina mamwe mabasa, pamwe nekurutsa ane emapoka vanhu pazuva. Uye kutenga "kuchena" chezvawanyora zvichibvira chete muhofisi, pane kuburikidza okutenderera. Asi nyanzvi vanoti pane dzimwe nzira kubva ezvinhu.

mari

Zvichienderana nharaunda uye UK "vakachena" CTP achaita mari 4-6 zviuru. Kuzora. Plus yokuwedzera mabasa. Zvinofanira kurangarirwa kuti vagari mumaruwa uye vazhinji misha vanoshandisa yepamusorosoro ratios. Saka, mari mutemo zvive kusvika 10 zviuru. Kwiza nechekuzasi. Izvi chinokodzera kure kwete ose vatyairi. Zvakaratidza kuti kutyaira pasina inishuwarenzi MTPL hwakazarawo fines. Asiwo mutemo yakura mutengo muna 2-3 nguva. Zvokuita panyaya iyi?

Kuvandudza mutemo pachine

Nyanzvi angarayira motokari varidzi kuonana makambani ari inishuwarenzi (IC) mukati 2-3 mwedzi risati expiry pakati yapfuura kondirakiti. Maererano Art. 445 of Civil Code, sangano anosungirwa kuti ape gwaro mukati memazuva 30 pashure kutambira chikumbiro. The yakabvumira kugadziriswa kwemutemo wekuita rambidza makambani kuramba basa pasina chaicho chakanaka chikonzero. Kana ichi kunoitika unofanira kunyora mashoko muhofisi huru ine chikumbiro kuti ape MTPL pasina zvimwe inishuwarenzi. Kana mazuva 3-5 mhinduro hazviuyi, unogona kuenda kudare. Asi ichi ndicho chinhu zvakanyanyisa chiyero.

The algorithm

Sarudza kambani yeinishuwarenzi. View panzvimbo paIndaneti, kana ine mumiririri hofisi muguta renyu. Mashoko vachapiwa akatumirwa, asi nokuti mutemo vachafanira kuenda kuhofisi.

Gadzirirai pasuru magwaro:

• Motokari kunyoresa Data (TS).
• Statement iri nouya. Mharidzo inowanika kuritora pamusoro Website kambani.
• Chitupa chokutyaira.
• Chirwere Card. Inogona yakarongwa workshop kana zvakananga UK, asi kuti miviri kubhadhara.
• Gwaro certifying ari insured munhu, kana chitupa mamiriro kunyoresa pamutemo masangano (kana kushanda unoitwa muhofisi).

Izvi pepa pamazita anofanira akatumira boka kuburikidza vakanyoresa tsamba ine kubvuma chionekeso uye kumirira mhinduro imwe mwedzi. Kazhinji mugumisiro anouya kwokutanga. The Countdown kunotangira kubva musi okutambirwa pasuru Delivery chiziviso.

Unogona pachako kuenda UK uye kunyora fomu kunyoresa CTP pasina zvimwe inishuwarenzi. Asi zvichaita kutora nguva yakawanda uye utano hwake. Uyezve, unofanira kuongorora kuti pane mashoko akaisa nhamba, zuva uye siginicha anotaurwa munhu ane chidhindo.

The tsamba unosvika tsamba, kungangova kuti vakaramba kuti chero chikonzero, vemungano, uye pfungwa kudana hofisi uye tsvaka zvose munzvimbo. Branch vashandi nokuti CTP "zvakachena" vakayambira kubvunza mwedzi. Zvisinei, kushandisa kwako unofanira kutowanikwa hwakanyorwa Database. Kuti asimbise mashoko ake, vanobata chiziviso kuposvo uye kufarira kubva musoro hofisi UK. Chii chinoitika anotevera zvinoenderana sei zviitiko zvichaitika. Zvichida mudonzvo achapiwa kukumbirwa zvakaitika rokuongorora pamberi nyora itsika. By mutemo, havana kodzero kuti. Client achagadza nguva uye nzvimbo musangano. Zvakakosha kuti zviito izvi zvakanyorwa papepa muchimiro tsamba yebasa kukoka. Next, unofanira kuuya panguva yakatarwa uye nzvimbo. Ungangove, mutengi achapiwa rakapa pakarepo MTPL inishuwarenzi pasina zvimwe mabasa. The mutero rinowanikwa mumwe nomumwe motokari neimwe, asi kazhinji 3-4 zviuru. Kwiza nechekuzasi. anogona kusangana.

vatyairi Tips

Avo havadi kupedza mwedzi iri nyaya dzemapepa, "shamwari nezvakaipa," kupa kushandisa mamwe zvakanyanyisa chisarudzo. Pakashanya kuna UK, "Dununu zvinosanganisira" hofisi. On dzaita kuti ngaateme mamwe 2-3 kugamuchira mutemo. chibvumirano neimwe iri akagumisa uye akasaina nechekare vachiravana. Uye unofanira kubhadhara chete pashure kunyoresa kuchengetedzeka. Naizvozvo, kana mushandi achapa muripo kuti, chiratidzo pepa chete "avtograzhdanki." The inishuwarenzi inogona kuramba upenyu. Sezvo gwaro iri rakapa, muripo kuti akatsinhira uye akaripira, ipapo vanoramba kuti ape MTPL inishuwarenzi pasina vashandi dzokuwedzera wekambani havabvumirwi. Yaizova kwakakomba kutyora mutemo. Asi chete kana ichi yose muitiro zvinofanira kunyorwa pamusoro ekuteerera kana mavhidhiyo.

Zvakawanda pamusoro Masvomhu

Kunyange kana iwe vanokwanisa kubudirira pasina mamwe yomuchipatara kunyoresa MTPL inishuwarenzi kungawedzera mwero pedyo chinhu. Vose manhamba izvi hazvibviri kuti aone. Asi mumwe wavo achiri amenable kuti kukarukureta. Uyu mufananidzo mumwe "bhonasi-Malus" nhamo-isina kutyaira. Kana mutengi nguva dzose anokwevera Mutemo chete IC, uye haana kushanda kuti muripo, zvino dzidziso rinofanira kupomerwa kure. In tsika, kwete makambani zvose kushandisa reshiyo ichi kana akariisa yakaenzana "1". dzemaitirwe rakarurama, unogona kutarisa Indaneti. Kuita izvi pamusoro Website "KASKOmetr" vanofanira kuziva kirasi MSC, uye ipapo ngaaverenge nhamba imwe "bhonasi-Malus".

dzaifanoiswa inishuwarenzi

Muupenyu zvakasiyana. Kakawanda, vatyairi kutenga motokari mune dzimwe nzvimbo, uye ipapo kumuendesa navo yekwake. Asi kana motokari akatengwa, deregistration, kuti zvirango kuti kunyoresa (chikamu TO uye kugamuchira mutemo) mazuva 10. Chokutanga, pfupi. Chechipiri, vanhu varege kuda kushandura muUK. Unogona, Chokwadi, panguva yako hatiripe zvishoma nezvishoma kuenda kumusha. Asi panguva imwecheteyo isu tinofanira kuva vakagadzirira kubhadhara faindi. Zvaiva nengozi kutyaira pasina inishuwarenzi CTP yapfuura uyewo nemhaka chete mamiriro kunyoresa nhamba motokari vakapfurwa. kupora yavo yakanga munopfuura aurayiwe mutemo. Aichinja mitemo, vakasvika simba gore rapera, chabvisa rufu ikawanda akanaka kubva 500 kusvika 800 rubles.

Yakarongerwa zvakadaro nyaya pfupi inishuwarenzi MTPL pasina kuongorora. It unoshanda mazuva 20 uye inenge 500-1000 rubles. nguva Izvi zvakakwana kuti kuguta kumba kwake uye kutora chakaipa kunyoresa magwaro.

Driving pasina inishuwarenzi MTPL

Maererano nenhamba, muRussia mutyairi ose wechishanu hakuiti tiswedere "avtograzhdanki" kana kukanganwa kuti vavandudze rezinesi wako. Somugumisiro, vanoteerera mutemo vari kutambura. Kana uine matambudziko muripo vanofanira kumirira mishoma. Asi magweta zvinoratidza sei unogona racho rikurumidze yokuwana mubayiro, kana kukonzera tsaona pasina inishuwarenzi CTP.

First unofanira kuva nechokwadi chokuti hapana mutemo wakanyorwa rugwaro kubva panzvimbo. Unofanirawo kutaridzwa kero dzokugara uye dzokugara muparanzvongo tsaona. Wana mashoko kubva motokari mapurisa, uyo zvandakatonga zvokubvunza. Pasina date ichi, ndinotuma samanisi achava zvakaoma chaizvo. Unofanira kuwana mushumo yakazvimirira ongororo. Desirably, zvazvino muitiro sezvamakaropafadzwa chaikonzera tsaona.

Ipapo pre-kutongwa kutaura anoitwa, umo anosaina nzira, ezvinhu tsaona, anoratidza yaipedzerwa zvaparadzwa. Mumufananidzo uyu, kunze kupima, unogona kusanganisira mari kubvisa uye kuchengetera mota, unyanzvi uye tsika kukuvara.

Kazhinji, pashure kwegadziriro bepa akakuvadza anobvuma dzosera zvose mari zvakakwana uye kwete kuunza nyaya mudare. Zvikasadaro, achafanira uyewo kubhadhara pamutemo mari uye basa rimwe gweta. MTPL inishuwarenzi pasina inishuwarenzi upenyu huri isingadhuri pane dare mari. Saka zviri nani kupedza nguva iri pamasikiro mutemo pane kudzikamisa mari zvose nokuda yetsaona.

DSAGO senzira kubva zvinhu

Kwokuzvidira injini rechitatu bato kuita inishuwarenzi inogona chaizvoizvo kubatsira murume akanga tsaona. Asi usati kutenga mutemo, zvakakodzera nekururama kuongorora mukana wokuti pamamiriro ezvinhu.

The chaiyo paavhareji payout nokuti CTP aiva 15 zviuru. Kwiza nechekuzasi. Serious yetsaona hadziwanzowaniki. Vatyairi ruzivo kuti zvinofanira kuva zvakakwana. Nyanzvi vanokurudzira kutenga DSAGO chete beginners. Sezvi- basa kuti mutemo wacho dzichitaurwa:

• kubhadhara muripo, dzakakudzingai yabvaruka;
• Emergency Services Commissioner (mu tsika, anoenda paitikira tsaona iri apo neapo);
• Free kubvisa motokari, kana unosimbiswa UK;
• pamutemo rutsigiro (chete dzidziso).

mamwe mabasa aya chaizvoizvo kashoma Anotaura. Policy mutengo yemakomo 0.2-0.3% uwandu unhani. It rinowanikwa mune sezvaiitwa CTP.

Hapana yeGmail.END_STRONG havazvifariri paakanga vakaisa asingafariri mabasa ake. Asi UK ine yayo chepamusoro dzakakurumbira zvigadzirwa. Uye kana vamwe vavo vari munharaunda iyi zvinova maturo, mapurisa zvisina kufanira vavimbe vatengi, edza kuisa nayo. Kunyange zvazvo mitemo hakubvumidzwi, uye achava nekodzero yokuramba kunyoresa nevazukuru inishuwarenzi, kana iye haafaniri.

Sei zvimwe Unogona kutenga "zvakachena" CTP?

Kwete kuteerera zvikonzero akazogadzira vaishandira kusavapo siyana kana mashoko ari Database zvinogona vanyore pamutemo Paakaramba rokunyoreswa mabasa. bepa ichi, Chokwadi, hapana ndichakupai. Asi insurer angada nokukurumidza kubvisa iwe. Zvichida ipapo ungabvuma kuti ape MTPL inishuwarenzi pasina zvimwe inishuwarenzi.

Uyewo kukodzera kushandisa makaseti okuteerera nemavhidhiyo panguva kukurukura vepahofisi kambani. Saka zvinoita kuunganidza uchapupu kuti ipapo richashandiswa mudare.

Hapana nzira izvi varege nechokwadi 100% zvabuda. Kana UK iri unopfuura haadi pamwe newe, unofanira kuenda kumapurisa, SAR, kana kuti Anti-chindingindingi Committee.

kumatare

Pamwero muduku zvikuru zvichaita kuti kugadzirisa nyaya dzose kuburikidza kumatare. Zviya, vatengi nyaya dzakadaro kazhinji rowana. Art. 445 of Civil Code inopa kuti UK vanosungirwa kugumisa chibvumirano ne mutengi ane rezinesi uye nezvimiro. A kutsaudzira chero yakaitwa zvikonzero zviri penalized (Art. 15 Cao) zvakasimba. Mukuwedzera, insurer anogona judicially kupa kusaina chibvumirano. Chimwe chinhu ndechokuti kupedza nguva uye mari dare zvekufamba haazodi mumwe munhu. Mukutonga itsva mitemo zvemitemo pamusoro UK chinogona faindi mu uwandu 50 zviuru. Kwiza nechekuzasi., Kana ichiidzwa havashiviriri kugumisa chibvumirano kana nokuiswa mamwe mabasa. Chechipiri muviri nyore kupfuura kutanga.

kurumbidza

Chinetso ndechokuti "avtograzhdanki" vatyairi chete vanofanira kutevedza mitemo mitemo. Asi MTPL inishuwarenzi pasina makambani inishuwarenzi mamwe chete kunounza varasikirwa. On hwaro ichi, uye pane kurwisana.

Kuti tidzivise litigation, zvakadzikama kutsanangura kwavo maneja Ngavazive kuti wagadzirira kuenda kumugumo. Pachine ichi vanofanira kunetseka nekunhonga uchapupu. Pamwe iwe kuwana vakadzikama mumiririri kana maneja webazi uyo anobvuma kuti ape "zvakachena" CTP hapana "kupfeka" dzokuwedzera uye chinja misangano.

The pasi

Batanidzwa MTPL magadzirirwo kambani kutsvaka zvakanaka kwemwedzi mishoma kuguma yapfuura negwaro pamberi. On prosizhivanie mu pamwe nekurutsa uye kumirira siyana, rokuongorora uye zvichingodaro. N. Zvichatora kutora zvinenge 3 months.

Usatarisa imwe kambani. Mhete mamwe makambani uye kuwana zvakanakisisa kuchengeteka ezvinhu. Kana nevasori nharo kuti kudiwa kuti - kubvumirana. Mari iri pachena rokuongorora hapana njere. mhedziso iyi inishuwarenzi hazvigamuchirwi.

In masangano dzakatsarukana kugamuchira iri zvinyorwa. Saka, asati zuva "X" vanofanira kungorira vakasimudza yasarudzwa kambani. Iva nechokwadi kuti mutengo mutemo haana kuchinja, uye kuti nguva nyore muhofisi 3-4. Kunyange kana vaviri "kutanha", kuti aongororwe vachava wechitatu.

Chokutanga, tapota nyorerai UK, apo rapfuura kondirakiti yave rakapa. Pane mukana diki kuti iwe kurasa simbe tungamidzana.

Kana nyaya MTPL inishuwarenzi rakanga risisipo nyaya musimboti, zvose misangano uye kukurukurirana vashandi yacho kambani inofanira ngadzirambe pafoni kana inzwi wezvaiitika. Gare gare, zvinyorwa izvi zvichabatsira mudare. Kuti atore footage vashandi havana kodzero. Uye kana vanotanga kutyisidzira kudana mapurisa, unofanira kuwana mberi pachako uye kudana 112. Patakasvika, basa mapurisa bazi ichavharwa.