Ndeipi inotyisidzira kusina kubhadhara chikwereti? Zvinokwanisika here kuti usabhadhara chikwereti, ndeipi migumisiro yeyi nzira?

Zvinowanzoitika kuti munhu anotora chikwereti kubva kubhangi uye, zvichienderana nemamiriro ezvinhu, kana nekuda kwekuti havadi kubhadhara, haaiti mishonga yemwedzi. Mumamiriro ezvinhu akadaro, zviziviso zvinobva mune zvemari zvinogona kuteverana pasina mhinduro. Asi munhu wacho haaiti kana akanyeverwa. Vamiririri vebhangi kazhinji vanomirira mazuva makumi matanhatu, panguva iyo vanopa muchengeti mukana wekubhadhara mari yekupedzisira, kwete kuyeuka chikwereti. Panguva imwecheteyo, vatengi vakawanda havatombofungi nezvekutyisidzira kwekusabhadhara chikwereti kubhangi.

Chibvumirano

Tichifunga nezvekuti mamiriro akasiyana-siyana asingatarisirwi anogona kuitika muupenyu, pane imwe nguva yekugadzirisa zvinetso zvakasimuka. Mwedzi miviri yakakwana kuti nenzira imwe neimwe itore mari yakakwana. Mushure mekupera kwemwaka wakatarwa, sangano rine kodzero yekushandira kumatare ekuunganidza, uye mutoro wakaoma-dambudziko anotarisana nematambudziko makuru. Bhizinesi rinoenda kune zvakanyanya kukanganisa chete mumatambudziko asina tariro. Dzimwe nguva kushanya kune imwe nzvimbo yezvemari uye kukurukurirana nemutungamiriri kunogona kupa imwe mwedzi wekuderedza. Zviri nyore kukurukura nebhangi. Vachasangana newe, vanogona kudzokorora purogiramu yekubhadhara maererano neunoda uye kutsanangura kuti kukundikana kubhadhara chikwereti kubhengi.

Ndeipi ngozi iyo iyo inosvibisa?

Iwe unogona kutambanudza chikwereti, somuenzaniso, kwegore, ipapo chikamu chebhadharo rwemwedzi unozoonekwa zvishoma nezvishoma. Chizhinji chezvikwereti zvinopfuura zvekare zvikweretesi zvevatengi, iyo yenyaya yaive yakareruka zvakanyanya. Pamberi pacho, mabhenji haana kuita zvidhori pamusoro pevasiri vasiribhasi uye akaedzwa zvikuru nhengo dzepamutemo. Iye zvino vari kurwira chikwereti chimwe nechimwe chakakosha. Muchibvumirano chimwe nechimwe pane chinyorwa 1 cheArt. 819 ye Civil Code yeRussian Federation, iyo inopa kubhadhara kune akwereta chikwereti chemari. Inotaura kuti muchengeti wacho anokweretesa kubhangi ane mari. Inotsanangurawo zvakadzama chii chiri kutyisidzira kusina kubhadhara chikwereti. Zvisinei, ndima 1 yeArt. 333 ye Civil Code yeRussian Federation inogona kubatsira munhu mumamiriro ezvinhu akaoma kurwisana nemitengo uye chirango.

Collector firms

Kana mamiriro acho ari kunze kwekutonga, uye kusvibisa kwakaipa hakungobvunzi pamakiti kubva kubhangi, vashandi vemusangano wekuunganidza vanomushanyira uye vanotsanangura zvikuru tsika kuti munhu akaipa sei uye kuti kusagadzikana kwake kusava nehanya kuchaunza kwaari. Zvisungo zvitsva zvinogona kutarisirwa kana zvisina kubhadhara zvinorayirirwa muchibvumirano chechikwereti, uye iwe unofanira kunyatsoverenga rugwaro urwu usati waritsigira. Kana zviitiko zvenguva pfupi kune chikwereti chikuru, chikwereti chekubhadhara zvakanyanya kunogona kubhadharwa nemunhu wechitatu, achipa pasipoti yake kuvashandi vebhangi.

Saka chii chinotyisidzira kusina kubhadhara chikwereti? Kungoti pazuva mushure mekunge musipo zuva rekubhadhara mari, chirango che 0.01% chemutengo mukuru chinowanikwa kune chikwereti chose. Zvinotaridzika kuti chikamu chacho hachina maturo, asi zvakakosha kuti uone kuti zvinorehwa sei zuva rega rega. Icho chinotarisa kuti zvichave zvakakodzera kudarika zvakawanda.

Kodzero dzebhangi

Zvakakosha kuziva kuti mhosva yemhosva haina kutyisidzira uyo asiri mubhadhari. Zvisinei, iwe unogona kurasikirwa neimba yako, nedare rekutonga iro richaenda kubhangi. Kana iwe wakatora chikwereti uye iwe uri mubhadharo kwemazuva anopfuura makumi matanhatu, vatungamiri vekambani yezvemari vane kodzero yekufumura imba yako yekutengeserana. Muchikoro chikuru chichaenda kuzokubhadhara chikwereti chechikwereti. Dare rinodhura zvakare rinofanira kubhadhara kune ane chikwereti.

Kuunganidza zvakasimba, kutora kudzoka kwechikwereti, kunogamuchira 50% yemari kubva kubhangi, saka zvinhu zvinodiwa zvemashoko vamiririri vekambani kuti vashande zvakaoma. Zvakakosha kunzwisisa kuti kukundikana kubhadhara chikwereti hachizoperi pasina mhosva - migumisiro inogona kunge inoshungurudza.

Kushingaira kune ane chikwereti

Kurongeka mukati mehutano hwemutemo, vatengesi vanotanga nehurukuro inotsanangurwa yekukurukurirana pamusoro pezvinhu zvinotyisidzira kusina kubhadhara chikwereti. Zvadaro zviito zvavo zvinotyisa. Maererano nemutemo, chechi inotora chikwereti ichi inogona kushanda kudare. Imba yomunhu asingabhadhari chikwereti icharondedzerwa uye inotengeswa pane imwe nzvimbo pamatengo akaderera.

Zvisinei, vamwe vateresi, kuitira kuti vasapinda tepi tsvuku, tanga kurwisa mutsika kune uyo ane chikwereti. Mukati mune nzira dzakasiyana-siyana: vanokugumbusa nefoni, kunyeverwa, vanogona kuzivisa nzvimbo yebasa kana kupfuura vose vavakidzani vane nhau nezvebasa renyu.

Kwenguva yakati, zvikwereti zvakabudiswa pamusana pekushanda kwakajeka kwechikwereti. Pakanga pasina chidiro chekuwedzerwa dhewedhi, asi chiitiko chakaratidza kuti bhanhire raida kuzvidzivirira kubva kusiri kubhadhara chikwereti. Kuti ave nechokwadi chekuti mari yakawanda yemari haina "kumira mumhepo," vatungamiri vaifanira kusimbisa mitemo yezvikwereti.

Scammers uye "vakatendeseka vasina muripo"

Mabhangi anongoronga vatengesi kuva mapoka maviri. Vokutanga ndivo vanonyengera vanotora zvikwereti pamagwaro akaumbwa uye vanovanza kubva kune vamiririri vesangano. Vanotenda kuti haukwanisi kudzorera chikwereti - havangatori chinhu. Chikamu chechipiri ndechevanhu vese, avo vakaerekana vazviwana mumamiriro ezvinhu akaoma. Pose pane chido havakwanisi kubhadhara mwedzi wemwedzi. Kakawanda, vanhu vakadaro vanochinja (zvechokwadi, kwete pachena) kune anopesana nevatori vemuzinda kuti vasabatane nevanopikisana navo, sezvo kutaura navo hakurevi zvakanaka. Saka, zvakajeka kuti matambudziko makuru ndiko kukundikana kubhadhara chikwereti. Izvi zvinopisidzira chii uye chii chingaitika nekupindira kwehutongi?

Kusarudzwa

Kana pane simba majeure mamiriro uye iwe wapera chikwereti chemari yako, haufaniri kuvanza kubva kubhangi. Zviri nani kugadzikana kutaura nemumiririri wake, tsanangura mamiriro acho ezvinhu uye sarudzo pamwe chete kuti ungaenderera sei mune ramangwana. Dzimwe nguva mutengi anogona kutarisira hove duku. Zvisinei, usava nemafungiro pamusoro pekuregererwa kwawakapiwa iwe - mari yacho inofanira kubhadharwa zvirokwazvo, zvisinei kuti bhaganisi ichaenda kune zviyero zvakanyanya. Vakawanda vane chikwereti pakutanga havanyatsonzwisisi kuti kukundikana kubhadhara chikwereti, chii icho mamiriro ezvinhu anotyisidzira uye zvinoguma nei zvinogona kukonzera.

Auction

Kana chikwereti chako chakachengetedzwa neimba, bhangi rine kodzero yekutsvaka kutengeswa kwayo munguva shomanana inogoneka. Vamiririri vesangano vachatsvaga kutengeswa mumatare. Usadzosa kune izvi, nokuti zvivako zvako zvichazotengeswa pamutengo wekuda. Uye haisi chokwadi chokuti mari yacho inobhadhara chikwereti chose nezvikwereti zvayo zvose uye mari. Kana dare rakatonga kuti ripe mubhadharo, ipapo muteresi anongova nehuwandu hwemari, uye mari yakasara inowanzounganidzwa mukuda kwebhangi mukubhadhara chikwereti.

Vamwe vanhu vanogona kugovana zvavanosangana nazvo, kupindura mubvunzo pamusoro pezvakazara nezvisingabhadhari chikwereti, kupfuura chinotyisa. Dare iri rinogara richikurukurirana matambudziko ose ekudzvinyirira muupenyu hwedu. Pano, vanhu vachataura kuti vakabuda sei mumamiriro ezvinhu akadaro, uye kupa mazano. Zvechokwadi, munhu anogonawo kuwana mhinduro kumubvunzo wekuti kana zvichibvira kuti usabhadhara chikwereti zvachose. Asi zvakakosha here kuita izvi? Mushure mezvose, ikozvino munoziva kuti chii chinotyisa.

Mutemo unobvumira bhanhire kutumira chikwereti chinokakavadzana kuti chiwane chikwereti cheimwe sangano. Anosungirwa kuzivisa avo vasina hanya nevarwere pamusoro peizvi. Kana zvisina kudaro, munhu ane chikwereti anogona kukwidza mhosva iyi.

Kana bhizinesi rakaziva kuti muchengeti wacho anonyengedza, anogona kuda kuti masangano ekuchengetedza mitemo anotanga kupomerwa mhosva pamhosva iyi. Zvisinei, munyaya iyi, vamiririri vesangano rezvemari nekwereti vanoda kuratidza kuti chinhu chakadaro chakaitika.