Partners "Alfa-Bank": Pamazita

"Alfa-Bank" - rimwe remasangano Russian systemically inokosha mari masangano. Zviri chevanorwara inoshanda ine chikuru kuvimba vatengi uye vamwe. The sangano inosimbisa kutungamirira mukurumbira pokutanga pakati shanu kupfuura mumusika. Zvakawanda nezvenhoroondo, kubudirira, zvakagadzirwa, vadyidzani "Alfa-Bank", verenga mberi.

zvisikwa

Nhoroondo mbiri sangano rakatanga muna 1990, apo makambani dzokuKupro akasarudza kumisa mubhengi. Nokuti makore 15 noungwaru zvigadzirwa wokutanga, nguva rakatsaurirwa siyana mabasa hombe richikurukura matavi akasikwa, chinozoiswa, shamwari kuti "Alfa-Bank" wokutanga. Asi zvinhu zvokutanga pakutanga.

makore 1990-1996: kusikwa kwezvivako vakaisa pasi nenhungamiro mari mutemo, twa utariri hurongwa. Akanyatsofungwa yokusvika nheyo munhu arambe akabvumira boka kupukunyuka zvemari dambudziko 1995 uye kupinda masangano matatu, umo Eurobonds vokutanga zvakagoverwa.

1997-1998: tirambe nokusimbaradza pamusika, ari kwaita vamwe vatsva, soro ratings kubva vaitungamirira dzakawanda kureva masangano. Diversification: kuwadzana kambani "Alfa Capital". The pakuonekwa chete zita parutivi anoreva nhema kambani.

1999-2000: simba kukura mune remunharaunda richikurukura "Alfa-Bank". Partner mabhanga, mazita iyo anoratidzwa pamusoro pamutemo Website ari sangano, ichipa brokerage mabasa vatengi panguva discounted prices.

2001-2002: kuti chidzoke pamusoro zvizivikanwe itsva "Alfa Insurance". Pakuunganidza Amsterdam Trade Bank (ATB).

2003-2004: kushanda chinhu chounyanzvi chawakaita, "Alfa Bank Express". In Russian musika ari mumakore iwayo akanga vachivimbisa chidimbu midsize mabhizimusi. vanofanira rwezvemabhengi basa iri guru uye inopa kumusika - diki. The itsva purogiramu svikiro kadikidiki mabhizimisi anomukweretesa yambokurukurwa kufungisisa dzakawanda ruzivo uye mudzimba vatengi.

2005: The pasuo kukurukurirana kuchikuva "Nguva Kurarama." uzivi Its wakaradzikwa mune dzimwe masangano mabasa: kudzikama uye kubudirira, kunobva tsika dzakadai mhuri, pachake kukura, kupindirana kwezvinodzidziswa zvido.

zvinogadzirwa

Sangano Zano yakavakwa panheyo yose sezvakaita: The kubhengi inopa yakazara zvakawanda ezvokutengeserana mabasa. Sei "chikwereti" sangano, iye akakwereta mari kuti zadzai kushanda guru, Investments, muronga mari, anoreva nhema.

Somunhu chikamu pfungwa ATB vakanga aibatanidza zvakanakira Dutch pamahombekombe rinezvigaro Russian. Institution kushandisa kutengeserana pakati ari Kishi nyika uye European Union, zvinobatsira kuti Implementation kuti mari inflows kupinda Russian upfumi.

Kuwedzera kutsika mabasa, kubhangi rinopawo chizvarwa chitsva yepamusorosoro zvinogadzirwa kuti kubvumira vatengi kuderedza mubhadharo kubudiswa mari, centrally kushandisa mari Rwako pamusoro paIndaneti.

The kukurukurirana ezvokutengeserana uye mari madhipatimendi akatibvumira kushandisa zviwanikwa zviri yemakambani mari pamusika uye dzinoita mabasa kune dzimwe vatengi mumunda akazobatanidzwa uye acquisitions makambani kushandisa foni, zvokudya maindasitiri, simba indasitiri. Zvakawanda bazi network, shamwari mabhanga, "Alfa-Bank", pakarongwa riri kuramba kuwedzera, uyewo isingachinji algorithm basa - Ndivo zvinhu kubudirira kuti inodiwa kuti vabudirire zvabuda pamusoro pamusika.

shareholders

Nhasi, "Alfa-Bank" vanobatsirwa ABH Financial Limited (Cyprus - 99, 89%), Alfa Capital Holdings Limited (0,11%). The nokupesana Russian Federation ndiye chinoumba mapoka ose. Partners "Alfa-Bank" basa vatengi muCyprus, Ukraine, Kazakhstan, Netherlands, Belarus. Pakati co-varidzi tsika vane vanhu - nhengo Board Directors.

The sangano rinoshanda zvinopfuura miriyoni private 11 uye 130,000 yemakambani vatengi yose. In Russia kunongova chimwe 130 ari 711 pfungwa. "Native" ATMs kupfuura zvidimbu 4,000. Kana cardholders havawani kodzero rakatevera kumba, vachakwanisa yokubva mari iri zviteshi pamusoro nemasangano mari yakadai "kuBaltic Bank", "Rosbank", "Promsvyaz" MTB. Vose - Partners "Alfa-Bank", hapana basa SERVICING kadhi nhoroondo makasitoma ayo.

Financial zvabuda 2014

Maererano rokutanga Masvomhu, mambure yesangano iri sangano yakawedzera 40%. The nhangaruvanze vakava chinokosha munhoroondo zviyero deposits kubva vatengi, uyewo mamwe masangano zvemari. The kuchengetedzeka Portfolio inoumbwa 86% of zvisungo. Nokuti gore kumera kubudikidza mabhiriyoni 90 rubles. Mwedzi 50% nayo iri hwakatamisirwa repo. Net purofiti kuti gore racho mabhiriyoni 65 rubles.

Auto Loans

Imwe nzvimbo dzebhizimisi kukura - kupa zvikwereti kuti motokari kutengwa. mamiriro basa zvinoitika vakavimbika: zvishoma yakatarwa magwaro, kusanduka mashoko, pasi kufarira rates, kunyanya kana motokari rinonyoreswa mu "chizvarwa" kuti kambani yacho inishuwarenzi. Kuburikidza mubhengi chikwereti inogona kutengwa mune motokari pezvitsiga akadai: BMW, Chevrolet, GM, «AvtoVAZ», Opel, Mitsubishi, Chery, Kia, Vaz. Mafomu ichanzwiwa kuburikidza motokari dealerships. Partners "Alfa-Bank" kubvumira kubhadhara zvikwereti ari mapazi avo masangano nokupomera munhu usingashandi vachibhadharisa pakuchinja muripo. Uye boka racho inishuwarenzi mumwechete zita inopa vatengi dzaro mabasa akadai vakavimbika prices.

The yoku- Internet rwezvemabhengi

Muna 2014, kadhi sangano kambani EPAM Systems kwakasimbiswa chikuva itsva paIndaneti kubhadhara. In wake mamwe mabasa kunge rakatangwa. Clients vanogona batanidza pachavo kuti basa "Alfa-Business Online" uye ubudise ari kure mari kwema. EPAM Systems - a-software yokuvaka muCentral uye Eastern Europe. Partners "Alfa-Bank" anoenderera mberi pamwe kusvikira nhasi, ari kushingaira kukura uye supplementing kuti "Business Online" hurongwa. Kuburikidza chirongwa anogona kubata mari, maonero kutengeserana nhoroondo, Export yacho mushoma chero yakakunakira format, kushandisira pachibvumirano pamwe mari, kutumira tsamba chikwereti sangano.

"Kudenga" vadyidzani "Alfa-Bank"

Kubva 2014 vatengi ane chikwereti sangano muUkraine vanogona kuswedera pamwe UIA shoma kadhi Sky Pass pamwe yakatarwa iyi zvakanakira:

• Wana makiromita kana pakuverenga pose;
• vakasununguka pamusuo Business bhokisi chinouraya D Boryspil Airport;
• shandisa mabasa ane nevatarisiri vedzimba basa, inishuwarenzi mu parwendo kunze kwenyika.

Akaunganidza pfungwa inogona kupedzerwa tikiti. Zvichienderana mhando kadhi (World kana Platinum), nokuti mumwe 100 inokwana zviyero kupedzerwa nhoroondo rwunoverengerwa pamwe 8-10 mamaira. Bhonasi activation - 5,000 mamaira. Uye kushandisa kadhi kwegore tichiregeredza yacho yeGmail.END_STRONG achagamuchira kwemimwezve 1500 points. Kutenga tikiti nokuti akasununguka Ukraine kunobvira, wakati akazviunganidzira 10 zviuru. Miles. Kuti achienda Europe zvinoda kaviri nhamba pfungwa. Maererano mepu akapa mazuva 55 nyasha. Maererano nenhamba, pashure 2 nemwedzi vanoshingaira kushandiswa anogona kuunganidza makiromita kuti vakasununguka kutizira EU.

mhedziso

"Alfa-Bank" rakaumbwa kubva kuKupro muna 1990 ne makambani. Makore 25 okuvapo, Zvakatora aitungamirira chinzvimbo pamisika, akagadza pacharo sezvo zvakasikwa chikwereti sangano uye kwakasimbiswa akasiyana richikurukura mapazi munyika. Chinenge guta ose Russian, unogona kuwana ATM "Alfa-Bank". Partners kwemutongo kupfungwa (MDM, ICD, kuBaltic Bank "," Gazprombank ") vanoshandawo vatengi pamusoro dzinokosha ezvinhu.