Risk Kutarisira: dzingangoitika kutadza hurongwa

The chinangwa chikuru ipi basa ndiko kuwana chikuru zvinoita mari shoma ngozi. The kuzvidzora gadziriro unonzi zvinogona kurasikirwa pangozi zvakanaka. Inoitwa subsystems maviri - Zvivako utariri uye kudzora yacho. Ngozi kunobva bhizimisi mumabasa kana mune muitiro zvoupfumi ukama pakati ezvoupfumi masangano, vari pasi kudzora.

Nyanzvi mubasa pangozi Kutarisira - pasi.

Risk Management anoita zvakawanda mabasa:

- kufungidzira uye kuronga, ndiko kutanga mabasa anobvumira kuramba padanho panjodzi mukati urongwa;

- sangano - kusikwa rinokosha maumbirwo mukati kambani, kutarisira ngozi;

- kurudziro - chikurudziro hurongwa nenyanzvi kuti chinobudirira kushanda administrative sarudzo;

- kuzvidzora - kuongorora kubudirira kupindira kuderedza ngozi nhanho;

- murau Kufambisa - kuchigadzirisa zvirongwa zvavo Implementation kuburikidza zvinobudirira nhume uye weboka mabasa.

Kune akawanda nzira kudzora ngozi. Risk Kutarisira anodzishandisa zvichienderana mabasa:

- kana padanho ngozi hahusvikirwi, nzira inonyatsobudirira ndiko kushandisa kutadza;

- kana pane mukana kuderedza nayo, ipapo akashandisa diversification uye hedging, guru uye unhu utariri;

- zvinogoneka kukwana kana kwakakwana kuchinjwa ngozi Somuenzaniso, kambani yeinishuwarenzi;

- kuitwa nzira inosanganisira paumbwe kuchengeterwa kana inishuwarenzi mari kana Implementation dzimwe nzira dzaunogona kubvisa zvinobvira njodzi.

Mhando njodzi inogona kuva:

- inokosha, inobva kwenguva Kugadzirwa zvebhizimisi;

- anodawo yomuka zvakananga nedanho Implementation chirongwa kana zvoupfumi mabasa;

- zvemari, conjugated pamwe guta Nokurasikirwa;

- reputational kuziva mamiriro boka mumusika.

Zvichienderana pavo, uye dzinoumba yoga chikamu mafungiro. Somuenzaniso, mari ngozi Kutarisira zvaishandiswa mari mabasa uye ndiyo hwaro kushanda zvikwereti siyana uye zvemari masangano.

Pokutanga nzvimbo ngozi Kutarisira takatsunga zvichienderana zvinonyatsorehwa nokuongorora nechitarisiko uye munyika zvinhu kupesvedzera zvinogona ngozi mabasa imwe vachida.

Chinangwa chikuru chemusha pangozi Kutarisira ndiwo kuzivikanwa uye kupatsanura zvayakaipira, kusarudza mabhuku uye nzira inishuwarenzi kwavari, avo minimization kana Kuramba muzvirongwa rakakwana, kana paine mukuru ndingangokuvara zvinokosha nezvinhu. Zvinobudirira njodzi Kutarisira chikuru chikuva kuti vabudirire uye kunobatsira kukura wekambani. Naizvozvo, zvinokosha kuti kubhadhara kunonyanyisa nzeve! Zvino unogona kutaura mamwe mashoko anokosha kukubatsira kutama mugwara.