Sei mabhanga dzakavharika? Sei "Mutumwa Bank" Bazi anovhara?

Sei mabhanga dzakavharika munyika yedu? Zvirokwazvo nyaya iyi chokuita akawandisa vagari. Nhasi, vokuRussia akaramba zvikwereti masangano anenge gumi tiririyoni rubles. Hazvina kutora nguva yakawanda kuti nguva apo Central Bank akatanga vanoshingaira kuchenesa mari masangano, ndiko kuti nhasi. With inotyisa kakawanda foromani anoramba zvemari sangano marezinesi. Chokwadi, pamusoro colour vomunyika yedu vanonetsekana: sei nemabhangi dzakavharika? Imwe nzira kana mumwe, asi pasina rezenisi mbiri sangano - ndiwo anozviita of Central Bank. Chii chaiva chikonzero seri chokwadi kuti akatanga hombe cheki mumapoka avo? Sei mabhanga vari pedyo Russia? Funga nezvemibvunzo iyi zvizere.

zvikonzero

Zvinofanira kucherechedzwa kuti pane zvikonzero zvinoverengeka nei tsentrobankovskuyu okuchenesa.

Pakati pavo buda nengozi Mutemo nokure achirumbidza, ichipa mashoko venhema, kuita kufungira kwema, nekupinda mari kunyoreswa zviri pamutemo zvirongwa, unobva kwemhosva. Ndicho chikonzero nemabhangi dzakavharika nevatungamiri.

Uyezve, hatifaniri kukanganwa kuti izvi zvinobatsira kuti nenzvimbo yacho rwezvemabhengi zvekutepfenyura, wakawedzera makwikwi, uyewo tightening mitemo pachinhu guta.

nyanzvi pfungwa

Most vanoongorora zvemari kugovana maonero kuti muitiro "kuchenesa" rwezvemabhengi masangano ichiri kure mukunopera. Dzivisa nezvemidzimu kana kuti revocation of rezinesi kuti zvikwereti masangano ungangova. Imwe nzira kana mumwe, asi mari mari uye kuchinjirwa kune Payroll kadhi - ichi ndicho chete kuchengeteka pamutsago nokuda vakawanda, izvo zvinobatsira kuti vapukunyuke dambudziko iri rwezvemabhengi zvekutepfenyura.

Chero zvazvingava, vokuRussia vane shoma sarudzo, uye vachagara tichikufunga kunge kuzodzosera anoshandura kuvimba rwezvemabhengi masangano. To mukuru pamwero uyu unoshanda rokutengesa makambani vanoita zvemari kwema vachishandisa kumahombekombe chinja. Zvisinei, vanhuwo vagari, akapiwa chokwadi kuti vane hanya mubvunzo: "Nei kuRussia, kuvhara mabhanga" - kashoma kuti uchida kuchengeta mari dzavo pasi pamutsago. Vanogona zano kusarudza zvemari maumbirwo kunyatsotevera.

Makore mashanu chete kare supervisory simba kwaiva akavimbika kune nyanzvi mabasa chikwereti masangano. Saka nei mabhanga dzakavharika dzose nguva ikozvino?

Yanhasi tightening matanho kunangidzirwa zvikurukuru kuti kuhwina akarasika kuvimba wezvizvarwa.

Chii nzira kutarisa rezinesi

Iva nechokwadi chokuti kubhangi asingadi kutora rezinesi iri Yepamutemo portal of Central Bank.

Imi chete vanofanira kutaridzwa zita bhengi kutsvaka zvekuvaka tambo - uye hurongwa achakuudza anonakidza. Zviri fanira kujekesa mubvunzo kana Bank wako chikamu dhipoziti inishuwarenzi hurongwa. Kana mhinduro kwayo, mumamiriro ezvinhu ane chiitiko insured, Hurumende compensates iwe kusvika mamiriyoni 1,4 rubles.

Kuwanda yakabviswa marezinesi inokura

Muitiro "kuchenesa" pamusoro rwezvemabhengi zvekutepfenyura akapinda Paunotanga panguva apo pambiru musoro Russian Central Bank akatora Elvira Nabiullina. Chete migumisiro gore asati marezinesi yakabviswa kubva 32 masangano zvemari. Chikonzero ichi vaiva kutyorwa dzakawanda dziri pamutemo kuumbwa. Vakadzivira rwezvemabhengi masangano akadai "Investment Bank", "Rublevskiy" Bank AB "Pushkin", "Tenzi-Bank", "Bank chirongwa mari."

ngozi mapazi

Kuti pakanga pasina nhokwe, Central hutungamiri vakarambidza vashandi vayo kushuma ruzivo pamahombekombe hurongwa pangozi. Pasinei neizvi, munzvimbo achazoburuka kugara kuoneka "mutema ndandanda" mari masangano. Zvisinei, vakuru vakuru zano haana kuvimba ruzivo urwu, richitaura kuti foromani iri rwezvemabhengi zvekutepfenyura hauna kuitirwa kupa chero Zvaifungidzirwa panyaya iyi.

Zvokuita kana kubhangi rezinesi yakabviswa

Kana mumwe chikonzero kana mumwe chikwereti sangano yakarasikirwa kwayo rezinesi, mutengi inosimbiswa zvakazara kana kukwana muripo mipiro yavo.

Sezvatotaurwa, ndiko kuwanda kusvika mamiriyoni 1,4 rubles. Kana bhanga iri pandandanda nemasangano anopa dhipoziti inishuwarenzi hurongwa, kuti Faa vashandi kwevhiki mbiri mushure Bhuku revocation mashoko achaita udza nemhosva yacho rezinesi, apo chaizvo achakwanisa kuwana mari dzavo. Kana dhipoziti huwandu zviri kupfuura yakatarwa muganhu, rimwe chikamu anogona kuwanikwa anenge pakarepo, uye mumwe - mukufamba pamutemo kugumiswa kubhengi racho. To zvose "ropa" kwavo, nyanzvi dzinokurudzira kuti kuchengeta mari dzavo dzakawanda chikwereti nemasangano nekukurumidza kunhonga.

Mamiriro ne "Mutumwa Bank"

Wandei ago, vezvenhau yakashuma kuti rurege kushanda dhipatimendi "Mutumwa". Izvi zvakare yakashuma paIndaneti nzvimbo tsika zvemari. Sachigaro bhodhi Eugene Davidovich akapa netsanangudzo nei "Mutumwa Bank" Bazi anovhara.

Akati kuti mari painenge ichinetsa nhasi, zvose masangano zvemari vari kuita zvose zvavanogona kuti kuderedza vavo mari. "Mutumwa" - hapana anosara. Kwakasarudzwa kuti kuderedza uwandu mapazi, uye ipapo uwane mari yakawandisa rendi mahofisi nzvimbo, kushambadza, muhoro revashandi. sangano, vatengi vanogona kunakidzwa zvose zvokusarudza kuburikidza "Internet Banking" uye "Mobile Banking".

Matavi "Mutumwa" richaguma kupa mabasa rekukwazisa rose rakaoma zviyero zvainanga kubviswa yavo chinozoiswa.

mabhanga Russian havachavimbi chivimbo

Vakawanda vanonetseka: "Nei pedyo kubhangi nhoroondo vagari venyika yedu" Uyu muitiro kwakawedzera mumakore achangopfuura. Chokwadi, chikuru chikonzero ndechokuti vokuRussia vanotya kuti vakachengeteka pachavo mari dzavo vari mumhuri rwezvemabhengi masangano. Maererano nenhamba, inenge $ 60 billion vari girazi makate kana glued pamwe silicone guruu wallpaper. Munguva upfumi dambudziko, maererano vokuRussia, ngozi yokurasikirwa mari yavo yakawedzera kakawanda.