Vashandi vechikwereti kune mumwe nomumwe - chokwadi chiduku kubva kumuongorori

Basa rinozivikanwa zvikuru rinopiwa nemabhengi ezvokutengeserana. Uye hazvishamisi, sezvo rudzi urwu rwekukweretesa runogona kuunza mari yakawanda yezvemari yenyika yedu. Izvi zvinokonzerwa nehuwandu hwemari. Saka, kwegore nekuda kwemakomisheni uye muzana mutengi anodarika makumi mana kubva muzana kubva mumuviri wechikwereti.

Vashandi vechikwereti kune mumwe nomumwe: mamwe maitiro

Misika yekutengesa ndeyevanhu, vashandi vashandi. Mari yechikwereti inopiwa chete kuvashandi vashandi. Mari yezvikwereti inotarisana nehukuru hwemari yekupedzisira. Kunyange kana kushambadzira kwebhangi kunotaura kuti iwe unogona kuwana mari yakawanda yemari, inenge iri chikwereti ichaverengwa chete zvichienderana nehuwandu hwemari yako. Nenzira yakawanda, chikamu chikuru chemari chikwereti inenge mitatu miripo. Mune ramangwana, kana mubhadhari achizadzikisa zvisungo zvaro panguva, bhanhire rinogona kuwedzera muganhu kusvika pamwedzi wepamwedzi wepamwedzi mibairo yewakwereta.

Nhamba yemari inotora chikwereti kune vanhu mumwe nomumwe yakakwirira zvakanyanya kudarika zvimwe zvikwereti zvekwereti. Izvi zvinokonzera kukwidzikidzwa kwekwereti yakakwirira : chaizvoizvo, rudzi urwu rwechikwereti haruwanikwi nehutano. Mukuwedzera, kune nguva dzose njodzi yekudzinga munhu kubva kubasa, uye pashure pacho kuitika kwezvokubhadhara mari. Pfungwa yakadaro sechepasi mubhadhati chikwereti ndiyo nzira yekudhinda yemakambani emari. Nebhadharo yakaderera, haazobatsiri kubhangi.

Zvinokurudzirwa kuti uzvizive nemitemo yemutero usati wasarudza bhengi wemarikwere. Pane nguva apo iwe unogona kunzwa imwe chete yezvibereko muhutsva, asi chaizvoizvo kune ikozvino mwedzi kumisheni, inshurendi nezvakadaro.

Ko bhagi racho rinotarisa chikwereti apo paine chikwereti here?

Bhengi rimwe nerimwe rinoshandiswa zvakare uye rinoedza kuderedza ngozi dzaro. Saka, apo vanokwereta vachitsvaga chikwereti chevatengi kune vamwe, bhangi inoita cheki rakazara.

Chokutanga pane, uyo akwereta anotaridzirwa kuburikidza nekodhi yekodhi yemabhuku (BKI). Kana iwe wakatotora chikwereti, BKI ichabudisa ruzivo pamusoro pekubhadhara kwayo kubhangi, uyewo kuumba kukosha kwako. Izvo zvakare kusarudzwa kwebhangi pakweretesa kune anokwanisa kukwereta kunoenderana nemashoko aya.

Mubhengi rimwe nerimwe, nzira yekuenda kuchikwereti yakasiyana yakasiyana: vamwe vanotora mashoko pamusoro pemakore maviri akapfuura, vamwe vanotora makore mashanu.

Ndinodawo kucherechedza chikwereti chevatengi pasina zvinyorwa zvekuwana mari. Nhamba yezvikwereti zvakadaro yakanyanya kuderera kupfuura ine zvinyorwa, uye iyo inotora yakawanda kwazvo. Nokudaro, kushandiswa kwechikwereti ichocho kunorumbidzwa chete mumamiriro ezvinhu akaoma.

Mazuva anodiwa kuti aongororwe nevanogona kukwereta

• Iwe usati watora chikwereti, unofunga kufungisisa nezvechinhu ichi. Pasina zvakawanda zvaidiwa, usatora.
• Cherechedza chokwadi chokuti zvakanyatsobhadhara kubhadhara chikwereti, izvo hazvipfuuri 25% yemutengo wako. Muchiitiko ichi, akakwereta achava nemari isina mari, inotarisirwa kune zvimwe zvido.
• Hazvina kudiwa kutora chikwereti "kumaziso eziso", sekuchinja kwako mubhadharo kune rumwe rutivi ruchatungamirira kune kuonekwa kwekudarika kwechikwereti.
• Cherechedza nhoroondo yako yechikwereti, nokuti hauzive chii chinogona kuitika muupenyu, saka fungisisa remangwana.