Bank "European", Kaliningrad. Zvikwereti uye deposits. Sei rezinesi yakabviswa?

Kubva nguva nenguva musimboti pamahombekombe anoita vakaronga kunopinda kuti zviripo masangano zvemari. Panguva iyoyo kunosiya chinokosha uye zvinovimbisa vatambi. Simba uye hazvikubatsiriyi pazvinhu izvi hakuna rombo. Panguva ino, kubhengi "European" (Kaliningrad) akauya pasi kupisa ruoko controller. Ndechipi chikonzero kudzokorora rezinesi? Uye chii kutapwa pamahombekombe?

Brief pakanyorwa "European"

Bank "European" akatanga mabasa ayo Kaliningrad muna 1991. Pakutanga zvakanga akanzi "Baltkonversbank". Pashure anenge mana makore sangano zvemari zvakanzi kurongwazve uye pakuzivikanwa so "European" kubhengi.

pakutanga kwake ndiko kushumira wepamutemo masangano, saka pakati vatengi yacho kubhangi vaiva vakuru huru metallurgia, muchina-building, nezvifambiso uye kuvakwa makambani, uyewo yemakambani vatengi vari nechiso vane vanhu veguta nekudunhu.

Bank "European" (Kaliningrad): ATMs, uye varidzi

Up kusvikira kubhengi kuti vatengi vanenge 4,000 varidzi makambani siyana uye makambani makuru. Sezvo kwayo kuvhura sangano kuvandudza ayo mwero basa uye kwakasimbiswa yayo bazi network, izvo rinoumbwa madhipatimendi matanhatu uye vanenge 29 ATMs.

Masangano First akavamba vaiva makambani zvinotevera:

• "Taura Bank";
• "TsentroVEKS";
• STC "Zivisai";
• "Development Fund veguta";
• VEF "Kaliningrad Itorg".

Kubva December 2012 kusvikira kutanga 2014 chikuru mukutsirani kwemutongo sangano aiva kambani "Iluzanion Consultancy Limited" migove, vakanyorwa muKupro. Uyewo chikamu migove kubhangi kuti vaiva vasiri hurumende mudyandigere Fund "Regionfond" uye vashomanana.

Kusvikira nguva kurega zviri rezinesi "European" akatora 245 nzvimbo kune chepamusoro pakati pemahombekombe nokuda zvakarurama zvinhu. mambure haibatsiri kumucheto musangano waiva mamiriyoni 124,6 rubles. Panguva iyoyowo mugove nokururama anoenderana mamiriyoni 980 rubles, uye uwandu yesangano - mabhiriyoni 9,84 rubles. Zviri akatsiga saka uye zvinovimbisa aiva kubhengi "European" (Kaliningrad). Achinje rezinesi kuti sangano iri zvemari yakanga December 2014. Ndechipi chikonzero? Uye nokuti kubhangi kwakatungamirira nemigumisiro ipi?

Sei kubvisa rezenisi iri mubhengi?

Zvikonzero revocation of "European" rezinesi kubva kubhengi vashoma. Mumwe wavo ari matambudziko mari "Investbank", izvo, oddly zvakakwana, dzakachinja zvinenge masangano ose nharaunda.

Panguva iyoyowo runyerekupe nezvokuti dzakawanda masangano zvemari mune Kaliningrad uye nharaunda yacho uyewo ndakamirira unenviable mugumo. Somugumisiro, pasi mahwindo zhinji chikwereti masangano, kusanganisira "European" kubhengi (Kaliningrad), paiva vazhinji mwoyo depositors.

Nemhaka akadaro kukuru nhokwe kubhengi vamiririri dzakamanikidzwa muenzaniso zuva panogumira $ 10 000, kuti kuderedza manzwiro uye kuderedza water drainage kuti guta. Zvisinei, kunyange matanho aya anoshamisa havana akabatsira: mutsika makambani akaita bhizimisi uye zvinhu zvigadzikane "European" kuzununguswa.

Chikonzero chechipiri zvinoreva regulator pacharo, kureva policies mukuru-mukana sangano, mufambiro zvirwere, uye kuisa vakaronga nhau mitemo, uyewo kusavapo kubhengi mari yacho chikwereti. Maererano rokutanga mashoko, kubhengi "European" (Kaliningrad) yakanga yava kuda kusauka, sezvo vane kunaka nepakati (mabhiriyoni 1,3 rubles).

Ndezvipi zvakaipira kurega pamusoro rezenisi iri mubhengi?

Mushure revocation pamusoro rezenisi iri "European" zvokungoitawo Kutarisirwa rakavambwa regulator, bhengi akamisa nekuda okisheni, uye "Deposit Insurance Agency" akadzokera makambani tsika mari vanenge mabhiriyoni 3,7 rubles.

Ndiani yatenga "European" panguva mutswanda mutengo?

Muna January gore rapera, kubhengi "European" (Kaliningrad) akanga akawana Bank "Saint-Petersburg", mukati matatu zvikuru uye pakukura masangano zvemari muRussia. Kutenga poluobankrotivshegosya Bank mutengo kuti mutengi mamiriyoni 625 rubles.

Chii chakaitika kuna "European" vatengi?

Muna January gore rino, mutengi anga vagara vose pamutemo zvinhu, uye pakupedzisira akava dzakazara muridzi "European". Zvikurukuru pashure kutenga pamahombekombe akatora kudada nzvimbo lineup hofisi samambure kubhengi "St. Petersburg". musoro wake raiva aimbova sachigaro kamwe vachibudirira, asi ikozvino kusauka chikwereti sangano Dmitri Danilov. Uyewo, vose vatengi aimbova "European" akakurumidza zvaitambidzwa basa kubhengi "St. Petersburg".

Uyezve, nzvimbo kubhengi "European" (Kaliningrad) haana kuchinja zita rayo nzvimbo uye akapotsa kwete nemaziso achinja. Akaramba kufanana zvakaita. Asi panzvimbo iri kare kuitwa pamusoro "Saint-Petersburg".

Weiko zvigadzirwa zvaipiwa pamahombekombe "St. Petersburg"?

Parizvino, Bank "Saint Petersburg" anopa zvikwereti kune yemakambani vatengi uye vanhu. Somuenzaniso, vanhuwo vagari anogona kushandisa kuti bestselevoy "muhoro" (kusvika mamiriyoni 1,5 rubles), "Classic" (750 000) kana "Affiliate" chikwereti (50 000-750 000). The chimbadzo pamusoro zvirongwa zvakadai inotanga pa 17.5%.

Rinopa aimbova "European" kubhengi (Kaliningrad) zvikwereti uye ezvokutengeserana vatengi. Somuenzaniso, vamiririri diki, svikiro uye makuru mabhizimisi kuwana kurumbidzwa kuwanika uye kukura dzebhizimisi. It inoshandisa overdraft zvikwereti, akapa mari uye kushanda zvikwereti guru.

Uyezve, basa munhu zvichienderana akaita Entrepreneurs, akaita nzvimbo uye mari kuzvipatara, inopa zvokutengeserana mari uye kure rwezvemabhengi.

Ndezvipi zvipo zvinogona wakabudiswa mubhangi "St. Petersburg"

Kuwedzera anokwezva chikwereti zvirongwa, rinopa aimbova Bank "European" (Kaliningrad) deposits mu National uye dzimwe mari. Somuenzaniso, purogiramu "Deposit Online" inopa nokuda kwokuripirwa mubereko panguva vakura, ane interest kuti 10.4% chete annum, uyewo kusarudza kusarudza mumwe, kana munhu wakaiswa izwi. Chimwe mupiro kuna "Prestige" zvinoratidza Quarterly mubereko muripo yevanhu 9.2%, mukana dovnosit mari iri dhipoziti.

"Strategist" inopa nokuda kwokuripirwa mubereko panguva vakura, kugona dovlozheniya mari, uyewo mwero 10% chete annum.

"Namatatu muhoro" - chirongwa yakagadzirirwa varidzi Payroll makadhi. Zvinosanganisa pamwedzi capitalization kufarira, mano mimwe mipiro, chimbadzo kuti 8.5%.

Uyewo, pane dzimwe deposits "mudyandigere", "nzira", "On Raidiwa", "Mhanya" uye "rentier".

Parizvino, Bank "Saint-Petersburg" inopa rubatsiro kune bhizimisi, private vanhu uye ezvokutengeserana vatengi. Inogona kushanda wose anogara Kaliningrad nekudunhu.