Iko kupi nhamba yekadhi yebhangi uye nei ichidiwa?

Ndeipi iyo nhamba yemakadhi ebhengi inoratidzwa ? Vagadziri vemutakuri wacho pachavo vakarova iyo pasi pekati pekatikati pepakati pepakati pepurasitiki. Zvinofanira kuonekwa kuti makambani mashomanana chete anogona kuita makadhi pachavo nokuda kwebhangi rekubhangi muRussia (Goznak, Novakard, Sitronics, Aliot, Rozan Finance, Organ Zelenograd), nokuti teknolojia yekugadzira Icho chakaoma kwazvo (4 zvikamu, chidimbu, kushanda mune imwe chikwata chakakosha nekubatanidzwa kwevanhu vanogadzira magnetic strips, kuiswa kwechips). Asi kutengesa, chipo nemamwe makadhi anogona kurongerwa mumakambani akajairika.

Mumufananidzo tsanangudzo yakavanzwa

Kana iwe ukatarisa nzvimbo iyo pabhangi "plastiki", apo nhamba yekadhi yebhangi, iwe uchaona mutsara unoshamisa we nhamba, imwe neimwe ine chimwe chinhu chinokosha. Somuenzaniso, chidimbu chekutanga chinoratidza mhizha yakabudisa kadhi rino. Pamitambo yebhangi, iri 6 (yakakodzerawo kutengesa). Pamakadhi emakadhi ezvitoro, chiyero chekutanga chinogona kuva "3", izvo zvinoreva kuti uri wezvivaraidza sphere.

Kubva kumatare akamira apo nhamba yekadhi yebhangi, unogona kuwana nhamba yekuzivikanwa kwebhangi (BIN) yechikwata chekwereti chakabudisa "plastiki". Aya ndiwo mazano matanhatu ekutanga, ayo ayo okutanga anogona kuratidza huri hwehutori (Visa, Maestro kana MasterCard). Nhamba yacho, kubva pachinomwe kusvika kune imwe yepakutanga, inosanganisira data kune mumwe munhu. Pano unogona kuwana ruzivo pamusoro pebazi, mari, kuwanika kwekombiyuta yezvigadzirwa, nezvimwewo.

Zvinowanzodiwa

Kutarisa kudii yekupedzisira mumutsara uko pane nhamba yekadhi yebhangi, unogona kuona nhamba yekuongorora. Icho chigumisiro chemashematical algorithm yakashandiswa uchishandisa maverengi akare. Mukuwedzera, pane zvimwe zvibatanidza zvekusimbisa kadhi kana kusarudza kubvumirana kwayo. Izvozvo zvinowanzoratidzwa zvakananga nenzira yemwedzi uye gore, uyezve, kune rumwe rutivi unotarisa zita nezita rebhangi, zita nezita romuridzi weChirungu, chiratidzo cheimwe kana imwe nzira yokubhadhara, nhamba yebazi rebhangi apo kadhi rakabudiswa, nezvimwewo. Rutivi rwakatarisa runowanzo rine magnetic strip, iyo nzvimbo ine sachiratidzo sendimi adjoins. Kunyange zvazvo ichangobva kubudiswa, kusanganisira mapepa, uko zita rekushandisa risingadiwi.

Pane iyo nhamba yekadhi yebhangi iripo, inogona kufarira avo vanoda kuibhadhara kuburikidza neInternet. Zvisinei, inofanira kurangarirwa mupfungwa kuti mune dzimwe nguva ingasava nhamba yekadhi, asi nhamba yekambani inosungirirwa pairi, pamwe chete nedheta pamusoro pekambani yevanyori uye bhandi imwe yemutemo wekambani yechikwereti. Inoratidzwa muchibvumirano chebasa rebhangi uye rinou (panguva ino) yemakumi maviri mapikicha. Nokudaro, kana uchiverenga kuti zvakakosha kuti ucherechedze kuti ndezvipi zvakanyatsotarisirwa zvinodiwa.

Tinoshandisa zvakanaka

Apo nhamba yekadhi yebhangi yaunoshandisa, ingada kuziva vakawanda vasina kuchena. Saka, haifaniri kubudiswa pachena. Kunyanya inosangana ne "Visa Classic" uye yakazara "Mastercard", iyo yakakodzera kuverenga paInternet. Aya "mapurasitiki" aifungidzirwa achinetseka, nokuti paaipedza basa nekushandisa kwavo, nhamba dzepamusoro dzakanga dzisati dzakumbirwa nguva dzose. Kuverengera kwavari zviri nani kugara vachiongororwa nekuwana SMS. Zvishoma kudarika kune zviito zvisina kutenderwa makadhi "Maestro" kana "Momentum", yakabudiswa, somuenzaniso, ne "Savings Bank".