List kuti ropafadzo ounyanzvi hwokugadzira. The mazita ounyanzvi hwokugadzira kuti zvaunoda mudyandigere

The mitemo inopa zera mureza zvose vakadzi 55 makore uye varume makore 60 okuberekwa vanotumirwa pamusoro zororo. Zvisinei, mutemo uyu ane kunze, inova mazita ropafadzo ounyanzvi hwokugadzira. Ivo vanoonekwa ne zvakawedzera kunzwisisa basa uye ngozi. Sezvo nekuripira zvakakanganiswa kuti hurumende utano achibvumira pamudyandigere.

The pamazita sika vakatsunga zvaunoda kunoita kushanda ezvinhu utano vashandi inokuvadza. Vamwe unyanzvi vave kuiswawo pakati pemazita ari remakore rapfuura, asi pamwe veMubatanidzwa michina mitsva uye mabasa matsva, mazita kuwedzerwa.

mazita

Muna 1991 iye akabvuma pamazita ounyanzvi hwokugadzira kuti zvaunoda mudyandigere. Zvivanakire, zvakanzi muzvikamu zviviri. The mazita zvaisanganisira zvose zvinokuvadza uye ngozi kuutano basa. Izvi mazita anobatsira kuona chii muripo vanofanira kugamuchira mugari, uyewo chii zvimwe zvikomborero zvinofanira kupa.

Vamwe Mapato vemunyika hunomirirwa mazita aya kungava kuzoshanda mamwe makomborero ari muchimiro:

• neb kushanda vhiki;
• awanda muhoro;
• vakasununguka achienda plesieroorde siyana;
• kwenguva ngavabude pagore;
• pamudyandigere.

The pamazita kubatsirwa inopiwa nemirayiro batana. Maererano nenhamba, vanenge 40% kuti nyanzvi mubasa kugadzirwa inokuvadza zvinhu. Kuti zvimwe kubhadhara kwakakanganisa utano basa, Hurumende akapa pasi ropafadzo ounyanzvi hwokugadzira, rakakamurwa nezvemarudzi maviri mazita.

musiyano mazita

Vakapa hurumende ounyanzvi hwokugadzira classifier ndiko gwaro anoratidza mazita ngozi sika. Nguva nenguva rinoronga weekly uye vaisanganisa pamwe unyanzvi hutsva.

Musiyano iri mwero kwokuomerwa basa. In wokutanga pasi akanyatsotaura kuti Bazi Labor inokurukura ngozi zvikuru. Chechipiri mazita anoratidza kutengeserana ose inokanganisa utano, asi hamuzi chinhu chaiyo ngozi. On hwaro ichi, vanhu vakawanda vawane makomborero pamwe ounyanzvi hwokugadzira wokutanga pamazita. .

Pamazita 1

In chete mazita ropafadzo sika (ichangobva shanduro) vanobatanidzwa unyanzvi vose zvavo mabasa. Chokutanga Pamazita zvinosanganisira:

• mabasa pevhu;
• kuchera Mabasa;
• ounyanzvi hwokugadzira zvose simbi;
• Oil indasitiri;
• gasi dzokubudisa uye kugadzira;
• makemikari indasitiri;
• petrochemicals;
• Gas chiteshi vashandi;
• Navy wavatariri;
• ounyanzvi hwokugadzira chokuita kukura redhiyo uye midziyo yemagetsi;
• Staff munyaya pagadzirwe Pharmaceuticals.

Uyewo, zviri zvinosanganisira unyanzvi zvose chokuita dzokubudisa uye kubudiswa esimbi.

Pamazita 2

Pane zvakarongwa pamusoro ropafadzo ounyanzvi hwokugadzira rechipiri re:

• Vashandi vezveutano;
• ounyanzvi hwokugadzira chokuita kubudiswa nesimbi, marasha;
• zvokudya indasitiri vashandi;
• railways vashandi.

To Top 2 chinosanganisirawo vanachiremba evanhu kuchengeteka uye navamwe ounyanzvi hwokugadzira.

Early mudyandigere

Rokutanga uye rechipiri mazita ropafadzo ounyanzvi hwokugadzira achibvumira pamudyandigere. Izvi mazita kufungawo basa rakaoma womunhu, ngozi basa. hurumende yeRussia mvumo mutemo kunopa kuti mangwanani pazororo, kana kuti anogona kuchinja zvinhu kuti nyore uye ngozi. Mukupera nyaya, kubatsira uye kuripwa pamwedzi pensions vachaponeswa.

Output ezvinhu zororo anoratidza chirongwa chitsva. List kuti ropafadzo ounyanzvi hwokugadzira kunosanganisira kutsanangura mamiriro ezvinhu anofanira vaisangana vachiri mbudo zororo.

Varume vane basa muwisira pamazita ounyanzvi hwokugadzira kune zvaunoda mudyandigere wokutanga anofanira kuva ruzivo kwemakore anopfuura gumi ngozi sika. Maererano wechipiri pamazita vanhu mutemo unoti ruzivo kwemakore maviri nehafu refu. Pashure paizvozvo, vanhu vose anowana mukana mberi kupinda zvaunoda mudyandigere. Vakadzi vaiita mabasa kubva pakutanga list, anofanira kuva chiitiko makore anopfuura manomwe nehafu, uye wechipiri - hapana asingasviki gumi.

Mudyandigere inofanira kugadzwa varume vakagumbuswa pamazita ounyanzvi hwokugadzira kune zvaunoda mudyandigere wokutanga, kana zvachose basa ravo ndiwo makore 20, izvo hafu vavo inogarwa basa ngozi. In zvaidiwa chokuratidza ichi chinogona kupiwa mudyandigere sezvo mangwanani sezvo makore 50. Vakadzi vanogona kushandisa kuti accrual kuti makomborero pasi mukuru ruzivo makore 15, iyo hafu nguva vaishanda mumamiriro ezvinhu kuti utano. Age vakadzi panguva imwe chete inofanira kuva makore asingasviki 45.

Enda zororo vanhu kubva rechipiri mazita anogona kuva zvachose basa ruzivo makore 25 (nokuti vanhu) makore 20 (vakadzi). Age varume panguva imwe chete inofanira kuva makore 55 okuberekwa, uye vakadzi - makore 50.

Dzimwe nguva zvinoitika kuti munhu haasi kukwanisa kupedzisa pamberi oga ngozi sika. mamiriro ezvinhu akadaro kufungawo mudyandigere Fund. List kuti ropafadzo nenyanzvi zvinopa mukana kupinda mangwanani pazororo kunyange nokusava ruzivo. Chokwadi, izvi zvingaita uwandu mudyandigere.

Where kuswedera pamudyandigere

Kana jekiseni muimba yokutanga uye mazita mugari yechipiri vanofanira kushandisa kuti mudyandigere Fund (hereinafter raireva PF) pamwe workbook. Pahwaro mashoko mairi machinda PF kusarudza kupa zvaunoda mudyandigere kana kwete. Kana workbook rine mashoko okuti, zvikanganiso kana zvakajeka ushandiswe ruzivo, izvozvo kunodiwa kupa mamwe mapepa achiratidza ruzivo. Zvinosanganisira:

• t54 zvakaumbwa kadhi;
• asi vashandi nyora nguva Tracking;
• kunyoresa kadhi pamwe vashandi dhipatimendi.

Mukuwedzera, zvinotevera zvinyorwa vave pasi kuti mudyandigere Fund:

• pasipoti;
• SNILS (snils);
• Kushandiswa nokuti mudyandigere.

Pashure kubvuma chikumbiro vakuru PF ndikukumbirei yekusimbisa kuti basa, izvo inoshandisa mugari anopinda classifier ounyanzvi hwokugadzira kuti zvaunoda mudyandigere. Mune zvisingawanzoitiki nguva yemberi pamudyandigere akakumbira kuti pave medspravka, izvo zvinoratidza kuti basa basa kwakaita kuti vakaremara.

Kuramba kugadza zvaunoda zvikomborero

Pashure pokuongorora zvinyorwa, PF nyanzvi inogona kutora kunaka mutongo kugadzwa munhu akaderedza mudyandigere, mururamisire kuramba. Zvikonzero mhinduro inogona kuva:

1. Unconfirmed chokwadi basa mugari mu chirimwa ichi.
2. The pamutemo basa iri rirege dziri rudzi basa.
3. Kushaikwa uchapupu basa.

Kana vasingabvumirani havashiviriri mumwe mugari kuagamuchira anogona kushandisa kuti dare pakushora PF mhinduro.

Kodzero zvaunoda mudyandigere

mugari ose, uyo anoshanda panguva boka, apo kushanda mamiriro vari utano, vanofanira kungwarira "misungo" kuti zvakamumirira kana waita kuderedzwa mudyandigere. Munhu wokutanga kuita zvikanganiso ari mapepa wayo utongi - ndiye mushandirwi. Kazhinji basa zvibvumirano haaratidzi ngozi nokuda upenyu uye utano yevashandi, ndokusaka ari kunyimwa kodzero dzokuwedzera Kushivirira kukuvadza, uyewo mukana wokukurumidza kurega basa. Kuti zvisaitika, unofanira kunyatsoongorora kuverenga mashoko ari mabasa chibvumirano. Zvinokoshawo:

1. Vanoramba kuongorora munhu zvichienderana nemaonero basa ravo. Kana kutsvakwa, chero mushandi anekodzero kukumbira mashoko chete chiitiko ichi hakuvaki sika.
2. Kuongorora rakakodzera kubhadhara kuna PF.

Zvinokoshawo kuti kuongorora zvinodiwa nebasa zvinyorwa, kuti pakanga pasina zvikanganiso, basa vanotaurwa. Inofanira kupedzwa zvakarurama uye pasina rimwe achasvibiswa.

Zvaunoda pensions nokuti northerners uye vanhu vedzimwe ounyanzvi hwokugadzira

Program-mazita ropafadzo ounyanzvi hwokugadzira rinoratidza chikamu chinokosha nyanzvi. It kuwana vagari kushanda kuchamhembe. zvakafanira kushandira chinangwa mudyandigere haidereri pane makore 15 (hwakanyanya kuchamhembe) uye makore 20 kuti MPCS. Vakadzi, akapa Kureba basa kwete zvishoma pane makore 20 uye vanhu - makore anenge 25.

pane mazita duku ounyanzvi hwokugadzira mu mitemo wokuRussia, kuburikidza icho vanhu vanogona kuvimba zvaunoda vanobatsirwa kwemakore ebasa. Zvavaida zvimwe majors, dzakadai Vanodzidza, vatyairi bhazi uye dzimwe mabhazi.

Kana tichishanda muminda siyana uye panguva dzakasiyana-siyana ngozi sika vanogona chizivano mudyandigere, nokupfupikisa ruzivo uye kusarudza nzira ichaita inoenderana payout. Chisarudzo chokupedzisira anofanira kutora mugari pachake, uyo akabvuma kushanda kuti zvaunoda mudyandigere.

Somuenzaniso, apo migodhi basa kwemakore gumi, munhu anogona kuva kureba makore mashanu COP. North mudyandigere kupfuura migodhi kushanda, saka kuverenga uchatorei nayo. Retirement saka vanhu vanogona kuva nemakore 50.