Mutual mari Sberbank. Reviews of mari Bank Mutual Kwayo

Kana inguva kufunga kushandisa kupi mari kana kushandirwa chero mari, uye shoko "mari" ndiyo inenge hapana anoti une chikonzero chokufara. Kuti vagamuchire pusa mari, hapana kudikanwa kwenguva refu kudzidza sayenzi zvemari nomusoro mashoko akaoma, kunzwisisa calculators nemachati kuongorora kumusika kuchembera, kuwana basa ruzivo, kudzidza subtleties chomutambo iri kuchengetedzeka pamusika. Hazvina Zvakakodzera reinvent vhiri, yava nenguva akafunga kumusoro.

Chii mari itirana vari Sberbank?

Mutual mari - chinhu chisinganzwisisiki, icho ukavimba zvakanaka (zvinhu) mari zvakanaka makambani. chikuru basa ravo - kuwedzera mugove ukoshi. Mari Mutual vari yakaumbwa pachishandiswa makambani - vanhu. The chikuru zvinoreva mubhizimisi mari ndiko kuwana kudzoka musi zvinhu zviri kuchengetedzeka: zvisungo, mumatanda, etc ...

Investor ari yakawiriranwa mari anogona kuva chero private munhu anowana migove - kuchengetedzeka achisimbisa kurudyi muridzi chikamu mari yacho zvinhu. Saka, pasinei nokuwanda, mumwe investor ane chete nekodzero. Wana pamusoro midziyo akagoverwa pakati shareholders zvinoenderana nokuwanda dzakabatana.

Sberbank. twa utariri

Mutual mari - yakanakisisa Ipfungwa bhizimisi yemuraudzo mari shoma nguva muganhu, uye shoma ruzivo. Asi inoita nyore mubhizimisi ichiita kuti anotevera mabasa, kureva kusarudza boka kana kubhangi, izvo akatorwa kushanda nevamwe vanhu mari. Kazhinji, kutanga kuuya mupfungwa vari vatambi guru zvekutepfenyura zvemari. Uye Sberbank mumutsetse ichi, Chokwadi, ane nzvimbo kutungamirira chinzvimbo.

Kusvikira 2012, basa boka kubhengi ainzi "veTroika nhaurirano". Today Sberbank anodana zvaakasika zvikuru pasi - ". Sberbank Chakanaka Management" Musimboti mashandiro haachinji. Vatengi vari ndokubaya panzvimbo guru mazita mari inivhesitimendi. Mutual Mari Sberbank anomiririrwa mune sectors dzose Russian upfumi. Panguva ukoshi mugove pakutanga 15 zviuru rubles. Uyezve mipiro zviri kudzika - 1.5 zviuru rubles.

Kunyange tikafunga kuti chiitiko uchishanda vazhinji yakawiriranwa mari zvikuru nenyanzvi mamaneja makore anopfuura 10, zvinokosha kuziva zvose akaipa uye zvinhu zvakanaka bhizimisi mari dzekuno mari uye dzinenge imwe usingashandi yokuti sei kusarudza mari.

inivhesitimendi Portfolio

Pakazosvika 2014, "Sberbank Chakanaka Management" inopa mukana shareholders kusarudza 23 yakawiriranwa mari. Mumwe nomumwe wavo ane sezvo anokwezva ruoko, uye anovhundutsa. Saka, Somuenzaniso, yakawiriranwa mari Sberbank "Ilya Muromets" zvisungo kupa mukana shareholders pazera yakakwirira kukosha Unit, pakati nepakati kuparadzirwa mari mari akawanda sectors hwenyika uye yakaderera njodzi.

Nokuti Fans kuti "chaizvo" pane nguva dzose mukana. Chimwe chezvinhu zvinobatsira mari iri "Fund riskier zvisungo." Panguva yacho pakuvambwa kukosha mugove vakasvika 1700 rubles. By May 2014 nayo akasimuka 2.5 zviuru rubles. Asi muzvipe tichienzanisa nedzimwe mari kunoshamisa: 29.4% kwemwedzi 36, ari kupindira nguva kubva January kusvika May 2014 - anenge 3%. Uye ichi pasinei nokuti vakawanda yakawiriranwa mari pamusoro 5 months kwete chete haana kuwedzera kukosha zviyero, uye kuderedzwa navo kuti kubvisa. Chii zvakavanzika kubudirira mari iyi?

The zvinoumba ari Portfolio

Mamaneja kambani anoparadzira mari securities pamusoro issuers siyana. Kuti muverengi pakupedzisira akava avhiringidza tichitarisa, ngationei kukurira izvi muenzaniso mumwe mari - Mutual Fund "Dobrynya Nikitich". "Sberbank Chakanaka Management" akagadza dzakaoma June 1997. Issuers "Dobrynya Nikitich" - a Russian kambani dzakakwirira liquidity uye kukura zvinogona, kureva, kushanda munzvimbo dzakadai:

- mafuta uye gasi;

- foni;

- mari;

- mutengi zvekutepfenyura;

- vezvenhau uye IT;

- mushonga indasitiri;

- Real Estate;

- senga.

migove Vose issuers anganzi chikamu inivhesitimendi Portfolio. Asi ichi hachisi tsanangudzo chaizvo yakarurama. Kutenga mugove Fund pamwe yakaderera ngozi, munhu mutsva investor vanofanira kuyeuka kuti profitability ayo panzvimbo yakaderera. Ndokusaka ruzivo shareholders zano "regai kuisa mazai ako ose mudengu rimwe." The Zvakanyanya Kunaka Panguva Yepamuviri musiyano wezvinyorwa achaita mari dzakasiyana mari dzinenge mbiri: yakawiriranwa mari yakakwirira ngozi uye kudzokera uye dzekuno mari yakaderera ngozi uye akatsiga anodzoka. musiyano wezvinyorwa kwakadaro Nokutendeka kuparadzirwa kazhinji ane soro kunyatsoshanda.

profitability

Company kusarudzwa anoitwa rokuongorora kunyatsoshanda management. Zvinonzi zvichienzaniswa goho kubudirira uye zvinogona. Asi nokuda kwake inotevera yeGmail.END_STRONG kungangotadza kuwana ruzivo. Anotarisirwa profitability pamusoro yakawiriranwa mari Sberbank mukuru utariri kambani havagoni kushambadzira. wokupedzisira pamabasa ayo chete anogona kushumira ive chokukomborerwa kunyatsoshanda.

Feedback uye Kukoshesa zvinhu

Kana investor kutanga asi rakasarudzwa yakawiriranwa mari Sberbank, wongororo noruzivo shareholders paIndaneti pamusoro profitability kwavo kuchava danho rekutanga Kunyatsoona basa utariri kambani. Chat Forums, sezvinoita mutemo, haitauri chero nhamba uye mubereko haarambi zvizere pachisara asi zvinobatsira panyaya kushanda kunoita Pakusarudza mubhizimisi Portfolio.

Tinyatsonzwisisa yesangano iri kuona danho, umo pavo munokosha bhizimisi iri, vachiri kuita pachako. Basa iri harisi kuoma. The YEPAMUTEMO YEPAINDANETI mumari Bank nhoroondo basa basa kambani anotaurwa tabular chimiro. Ivo ane ruzivo rwakakwana: zita mari, ukoshi kuitawo mumwe nomumwe wavo, zvibereko nokuda 36, 24, 12 mwedzi basa, uyewo mumakore nguva gore rino.

Mutual mari Sberbank kweRussia - plus chisarudzo

1. The guru anobatsirwei kuti mari anogona kupinda anenge ose, kwete tinazvo ruzivo runokosha. Mutual Fund hakurevi kuti investor kunzwisisa zvose nezvehukorokodzwa acho, uchizvichenjerera uye vachiongorora ikure guru. Izvi zvakazara mubasa utariri kambani.
2. The ndinoiitawo chechipiri - migumisiro yokutanga: pachake rokuponesa vatengi nguva. Rakavimbika kubhangi ndewe zvizhinji. Hapana chikonzero kutambisa nguva iri zvachose kudzora weboka pamisika nemateru nezvisingafadzi, kupinda zvakananga kwacho uye zvichingodaro. Kamwe mutengi anotenga achagoverwawo Sberbank muna PIF, mapepa ake vari kutanga kuita mamaneja ounyanzvi.
3. The iripo yakawanda pasi mubhadharo. zviuru 15 rubles - duku kutanga-up guta kutanga bhizimisi mabasa.
4. Simplicity zvakagadzirwa. Tibatane yakawiriranwa mari Sberbank zvakakwana unofanira kuva chete anodiwa mari pasipoti. Client kutarisirwa kambani anofanira kuzviisa pasi fomu kutenga nzvimbo chikwata. Ndizvo zvose. Tengesa pai kuri nyore kuti kutenga, kuti ndiko kukwana kunyora kushanda muhofisi vebasa kambani.
5. Liquidity kuti migove. Mutual mari Sberbank kweRussia vano- siyana mune unhu hwavo. Pane mari yakakwirira goho uye ane ngozi uye, Ukuwo, shoma ngozi, yakadzikama mari, asi yakakwirira liquidity. itirana mari izvi zvinosanganisira mugove Sale Kurumidza mudukusa zvekushandisa nguva uye shoma kana pasina kurasikirwa ukoshi.
6. Mitero. Vari pasi chete kuti muzvipe yakawiriranwa mari Sberbank. Kuti mashoko chaiwo, mumbure purofiti. Akabvisa mutero izvozvo zvaitika, panguva mwero 13%. Chokwadi hapana kudikanwa yoga pakunamata rondedzero kuhofisi mutero.
7. Diversification kuti upfumi. Kuderedza zvichibvira ngozi yacho mukutsirani mari dzinounzwa kuti kutenga zvisungo mumatanda akasiyana sectors yeRussian upfumi. Izvi zvinoita mubhizimisi Portfolio kuwedzera vakashinga kumusika kuderera.
8. Security upfumi pasi neHurumende. Mukana irrecoverable kurasikirwa nemari iri kushoma, nokuti mari inenge yashandiswa shareholders vasiri kuchengetwerwa basa nhoroondo kambani. Mari dziri kune chinokosha panodonedzerwa. Kudzora vehurumende pamusoro pake.

Nezvayakaipira kuti bhizimisi iri yakawiriranwa mari

1. No Warranties. Hapana mari mari haripi vimbiso yokuti mukutsirani achaita purofiti munguva yakati. Zvose zvinoenderana unhu mumusika uye sei noruzivo uye unyanzvi vaitengesa Fund. Ngozi zvinogara zviripo.
2. Kuwedzeredza kukosha chikwata. Izvi zvinoitwa kuitira kukwezva makambani matsva. kuwedzeredza mashandiro ari nyore. basa boka Asati kushuma nguva anotenga iri anogoverana iwayo makambani kuti vanotova Portfolio, nokudaro vachiwedzera kukosha kwayo. Ichokwadi mutengo inokwira uye mugove. Apedza kutaura nguva zvisingakoshi Reset chiito. Share mutengo Falls.

nhamba

Tanga bhizimisi rinoshanda zvikuru, bhizimisi iri yakawiriranwa mari Sberbank. Goho, ongororo, voruzhinji mashoko anowanika Mishumo kunonyanyisa kuzosimbisa ichi.