Order uye mashoko muripo kwemabasa zvinobatsira

Nhasi tichanzwa kuongorora mashoko nokuda kwokuripirwa kwemabasa makomborero, uyewo zvose zvinoitwa pasi kugamuchira zvinhu rutsigiro. MuRussia, mumwe anomhanyira ngozi yokurasikirwa nebasa ravo. Kunyanya munguva dzenhamo, kana zvakakodzera kana kuti kutsvaka nani mabasa anobhadhara kana kurega nokuda liquidation kana zvinoderedza pamusoro vashandi netsvimbo. Hurumende anotora basa kuti vatsigire vagari vari kushingaira kutsvaka basa. Ivo vanobhadharwa urovha wavanobhadhara. Asi kwenguva yakareba sei? Zvakadini? Zvaunoda rutsigiro ichi rwemari? Pane zvinhu mu izvi? Nzwisisa izvi zvose hakusi nyore sezvo zvinoita.

Ndiani kodzera

Mubvunzo wokutanga chinokunakidza vazhinji, vanenge ndiani kuzoshanda makomborero. Sezvineiwo, mhinduro iri unequivocal. vagari All mukuru vawane mari yakadaro kubva hurumende. The huru mugariro - kushaya pamutemo basa kodzero.

Kuti, kana mumwe mugari hakushandi yakati nguva, anofanira kupiwa mari kubva mamiriro. Terms of yepa kwemabasa zvinobatsira zvakasiyana. Zvakawanda zvinoenderana ezvinhu. Zvii I kuziva rubatsiro urwu?

Kwete chete kubva basa

Chimwe chinokosha kuti iwe uchida kugamuchira mari nokuda kusavapo mugari chepamutemo basa - ndiko kuti vanyorese sezvo rovha. How kushandurira pfungwa kupinda tsika?

Tinotofanira kunonyoresa panguva basa exchange. Vagari vasina kunyoreswa sezvo mabasa mubasa iri angasanyatsoshanda kugamuchira mari kubva mamiriro. Ichi chinhu chinodiwa, izvo vachafanira kuteerera. Vanhu vasina kunyoreswa panguva basa Exchange havasi vaiona pamutemo kushanda.

Procedure zvinoratidza pasina basa kunzi nguva dzose. Kazhinji, kunyoresa inofanira chinozoiswa kamwe ose 2-3 mwedzi. Asi sezvo ari kutonga, vagari vari kuedza nokukurumidza sezvinobvira kuwana nzvimbo itsva basa. Naizvozvo, pamaitiro, kwete saka kazhinji pane zviitiko nokusimbisa kushaya basa.

kana vakagadzwa

Terms of muripo kwemabasa zvakanakira haisi nyore kuyeuka. The ndechokuti mari idzi dzinopiwa vose vagari vane musingaitwi basa uye vakanyorwa panguva basa exchange. Paunotanga kuchinjwa mari?

Vakagadzwa ngaabvumire kubvira pazuva mugari kuziva rovha rokutanga. Uye mumwe nguva (nezvazvo pashure) mari zvaitambidzwa munhoroondo munhu anenge vakanyorwa panguva basa exchange. Asi pane vamwe anosiyiwa. About anofanira kuziva vose. Zvikasadaro, iwe vaizofunga kuti mudonzvo basa exchanges kubiridzira. Kutaura zvazviri, haugari kuisa kugadzwa vachibhadhara pakarepo yezve basa apa.

Removal uye Abatement

Conditions uye mashoko muripo kwemabasa zvinobatsira vanofanira kuziva ose mugari. Zvave kuti mubairo uyu haasi nguva dzose dzakatarwa kubva musi wacho haashande. Mune mamwe mamiriro ezvinhu, mari idzi zvichakurukurwa Kutamiswa chete pashure 2-3 pemwedzi. Kana izvi zvichiita?

Izvi ndizvo kuti zvimwe zviitiko. Ava mamiriro ezvinhu umo yezve basa kwakaitika tichifunga liquidation kana zvinoderedza pamusoro vashandi netsvimbo. Zvadaro, maererano nomutemo mashoko kwemabasa zvinobatsira zvinosiyana.

Mumamiriro ezvinhu akadaro, vagari zvichava pamusoro inotevera 2-3 mwedzi kuti avhareji mubayiro. Uye kana panguva iyi, basa haigoni kuwanikwa, vane uwandu havashande uye kutsigirwa nemari yakakodzera.

Magadzirirwo kukarukureta pamusoro

Chii kukura ngaamuitire kwemabasa? Kuripwa nguva Zvinoshamisawo, asi kutanga vanofanira kunzwisisa chii kutarisira vemo. Zvichida hapana pfungwa yokuita nyaya dzemapepa uye uwandu pamutemo sezvo rovha.

Zvose zvinoenderana ezvinhu. Mune zvimwe zviitiko, nemari akabhadhara achaitwa wakaiswa uye shoma. Uye kamwe zvichaita kuvimba nhamba yakagamuchirwa muchimiro mubayiro akateya-kure vashandi.

Panzira, kunyange nguva kuripwa kwemabasa zvakanakira ari Russian Federation vanhu vane kodzero "shoma muhoro" uye vaya zvine chikamu avhareji yomwedzi nomwedzi zvakaoma zvakasiyana. Saka musafunga kuti zvinhu pachena.

Interest kubva zvakaoma

Mune zvimwe zviitiko, zvizvarwa zvinobatsirei unobhadharwa kuva chikamu avhareji mubayiro? Kazhinji, chikamu ichi zvinosanganisira vaya vakasarudza kutangazve basa ravo mushure yokumbozorora. Kana vagari uyo vakawanda achangobva vakashanda pamutemo.

Pakadaro, zvinofanira kucherechedzwa kuti 3 months zviri munhu wokutanga zvinoda kuti tinokangamwira 75% of avhareji muhoro, etc. - 60%. Asi pane imwe nguva, muripo uchaderedzwa kusvika 45% ichitaurwa zvakaoma pamusoro mwedzi wapera, izvo kwava kushanda.

Kana wakapiwa kanenge

Zvino vagari akaisa shoma urovha kubatsira? Pakadaro nevakawanda tsika kwazvo. Minimum kubhadhara akaitwa pashure kumbomira refu pabasa pamusika. Ndiko kana munhu asingadi kushanda kwenguva refu (gore).

Asi ichi hachisi chete kuitika. The ndechokuti panguva kutanga basa izvozvi shoma mari dzinoiswa. Kana mugari asina kare vakashanda kwete pamutemo rwakaiswa vasingashandi, achabva kukodzera kushoma Mari inobhadharwa nokuda rovha. Izvi zvinosanganisira-gore rimwe yokumbozorora basa, kana mugari yakati yapararira pasi pokusazvibata.

Muna 2016, shoma urovha zvinobatsirei 850 rubles, kunonyanyisa - 4 900. Zvakaratidza kuti vagari vari kodzero shoma mari. Saka, vakawanda vanongoita vanoramba kureva basa kuhofisi rubatsiro.

Vangani kubhadhara shoma kubatsira

The chikuru dambudziko iri kuti vanhu zvinoita kuti mari chinzvimbo ari rovha achapiwa mhosva yose nguva otsustvija basa ukama. Asi chokwadi hachisi. Conditions uye mashoko muripo kwemabasa tingabatsirwa zvinosiyana zvichienderana ezvinhu, asi ivo vachange vanogadzwa chete kwenguva imwe nguva.

Nokuti vasingashandi vanotsvaka basa kokutanga uye vanogamuchira usingashandi rutsigiro kubva kuhurumende, muripo kuisa chete kwemwedzi mitanhatu. Uyezve, vari kuvhiringidzwa, kana munhu mugari asingadi kutanga basa ukama. A yokumbozorora izvi ndiko 6 mwedzi.

Kana pashure iyi basa zvikasaitika, ipapo kwaita rinoitwa kuwedzerwa urovha zvakanakira. Uye pamusoro inotevera 6 mwedzi, kuti mugari vachagamuchira zvakare risingamboshandisi muripo.

How zvikuru ndiro kunonyanyisa rokuti muripo? urovha kubatsirwa mune shoma kukura akasanganiswa kwemwedzi 12 rinowanikwa. Uye hapana zvakawanda. Pashure paizvozvo, kana pakanga pasina basa, hapana mari kubva mamiriro nokuda chinzvimbo ari rovha havafaniri kumirira.

For yapfuura basa

Zvave kuti vagari havasi nguva dzose kunogona kushanda rubatsiro kubva kuhurumende nokuda kwokushayiwa basa nokuda chete kwenguva. The kupedza kwokuripirwa kwemabasa zvakanakira apo mukuderedza kana mushure dzose kugumiswa ari mabasa ukama achange akasiyana panyaya zvikuru basa.

The ndechokuti mumamiriro ezvinhu, kutsigira zvinhu inogara iri yose ichatoguma kupfuura yapfuura nyaya. Mugore wezvizvarwa vakanga pamudyandigere uye ikozvino kuda kudzokera kubasa wokutanga, kugamuchira mugove inoratidzwa sezvo mumwe chikamu avhareji mubayiro. Uye zvakadini pashure gore kwemabasa?

Kubhadhara vanhu ava havana kurega. Chii izvi nokuda muhurongwa? Terms of muripo kwemabasa zvakanakira iyi nyaya ndivo vanonzi yakawedzera mumwe mwedzi 12. Vagari chete havazofaniri uchatamisa kuva chikamu avhareji mubayiro uye shoma muripo. Muna 2016, sezvo yave akati, ivo 850 rubles.

The chikonzero kugumiswa kubhadhara

urovha kubatsirwa kuwedzera mashoko muripo zviri pachena. Izvi zvinoda kubata mumwe muboka revanhu. Uye ipapo munhu zvaitika kuwedzera. Vagari vanofanira kuziva kuti pane zvimwe zvikonzero izvo achabvumira mamiriro asingadi kubhadhara mari kuti rovha. Kana izvi zvichiita? Munyaya inotevera Muzviitiko:

1. Turnout ari basa pakati rehurumende kudhaka.
2. Kuramba kudzidza kana munharaunda basa apo ari mamiriro ane basa nokuti 3 months.
3. Kana mugari anoramba 2 akataura mabasa.
4. Kana kudzingwa kana yokuzvidira kugumiswa kudzidza, nokuti izvo munhu wakatumwa kubva mabasa centre.
5. Kana tiri kutaura pamusoro mushandi, uyo akanga adzingwa basa kubva aimbova panzvimbo yake basa nokuda kukanganisa.
6. Kana munhu haana kuratidza nokuda kunyoresa pasina chikonzero chakanaka.

Zvinofanira kucherechedzwa kuti nguva kuturika kuti muripo kwemabasa kubatsira kunogona haapfuuri 3 months. Basa dziri muripo nguva. Saka, kana munhu mugari anekodzero -bereka mari yake vasingashandi chinzvimbo, ipapo kundoitora havazovi 12, uye 9 months.

kwakakwana kumbomira

Zvino zviri pachena kuti kuverenga pamusoro kwemabasa kubatsira kuwedzera nguva muripo uye zvakadini ari yose. Mune mamwe mamiriro ezvinhu, inopa mukana wakakwana kumbomira aitsigirwa zvemari. Asi kana izvi zvinokwanisika?

Pakati rakajairika kacho uye mitemo enshrined zvinotevera ezvinhu zvinogona kupatsanurwa:

• basa rimwe mugari;
• kupedza aripe;
• kubiridzira kuwana makomborero;
• Kudzidza kubva mabasa centre panguva bhezari;
• mugari kutamira vatame kune imwe nyika;
• pamwe mhosva rekodhi;
• kana paiva Kudzimwa kwokunyoreswa chete nebasa centre akumbirwa kuti payee;
• rufu mugari;
• kugadzwa munhu wacho mudyandigere.

How kunyoresa

Unopinda sei rovha? Izvi zvinoda kuti kutsvaka rubatsiro panguva nechepakati basa. nemasangano zviripo guta rimwe nerimwe. Zviri pano kuti kugadzwa urovha kubatsira.

Kugamuchira mari kubva mamiriro zvimwe hukuru, unofanira inyoreswe. Izvi zvinoda kuti magwaro anotevera:

• kadhi;
• mashoko kunyoresa;
• bhangi mashoko nokuti mari;
• mari mashoko kubva panzvimbo yepasisa basa;
• basa kare (kana);
• zvinyorwa kuti asimbise kusavapo yakatarwa mudyandigere.