Solvency uye liquidity

Chero entrepreneur vangabvumirana nazvo kuti kusika kambani hakusi nyore sezvo kuronga kugadzirwa, zvichipa kugara uye yakawanda mari. Kuti tive nechokwadi chokuti basa iri kukura uye kunobatsira, nguva nenguva kuongorora dzemari kambani. Pfungwa iyi inosanganisira maitiro yose kuwirirana zvinhu, izvo kudzora zvose mari yose zvavakanga vachida kuita.

Kukoshesa zvinhu zvakadai profitability, mari kugadzikana uye liquidity nezvimwe mabhanga zvakafanira izvo rinotsanangura solvency wekambani kuziva kupfuura rakakodzera nzira mbiri uye chimbadzo.

On mari ezvinhu zvebhizimisi kukanganisa ayo kunzvimbo dzose yebasa. Kiyi kuwana zvakanaka uye yakatsiga mari upi sangano ndiye dzose pakuburitswa yepamusoro uye kukwikwidzana zvigadzirwa akabvunza nokuda musika nhasi. Pane nzira mbiri kuongorora mari ezvinhu: kwokunze uye zvemukati kuongorora. Somuenzaniso, imwe ongororo zvokunze inodiwa kuzoudza masangano pamutemo, uye dzimwe vadyidzani, zvinosanganisira zvinotevera mhando ongororo:
- batsiro pachisara
- vakatsunga zvemari kugadzikana uye liquidity, solvency uye kutsiga,
- Mari-zvinobatsira pachisara
- kuongorora kubudirira vanomutswa mari, uye vamwe.

Chimwe chikuru mhando zvokunze kuongorora zviri kuonekwa tsanangudzo liquidity, solvency uye vakarondedzera minda. Liquidity wekambani iri pakutsvaga nokukurumidza pa paunogona kutengesa zvayo zvinhu uye kuti vawane mari. Zvinonzi pakutsvaga kukosha zvikuru emura yesangano pachinhu zvenguva pfupi zvikwereti. Kana ari liquidity pachisara vanoongorora zvose kuitika uye ramangwana kuchinja pamusoro reshiyo.

Liquidity anoonekwa kuti yakaderera kana kambani haina mari yakagamuchirwa. Profit kubva mabhizimisi mabasa, uyewo huwandu mari yasara pashure kuripwa nokubatira uye mibayiro, uye vari kusarudza zvikonzero kuziva mari inogona zvavakanga vachida kuita. Ndokusaka liquidity uye solvency pamusoro dyidzana: wokutanga inorondedzera mukana nenguva mutsividzo muzvikwereti okuti zvenyu muripo. Zviri pachena, nokuti chipi bhengi, masangano uye vadyidzani pakubata zvino here kuziva solvency maberere kwete chete nokuda ikozvino asiwo remangwana.

Kana mamiriro zvinhu munokosha kupfuura zvenguva pfupi wazvipira - inoratidza liquidity wekambani. Solvency wekambani zvinosanganisira kuenzanisa yesangano pamwe pfupi uye refu wazvipira.

Sarudza liquidity zvinoreva kuongorora likvidnoi pokugumira, kureva, mwero wacho nekumwisa yesangano pamusoro munataisireva. Muchiitiko chino, kufungawo uye unhu uye munataisireva, uye mugove pfungwa chinozoiswa nokukurumidza uye zvishoma nezvishoma akaziva zvinhu.

High liquidity zvinoreva kuti munhu zvebhizimisi haagoni chete abhadhare anodiwa kuzvipira, asi nokukurumidza zvikuru kuti abhadhare zvikwereti kumapati rechitatu.

Kuwedzera liquidity zvakakosha chaizvo kutsvaka, uye mari kuenderera pamusoro zvebhizimisi, riri basa solvency tariro yeramangwana. Tinyatsonzwisisa zvemari nokugadzikana rinoitwa kuziva kugadzikana uye kuzvimirira mune zvemari zviri zvebhizimisi, uyewo Pakusarudza kunyatsoshanda kuti guta maererano bhizimisi pakutanga yakanyorwa.

Zviri pachena, hapana boka vachida optimize basa ravo musarasa ari pamusoro assays. Pashure pezvose, vanogona kushandiswa kuitisa kudzokorora zvoupfumi basa kuchengetedza kukosha zviripo yesangano uye kwakavatadzisa pakugumburwa.