The chikwereti Rating yenyika; tsanangudzo uye zvinoreva izwi

Munhu wose anoziva iri, sezvo chikwereti Rating. It anowanzodanwa kushandiswa kutsanangura mabhanga, asi pfungwa yacho inogona kushandiswa chaiko, sangano uye kunyange nyika.

Chii kadhi mamakisi woga - zviri pachena. Izvi mukana munhu kudzokera kubva rwezvemabhengi nemasangano kwezvikwereti. chakarurama ichi rinowanikwa nevanhu nemabhangi kuona kana kupa chikwereti kune munhu.

Kana iwe kuwedzera pamwero, tinowana kadhi Rating kambani. Zvichava zvinonakidza sei makambani-vadyidzani uye makambani.

Chii kadhi Rating?

Izvi chete pfungwa ine zvakawanda date mutoro, kana iwe yoashandisa yakaoma zvikuru masangano kwoupfumi, dzakadai nyika. Credit ratings zvenyika zvinoratidza ngozi oupfumi mu mamiriro kwezvivako. Kubva musi nhamba iyi, zvinokwanisika kuti vafunga pamusoro kana hurumende inogona kusangana ayo chikwereti mitoro. Vanoita zviri kutora sarudzo huru upfumi vari boka kana kuti bhizimisi, anofanira kufunga mamiriro kukosha chikwereti Rating.

Asi panguva imwe chete, ayo chaizvoizvo kunotarisirwa. Haapi chinhu zvinovimbisa mhedziso kudzoka pamusoro mari, uye naizvozvo haangagoni kuva nemhedziso mwero rakavimbika. Kana kuita chikwereti Rating zvisarudzo mari dzinofanira kuzokurukurwa pachiimbwa zvimwewo, achisimbisa feasibility kuti upfumi dzakadaro.

Anobvumidzwa asarudze chikwereti ratings?

Taidzidza indices kunogona yenyika uye dzakawanda. Okutanga takatsunga norudzi Rating masangano. MuRussia, ndiye "Rus-Rating" "Expert RA", "National Rating Agency" uye vamwe, muUkraine - "Credit Rating" uye "Standard Rating". Vane simba chete mukati yavo munyika.

Zvikuru chivimbo Data anokonzerwa Rating Makambani dzakawanda:

• Moody aiva.
• Standard & murombo (S & P).
• Fitch.

Zvakasikwa muUnited States pakutanga remakore rapfuura, asi akawana nyika pamutemo uye ukasvika international chechetere.

Masangano aya havatsananguri dzakawanda chikwereti ratings munyika, maindasitiri, makambani, rwezvemabhengi masangano nyaya ukama Zvaifungidzirwa, uyewo mubasa Kuongororwa kuti misika yemari.

Izita chikwereti Rating

Mumwe Rating sangano aronga ayo izita akamboona. The kukosha pfungwa ane tsanangudzo chaiyo, uye S & P uye Fitch woman zviratidzo "+" uye muchikwata zvenguva pamwero wenyika "-" vari zvine musoro akasiyana zvishoma kubva inofananidza pamusoro kutambudzwa Moody aiva.

Chii nemaonero kubva Rating sangano?

Funga chikwereti Rating kunyika vakamira pamwe nechokuita maberere kuti ape chete sangano. Vakauya nezvemarudzi zvina:

- Positive akanaka - zvinoreva kuti munguva pfupi iri kuuya, kureva kungangova kuwedzera.

- Muchitevere - usingatadzi Herald chinja.

- Kuora - zvichida chikwereti Rating vanodira.

- In Kana pane imwe mukana sezvo rutapudzo kana Zvakawanikwa chinoratidza, kutsanangura Virtual maonero.

Sei ane chikwereti Rating rweUkraine uye Russia mumakore gore?

Muna 2014-2015 munyika idzi, pane zviitiko rinokonzera kuderera chakarurama ichi. Uye kare wokutanga oneka migumisiro.

The chikwereti Rating the Russian Federation yave downgraded Moody aiva C Baa1 kuna Baa2 mukupera 2014. Uyezve, pane mukana kwohumwe ayo rutapudzo - kunaka maonero. Standard & Poor kwakaita sangano zvakare kutura reRussia chikwereti Rating kubva BBB- kusvikira BB + dzimwe, uye kubva BBB kuti BBB- mu omunzvimbo mari. Fitch mukutanga 2015 akaita zvikuru oneka kutsauka BBB kuna BBB-, achiri pamwe chete kunaka maonero.

Ukraine, maererano dzakawanda kureva masangano, zviri preddefoltnom mamiriro. Mukutanga 2015, Fitch akagadza nokuti kukosha SS ane kunaka muitiro. The chikwereti Rating rweUkraine dzimwe mari, maererano Standard & Poor kuti data, pakupera 2014 rakanga akatura kubva CCC kuti CCC- chechetere.

Nei izvi zvichiitika? The chikwereti Rating kunyika ipfupi kuenderana kuwedzera zvavo chikwereti yokumwe.

Unogona kuvimba Rating masangano?

Munguva kubudirira uori zvese mubvunzo: "sei yakarurama vari humboo Rating masangano Ndingava kuvavimba" Chokwadi, "kusarurama" munyika chikwereti Rating aigona kuchinja zvikuru zvinhu munyika oupfumi uye zvikuru zvakananga mubhizimisi Rwako nenzira isiri. Kana ratings data, yaishandiswa divi-investor, zvichava venhema, kunoda kupinda mubvunzo chakakoshera upfumi, uye pakupedzisira muchaonekwa pamusoro purofiti.

The apa kureva masangano zvakashanda nesimba mumakore, mari nyika ine simba uye kuvimbana. Zvino basa ravo kupa yakawanda sezvingabvira yakarurama uye kuti musi mashoko kuitira kuti tirambe mamiriro avo. Raakapiwa dzakawanda chikwereti ratings chero nzira hazvibviri kunyepera, saka inogona kushandiswa akavimbika mashoko nokuda musika kuongorora.