The chipatara - vose mhosva ... ruzivo kuti ngavabude kurwara. sick-pasi

Kana mushandi akaenda kuchipatara, zvadaro chizvidavirire dhipatimendi wechisikigo mubvunzo unomuka, sei zvichazivikanwa kuripira inodiwa. Chokwadi, nokuti ruzivo nenyanzvi vanotarisa pashure zvose kuchinja mumutemo, haisi dambudziko. Asi muduku maakaundendi zvakakosha kuziva zvose kuitira kuti vazive chii kunotsvaka, kana akaurayiwa achirwara. Sezvo dzakava muripo nokuda kwenguva incapacity basa - zvakakodzerawo kuwana kufanogadzirira.

Ndiani vaikwanisa ngavabude kurwara

pamutemo basa mushandi mumwe nomumwe anekodzero evanhu akachengeteka pamwe kwenguva pfupi akaremara. It anovimbisa nyaya 39 Russian reMitemo. Vaiita mubhadharo kuti vanorwara anosiya Social Security Fund. Uyezve, sangano iri verifies ari yakarurama pamusoro kuongororwa uwandu rubatsiro, rinotarisira Implementation mitemo uye nemasangano kushanda nezvido okupedzisira vanobatsirwa evanhu inopikira.

Kuti vagamuchire mubhadharo sezvo nomutemo, mushandi anofanira kupa mushandirwi gwaro zvokurapa. Hazvina gwaro iri inosimbisa chirwere. Zvose zvakafanira kukarukureta uye Anoita Masvomhu mushandirwi ndizvidavirire uye mari chete anobata kuripwa mari vaizviti dzavo ongororo. Zviya, sangano rose, izvo inoshandisa vashandi salaried compulsorily vakanyorwa sezvo policyholder.

Sei mafomu Pepa urema

FSS kuti aibhadhara ngavabude vanorwara, panofanira kuva zvikanganiso. Mubasa zvinodiwa izvi zvinyorwa kiriniki mudonzvo, asi chinhu chinodiwa kuti vanhu pribolevshy vakazvimirira zvinosimbiswa yakarurama pamusoro Data iri rakapa kwaari semucheka yokuremara. Kana zvikanganiso izvozvo achapa nouya kuonekwa, nekuti anodzima uye padzimwe mune gwaro iri havabvumirwi. Ongorora yakarurama pamusoro vanofanira uye akaundendi paaivatambudza vashandi dzakava.

zvikanganiso ndivo rakajairika zvizere zita murwere, zuva rake rokuzvarwa. Uyewo, dzehutano kazhinji vanokanganisa kana uchinyora nhamba kutanga uye kuguma kuchipatara. Kana murwere ane mbiri kana kupfuura jira urema kuti vari anotevedzana, zvino -enderana nhamba imwe chete anogona mairi. Somuenzaniso, mune imwe kiriniki rakavharwa vanhu vanorwara, uye rimwe pazuva rimwe chete akarizarurirwa. Mune zvimwe zviitiko zvakakosha, uye chinzvimbo chiremba. Sick ngavabude, wakavhomorwa maererano pamuviri uye delivery, unobereka chete obstetrician. Kana gwaro rine zvakasiyana chinzvimbo, inofanira kutsiviwa.

Asi kusabvumirana muzita sangano hakufaniri kuva chikonzero chokushushikana. FSS inorondedzera insured pachishandiswa nhamba yacho nomumwe, izvo zvinoratidzwa vachida.

Anobhadhara muchipatara

Makore mashoma apfuura, vose muchipatara achapiwa vaibhadhara mushandirwi zvakananga. pashure chete kuti akanga kushuma pamusoro mari akapedza Social Insurance Fund, iyo ndanyarara hangu nokuda kwayo mari. Zvisinei, haana kudzokera kambani kana zvokurarama chiso-mushandirwi mumuviri, uye akaiverenga kuzorwa Mipiro ramangwana kune FSS.

Pari, nzira iyi dzinoshandurwa. Ichokwadi Pamazita urema kuti mushandirwi asingadi kubhadhara, zviri chete kunodiwa kuti tiite zvakafanira zvose Masvomhu yacho. A vanonyorwa ezvinhu mudonzvo zvinhu kwave kuita kuti FSS.

Kukarukureta ichitaurwa zvakaoma

Zvakakodzera kuyeuka kuti pamwe January 1, 2012 zvinofanira kusarudza mari iyi zvakachinja yekudyidzana. Saka, pari mujinga nguva dzemaitirwe haisi 12 uye 24 mwedzi karenda, kana 730 mazuva. Mushure mushandi anonaya, anofanira kuuya varwere. Sei I -bereka akaisa muripo wake, mushandi hazvireve kuziva. chizvidavirire basa rinotanga kubva nguva ino. Chokutanga, kuti uzive kuti mari evanhu kubhadhara rinovimba mushandi, unofanira exchange zvayo avhareji daily zvakaoma.

Pakuverenga avhareji muchipatara jira kunotemwa sezvinotevera. All dzakava kwemari mukuru kwemakore maviri apfuura yakakamurwa mazuva 730. Panyaya iyi, pakuverengwa zvinosanganisira zvachose kubhadhara zvose, bonuses, mibayiro, dzakanga kuongororwa muna FSS.

How chidzore nzvimbo uwandu muchipatara

Kunze ndechokuti kubvunzwa nemazvo kuona avhareji nezuva mari mushandi, inofanira kurangarirwa uye chii chikamu kubva akarongwa huwandu zvakakodzera kuti kubhadhara ngavabude kurwara. Ukuru evanhu inopikira kunobva zvakananga pamusoro kureba mushandi.

Nokuti vane nguva inishuwarenzi:

• haapfuuri 5 makore Zvakamubatsira 60% of kwemari;
• kubvira 5 kusvika 8 makore - 80%;
• anopfuura 8 Makore - 100%.

Zvakakosha kuyeuka kuti Guide haasi kuramba, uye zvachose nguva vashandi zvose nzvimbo basa, apo allocations kuna FSS vakaitwa.

Dzemaitirwe nokuti kare rovha

Chimwe chezvinhu zvinozivikanwa anotarisana maakaundendi - ndiko kuti kuverenga uwandu kubatsira vashandi vanoshanda musangano makore anenge maviri. Kuti undoraira muripo Positioning yokuremara, chizvidavirire vachada rugwaro kubva basa rako okupedzisira nokuda nekarenda makore maviri. Kana mushandi haripi nayo, ipapo kukarukureta anobva shoma muhoro nokuda nguva apo akanga asina kunyoreswa zviri basa romumunda. Unofanirawo kuziva kuti kwemabasa kubatsira vasina kufungwa pakusarudza chitsama avhareji mubayiro nezuva.

disablement kuti muripo inobva SMIC pasi rimwe anotevera ezvinhu:

• mushandi haana inishuwarenzi madzoro okupedzisira 24 mwedzi;
• pensionable basa mushandi kweinenge 6 mwedzi;
• pamwedzi muhoro zvishoma pane shoma mubayiro uwandu.

resizing kubhadhara

Kugamuchira kubva sick kusiya mushandi wacho, nekurangarira haafaniri chete kuziva sei kuti tiite zvose Masvomhu zvokudya kuripwa evanhu compensations, asi yeuka kuti mari dzavo pamusoro mwedzi wokupedzisira irege kusapfuudza muganhu. Muna 2013, kufadza mari yakanga 58 970 muna 2014 - 61 920 muna 2015 vachava 65 020 rubles.

Zviri pachena kuti siyana vachibhadhara izvi zvinogona kureva zvikuru kwazvo akabhadhara vashandi chete, vane ruzivo inishuwarenzi ane zvakakwana guru. Vazhinji makambani kuti vagadzike paavhareji mubayiro, kufadza kukura mipiro asingadi kukanganisa.

kuchinja uyewo kukanganisa Mapato revashandi dzakadaro:

• akanga akakuvara kumabasa sezvaanoda mhosva, Wakashora basa kurangwa, aiva mumamiriro kudhaka (hazvina basa, zvinodhaka kana doro zvakanga);
• uyo panguva yakafanira haisati nepaImba yokurapa kuongorora pasina chikonzero chakanaka;
• vasingakurumidzi kutevedza kusimbiswa muchipatara.

Panyaya iyi, iyo zveakaunzi azive zvakanaka pane vanorwara sezvo mhosva. Pashure pezvose, nokuti chigaro zviitiko kukarukureta anobva shoma mubayiro.

Zvakakurukurwa dzemaitirwe

Kutanga muna 2013, hwaro pakuverenga chinzvimbo vachibhadhara ndiwo okupedzisira maviri mukarenda makore. Kazhinji, akatora nguva kuti inotanga insured chiitiko. Zvisinei, pane mamiriro ezvinhu apo mushandi ane kodzero yekusarudza kumwedzi kwake, ichazovapo nechepasi kuti kuverenga. Saka, zvakadai mukana inopiwa kune mumwe kana vaviri rapfuura gore rakanga pazororo, iyo chakabvumwa nezvichaitika nepamuviri uye pakusununguka kana kuti kutarisira mwana.

Kana mushandi ari mumwe zvinorondedzerwa nyaya, haufaniri hako kutya kutora ngavabude kurwara. Sezvo vanopomerwa iyi, uwandu inishuwarenzi muripo, aifanira kuziva chero zveakaunzi. Sezvo nguva zvinogona kusarudzwa:

• 30 karenda mazuva;
• 731 kana 732 mukarenda mazuva kana mushandi akasarudza chawo yevanhu munogodorerei gore rimwe kana maviri.

Zvisinei, kwakadaro kuzvitsinhanisa zvinogoneka chete akumbirwa mushandi uye pasi mamiriro kuti izvi zvichaita kuti kuwedzera muripo kubhadhara.

Kukarukureta kuti zvakanakira nepamuviri uye pakusununguka

Kana anosiya varwere inowaniswa mai ramangwana, kuti mushandirwi anoti nzvimbo uwandu vachibhadhara inishuwarenzi zvose. Sezvo dzimwe nguva, hwaro ichi vaviri mukarenda makore. Muchiitiko chino, munhu mubasa mari mhosva anofanira kufungwa nezvake, chii chave pakupedzisira mujinga kukarukureta pakati inishuwarenzi mu nerimwe nguva.

Kukarukureta uye kuti zvikomborero vane maitiro avo. In awana chitsama avhareji nezuva mari yaipedzerwa mari yakakamurwa 730 mukarenda mazuva. Asi kana pakuverenga chitsama kwomugove kubhadharwa maererano kuuya chokuendesa vakachenesa kumwedzi:

• pfupi urema mazuva;
• nguva nenguva iyo mushandi akasunungurwa kubva kubasa kuchengetedza yake muhoro, kana usina mhosva premiums panguva yamunenge nguva;
• maternity ngavabude, maternity kana vabereki pazororo.

Kana mukadzi nokuzvidira vakapinda purogiramu evanhu inishuwarenzi rokumanikidzirwa, muchiitiko ichi, avhareji mari nezuva akatsunga inobva zuva insured chiitiko shoma mubayiro. Akangoti yakakamurwa mazuva ari pamwedzi, iyo anorwara.

maindasitiri kukuvara

Kana mushandi wakuvadzwa kubasa, muchiitiko ichi, vachava yavo chaiyo nzvimbo kukarukureta vachibhadhara inishuwarenzi. Saka, kana kukuvara haina kuitika nokuda kutyorwa basa chirango mushandi, nomugove chichange kuripirwa pamwero 100% kuti zvakaoma.

Zvisinei, zvinokosha kufunga zvose zvatinopiwa Mutemo № 36-FL, vakagamuchira 5 April 2013. Ndicho ichi gwaro akaratidza kunonyanyisa kukura inishuwarenzi kubhadhara zvinogoneka panguva pfupi urema mukuru, akauya maererano nezvechiitiko panguva chirimwa tsaona. Nokuti zvizere karenda mwedzi anogona haapfuuri nekanoda kunonyanyisa uwandu pamwedzi muripo kubhadhara.

Somuenzaniso, muna 2014, vashandi, uyo akakuvara, angabatwa kubhadharwa asina kupfuura 247.680 rubles (61,920 X 4 months).