Documents nokuti mubereki guru. List magwaro ari maternity guta

About maternity guta vokuRussia vanzwa tichishandisa ichangopfuura - muna 2007. Chave zvikuru zvakawanda kukakavadzana uye makuhwa siyana pamusoro pfungwa iyi. Mumagakava chirongwa vose vatsigiri uye vaimupikisa. Zvisinei, purogiramu ari kushanda zvinobudirira. Zvino ngatimbotaura pamusoro chii mapepa zvinoda kuti maternity guta zvevakomana.

Ndiani kodzero gwaro?

Zvinonzi zvinoberekwa vagari, umo mhuri akaberekwa ari mwana wechipiri (kana tevera). Kodzero vanewo vabereki vanenge vava yechitatu uye nekutambira nevana. Chokwadi, kana havana kare kodzero kugamuchira gwaro. Kubvira 2007, zvinonzi vaiva nemhuri zvinopfuura mamiriyoni 5.

Zvichienderana nemurairo, mwana anokupai kodzero kugamuchira tsamba, vanofanira kuonekwa munyika ino, kusvikira 31 December (zvichibatanidzwa) kutevera 2016. The chaizvo chete Kushandiswa gwaro hauna nguva muganhu. Mari mhuri (mubereki) guta ringashandiswa kuvandudza mararamiro, uyewo mari vana dzidzo kana pamudyandigere kuti amai. Vanogona kushandiswa rose kana kuti chikamu.

Kukura mubereki guru muna 2007 rakanga rizere 250 zviuru rubles rwa2014 vakaenzana 408 960.5 rubles. Social chirongwa vakatevera chikuru chinangwa: kuwedzera kuberekwa mwero Russia, rakanga kubudirira.

Maternity guta: chii magwaro anodiwa

Chirongwa yave kushanda kwenguva refu. Asi kazhinji anzwa mubvunzo: "sei kubvumidzwa kushandisa maternity guru, chii zvinyorwa zvinodiwa" muunganidzwa kwavo hazvifaniri kuva zvakaoma, sezvo zvakafanira mapepa nokuti uri pamba. Kunodiwa mapepa nokuti maternity guru muna 2014 handishanduki kubva 2007. Vanofanira kupa rinokosha komiti iri mudyandigere Fund pakati nzvimbo yokugara zvachose kana yekugara.

The list, iyo rinodonongodza zvinyorwa kuti maternity guru, zvinosanganisira:

• pasipoti mubereki uye kopi - Peji gwaro, iyo inoratidza pachavo data, dzokugara, vana;
• chitupa achisimbisa kuberekwa kwevana, uyewo photocopies;
• muchato pakati wacho, makopi zvinyorwa;
• kuberekwa gwaro pamusoro wacho, makopi magwaro.
• mudyandigere inishuwarenzi tsamba (SNILS) of wacho nevana.

Kana wokuroorazve mune pasuru magwaro nokuti vanyorwa rugwaro mberi kuwedzera:

• uchapupu hwokuti muwanano dzikundikane yayo kopi;
• rugwaro kubva Registrar unoenderana yokuumba P-28 (ndiro gwaro nokusaina muwanano).

Zvinyorwa izvi nokuti mubereki guru rinopa mai zvevana. Pane nguva apo anopiwa baba. Somuenzaniso, kana mwana wacho mai vakanga vafa kana akanga kunyimwa kwavo nevabereki kodzero pedyo dare.

Muzviitiko apo amai vakafa, magwaro nokuti mubereki guru doukomplektovyvayutsya zvinotevera arimo:

• rufu chitupa;
• Mutongo wedare uyo akakurayirai chisarudzo vachizivisa rufu mai.

Muzviitiko apo amai kunyimwa kodzero achishandisa dare pamusoro mwana, achiperekedzwa:

• zvinyorwa achisimbisa pamutemo mabasa pamusoro mwana;
• mutongo wedare.

Mune zvimwe zviitiko, mwana anogona kugamuchira pachedu mubhadharo ichi. To pamusoro Pamazita anowedzerwa pepa, pamutemo rine mashoko achisimbisa kuparadzwa vabereki vake.

Where kutumira mari?

Mari akagamuchira pasi pechirongwa ichi mamiriro, dzichiri vanobvumirwa matatu kumativi: kuvandudza mararamiro, dzidzo yevana uye chero mudyandigere kuna mai.

Maererano nenhamba, vagari kutumira mari, kunyanya kuvandudza mararamire, uye bedzi chikamu chiduku - dzidzo vana kana kuti mari chikamu raamai mudyandigere.

pakuunganidza pfuma

Nhasi kutenga musha weimwe mhuri muduku hakusi nyore, akapa rakadzikama kuwedzera pfuma mitengo. A rubatsiro zvikuru panyaya iyi kwaizotika maternity guru, nekuti mumwe zvataurwa kushandiswa kwayo chaizvo kuvandudzika zvipenyu ezvinhu.

Pasi pfungwa iyi zvinoratidza basa rokuvakazve dzimba, rokutenga uye kuvakwa. Zvichida pamwe gwaro uye abhadhare chikwereti. Zvinofanira kurangarirwa kuti kuti kukwanisa kutumira mari kuvandudza Magariro, mwana panguva iyi inofanira kuzadzwa zvizere 3 years. Shandisa Mari inogona kuva zvakananga, kana chinangwa - mutsividzo of chikwereti. Uye chete anodzikunura chikwereti kana kufarira kana kubhadhara fines havagoni kunonoka.

Kana kutenga nokuti maternity guta pfuma vanofanira kufunga kuti zvinofanira hazvo kuti iri nharaunda nyika yedu. The muridzi vangava amai kana murume. Kuita panze chikwereti, unofanira kurangarira kuti chibvumirano chinofanira chinyatsotsanangurwa kuti kuwedzera mai mukadzi hapana mumwe co-anokwereta, uye kuti pamasikiro pfuma pakanga pasina hama.

dzidzo mwana

Mari inogona kuendeswa kuti paumbwe imwe vana, kusanganisira akabvumira kushandiswa mari muripo dzidzo pre-pachikoro. guta rwaamai anobvumirwa kubhadhara vanoenda kukireshi nehurumende / isiri hurumende mhando, marezenisi uye aizivikanwa zviri pamutemo.

Unogonawo vagovere mari kubhadhara pazvidzidzo zvake vana. Unogona vagovane mari uye kushandisa chete chikamu chero vatatu zvichibvira nzira.

Kana vabereki kusarudza kuchinja zvikoro, chesekondari kana kuenda kukireshi kuti mwana wavo, vanofanira compulsorily kuudza mudyandigere Fund, kuti chinhu akakodzera kushanda. Kubvira mari zvainanga kudzidzisa mwana, tichaverengerwa icho nhoroondo imwe yunivhesiti edzidzo.

Direction mari pasi purogiramu waamai mudyandigere

Kuwedzera kuvandudza padanho mupenyu, kubhadhara vana dzidzo, pane imwe nzvimbo evanhu zvirongwa. It redirected maternity guta - "mudyandigere" kuita. Kana wasarudza pamwe kuchinjwa mari pensions mai, zvino unogona nguva dzose Redirect mari (kana chikamu chayo) kuti dzidzo kana musha kuvandudzika. Chinhu chikuru kuti oparesheni ichi yakaitwa kuti mudyandigere. Chete kunodiwa kuti vauye mudyandigere Fund uye akakodzera kushanda.

mutemo Russian haabvumiri kuti issuance mhuri guru mari "mhenyu" pamusoro. Chinhu mhosva uye ane uori. Chinonziwo hakubvumidzwi nemutemo uye kutenga mubereki guru. Kunyange zvazvo Indaneti uye pakanga chaizvo yakawanda achigadzira izvi, zviito zvakadaro vanoonekwa pamutemo.

Cash guru kunogona chete kuwana kana iwe kusvika mudyandigere zera. Uchatamisa mari yacho mari chikamu mudyandigere nokuda gwaro iri chete kunodiwa mashoko, zvimwe zvinyorwa okuwedzera inodiwa.

In siyana kumatunhu ari Russian Federation riri kurongwa mune ramangwana kubhadhara maternity guru pamukova remunharaunda chechetere.

Zvinoita kukundikana kuwana gwaro?

Zvinogoneka kana:

• asipo kana vakarega kodzera okuwedzera hurumende rutsigiro matanho;
• kune zviratidzo zvenhema kana zvisiri mashoko ari kushanda;
• vabereki vari kunyimwa kodzero kuti dzidzo mwana wavo wokutanga;
• kuberekwa mwana - kwete mugari wenyika Russian Federation;
• mhuri akagamuchira pamberi maternity guru.

Ko maternity guta kwave kuchiita kuchinja 2014?

Muna 2014, yakasvika pakuzivikanwa kuti Bazi Labor ari kushanda ubate mutemo panyaya mubereki guru. Chinangwa bhiri iri kupa mamiriro naro gwaro Spry maturusi anokwanisa kushandiswa somushonga pa kukura yemutoo wezvikwereti (wedzimba). Uyewo, bhiri inorangarira zviyero kuti kudzivirira kubiridzira. Apo bhiri iri richiri kukurukurwa.

Kana wokurera, zvinoita ichasanganisira gadziriro zvichakurukurwa mazita masangano nako hazvibviri kugumisa mbiri ukama. Family angapedzisira kushandiswa bedzi zvikwereti cooperatives kana masangano makuru. basa ravo ichava zvachose kutevedzerwa vehurumende.

Kana tsika hakusi kugona zvinoenderana mitemo nemirau, anomukweretesa akavhiyiwa apo kushandiswa mari iri vakaronga kubva mubereki guru zvichabviswa wairambidza. Vagari vanoda mari mubereki guru chikwereti nokuda kweDzimba kana kutenga, achava kuwana chete kune hwakarayirwa mitemo sangano.

Pamwe Sberbank

Kuti purofiti kuvandudza pokugara, kuvakwa dzimba tichiregeredza paruzhinji mari (maternity guru), mari Bank rinopa vagari chikwereti chirongwa "Mortgage Plus maternity guru". Maererano kubhangi kuti mashoko, vagari achakwanisa kudzima chikwereti uchishandisa MC. Uyewo riwanikwe nevoruzhinji uye nezvimwe zvirongwa:

• chikwereti yokutenga kumbova pfuma;
• mbiri pokugara pasi kuvakwa.

Kana gwaro mubereki guru richava pamusoro ruoko, vagari achakwanisa kushandisa zvirongwa izvi. The chikuru mukana chirongwa chikwereti ndechokuti unogona kuwana chikwereti achishandisa maternity guru, iyo inopa kuripwa kutanga shoma.

Documents nokuti chikwereti (mogeji)

Kuronga chikwereti, unofanira kuva mutemo magwaro nokuti chibvumirano, gwaro, rugwaro kubva mudyandigere Fund pachiyero.

Kuita chikwereti anozviramba refu. The rokuti kufunga vemo 'mafomu mazuva mashanu. It kuwana pamusoro chero vawanani. Yeuka kuti maternity guru risingagoni cashed (vakadzinganiswa Mutemo Russian Federation) kana mumaoko mumwe munhu, uye iwe unogona kuwana yomutero yaanobhadhara.

To chii yave kushanda maternity guta?

Vanhu vazhinji hanya chii chichaitika mubereki guru? Nokuti isu tese kuti simba mutemo, wakadzikwa muna 2007, kunoguma muna 2016. Vamwe vanhu vanofunga kuti unofanira kushandisa mubereki guru pamberi musi zvikasadaro nayo richaguma ushande. ruzivo urwu ndeyenhema. The chitupa hazvirevi zvinofa, t. E. richava kushanda kunyange pashure kugumiswa musi Zvimiso chirongwa. Vagari vachakwanisa kurishandisa chero nguva yakakunakira kwavari.

Asi usakanganwa kuti kuberekwa (dzinotevedzera) mwana anofanira kuva pamberi 31 December 2016. Vakawanda vevatariri of State Duma ataure pfungwa dzavo vachida kuwedzera mutemo kusvikira 2025.