Meso mudyandigere Urongwa kushanda repakati murume

Mudyandigere Russia - a inosimbiswa kubhadhara pensions kuti vagari venyika yedu. No zvoupenyu basa hurumende haakonzeri kutsoropodzwa sekuda mudyandigere hurongwa. Uye sokunge mudyandigere kunoramba kuwedzera, kugadzira zvitsva tsanzira payakavakirwa waro kukarukureta, uye pamwero wenyika kubhadhara kuti mazakwatira. Asi kana iwe tora mumwe nomumwe pamudyandigere, unogona chete kushamisika sei anorarama ari mari. Rwunotanga sokuti mudyandigere kuRussia zvakafanana dzimwe ngano chikara. Zvinonzi zvokudya uye pleasuring, nerunako kuzvidya dzose, uye zvokuita naye, hapana anoziva.

Kana tikatarisa pensions panyaya yokushanda repakati murume, panguva icho hurongwa kuti chinosanganisira fanira inishuwarenzi chikamu, iri 20% mudyandigere zvose mipiro uye mari chikamu (azvaitwa 6%). Panyaya iyi, tinofanira kugara ndivo kuti kuderedzwa. I kubvunza mubvunzo: nei kudiwa zvachose kana Zvinoguma chaizvo shoma?

Anoumba chikamu inishuwarenzi mudyandigere zvakanakira ano pamudyandigere. Kushanda vagari nokupa zvipo kubhadhara akare-zera pensions. Kuuya rakawandisa zvakanyorwa munhoroondo. Kuvimbisa kuti munguva yemberi kubva mari vaunganidza pamusoro payo, murume mbiri mudyandigere yake. Asi! Oh, chinhu "asi"! Vazhinji pamutemo muhoro kuRussia ndiyo mari mupenyu, uye chii mudyandigere achava kopecks izvi kwete pachena. Uyezve, mudyandigere kuchinja munyika yedu kuitika zvinoshamisa kakawanda. Kunyange chakanaka "chena" muhoro, munhu haagoni kuwana chivimbo kuti mudyandigere kwake hakuzovipo usingashandi.

Zvino, private mudyandigere gadziriro. Ndiyo imwe mhuka zvisingazivikanwi kwemarudzi. chimiro ichi mudyandigere mari zviri zvinenge zvose dzakabudirira. Man kunoita mumwe chikamu mudyandigere wavo pachayo. Anosarudza homwe iyo bvisa chikamu mudyandigere ake mipiro. The Fund invests mukurima kana kuchengetedzeka, purofiti uye mugove pamwe
depositors. Zvose zviri pachena uye unonzwisisika. Asi kwete pano. Tinoenda nzira yedu pachedu zvachose. Chokutanga, kuti kubva muzana deducted parutivi mari yakaderera kubva 6% kusvika 4%. Usapa chivimbo uye zvinonyadzisa - mu mudyandigere mari, sezvo nguva dzose, "kuba". vagari vanokokwa kubatanidzwa kwehurongwa co-mari. Zvinoratidzika kuti, mamiriro ezvinhu chete nakisisa uye vanhu vakatya uye havana kutenda kuti mari yake nokusingaperi kudzoka. Life akatidzidzisa kusatenda vakuru ... Panguva iyi purogiramu Zvinobatsira kuita vanhu vasati mudyandigere wakasiya chavanoziva. Sei? Chekutanga, pane vimbiso vawane mari. Chechipiri, vanhu vakaberekerwa 1966 kusvika mari chikamu yose kupa mari isingadariki 15 zviuru pagore. Unogona kuchera, kushandisa mudyandigere nhoroondo sechinhu. Kana kuwanda kubvumira kuti kukwanisa kugamuchira mudyandigere chinamatidzwa kwemakore akawanda. Asi vamwe achafanira ingotenda kuti zvose zvichava zvakanaka.

Mudyandigere Urongwa zvichiitirwa hunovimbisa vagari hupenyu huzere pashure Pazvinotanga wachembera, uye nyika yedu saka kure chete akavimbisa kuti pensioners varege kufa nenzara.