Driving pasina inishuwarenzi - chii kuti zvinorevei?

Kunodiwa mapepa chero mutyairi - rezinesi rokutyaira, kunyoresa gwaro uye inishuwarenzi. Pasina chinenge mumwe wavo, haana kodzero kudzora motokari. Nhasi tichataura pamusoro inishuwarenzi, pamusoro mitemo rokuzvigadzira ayo uye chii vanotyisidzira kutyaira pasina inishuwarenzi.

Auto Insurance - Ichi mhando inishuwarenzi inodzivirira, yakagadzirirwa kudzivirira zvemari zvido muridzi motokari kana kukuvara, kuba kana tsaona zvinobatanidza motokari yake. Panguva iyoyo, pane zviviri mhando motokari inishuwarenzi: Vanosungirwa (CTP) uye nokuzvidira inishuwarenzi (Chikomo).

Kubva rokuti zviri pachena kuti CTP (unomiririra "rokumanikidzirwa inishuwarenzi injini kuita") - munhu fanira muitiro, mamiriro ezvinhu zvikunde uye tariffs, vari wakasiyiwa mutemo. Hull zvakare basa inopiwa nemakambani inishuwarenzi, saka, mamiriro ezvinhu uye prices sezvo zvinosiyana navo.

Kana iwe akaparirwa tsaona, CTP dzosera zvakakanganiswa akuvara motokari. Kana, mumamiriro ezvinhu aya, ndizvozvo, iwe ipapo kuti kuripwa kubva kambani yacho inishuwarenzi kugadzira chaikonzera. Kana ukashandisa kuminamato Hull, inishuwarenzi Kambani vanosungirwa kubhadhara mari chero chiitiko. Pane imwe musiyano pakati maviri hurongwa: CTP indemnify chete kana petsaona, uye Hull - Kana petsaona, kukuvara, kuba kana breakage. Chii kusarudza, kunoenderana wasarudza.

Driving pasina inishuwarenzi rokumanikidzirwa gwenya TPL inishuwarenzi, sezvataurwa pamusoro apa, zviri inadmissible, chero zvazvingava, kumanikidza yakanaka pamusoro penyu, pasinei iwe vakakanganwa kuti vatangezve mutemo kana achangobva nayo kumba.

Funga wechipiri kana kukanganwa inishuwarenzi chimiro kumba, uye zvinonyatsoshanda hauna akapera, uye imi makakohwa mariri. Panyaya iyi, iyo Thumbnail CEAAE inopa yambiro kana yakanaka. Driving pasina inishuwarenzi achaita mari hazvisi 100 rubles.

Kana mutyairi anosungwa achityaira panguva asina inopiwa CTP nguva, chichagamuchirwa faindi rubles 300 kana kurambidza mamwe mashandiro kubvisa chikonzero. Under ichi kazhinji kuwira Chikwata, insuring motokari yako nokuda kwenguva yezhizha.

uye kazhinji kuitira kuti imi achidisa kugara seri vhiri ari mutyairi, kwete yakanyorwa muchimiro. Kutyaira pasina inishuwarenzi muchiitiko ichi kuti arasikirwe muna 300 rubles, pamwe TC anonoswa kusvikira muchairi.

Driving pasina inishuwarenzi, chirango chiri kunonyanyisa - akatasva pamwe nonoka rokumanikidzirwa injini TPL inishuwarenzi. Chirango iri munzvimbo 500-800 rubles, mukuwedzera, motokari inisipekita mapurisa Kurambidza mberi nokushanda motokari. Chete mutongo achafanira kubhadhara pasina mutemo, uye ichi dzimwe nguva zvinoitika Somuenzaniso, apo mutyairi yakasarudza kana kutenga motokari hazvirevi inishuwarenzi nayo.

Yeuka kuti zviri isingadhuri zvikuru uye zvakawanda yakavimbika kutenga mutemo CTP kana Chikomo, uye hazvisi nokuda kutyaira pasina inishuwarenzi Rinobatanidzwa vagare vachinetsana vatariri DPS. Hapana anogona kuva mutoro chii chinoitika kwauri mangwana mumugwagwa. Nani norugare rwepfungwa kugara seri vhiri motokari, achiziva kuti havafaniri akazodemba hombe mari kurasikirwa kana kuba kana tsaona.