Kuwana zviteshi: chokuita zvakanaka. Payment chiteshi

Kukura mari ukama aiva chinodiwa kuti kwaita makadhi. Vakanga chinangwa kurerutsa nzira yose cashing. With kukura unyanzvi mberi akazviratidza kuwana. Izvi rwezvemabhengi basa yachinja kadhi kupinda hwezuva nezuva kushandiswa chokushandisa.

prehistory

"Kuwana" (sezvo rinoshandurwa kubva Chirungu "kutora" ..) - kwegadziriro kadhi kugamuchirwa aripe mabasa. Maererano kukosha inogona kuenzaniswa veMubatanidzwa maserura. Pakutanga Kuwana kwakanga kusiri nyore. Cashiers akashandisa "imprinter", kuburikidza izvo kadhi akapfura "pfungwa" pamwe akadzama. The mudziyo haadi kutaura mubhengi uye keshiya aifanira kudana sangano nemari yako kuzosimbisa Kuwanikwa mari munhoroondo nemhosva yacho. Modern zvemagetsi chinouraya akazviratidza zvikuru paya.

mwoyo

Kuti zvizere yemabasa, zvakakodzera kugumisa chibvumirano chekuunganidza webhanga uye kubatanidza chinouraya kusvikira kutengeswa. The kuwana kubhengi - kadhi sangano iyo anoita Masvomhu vane mabhizimisi kushandisa kadhi kwema, uye / kana achibudisa mari kadhi yokuisira vasina kunyoreswa vatengi pakati kubhengi. Nokudaro sangano rinogona panguva kuitisa nyaya makadhi rakapa kuwana zviteshi.

Types chekuunganidza:

1. Shopping - chinopiwa mumaresitorendi, zvitoro, hotels, etc.
2. Internet - kutenga nhumbi Munyika Wide Web.
3. ATM - iri zviteshi uye ATMs apo unogona kutora mari kubva munhoroondo.

The chinouraya runoita kuchinjwa vachibhadhara kuti nhoroondo boka kuburikidza neindaneti kana runhare mutsetse. Utenge pachako hakusi zvakakodzera. Chokutanga, bhengi neimwe ine siyana michina uye chepiri hapana chikwereti sangano kuchaita ita kupa hwokugadzira rutsigiro mano "wokumwe". For akavhiyiwa kunoda haana kuwana zviteshi chete, asiwo mari mazita chokuita muripo hurongwa.

mushambadzi tichiwana

The chaizvo basa nhumbi mutengi kuburikidza meso muripo anganzi sezvinotevera:

• yeGmail.END_STRONG transmits epurasitiki keshiya;
• keshiya anoitisa akavhiyiwa kuburikidza kuwana chinouraya pamwe preauthorization uye anokumbira mutengi kupinda PIN;
• kubatana chakasimbiswa, kuti, nhoroondo pedhi ichi debited mari zvakakodzera kubhadhara tarisa.

Panguva imwe cheteyo, boka, iyo inoshandisa muripo chiteshi anofanira:

• kuisa mano pamusoro munharaunda musha;
• kubvuma makadhi aripe mabasa;
• kubhadhara kubhengi vachibhadharisa pakuchinja basa.

Kubhangi, akavapindurawo, anosungirwa:

• zvinopa midziyo;
• chitima vashandi vanoshanda zviteshi;
• tarisa nhoroondo nengaidzo nenguva kushanda;
• dzosera mari inobhadharwa;
• pasi mari pakutengeserana;
• tiite zvizere rwokugadzira rutsigiro.

Internet tichiwana

zano Izvi zvakafanana yapfuura mumwe, asi hapana zvakananga nevanhu mutengesi pedyo mutengi. The yose muitiro kunoitwa kuburikidza web-inowanikwa. Mutengi anosarudza nhumbi pamusoro mutengesi wacho nzvimbo uye the clicks pamusoro "Tenga 'bhatani. Next, svinudzai rinokosha apo uchida kupinda nezvokuzadziswa muripo kadhi. Izvi zvinonzi processing kambani. Kuzosimbisa rwokutenga, mabhanga mazhinji kukumbira imwe-nguva mavara echivande, vanopinda muchimiro SMS mashoko kuti kadhi anaro. Vachisimbisa muripo, kuti nemhosva anotumira chikumbiro kubhengi uchatamisa imwe mari kuti nhoroondo paIndaneti chitoro.

Mobile tichiwana

Handizvo kare akaonekwa pamusika mPOS-zviteshi, kuburikidza izvo sero kuwana. Ivo kadhi muverengi zvakabatana foni yako. On the mudziyo chikumbiro iri yakaiswa, kuburikidza izvo kudzorwa chinouraya uye kuwana basa rine mari enyika. mano vakadaro vane mikana yakawanda achimuenzanisa chinyakare michina:

• havana Mobile;
• vane kunhivi wachi kuwana nhoroondo;
• kuwana Mobile zviteshi vari ishoma;
• cashless kubhadhara kushandisa muvadzivirire uye nevamwe.

Mobile zviteshi vari zvakare nyore nokuti vanobvumira kubhadhara tekisi mutyairi mabasa mumotokari uye pakukurukura Pizza kumba.

kutevedzana remapazi

mubhadharo kwema kuburikidza zviteshi riri sezvinotevera:

1. Keshiya akabata kadhi kubudikidza chirwere.
2. Information pamusoro payer iri chakasvitswa kubudiswa centre.
3. The hurongwa achaongorora nengaidzo pamusoro nhoroondo.
4. Kana paine mari yakakwana kuti uchatamisa mari pakati nyaya.
5. The chinouraya 2 anozivisa kopi cheki. Mumwe anoramba ari keshiya, uye wechipiri rwunotumirwa mutengi.
6. Acquirer mutengesi mazita kunoreva kubvisa ari kubhadhara.

Kuwana mu Russia

MuRussia, kuti hurongwa achiri pasi kukura. Uwandu akabudisa makadhi munyika yave kupfuura vanhu. Kunyange zvazvo nhau reshiyo muUnited States uye Europe kupfuura 2-4 nguva.

Tikafunga mari tsika yevanhu kukura ari kadhi kunonzwisiswa sezvo iri nyore muripo uye kuwana pfuma, asi kuwana muna Russian Federation zvave nomumugwagwa kwaitora nguva pane kurongwa. Makore 15 apfuura, nhamba mari uye asiri mari muripo ndiyo 97% uye 3%. Nhasi mifananidzo yakasiyana: 85% uye 15% .However 70% remapazi kuti mubve mari munhoroondo.

Kutenga uye muripo chinouraya inogona kwakabatana kuburikidza chero bhengi munyika. Chete vanoda kufamba kuti mukurumbira uye ruzivo kwemutongo tsika. Somuenzaniso, PJSC "remarara" inopa vatengi dzaro basa "remarara-Go». By kusarudza mumwe zviteshi zvina, ari yeGmail.END_STRONG anobvamburwa kuwana rubatsiro kugamuchira makadhi mana muripo enyika. Fanira ezvinhu - muripo comtittee pa 1,8% uye chikwereti mari nhoroondo yeGmail.END_STRONG wacho mukati memazuva maviri. Unogona kushandisa basa mukati memazuva manomwe pashure kushanda.

Kune dzimwe ezvinhu akapa Sberbank kuwana inouraya. komisheni zvazvingava novimba Vhoriyamu pamwedzi kwemari, izvo inopfuura nomunyika kadhi, uye zvingava 0.5% kusvika 2.2%. Nokuti tichiwana zviteshi vanofanira kubhadhara pamwedzi basa 2 thous. Kwiza nechekuzasi.

Unobva Kuwana chinouraya: 1C "Retail"

Nokuti nzvimbo gwaro "Kuwana mashandiro" rinoshandiswa muna 1C. Pre-vanofanira Activate nezvechisarudzo ichi vari Tab "Administration", pasi "Finance", ne vachiongorora "muripo kadhi". Gadzira "Kuwana danho" rinogona kuva Tab "Finance" kana riri "kutengeswa kwenhumbi", "zvirevo mutengi".

In hwindo mashoko vakatama kubva huru gwaro. Somuenzaniso, "Contractor", "Sum" uye "Item Name". Uyezve, unofanira kutaridzwa "Terminal", "maonero", "ID kadhi." Information iri kudhonzwa kubva "Treaty kwokuwana" riri "Finance" Tab. Kana gwaro iri harisi kuwanikwa, ipapo anofanira akamisa, achinongedza dziri:

• zita acquirer (ane maonero "mamwe ukama" chibvumirano);
• counterparty acquirer;
• mari;
• kadhi nhamba.

Uyezve, achafanira kuti pave nepurogiramu kuwana inouraya.

Mushure achizadza kunze date unofanira kudzokera gwaro chepakutanga uye kuti vaite kuti "kuunganidza oparesheni."

Bank statement

Pamusoro kutambira nyaya mashoko chirongwa zvakafanira abate gwaro "Report pamusoro kuunganidza mubhengi." Zvinonzi vakasikwa chete ndima iri "Finance" Tab. Danho rokutanga tsanangurai yakananga chibvumirano kubhengi. Zvadaro "Selection" muedzo "Kutambirwa kuti muripo." In muripo hwindo, mosarudza Kuwana oparesheni uye baya 'Kutamira racho. " ruzivo All kunoratidzwa muna matafura kwomushumo ichi.

Information pamusoro kubhangi kuti mabasa akazara pamusoro Tab "Kuwana Commission": mutengo chinhu, Analytical nyaya, mari. The mukunopera - kusikwa "Mashoko ari munhoroondo ano" inobva "Report". Maererano gwaro iri 1C kusvika mari chizvidavirire nhoroondo rwunoverengerwa pamwe zvinobva sale, mambure basa.

UT 11

Tikwanise chinouraya iri shanduro iyi 1C kwakabatana zvakasiyana. In zvikuru:

• iri sungano kubhangi anoti zvose muripo hurongwa, maererano izvo Treaty;
• nokuti mabasa pamwe depersonalized vatengi vaishandisa gwaro "CMM macheki";
• It akabata "Close kusuduruka", uye yaibva zvinowanisa "Sales Report" panopera zuva.

Mu "Cheka" pazuva rokutanga Tab kutaura mashoko pamusoro chigadzirwa, wechipiri - iri muripo kadhi, wechitatu - humboo Check uye zita keshiya vake.

Notes pamusoro kushandisa mudziyo

Pakuita mubhadharo kuburikidza nechirwere chingava zvinoverengeka matambudziko: samambure kutadza, Kudzimwa remapazi, kushomeka mari munhoroondo. We funga zvose sei kushandisa parachuti uye kukanzura kuvhiyiwa.

Pamusoro vakabudirira pokupedza kuvhiyiwa chinouraya Prints munhu risiti, iyo rinoti: kadhi nhamba, mvumo code, kutengeserana mari uye muripo pitikoti. Ekupedzisira ane rugwaro pamwe parameters ari kugadzira centre. Kana mashoko ari kusimbisa muripo haagamuchirwi, zvakakodzera kubvisa zvashata kutengeserana nokushandisa "Cancel mashandiro".

Kana kuguma chaishanda rinoitwa, "Reconciliation nezvibereko" panguva chirwere. Panguva iyoyowo, mushumo akavhiyiwa kunze zvokupanduka avo mari ukoshi.

"Abolition kuti muripo" zvinogona kuitwa panguva kusuduruka uye zvaizoitika asati atorwa. Kana oparesheni iyi chakasvitswa kune chirwere nhamba (RRN) uye cheki nhamba. Pashure paizvozvo, mari inobhadharwa iri vakadzokera mutengi. Kana mashoko chabviswa, unofanira kumhanya murayiro "Refunds", chaiyo mari, kadhi nhamba, uye tarisa oparesheni. Muchiitiko chokutanga, kuwana mari zvakananga mutengi, uye wechipiri - mushure nokusimbisa kubhengi mutengapwe.

zvakwakanakira

Nhasi, masangano akawanda vanoshandisa kuwana zviteshi aripe. Michina Izvi nyore kushandisa, kubvisa mukana wokugamuchira mari yokunyepera, kunze mari iri muunganidzwa. Tisingatauri yokuti vechikamu mapurogiramu aya vanogamuchira anokosha rwezvemabhengi zvigadzirwa muchimiro kubatsira zvirongwa discounts pamusoro mabasa uye kurovedza vakasununguka. Uyewo, kuti nemhosva kubhadhara kutenga imwe nzira.

Setsika, makadhi aifarira zvikamu zvacho dzakapfuma vemo. Maererano nenhamba, kuita mubhadharo kubudikidza nechirwere kunotungamirira kuwedzera rokutengesa kubudikidza 20-30%. Varidzi "wallets epurasitiki" vachapedza mari. Avhareji chitsama cheki, vakabhadhara kubudikidza chinouraya, kupfuura 30%. Rimwezve mubhadharo nzira inoita kambani mumaziso mutengi zvikuru hwakavimbika uye anoyevedza. Kuwana kunowedzerawo nhamba yemakambani vatengi.