Maitikiro hupfumi kutenderera uye tsananguro dzavo

Upfumi zvose kunyika zvenyika iri kukura vanoiswa. Mariri, pane kugara kuchinja, humwewo kwoupfumi zvinogara uye zvinetso. Kana vari kumirira mune imwe girafu, tinogona kuona kuti zvichiitika panguva pezvakaitwa makro-pamwero zvinogona kuratidzwa chinozunguzirwa akafanana zvikamu. Funga zvinotaurwa zvoupfumi kutenderera uye ayo maitikiro.

The hupfumi kutenderera iri nguva pakati maviri yakakwirira kana dzakaderera pfungwa pamusoro girafu. Zvinotevera chokutambudzika zvoupfumi kutenderera: dambudziko, kuora mwoyo, kupora uye kukura.

1. Dambudziko kunoratidzwa inotevera upfumi. Ko yakakwirira zvikuru nhamba bankruptcies makambani. Havagoni kutengesa chigadzirwa aunganidza ari dzokuchengetera, saka ari liquidity makambani anowira nehasha, uye nokudaro kukwanisa kubhadhara. Hapana nzira mari yacho kuti bhizimisi, vashandi, mutero masimba, etc. Somugumisiro pamusoro kusauka ose zvebhizimisi ane nezvainoita yose kwezvakatipoteredza. Suppliers hamugamuchiri mubhadharo nokuda nengarava zvinhu, izvo anowedzera mutengo wavo uye kungaita kuti kusauka. Vashandi hamugamuchiri mubayiro wavo, izvo yekudyidzana zvinoderedza upenyu hwavo. Havagoni kuva zvigadzirwa zvitsva, zvokutengeserana mabhizimisi vanotambura. Kana kusauka pamusoro zvebhizimisi, vashandi vose kutapudzwa, saka kuti pane kumuka urovha. Other zvinhu zvisingafadzi upfumi munyika: muhombe defaults pamusoro zvikwereti, mortgages, chinokosha depreciation pamusoro kuchengetedzeka, kubviswa vazhinji anomukweretesa masangano. Nokudaro, apo panguva dambudziko sei zvose, akaipa mamiriro ezvemari inobata zvose nzvimbo yebasa.
2. Depression - danho vachitevera dambudziko. Panguva iyi, kuderera mukurima kunobviswa. Mitengo nhumbi kusvika pasipasi yavo. Vatengi vari zvishoma nezvishoma achitenga mumatanda anochengeterwa dzokuchengetera pakati zvavakanga vachida kuita. Saka, pane zvakare mari guta. Panguva kuora mwoyo pane zvishoma kuti zviratidzo zvakadai pamahombekombe mubereko rates, padanho dzaishandiswa varikumahombekombe , etc. Urovha rinosvika kunonyanyisa kukosha kwayo. Muenzaniso unoshamisa iyi kutenderera chingaitika Depression 30-ies remakore rechi20, apo mu America, mamiriyoni evanhu vakarasikirwa nemabasa avo, makumi ezviuru makambani vaenda kusauka, kusanganisira guru kwazvo. Vanhu vakatora chero basa kuitira kuti zvokudya dzavo uye kubhadhara mortgages, sezvo ivo chero nguva aigona kuva mumigwagwa.
3. Revival - ichi akaipa chokutambudzika hupfumi kutenderera inoguma. Zvino, kurimwa anotanga kukura zvakare. Dzokuchengetera vakafufutirwa nenhumbi. Izvi zvakakodzera kuitira risina kumiswa zvokushandisa kumusika zvigadzirwa. Sezvo kugadzirwa akanga amutsa, mabasa matsva, uye naizvozvo, zvinoderedza padanho urovha. The kunaka kwoupenyu akavandudzika zvikuru, uye mitengo vanotanga kumuka zvakare. Pane kuwedzera muna kudiwa nhumbi dzakasiyana mutengo mhando. kuwedzera vanhu vari kutanga vanosarudza umbozha zvigadzirwa. Kune makambani matsva, vanoita vanoda mari nendarama, kuchengetedzeka, etc. Zviri pavapenyu chaiye upfumi.
4. Waigona. Izvi zvose zvakanaka chokutambudzika zvoupfumi kutenderera. Makambani anogadzira zvigadzirwa ari Mavhoriyamu aiva pre-dambudziko nguva. Urovha rinosvika risingamboshandisi ukoshi. The kunaka akawanda chavagari zvakakwirira, iyo anobvumira vatengesi kuti hombe chiratidzo-kumusoro zvigadzirwa. Uye apo akawira kudiwa zvigadzirwa zvavo zvikasaitika.

We vaiona mana makuru maitikiro hupfumi kutenderera. Vari kuramba achidzokorora mune upfumi nomumwe kusimukira kana dzakabudirira nyika.