Maternity guta guru rekutengesa imba: zvinonyanya kukosha

Imba yega yega ikozvino inenge isingawaniki chinangwa chemhuri dzakawanda dzechidiki, asi mari yekuberekwa inobhadharwa nehurumende yemwana wechipiri kana kuti anotevera anozvarwa mumhuri inogona kubatsira pakagadzirisa nyaya iyi.

Maternity guta rekutengesa imba rinoshandiswa chete pasi pemamwe mitemo inorayirwa nemutemo. Yokutanga uye inonyanya kukosha ndechokuti iyo yakabudiswa chiiti inotanga kushanda chete mushure mokunge mwana asvika pazera remakore matatu. Chiyero munyaya ino chinomanikidzwa uye chinonzwisisika. Ichokwadi ndechokuti kuburikidza nekugamuchirwa kwemwana vabereki vane kodzero yekubhadhara iyi, uye chaizvoizvo vamwe vagari vasina kururama vanogona kushandisa zvakashata mamiriro acho ezvinhu nekuvandudza mamiriro avo emari pamutengo wemwana asina mhosva. Maternity guta rekutengesa imba rinogona kushandiswa kusvikira panguva iyo mwana ari nemakore matatu, chete mune dzimwe nguva. Ngatinyatsoongorora nyaya iyi.

Shandisa chidziro chinogona kunge chava pedyo nekuberekwa kwemwana pane zviitiko zvinotevera:

- kubhadhara kwepakutanga (main) mupiro wemari yekugadzirisa mari kana kukweretwa kunowanikwa;

- kubhadhara chikwereti uye chikwereti chakakosha pamwongoti wemusha kana chikwereti chiri kutorwa panguva yakaberekwa mwana.

Zvinonzwisisika, hakuna munhu achakupa mari iyi nemari. Maternity capital, nokuda kwekutenga imba inoshandiswa, ichaendeswa kubhadhara chikwereti pakukumbira kwevabereki nenzira isina mari. Uye kana chikwereti chechikwereti chikuru hachipfuuri chiyero chemari, mari yakasara inogona kushandiswa chete mushure mokunge mwana atendeuka katatu.

Maternity capital (yeimba, kana kuti, kutenga imba yaunoda kushandisa) inogona kuwanikwa mune imwe yenzira dzinotevera:

- Kana iwe uchitova nemari uye hauna kukwana, zvino nekunyora kushanda uye kupa magwaro anodiwa ku PF yeRF, unogona kuwana mari inoda inotengwa kuti uwane imba yemari;

- kutora chikwereti, nekubhadhara chikwereti chekutanga kuburikidza neshoko rakagamuchirwa;

- Mhuri yemhuri yekutenga imba inogonawo kushandiswa kana ichingobatanidzwa mukugadzirwa kunoenderana, munyaya ino zvichiita chikamu chose kana chikamu chayo semari yekupinda;

- kuenzana kwekutengesa hakuna kuiswawo, saka chiiti chinogona kushandiswa uye munyaya yakatsanangurwa.

Maternity capital, inoshandiswa kutenga imba, inopawo mamwe mamiriro ezvinhu, kuchengetwa kwaro kunorayirwa nemutemo. Sekuvandudzwa mumamiriro ezvinhu ehupenyu hwemhuri, chiziviso chinogona kushandiswa kubhadhara kutenga imba yeimba kana imba mumusha, asi zvinokosha kuti imba inozivikanwa seyekugara, ndiko kuti, inofungidzirwa kuti hakuna imba yezhizha kana imba yemunda, asi iyo inogona kurarama nokusingaperi . Imwezve mamiriro ezvinhu: iyo nzvimbo yakakodzera inofanira kugoverwa pakati pevose varipo nhengo dzemhuri, regai kugoverana zvikamu zvakaenzana, asi kune vose.

Yeuka kuti mugore ra2013, mari yemubereki yaiva 408 960 rubles, uye pakutanga kwegore 2014 ichasvika anenge 430 zviuru zveRubles. Gore rinotevera, mutemo unogona kugadziriswa pamashoko ekushandiswa kwesitifiketi. Saka, zvakarongedzerwa kubvumira kushandiswa kwekurapa mwana, nekuda kwekudzidziswa kwevabereki, uye inorongwawo kuwedzera urongwa hwezvinhu izvo chiremba chekutenga dzimba chinoshandiswa.