"PSB": rakavimbika Rating

Vanhu vazhinji vakanzwa chevanorwara zvemari pasi zita "Promsvyazbank". Rating of yakanakisisa mabhanga kuRussia rinoati kumwe rakavimbika. Uye ichokwadi. Zvisinei, anofanira kukuudza zvakawanda nezvesangano ichi uye zvose anouya kwaari.

Vhuṱanzi

Where kutanga, kutaura kwakadaro kadhi sangano se "Promsvyazbank"? Rating - chinhu chokutanga kuti zvinogona vatengi dzinofarira, uye ichi zvinokosha, asi pakutanga - mashoko mashomanana pamusoro sangano pachayo.

Saka, Russian bhengi ndiyo private. Ake azere rokuremekedza inoti sezvinotevera: "." "Public Joint Stock Company" Promsvyazbank Kazhinji, unogona achiri kuona chidimbu - PSB.

Kana uchitenda pamutemo mashoko, kuti mutengi nechigadziko pakati pamahombekombe chinosanganisira anenge 100,000 mabhizimisi uye mamiriyoni maviri oga vanhu. Rine zvinopfuura 300 rokutengesa nehoro anenge 8500 ATMs. Plus - 200 zviteshi kuzvidzora basa. Services pakati kubhangi zvinobayirwa sezvinoreva 88% kubva mundima Russian Federation. Chii chakakosha - sangano rine mahofisi ayo Ukraine, Kazakhstan, India, China uye Cyprus. Makore matatu apfuura, akavhura imwe hofisi muSwitzerland, uye kunyange zvirongwa kubva pamahombekombe kutanga basa China, kuti kunyatsoenderana, kuHong Kong.

A Nhoroondo shoma

"Promsvyazbank", izvo chaizvo Rating kwaibva muMoscow May 12, 1995. Pakutanga, vatengi zvesangano vaiva foni makambani. Asi yakatanga nokukurumidza, saka kuti munguva yemberi iri pedyo (mukati 3 years), kubhangi rave panzvimbo yayo atora pakati yakanakisisa zana tichitaura zvinhu. Uye muna 2005 nayo akasimuka 15 kunzvimbo fung. Kubvira, "Promsvyazbank", ane kureva yawedzera yekudyidzana makore 10 kupfungwa zvemari, akatanga vava kushingaira. Akatanga kurichinja kuva sangano "zvakasikwa". Nechekare muna 2007 akanga ayo pfungwa waakazvitengesa munzvimbo 100 muna Russian Federation.

The Bank wava yakakurumbira zvokuti muna 2005, muna September, asi Slovenian sangano rinonzi Nova Ljubljanska Banka awana mugove yayo uwandu 7.69%. Zvisinei, gore papera muridzi akatenga chikamu ichi musana. Uye shure kwechinguva 15.32% vave kare akatengesera sangano panguva Commerzbank. Uye muna 2007, PSB akarega kuva vadyi wemari kambani, kuchinja mamiriro kuna JSC.

Asi zvinofadza zvikuru - ndiko kuti apinda kumusoro-rakava Banks pakati 2009 dambudziko. "Promsvyazbank" yava imwe yenzvimbo akavimbika yose Russia. Ari pamusoro ichi zvakaitika wechina.

midziyo

Kazhinji sei tsime mubhengi kunotemwa kukosha uye bhuku zviwanikwa zvayo. Izvo, chaizvoizvo, chinokosha. Somuenzaniso, kubhengi inonzi "Elbin." Kashoma akanzwa nezvazvo chaizvo. Chii hazvishamisi, nokuti uri 549th, wokupedzisira nzvimbo chepamusoro kuti mabhanga Russian! Uye ayo zvinhu (zvakafanana nezvinhu) ndiyo chete 830 750 thous. Rubles. Kwete chaizvo, kana tikayeuka kuti anobata mumari Bank, rinozikamwa zvachose munhu wose, ari 3.2 tiririyoni. Uye kunyange zvakawanda zvinhu - 27.3 tiririyoni! Nhamba zvakaoma kunzwisisa. Asi chete zvakakwana kutaura kuti zviri - zviuru 27.3 bhiriyoni nguva. Chaizvo? Enda mberi.

Solid twa uye Anozvirumbidza "Promsvyazbank", nzvimbo iri kureva kuti riri mutsetse 9 (sezvo yaNovember of ano, 2016). Its zvinhu - 1.2 tiririyoni. Nokutendeka - mabhiriyoni 123,44. Uye nhamba idzi havangagoni kukundikana kufadza. Uye chokwadi ndechokuti chikamu chikuru mari idzi anoumbwa oupfumi uye mari neboka nemakasitoma - yakanakisisa uchapupu rakavimbika.

nhau

Hazvishamisi, kuti kureva kuti "Promsvyazbank" maererano rakavimbika zvakakwirira. Chokwadi kuti zvakanga zvakanaka, zvichiratidza chaizvoizvo zvose. Somuenzaniso, munguva pfupi yapfuura nhau, yakabuda pakutanga December 2016. It pakuzivikanwa kuti "Promsvyazbank" wakapinda pamusoro masangano zvemari matatu chidimbu kuti shoma basa. On migumisiro rakazivisa Frank Research Group. Ndiro aitungamirira pakutsvakurudza kambani mu munda kuongorora mabasa zvemari.

It zviripo achiziva kuti vakaendeswa nhoroondo padanho basa uye yepamusoro tinyatsonzwisisa kure rwezvemabhengi mabasa, akasiyana-siyana zvinobatsira, mari vaitaura nezvimwe zvinodiwa. Musoro dhipatimendi basa nemakasitoma dzakapfuma vanovimbiswa kuti "Promsvyazbank" chinotaura pamusoro shoma chidimbu uye kukura mubhizimisi mirayiridzo. Uye nekuti vanhu vanoonga pachako basa Zvisinei, uye kushandisa migero kure, sangano akasarudza kuvhura imwe nzvimbo itsva kwavari. Muna 2017 zvinonzi aronga kusika navo mamwe maguta Russian, kwete chete muMoscow uye Moscow Region.

Zvinofadza kuziva

Kutaura pamusoro kureva kuti kubhengi "Promsvyazbank" maererano rakavimbika, ndinoda kutaura kudaro kare, kuti haana sangano iri rava weNobel pamusoro mubairo rinonzi pfumo'S Russia Wealth Management Awards. Ichi chinhu chinokosha. Sezvo izvi mubairo mhemberero rinoitwa gore negore, iri paakavapa yakanakisisa vamiririri private rwezvemabhengi, vane mabasa chokuita kurapa yakawanda guru.

mubayiro uyu Kuzivikanwa chaiye kubudirira uye kubudirira sangano. Nokusimbisa dzavo dzakakwirira pamwero professionalism.

mubereko rate

Ndosaka kambani akadai "Promsvyazbank", kureva kuti Central Bank anoisa pamusoro gumi yakanakisisa. sangano iri zvinotora hanya kwete nemakasitoma vakapfuma, asi vanhu vose vakatendeukira kwaari mabasa. Munguva ichangopfuura, somuenzaniso, "PSB" asarudza kuderedza mubereko prices pamusoro zvikwereti. For madiki, vava akaenzana 9.4% uye avhareji - 8.3%. Enzanisa mumwe kupfuura mari zveefa mumari Bank - a "Business-mari", uye ake prices wepagore kubvira 11.8%. Kutarisa musiyano inojeka: mukuru mutevedzeri mutungamiri "Promsvyazbank" zvakanaka achiti kuti kambani yavo inopa yakanaka ezvinhu ari pamusika mari nokuda Entrepreneurs.

Work nevanhu

Vanhu vazhinji vanofarira: sei yakanaka "Promsvyazbank" maererano mabasa inopiwa kune vanhuwo vagari? Kunyange zvakadaro, haasi munhu wose munyika yedu ari munhu akapfuma kana muridzi bhizimisi. Eya, uye kushanda nevanhu, sangano akabudirira.

Somuenzaniso, funga basa iri se "Zvikukutu ndivo." Zvinobatsira vanhu vanoda mari kumwewo mari yako uye kuwedzera kwemari. Kuti munhu kuvhura account chaakanga anoisa imwe mari kuti imwe nguva. Rate - 8.25% pa annum. More inogona kuwedzerwa 0.25% - mune nyaya kana munhu ane chirongwa basa Orange Premium Club kana "PSB Your Premium".

Toti kuti yeGmail.END_STRONG asarudza kuvhura rubatso "chikamu Hwakavimbika", tichiregeredza vachiisa rubles miriyoni imwe. Panoperera rokuti (1 year), uchachipiwa mari iyi shure, pamwe munhu mubereko ~ 83 000 p. Uye kana ukadyara zvakawanda? Takabva vakaita kuwana zvakanaka pusa mari.

mogeji

The chikwereti Rating kuti "PSB" - inonakidza wenyaya, saka zvakakosha kuti yokunyatsoongorora mariri. Mazuva ano chinonyanya kufarirwa mhando chikwereti - munhu mogeji. Uye vazhinji kuti kunze yacho "PSB". Sei? Uye nokuti sangano anopa zvakanaka ezvinhu.

Unogona kutenga mufurati kuvaka chitsva, achienda chikwereti pa 10.9%, uye kunyange vane mamiriro rutsigiro. Zvinobatsirei? Chekutanga, ravaida mwero chinoshanda yose chikwereti izwi, asi kana vanhu achashandisa kuminamato vavaki vamwe. Chechipiri, kwokutanga mubhadharo ndiyo 20 chete%. Kuti, kana munhu achida kutenga Studio furati nokuda rubles mamiriyoni maviri, achava kubhadhara pakutanga chete 400 000. Chechitatu, Bank asingaverengerwi chero mamwe mazai chikwereti kubudiswa uye inopa mangwanani mutsividzo pasina Zvirango uye kurambidzwa.

Uye chinokosha zvinobatsira - yakajeka uye vashomanana zvinodiwa kuti munhu anoda kubetserwa. Ugari inofanira Russian, zera - kubva pamakore 21 kusvika pamakore 65 pamusoro kudzoka musi. Residence kana zvachose nzvimbo basa - uyewo Russia. Work ruzivo - kanenge rimwe gore. Uye pakupedzisira nzvimbo - 4 months. Sozaomschika bvumidzwa kubatanidzwa, asi zvinogona chete kuva chepamutemo mudiwa (murume / mukadzi). Uye kana munhu anotora chikwereti, hakungavi pasi kuzvipfuudza. Ndizvo zvose. Terms sezvo nyore sezvinobvira - ichi ndicho chikonzero chikuru nei vanhu vakawanda vanoita mutambo chikwereti iri "PSB".

pakupedzisira

Uye sezvo kumwezve uchapupu rakavimbika "Promsvyazbank" Ndinoda kutaura kuti muzhizha ino gore, Internet kubhengi sangano ichi kwave kuchizivikanwa sezvo zvomunda yose Russia. Studies yaiitwa pasi zita magazini Global Business Outlook. Bhizimisi iri bhuku pagore rinoronga kuti mhemberero munzvimbo dzakasiyana Mapato nzvimbo upfumi mabhizimisi basa. Uye Internet kubhengi PSB kwave kuchizivikanwa sendarama hwakavimbika uye zvakanakisisa. Handiti, rinoshandiswa ose mutengi wechina sangano.

Panzira, pakati tsime gore rino, PSB akatanga vanhu itsva paInternet kubhengi. Changes ndavhiyiwa kwete chete design, asi zvirimo. Added chinobatsira features, uye chinonyanya yakakurumbira akavhiyiwa kuti vatengi akashandisa vanowanzobatwa richiwanika watinya imwe chete.

Kazhinji, sezvo kuonekwa, PSB rakavimbika uchapupu, kune vazhinji. Chinonyanya pachena - ndiko kukura yesangano iri chepamusoro ari Central Bank. Oh, chii chii, uye hapana mubvunzo izvi.