Kuisa akare-zera mudyandigere mangwanani

Old-zera mudyandigere ndiyo mashoko rakajairika vakwegura munyika yedu. The tinogona kugamuchira kwayo varume nevakadzi vakayambuka vomukova 60 uye 55 makore ose, ukuwo. Panguva iyoyo anofanira kushanda haidereri kupfuura mitemo uye uwandu mudyandigere pfungwa haidereri pane shoma mari. Zvisinei, rimwe boka vagari zvinogona inobhadharwa akare-zera mudyandigere mangwanani. The pamazita mabasa, ounyanzvi hwokugadzira uye maindasitiri, nzvimbo, ounyanzvi hwokugadzira uye masangano, kufungisisa riri basa iri zvinobatsira, aifarirwa hurongwa RF Government.

Chii pamudyandigere?

Conditions nokuti kuwana mudyandigere dzinotungamirirwa mutemo batana. Maererano nedzimwe mapoka vagari vane kodzero mangwanani Clearance kuti mudyandigere kuti kuchembera.

Rokutanga mudyandigere mitemo iri Software inonzi nyasha. Its wakasimuka vanachiremba, vadzidzisi, vemifananidzo uye vamwe. Zvino, kana mudyandigere makapiwa pamberi mitemo zera, kodzero kumutumidza mangwanani.

Zvinonzi rakapa kwemakore mashanu asati asvika chinzvimbo nokukwegura mudyandigere, kana zvimwe zvinyorwa.

Conditions kuti vaverengwe

The ukuru kana tichifunga fomu mangwanani kwokuripirwa pensions kuchanzi nguva basa kunze ichi- munguva kushanda zuva yakazara. Muchiitiko chino, nokuti izvi nguva dziri kubhadhara inishuwarenzi uitwe.

Pahwaro zvinyorwa ravakwa workbook, miviri RF PF vanogumisa kugadzwa kana kuramba Kunyoresa mudyandigere mangwanani. Kazhinji, mashoko ari zvaunoda ukuru vanopiwa kwete zvakazara kana kwete kuwanikwa kuti imwe nguva mashoko pamusoro mushandi pachavo. Saka, kuvimbika pamberi chaiye chiitiko kugadzirisa rinokosha hwevashandi uye kushanda mamiriro ezvinhu vanofanira kuti rakanyorwawo.

Pamudyandigere vanekodzero kuti ape vagari uyo panguva kupinda simba mutemo pamusoro Occupational pensions kare akashanda nhengo nzvimbo kana mhando basa kupfuura hafu basa kunodiwa. Mune zvimwe zviitiko izvozvo Chichasimbiswa maererano dzemunharaunda uye mitemo nounyanzvi hurongwa.

Ukuru mangwanani akare-zera mudyandigere kunobva yaipedzerwa vachibhadhara inishuwarenzi.

Chii Zvinyorwa inodiwa?

Pakuita pamudyandigere kuti mudyandigere Fund of Russian Federation zviitwe:

• chikumbiro nokuti mudyandigere;
• pasipoti uye, kana zvakafanira, gwaro achisimbisa kunyoresa nzvimbo dzokugara;
• SNILS, zvakakodzera kuti simbiso inishuwarenzi.

Inishuwarenzi ruzivo, vakawana risati chizvidavirire ruzivo pamusoro insured munhu ari mudyandigere mugadziriro, akasimbisa workbook. Iye ndiye mukuru gwaro certifying ukuru. Kana mashoko zvaida chinoshayikwa, unogona rokuvimbisa zvakafanira ruzivo nokupa:

• kadhi rokuzvidavirira vashandi;
• nguva papepa;
• pachedu nhoroondo mubayiro;
• staffing.

Zvikonzero kuramba kubhadhara

Kakawanda, mudyandigere vakuru vanoramba application nokuda mudyandigere mangwanani nezvikonzero zvinoverengeka:

• Hazvina kwechokwadi vakawanda basa ruzivo;
• hazvibviri rokuvimbisa chokwadi basa zvizere;
• haagoni kuisa chinokosha yezvakaita basa;
• , Haana kunyorwa workbook basa nenzvimbo vagari, maererano nemirayiro kukubvumira kuti ndipe regera mangwanani;
• kusakwanisika pave chokwadi kushanda mune imwe sangano.

Kana kukanzura hapana Papera kupfuura mazuva mashanu kubva musi nhengo PD mhinduro vanofanira kuzivisa yauri kushanyira. The chiziviso anofanira kuratidza zvikonzero pokuramba uye nzira ayo chikumbiro. mashoko All yakabva mudyandigere Fund magwaro zviri vakadzoka.

General ezvinhu kugadzwa

By mutemo, akare-zera mudyandigere mangwanani akatamisira pashure kurapwa, asi kwete pamberi musi pakuunganidza kodzero kuzvigamuchira. Musi ndiro zuva yokugamuchira kurapwa mugari kushanda uye zvose zvaida mashoko uye magwaro.

Mudyandigere Fund inosimbisa kuti issuance pamusoro pakutengeserana vanogamuchira Notifications.

Paakatuma tsamba kushanda uye magwaro ose inodiwa anoshandisa zuva zvichanzi akaita nhamba kuratidzwa pamusoro Postmark nzvimbo yokuenda. Kutambirwa ziviso anotumirwa kero wacho kana chete vachamira kubva pamaoko ako.

Kana mugari asina akapa zvose zvakafanira, hapana paya pane mwedzi mitatu, anogona kuunza mamwe mapepa. In nhasi kurapwa achaverenga musi okutambirwa application kana nhamba kuratidzwa paishandiswa chidhindo ari kutarisira. The mazita zvisipo magwaro vagara vandifungira mumuviri RF mudyandigere Fund uye nezvaro risiti-ziviso.

Mashoko kukarukureta wokukurumidza kurega basa dzinofanira kuzokurukurwa kubudikidza mudyandigere Fund weDhipatimendi hapana paya pane mazuva gumi pashure ayo pasi. Pahwaro mashoko huri ose vakabvuma magwaro, chisarudzo pamusoro kugadzwa. Ukuru mangwanani akare-zera mudyandigere haagoni kuva zvishoma pane shoma subsistence pamwero munyika.

Vagari kushanda mumunda pamwe yakaoma nokushanda mamiriro

Pane mazita mamwe basa rakaoma. Vagari basa zvidzidzo izvi, vanofanira kuwana kugadzwa pamudyandigere mudyandigere.

Varume vanenge vakashanda kwemakore anenge gumi nehafu uye ruzivo inishuwarenzi makore anopfuura makumi maviri nemashanu, richisvika makore 55 okuberekwa ane mukana kurishandisa. Chete kodzero makapiwa vakadzi vane makore makore 50, nebasa uye nguva inishuwarenzi kwete asingasviki gumi uye makore makumi maviri, ukuwo.

Kana kugadzirwa chaiye ruzivo zvisakakwana (asi kwete kutapudza pahafu), uye ruzivo inishuwarenzi kwakashanda zvizere, zvichida mangwanani Clearance vatana-zera mudyandigere. Mumamiriro ezvinhu akadaro, zvinonzi wakaiswa kutapudzwa ari pamudyandigere zera. A rutapudzo kwegore rimwe kunoitika mumwe akapedza makore maviri nehafu vanhu, nokuti mumwe maviri - vakadzi.

Vagari vanoshanda mabasa vakatora nzvimbo mundima Far North uye kwaenzaniswa maruwa

Vakurumidze basa mudyandigere mudyandigere iri inobhadharwa nevanhu makore gumi nemashanu ari mundima Far North. In kwaenzaniswa maruwa, urongwa uhwu inofanira kubhadharwa pasi chete ezvinhu. Asi panguva imwe karenda gore, ichakurukurwa mumwedzi wokutanga vapfumbamwe basa mabasa ari kuchamhembe kure ikoko.

Kana processing kupfuura hafu inodiwa nguva yacho mugari ane mukana mudyandigere kwokutanga kupfuura kazhinji yakasimbiswa wava. Zvadaro, mumwe nomumwe zvizere karenda gore wemakore mudyandigere ipfupi ne mwedzi mina.

Vagari vachiita majana, pakureba nguva, batidza basa uye mazuva hwakapedzerwa dzaifanoiswa kurinda nokoko. The nguva pakati pakurinda zvisingagoni kuverengwa.

Okutanga maawa nokuti yokurinda kunobatanidzwa ukuru pahwaro ari vakabvuma zvitupa kubva makambani umo wacho rakashanda. Vanofanira ane ruzivo pamusoro nguva basa uye kuwana nzira kurinda uye musana.

Women nevana vakawanda, vakaremara vanhu, vabereki uye vachengeti vana vakaremara

Early akare-zera mudyandigere inishuwarenzi vanaamai nevana vakawanda vanogona kugamuchira shanu kana kupfuura vana. Vane kodzero mudyandigere nemakore 50.

Huru mamiriro chokuwana:

• mai mwana mumwe nomumwe anofanira kusimudza kushoma makore masere;
• Kuwanikwa inishuwarenzi kweanodarika nemashanu.

Old-zera mudyandigere mberi purogiramu inogona kupiwa vabereki, uyo akarera mwana anenge akaremara kubva pakuzvarwa, kusvikira makore masere. kodzero iyi inogona kushandisa munhu mumwe chete, kana mai kana baba. In basa iri ruzivo vanofanira kuva makore anopfuura makumi maviri nemashanu ari varume nevakadzi azvaitwa.

The mutarisiri mwana anenge akaremara kubva pakuzvarwa, uyewo anokwanisa kugadzira chinhu pamudyandigere. zvikuru nokukurumidza sei kutanga kugamuchira kunoenderana nguva muchitokisi. Gumi mwedzi hanya anogona kuderedza negore rimwe nguva pamudyandigere. Asi nhamba nguva anogona haapfuuri makore mashanu. Ndiko, kana nguva muchitokisi nemakore matanhatu, mukadzi anekodzero pamudyandigere mudyandigere pazera 51, kana vapfumbamwe - 50.

Mukuwedzera vabereki uye vachengeti pamusoro mangwanani kuurayiwa vachibhadhara vakodzera, uye vamwe Mapato vakaremara vanhu. Early akare-zera mudyandigere munhu akaremara anogadzwa, kana boka rave vakawana somugumisiro hondo kukuvara. Unofanira kuva kushanda ruzivo makore makumi maviri nemashanu kuti varume makumi maviri - vakadzi.

Men ane Kukodzera nguva yemakore gumi namashanu, neboka yokuremara rokutanga, anogona kushandisa kuti mudyandigere mudyandigere aine makore 50. Women pasi chete ezvinhu, pamwe zvakaitika makore gumi, unogona kushandisa kuti mudyandigere Paaizosvika nemakore 40.

Vagari isingawanzopotswi zvirwere, nokuti dwarfs uye Lilliputians anopawo pamudyandigere mudyandigere. A akaremara anogadzwa aine makore 45 uye makore 40 ari pamberi zvaida nguva muna makumi maviri nemashanu.

Kana uchitsvaka pamudyandigere Clearance zvakakodzera kuratidza kuvapo urema. Gwaro kwakadaro kwaizova gwaro achisimbisa chokwadi ichi. Zvinofanira yakanatsa mashoko pamusoro basa uye boka vapore chirongwa nomumwe.

Pamudyandigere mudyandigere kuti kukwegura kurapwa vashandi

For paruzhinji kwemauto vashandi nehurumende rinopa zvivako zvose zvinobvira. Kana ukasangana zvinotevera zvinodiwa nevashandi vezveutano, zvisinei nezera, vanachiremba rinovimba netarisiro akare-zera mudyandigere:

• Ya nyanzvi basa anofanira kanenge matatu. Kana ukuru rakaumbwa chete kushanda mumaruwa uye mumaguta, anopfuura makore makumi maviri nemashanu.
• Nokuti nguva vanobatanidzwa pakuverenga kubhadhara ukuru, inishuwarenzi kuitwa kuti mudyandigere Fund.

Old-zera mudyandigere mangwanani zvinogona yakapiwa vagari kuhofisi zita masangano umo vanoshanda, vanobatanidzwa chaiyo list, yakatanga nehurumende nyika yedu, nokuti inobva Data of RF PF iri sarudzo.

Zvinofanira kucherechedzwa kuti vashandi oga Masangano vezvokurapa vane kodzero mangwanani kunyoresa, uyewo vashandi ehurumende uye yeko masangano.

In zvakaitika chete basa sezvo kuverengwa iri kuipa purogiramu, uye panguva kuderedzwa yokushanda. Maererano nomurau, nguva zvikwereti akaita karenda kuti. Ndiyo basa-gore umwe achatorwa kuti gore rimwe basa. Pane kunze mutemo uyu:

• kana panguva yake nyanzvi basa munhu, kunze muguta, uye aishanda townships uye muruwa, rimwe gore basa kumaruwa dzinofanira kuzokurukurwa somunhu gore uye mwedzi mitatu nguva;
• gore rimwe basa muguta kunonzi mumwe uye makore nehafu 'ukuru nokuda zvinotevera Mapato vanoshanda utano: vanachiremba vanovhiya, Anesthesiologists uye yevanorwara zvikuru nyanzvi, pathologists, forensic nyanzvi;
• kana mashoko vanhu mumaguta kana mumaruwa gore yavo yokushanda basa sechinokosha sezvo gore rimwe nemwedzi mipfumbamwe.

Ibasa utano nenyanzvi nemhaka mutemo nyika yedu kunosanganisira kuwedzera kodzero dzavo. Naizvozvo, izvi nguva inofanira kusanganisirwa pakureba, izvo basa pazera pamudyandigere.

Vagari mubasa pakudzidzisa mabasa

Features kugadzwa pensions vari nokudzorwa mutemo. Pamudyandigere mudyandigere vadzidzisi basa pasinei nezera ravo. The chikuru ndechokuti kune nyanzvi basa raiva nemakore anopfuura makumi maviri nemashanu.

Mune Implementation basa musangano, zita iro haana kuiswawo pakati pemazita mapango nokudzidzisa masangano, nguva yebasa nyanzvi mune ruzivo kuti mudyandigere hautorwi.

Professional mabasa kunze munguva kusvikira September 1, 2000, Achanzi pakureba pasinei nemamiriro ezvinhu ose Implementation basa vomureza nguva panguva ino. Pashure musi - pasi zvinonyatsorehwa chokupika huru nzvimbo basa nevamwe kushanda nguva mitemo yakaiswa sezvo mubayiro unodiwa.

The ukuru hauonekwi panguva basa zvikamu kuwana pfupi urema makomborero, uyewo negore akabhadhara mazororo, kusanganisira mamwe. Iyi, asiri kudzidzisa kwacho (kubatanidzwa Misangano uye misangano, ekudzidzisa, kudzidza ngavabude, siya pasina muripo, kunze komutemo kuchikoro, siya kutarisira mwana, etc.), ipapo havana zvaizopedza. Kusara ndiyo pazororo kuti mwana hanya kusvika makore matatu, kunze pamberi October 6, 1992.

Early akare-zera mudyandigere rovha

chinzvimbo ichi vava vagari anogona basa, asi hauna basa uye zvakaoma vakanyorwa zviri basa centre kuti tiwane rakakodzera basa navo. vanhu ava, pasi zvakafanira zvinodiwa vakodzera kugadzwa akare-zera mudyandigere mangwanani.

zvinhu kugadzwa:

• munhu anofanira kuva pamutemo mamiriro ari rovha uye kushaya nezvaanogona ari mudziyo kusvikira mabasa mabasa;
• mugari zera hakufaniri vaduku pane makore maviri asati yakatarwa mudyandigere zera vose;
• hwaro munhu vanogumurwa kubva kumashure basa anofanira kunge liquidation kana kumira mabasa woga entrepreneur, kana zvinoderedza uwandu vashandirwi ehurumende Data;
• "On basa pensions" vanofanira kuva noruzivo, anogona kuita wekare-zera mudyandigere mudyandigere, pasi batana mutemo.

Features:

• enumeration ose akasarudzwa kwemabasa kubhadhara achaitwa kusvikira mudyandigere;
• anekodzero kusarudza kuchinja kana neperehoda yaida naye mangwanani mudyandigere;
• inishuwarenzi mangwanani akare-zera mudyandigere inogona rakapa panguva imwe chete yakajeka vabatsirwe kwemakore basa zvichienderana nemurairo;
• Batsirwa kubhadhara regai kana munhu kudzokera kubasa kana pakutangazve navo chero basa, ringanzi mu nguva inishuwarenzi;
• kukundikana pamasikiro pamudyandigere yomunharaunda simba mudyandigere Fund vanosungirwa vadzokorore basa centre kwaitanga havashande uye kuramba kutsvaka basa kuti mugari.

Kukarukureta yepakutangatanga akare-zera mudyandigere nokuda havashande pamutemo akaita kufanana kukarukureta ari kwagara mudyandigere wavanobhadhara.

Nguva Kukodzera ruzivo

Pakuita pamudyandigere pamusoro ndima chete yatinenge basa iri basa ruzivo zvinosanganisira:

• nguva kuchinjwa unoitwa panguva iyo kwenguva pfupi urema makomborero;
• pagore akabhadhara mazororo;
• maternity pazororo.