Kworudzii chikwereti iwe kusarudza?

Anokweretesa muna Russia, uye kwete chete chinogona huviri munzvimbo: chitoro ezvokutengeserana anomukweretesa.

Retail anomukweretesa inoratidza zvinotevera zvigadzirwa:

• Consumer anomukweretesa. Izvi rworudzi chikwereti kunoratidzwa kupa mari kuvanhu, vashandi salaried, mutengi zvinangwa (kutenga imba midziyo yemagetsi nezvimwewo mari kubhadharwa, makadhi, etc.).
• zvikwereti Car nokuti vanhu. Izvi mhando chikwereti hunosanganisira issuance mari kune vanhu kutenga motokari. Kunyanya mabhanga pane kukamurwa - nekusagona kutenga rinokosha midziyo nenzira yakadaro.
• Mortgage. Purchase yokugara kana zvisiri dzinogarwa zvikwereti Real Estate. Dzinoratidzwa yekudyidzana chimbadzo achienzaniswa nezvimwewo, uyewo anomukweretesa yakareba (ari hurongwa makore 10-25).

Mhando zvikwereti kuti pamutemo masangano ose Russian Federation

Kusiyana chitoro chikwereti achazviunzira yemakambani zvigadzirwa iri vakwanise zvikuru. Zvikurukuru, unogona kusarudza zvinotevera mhando zvikwereti pamutemo masangano:

• Anokweretesa kutenga zvivako. Izvi mhando chikwereti achibvumira nomutemo masangano kutenga non-dzinogarwa uye dzinogarwa Real Estate. Kusiyana mortgages vanhu ndiko zvikuru nechepazasi anomukweretesa mazwi (makore 5-10).
• Credit nokuti kutenga motokari. Legal masangano uye Entrepreneurs vane mukana wokuwana vose motokari uye marori, motokari inokosha.
• Credit nokuti kutenga midziyo - kupfuura akakurumbira pakati nemasangano. Technology haadi mira, saka kwaita zvinogadzirisa itsva mumunda okuwana runoita kushanda zvinobudirira zvikuru uye vachikurumidza. The pakuunganidza michina yakadaro kuti mari haisi kuwanikwa zvose. The kununurwa anouya mukana kuchitenga nechikwereti. The chikuru Mamiriro achirumbidza kuti kutenga michina iri mupiro mukwereti pachake. Dzimwe nguva zvinogona 20 kusvika 50 muzana chikwereti uwandu. Izwi yemutoo wezvikwereti kwakadaro haisi makore anopfuura mashanu.
• Credit nokuti kushanda guta. Uyu pfupi-rokuti mhando chikwereti. Chinangwa chigadzirwa ichi - replenishment kuti kushanda guru (kutenga nhumbi, mbishi zvinhu, zvinhu, etc.).
• Overdraft - pfupi-rokuti chikwereti. Unoratidza chikwereti pasina rubatso pamutemo masangano uye Entrepreneurs. Izwi iri chikwereti mwedzi mumwe. Fanira chinodiwa - a razero overdraft pamwedzi, uye shanduro muganhu. Zvikurukuru, pemahombekombe akaisa muganhu zvichienderana kumhanya bhuku iri nhoroondo ano. Mune mamwe mazwi, mumwe overdraft - ndiwo mukana kupinda kubvisa pamusoro nhoroondo razvino kuti imwe mari.
• Factoring sezvo rudzi chikwereti zvaipiwa vokubhengi akatanga ichangopfuura. Basa factoring ndiko kuitira kuti zvebhizimisi mari, kana kambani vakatuma zvinhu, uye kuti iye hapana muripo. Enterprise-mutengesi pachishandiswa zvibvumirano chinoguma mutengi anoenda kubhengi fomu factoring. The Bank anofunga mamiriro uye proposes kuita kungobvumirawo kuripwa nhumbi kubva mutengesi kusvika kumahombekombe. Kubhengi inobhadhara mutengesi imwe mari kwenhumbi vakatengesa, uye mutengi, akavapindurawo, rinowanikwa haisi mutengesi uye kubhengi. Pashure pomuedzo kubhadhara kuti mutengi mutengesi kubhengi anodzoka zvakasara mari yakagamuchirwa nokuti nhumbi. Hworudzi urwu anomukweretesa kuti mutengesi unoripa kubhengi vamwe basa.