Mashoko pamusoro izvo zvinogona rakapa zvikwereti repair Sberbank

Kutanga kubva 2013, gore mumari Bank vose repair zvikwereti vari rakapa kana sezvo chikamu chikuru chirongwa, yainzi "Car chikwereti", kana maererano panorongwa. Kana ukasarudza wokutanga, unogona kutarisira kutenga motokari itsva kana kushandiswa wechipfuwo kana kutorwa. Panyaya chaiwo ezvinhu, ipapo tiri kutaura pamusoro vagari zvirongwa zvakananga automakers.

Kana tichiti mumari Bank zvikwereti motokari dziri rakapa pazuva rechipiri-ruoko motokari, mitemo vamwe anoshanda pano. Saka, Somuenzaniso, makore wechipfuwo kugadzira, uyewo ari Chinese motokari indasitiri haagoni kupfuudza 5 years. mamwe marudzi ose zvokufambisa motokari, uye angava 6, uye 8 uye 10 Makore "aberekwa."

Kana uchifarira chikwereti ichi Sberbank, kudiwa kunyoresa, pakutanga kwezvose, kusangana zvimwe zvinodiwa:

• kuva mugari weRussia haana muduku pane 21, asi kwete vanopfuura makore 75 (yokumusoro muganhu zvinoreva kuti nguva iyi chikwereti anofanira mubayiro wakakwana);
• vane pfupi, asi kutoti zvachose chinyorwa mudunhu, umo aronga kuti vawane mari inodiwa kuti kutenga motokari;
• kare kutyorwa chikwereti mutsividzo papurogiramu;
• basa uye vane akakodzera nyanzvi ruzivo;
• gadzirira kusimbisa mari yake yepamutemo, uwandu iyo achabvumira kushandiswa rakumbirwa mari.

Tinoda kutaura chinodiwa yakadai, sezvo mukana kuti kwokutanga mubhadharo. Iye rudzi uchapupu kukomba vavariro dzako. Zvakanakisa, zvichava kutora kanenge 30% of kukosha motokari yasarudzwa.

Chokwadi, akati rwezvemabhengi sangano mubasa chikwereti musika zvichiongororwa nekanzuru kutenga motokari. Izvi kupa vatengi kupfuura anonzwisisa mashoko zvinobvira. Somuenzaniso, vatambi vazhinji chikwereti uye misika yemari regai kurangarira nzira manyuko mari pamusoro makasitoma ayo. Zvisinei, pane imwe nguva vakanga nezvinoda yokuti nhamba anokwereta, mukuru mari yakakwana kuwana chikwereti, vakawira rinooneka. Chokwadi, zvaida kutsvaka nzira yokugadzirisa dambudziko iri. Uye nhasi, ari mamiriro wegungano iri, haugoni kuona, asi mukufamba dzinogamuchidzanwa yokubvunza Manager mishumo kuti kufungawo mari yose nokugamuchirwa zvinogona anokwereta.

On the interest uye ramangwana

The chimbadzo, ayo kuburikidza yoku repair zvikwereti Sberbank, zvinoenderana okuti yavari dzakaitwa. Somuenzaniso, ari Ruble prices vari 14,5%, 15.5% uye 16% chete annum nokuti nyaya kana chikwereti nguva iri gore zvichidzika, kubva makore matatu uye makore anopfuura matatu, ukuwo.

Zvinofanira kucherechedzwa kuti mumari Bank zvikwereti motokari dziri rakapa vamwe Mapato ose nemakasitoma yakanaka chimbadzo. Vagari kugamuchira kuburikidza map pakagadzwa mubayiro, pensions uye magariro makomborero, vangatarisira kuderedza nechepasi mwero mumwe pfungwa. Zvinoita sokuti kuva zvishoma, asi zvakanakisa.

In mhedziso, ndinoda kucherechedza zvinotevera: zvakanaka kana chikwereti Sberbank unoitwa chete dhipatimendi, apo iwe wakatora chikwereti kutenga motokari. Chekutanga, unogona kuverenga pamusoro kuvimbika rwake. Chechipiri, unogona kupiwa anokosha ezvinhu dzebasa.