"TCB": kutenga ongororo, description, mabasa, upfumi uye zvikwereti

Munyaya ino isu ichatsanangura chii "TCB" anogamuchira inofambiswa kubva vashandi vayo uyewo vatengi. chinobatsira mashoko ose pamusoro sangano zvichakurukurwa pazasi.

Pashure pezvose, usati anoshanda mumwe kana mumwe kambani zvemari, zvakakosha kuziva pamusoro zvose mamiriro ayo. Kunenge kuti kumwe hapana ari "misungo" yakanakisisa inogona kuunza dambudziko kune vatengi.

tsananguro

"TCB" - iri kambani zvemari guru. Zvinonzi richiparadzirwa munyika yacho yose. Rine matavi mumaguta akasiyana-siyana Russia. Hakusi chitsotsi, sezvo vamwe vagari. Zvisinei, mukurumbira chaizvo pakati yevagari haafariri.

"TCB" awana zvakasiyana siyana wongororo. Pakati pavo pane zvose zvakanaka uye kwete zvakanaka. Chii kunyanya unokosha kuteerera pamwe? Pane mibvunzo kana akaipa pfungwa maererano nourongwa mabasa? Vangaitei kuti vabatsire, "TCB"?

mabasa

Mabasa anoitwa wekambani hazvina zvinhu. Iye ndiye chiyereso masangano ose zvemari, ane basa guru - rwezvemabhengi mabasa. Saka, "TCB" anopa vatengi yaro:

• Internet rwezvemabhengi mabasa;
• zvikwereti;
• mortgages;
• Panovhurwa nhoroondo uye deposits;
• Zvinorayirwa mari;
• mari kwema.

Hapana chinokosha kana akananga. Uye kuti vamwe vanhu vafare. Totenda kuti "TCB" - ndiyo vanhuwo zvikuru, kunyange asina guru chaizvo bhengi. More zvakananga, nemambure mabhanga. Unogona kushandisa pano mureza mabasa inopiwa zvemari masangano.

Holdings

Special nzeve wavhomorwa kuti mipiro. Kuti vari kuziva vanhu kakawanda. Kwavari, "TCB" chinozadzwa yakavhenganiswa wongororo. Kunyange zvazvo vakawanda vari kuwana maonero kunyanya akanaka.

Mipiro nemasangano akawanda. Unogona kusarudza munhu akarurama nokuda zvikuru munhu. Conditions havasi nguva dzose zvakanaka, asi ivo vari nani kupfuura vazhinji vakwikwidzi ayo. Kufarira rate avhareji kubva 8 kusvika 10%. Kwete zvikuru, asi akatsiga uye hwakavimbika.

Pari, zvinotevera mapurogiramu zvinogona kupatsanurwa pakati mipiro:

• . "Nguva Growth Autumn" - 10% chete annum mu rubles;
• "Mudyandigere" - 8.8% paminiti annum kuti mazuva 368;
• "Mupiro Ramangwana";
• "Mari tsamba" - 10,05% pa annum;
• "Universal";
• "On kudiwa";
• "Premium Universal" - kuti 8,55%.

Sarudza mashomanana. Asi, sezvo vatengi vanoti, zvakakodzera kuti uwane ruzivo pamusoro mipiro kuenda zvakananga kuhofisi sangano. Pane achapa mashoko azere pamusoro nerimwe anowanika mapurogiramu uye kujekesa zvinhu pamwe chete mubhengi.

mogeji

Vanhu vakawanda nhasi kutora zvikwereti: zvose nevatengi uye mogeji. Zviya, nokuti mwero rokutanga angava akasiyana, zvichienderana papurogiramu. Somuenzaniso, pamudyandigere anogona atore chikwereti ine mwero 19% chete annum uye huripo vatengi of kubhengi - ne 17%.

Mortgage anomukweretesa mu Russia yava nevakawanda zvikuru zvakare. Saka, vakawanda vanofarira kuziva chii awana "TCB" wongororo pamusoro chikwereti. Pasinei kuita basa iri?

Single mafungiro pano uye ikoko. The sangano anogamuchira siyana inofambiswa mogeji yavo. Vamwe vanoti ndiwo "TCB" zvakavabatsira kutenga imba nyore. Uye pamwe mari zvikoro regai kukonzera chero dambudziko - hapana kugara vachiyeuchidzwa pamusoro vachibhadhara kana zvikwereti, kana zvinoshamisa kuonekwa delinquency.

Uyezve, vamwe vanotsutsumwa kuti "TCB" - hazvisi chaizvo urongwa chaiye zvemari. Kuchangotanga Zvikwereti utariri zvinoreva headers iyo vakarova kunyange duku zvikwereti, uye nenzira dzose. Overpayments pamusoro chikwereti chikuru uye kuuya nyaya dzemapepa kwete zvose simba pamasikiro magwaro.

Chii kutenda? Asi, zviri nani kunamatira kuti kwazvakarerekera pfungwa maonero. Zvinokosha kucherechedza kuti "TCB" vatengi wongororo zvakanaka hunhu anowana zvikurukuru nokuti nyaya uye zvikwereti, uye mortgages muzviitiko apo vamwe mari kumasangano vanhu vari kurambwa.

Chaizvoizvo, muna tsika Kurambwa pamusoro chikwereti kana chikwereti mu "TCB" - husiri nyore kuwana. Asi naivowo vari. Kunonyanya kukonzerwa kukwana akagadzirwa magwaro, kana nokuda yakaderera goho nemhosva. Kunyange zvakadaro, bhengi vachiri anogamuchira zvichemo pamusoro chikwereti. Zvakangofanana sezvo vakawanda makambani zvakafanana. Asi vose, nokuti kuguma chikwereti chibvumirano "TCB" kusvika.

Customer Service

Zvakadini vatengi? Chimwe chinokosha zvikuru chinhu. Reviews pakati kubhengi "TCB" munzvimbo iyi zvakare zvakasiyana - zvimwe kugutsikana nebasa, mumwe kwete chaizvo.

Huru kunyunyuta kuti unoratidzwa vaenzi - anononoka uye venga mudonzvo, havagoni kupa mhinduro dzemibvunzo chaiyo. On nechikwereti pano havadi kutaura, uye ungasangana neumwe utsinye.

Asi panewo zvakanaka maonero pamusoro apo vashandi "TCB" sendiri akatendeseka uye nehana mushandi. Vanoedza kufadza kupindura mibvunzo mutengi, wose teererai. Kunyange zvazvo kumhanya basa achiri kunosiya zvakawanda anodikamwa.

Zvinofanira kucherechedzwa kuti somunhu asina kunaka, vakataura vari Kero boka uye nyaya dzinovaka zviri unsubstantiated. Saka, zviri chokwadi chete kufunga kuti "TCB" basa harisi tokari, uye kuti havasi vose vashandi kucharamba kukwanisa kupindura mimwe mibvunzo. Zvisinei, kufanana mamwe bhengi.

Help vatengi

Kazhinji, "TCB" zvakanaka hunhu mhinduro vakagamuchira rubatsiro vatengi panguva kunyoresa magwaro akasiyana-siyana. Ichi chinhu chinokosha zvikuru chinhu kuti rinomira oga mukushumira vashanyi.

Vamwe zvinosimbisa kuti nematambudziko zvapera application uye risiti, unogona kukumbira kubhangi vashandi izvozvo. Zvadaro chete vanofanira kutarisa Data akaisa siginicha yake pamusoro gwaro.

Akadaro akanaka, kunyanya kana totaura vakwegura kana zivo vanhu vari pamahombekombe zvavo vasina vakakutangirai zviitiko. "TCB" akaedza kuita zvose vashanyi ayo. Uye akafanira kurumbidzwa.

Zvichemo zvavo mapedzero

Sezvambotaurwa, "TCB" awana zvakasiyana siyana wongororo. Vamwe vanhu vanonyunyuta kuti kana kushandisa kuti chikwereti kana chikwereti zvinoita sokuti iwe aibhadharwa kupfuura pakutanga yakapikirwa. Sezvineiwo, mamiriro ezvinhu akadaro - husiri nyore kuwana. Musavatya zviripo. Sei? Vatungamira nokukurumidza matambudziko uye ruregerero kune vatengi ayo.

Zvinokurudzirwa chete kuongorora zvose Pakuurayiwa chibvumirano, uyewo kujekesa chero nuances kwemamiriro kuMudzidzisi zvibvumirano, kubhengi vashandi. Zvino chero zvinhu zvisingafadzi muka. Kunyanya kana tiri kutaura pamusoro chaiye mutengi. Uye chikwereti uye defaulters ingataura kuti munhu, kunyange yakanaka bhengi.

rezinesi ongororo

In zvenhau, nerunyerekupe kuti pangozi sangano rinonzi "TCB" kushaya yacho rezinesi. Nhema kana kutyisidzira chaiko? Hapana chokutya. No revocation of rezenisi iri mubhengi haisi uye hakuchazovipo. Chero zvazvingava, munguva yemberi iri pedyo. nhau dzakadaro - the unyengeri chairo, izvo unsubstantiated. Kunyanya kufunga nezvokuti vanhu iri kunyanya basa "TCB" wakanaka uye haina kuva chero zvakakomba zvichemo.

kubudikidza nomudonzvo

Asi Bank sezvo mushandirwi haana zvakanaka nekusimba. Zvinosuruvarisa "TCB" vashandi anowana wongororo havasi yakanakisisa. The chikuru kunyunyuta - yakaderera mubayiro, basa rakaoma, pevashoma nevashanyi uye vanofanira kuramba nguva.

Zvisinei, zvakanaka divi "TCB" zvose nokuda mushandirwi zvakare. Ivo:

• akasununguka kushanda mamiriro;
• zvakanakira pasuru zvakazara;
• chetevere zvakaoma;
• "White" muhoro;
• basa kukura;
• nokuzvidzora budiriro;
• mamiriro ezvinhu akanaka nokuti kubhengi kuti mabasa.

zvakawanikwa

Sezvinogona kuoneka kubva apa, payo anogamuchira "TCB" siyana hunhu wongororo. Vakawanda iri mubhengi yakanaka, iyo inopa mureza mabasa. Anoti akataurawo pamusoro kupfungwa zvemari, sezvo mutemo template.

Sezvo mushandirwi, zviri zvakare kambani wakanaka. Zvisinei, pamwe zvazvakanakira. Unogona zvakanaka kushandisa pano, uye mabasa, uye kupa vamwe mabasa. Chete haina varumbidzwa kushanda mari yakawanda. Pashure pezvose, pamwe zvinokwanisika kuvhara zviri kubhangi (uye kubva ichi hapana njodzi) kudzorera mari achava zvakaoma.