Mutemo inishuwarenzi

Inishuwarenzi mutemo - mumwe mapazi nemutemo wamuka maererano kudikanwa kusimbisa wepamutemo ukama pakati insured uye insurer. Usati kuisa musoro uye nzira mitemo yacho indasitiri, zvinokosha kutsanangura pfungwa "inishuwarenzi."

ukama ichi chakagadzirirwa kuchengetedza zvido zvevanhu uye dzepamutemo masangano ose Russian Federation kana vanotongwa Russian Federation, ayo makanzuru, kunobva nezvechiitiko insured kunoitika nokuda mari mari yakawanikwa kubva inishuwarenzi kubudikidza insurers uye nedzimwe nzira.

Specificity ukama inishuwarenzi iri yokuti zvaitika pahwaro mutemo mukana, sezvo makambani inishuwarenzi kutakura inishuwarenzi mishumo zviitiko, iyo, kunyange zvazvo vanganzwa kuitika, asi kana uye yavangave, chii chichava kwakakanganisa haizivikanwi.

pfungwa

Inishuwarenzi mutemo - negadziriro mitemo zvakagadzirirwa waidzora hukama mari inotungamirwa uye kushandisa inishuwarenzi Fund kuchengetedza pfuma zvinodiwa nevanhu uye zviri pamutemo masangano kuburikidza nekuripira kukuvara kunobva panowanikwa insured chiitiko kana zvimwe rinotsanangurwa kare zviitiko akava kunambwa pachako uye pfuma bhora insurer.

Nyaya mutemo inishuwarenzi uye nzira

Ndivo magariro ukama kuti yakabuda pakati insured uye insurer chokuita Implementation kuchengeteka ake uye kudzivirirwa.

mutemo The inishuwarenzi rinobatanidza Zvinokosha uye dispositive nzira. Saka, Somuenzaniso, mutemo unoti nzira (fanira kuita zvinodiwa) rinoshandiswa Part 1 st.390 Civil Code, chine urongwa kuti chibvumirano inishuwarenzi anofanira hazvo kuitwa zvokunyorwa. rinoshandiswa Dispositive nzira (pane sarudzo) Somuenzaniso, chikamu 3 st.943 Civil Code, iyo inoti kuti mapato chibvumirano vangabvumirana kurishandura zvimwe zvokudya zviri nemitemo inishuwarenzi.

maitiro

Inishuwarenzi mutemo hurongwa inoumbwa 2 zvikamu: zvarwo uye chinokosha. Wokutanga rine dzemunharaunda vakamisa waidzora masangano ose mutemo inishuwarenzi: okuti, policies, kutyora zviri inishuwarenzi, ayo mamiriro murau. Yechipiri zvinosanganisira mumirau mamwe inishuwarenzi:

• mabhizimisi ngozi ;
• pfuma;
• private;
• bhangi deposits;
• utano
• and unto.

Inishuwarenzi Law aro misimboti

Idzi dzinosanganisira:

• kuvapo insurable kufarira. Anofanira kuva chibvumirano kana panguva yacho insured chiitiko. Zvingasava midziyo inishuwarenzi mukana kuita uye kurasikirwa pfuma. The pamazita nezvido, umo inishuwarenzi hazvibvumirwi, akanyorwa muna st.928 Civil Code;
• inishuwarenzi nengozi. Kubhadhara dzinoitwa nokuda insured chiitiko chakaitika, izvo zvinogona kana kurege kuitika;
• yokuenzana. Nokuti mumwe nguva inofanira kubudirira mune zvoupfumi kuenzana uwandu inishuwarenzi nekuripira mari inobhadharwa mushure insured chiitiko;
• chepamusorosoro kuvimba vemapato. Zvinoreva kuti panguva kwemamiriro chibvumirano, vanofanira buritsa zvose ezvinhu kuti ave akakodzera;
• kubhadhara inishuwarenzi muripo. Izvi zvinoreva kuti insurer anofanira kuripira kukuvadza ari chitsama kurasikirwa chaiko vakatambura, kureva kudzokera aggrieved policyholder kutanga zvemari nzvimbo;
• ukama causal Akasakadza kurasikirwa uye zviitiko ayo. Ndicho chinonyanya kukosha muupenyu kukuvadza. Zvazvinoita ikaitika somugumisiro chinhu insured chiitiko.

matura

Inishuwarenzi mutemo anobva pamutemo mabasa akasiyana siyana. Sources: bumbiro remutemo, mashoko Civil Code, Mutemo "On Organization Inishuwarenzi Business muna Russian Federation", mirayiro hurumende, wenyika mitemo uye nevamwe.